Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average auto insurance rates for a Mitsubishi Outlander are $1,136 annually for full coverage insurance. Comprehensive insurance costs an estimated $230, collision costs $380, and liability coverage is $390. A policy with just liability insurance costs around $438 a year, with coverage for high-risk drivers costing $2,452 or more. Teenage drivers pay the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Price estimates broken down by individual coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all Outlander models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. More rural locations have fewer physical damage claims than densely populated cities.

The example below illustrates the difference location can make on insurance prices.

The ranges above illustrate why everyone should compare rates quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The best discount rate is $661
• Raising to $1,000 deductibles will save approximately $140 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,136
• Using pricier low deductibles costs an additional $266 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,452 or more
• The price with full coverage for a teenage driver for full coverage can cost as much as $4,314

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay at least $4,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,300 to $1,900 extra each year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers is expensive and can cost around 44% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $410 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find prices as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out which car insurance is cheapest is to regularly compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Mitsubishi Outlander Insurance

Getting lower rates on auto insurance consists of being safe and accident-free, having a good credit history, not filing small claims, and taking advantage of discounts. Make time to compare rates at every other renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief review of the concepts that were touched on in this article.

• Drivers with DUI or reckless driving convictions may pay on average $1,320 more annually than a low-risk driver
• Youthful drivers are charged the highest prices, as much as $360 a month including comprehensive and collision insurance
• It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $400 each year
• It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.