Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,136 a year including full coverage. Comprehensive insurance costs approximately $230 a year, collision costs $380, and liability is estimated at $390. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing $2,452 or more. 16-year-old drivers pay the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

These estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than congested cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The ranges above highlight why it is important to get quotes using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $661
• Choosing higher $1,000 deductibles can save $996 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,136
• Buying low $100 deductibles for comp and collision coverage will cost an extra $266 annually
• Higher-risk drivers with multiple tickets or accidents could pay around $2,452 or more
• The price for full coverage for a 16-year-old driver can cost $4,314 each year

View Chart as Image

Auto insurance prices for a Mitsubishi Outlander are also quite variable based on your driving record, the model of your Outlander, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay in the ballpark of $4,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mitsubishi Outlander insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $410 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,300 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges from 44% to 128% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes from multiple companies. Each auto insurer utilizes a different rate formula, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mitsubishi Outlander Insurance

Getting lower rates on insurance for a Mitsubishi Outlander takes being a low-risk driver, having good credit, being claim-free, and not having any coverage lapses. Take the time to compare rates every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The items below are a brief summary of the information covered in the above illustrations.

• You may be able to save around $140 per year simply by quoting early and online
• Teen drivers have the highest car insurance prices, possibly costing $360 a month if they have full coverage
• Increasing physical damage deductibles can save around $400 each year
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,320 more per year to insure their Outlander
• Insureds who purchase more liability coverage will pay around $430 per year to raise limits from a low limit to 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.