Mitsubishi Outlander Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 16, 2024
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When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.
This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.
When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.
Average auto insurance rates for a Mitsubishi Outlander are $1,090 annually for full coverage. Comprehensive insurance costs around $214, collision insurance costs $350, and liability is estimated at $390. A liability-only policy costs approximately $438 a year, and high-risk insurance costs $2,352 or more. Teens receive the highest rates at up to $4,172 a year.
Average premium for full coverage: $1,090
Rate estimates for individual coverage type:
These estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for different Outlander trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as cheap as $438 for just liability coverage to a much higher rate of $2,352 for a driver who requires high-risk insurance.
Price Range by Location
Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population tend to have fewer accident claims than cities with more traffic congestion. The price range example below illustrates how where you live affects auto insurance rates.
These examples show why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $639
- Choosing higher $1,000 deductibles can save about $130 a year
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,090
- Selecting more expensive low deductibles for comp and collision coverage costs an additional $246 annually
- Higher-risk drivers with serious driving violations could pay at least $2,352
- The cost with full coverage for a 16-year-old driver with full coverage can be $4,172 each year
Insurance rates for a Mitsubishi Outlander can also vary considerably based on the trim level of your Outlander, your driver profile, and deductibles and policy limits.
An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay as much as $4,100 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying at least $1,300 to $1,800 extra per year, depending on your age. High-risk driver insurance ranges from 43% to 133% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $380 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Mitsubishi Outlander insurance prices. A good driver about age 40 could pay as low as $720 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,550 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $986 | -$104 | -9.5% |
| Alaska | $836 | -$254 | -23.3% |
| Arizona | $904 | -$186 | -17.1% |
| Arkansas | $1,090 | -$0 | 0.0% |
| California | $1,242 | $152 | 13.9% |
| Colorado | $1,040 | -$50 | -4.6% |
| Connecticut | $1,118 | $28 | 2.6% |
| Delaware | $1,230 | $140 | 12.8% |
| Florida | $1,360 | $270 | 24.8% |
| Georgia | $1,008 | -$82 | -7.5% |
| Hawaii | $782 | -$308 | -28.3% |
| Idaho | $738 | -$352 | -32.3% |
| Illinois | $812 | -$278 | -25.5% |
| Indiana | $822 | -$268 | -24.6% |
| Iowa | $734 | -$356 | -32.7% |
| Kansas | $1,036 | -$54 | -5.0% |
| Kentucky | $1,486 | $396 | 36.3% |
| Louisiana | $1,612 | $522 | 47.9% |
| Maine | $674 | -$416 | -38.2% |
| Maryland | $898 | -$192 | -17.6% |
| Massachusetts | $868 | -$222 | -20.4% |
| Michigan | $1,890 | $800 | 73.4% |
| Minnesota | $914 | -$176 | -16.1% |
| Mississippi | $1,304 | $214 | 19.6% |
| Missouri | $968 | -$122 | -11.2% |
| Montana | $1,170 | $80 | 7.3% |
| Nebraska | $858 | -$232 | -21.3% |
| Nevada | $1,306 | $216 | 19.8% |
| New Hampshire | $786 | -$304 | -27.9% |
| New Jersey | $1,218 | $128 | 11.7% |
| New Mexico | $964 | -$126 | -11.6% |
| New York | $1,148 | $58 | 5.3% |
| North Carolina | $628 | -$462 | -42.4% |
| North Dakota | $894 | -$196 | -18.0% |
| Ohio | $750 | -$340 | -31.2% |
| Oklahoma | $1,118 | $28 | 2.6% |
| Oregon | $998 | -$92 | -8.4% |
| Pennsylvania | $1,036 | -$54 | -5.0% |
| Rhode Island | $1,454 | $364 | 33.4% |
| South Carolina | $988 | -$102 | -9.4% |
| South Dakota | $918 | -$172 | -15.8% |
| Tennessee | $954 | -$136 | -12.5% |
| Texas | $1,312 | $222 | 20.4% |
| Utah | $806 | -$284 | -26.1% |
| Vermont | $744 | -$346 | -31.7% |
| Virginia | $652 | -$438 | -40.2% |
| Washington | $842 | -$248 | -22.8% |
| West Virginia | $998 | -$92 | -8.4% |
| Wisconsin | $752 | -$338 | -31.0% |
| Wyoming | $968 | -$122 | -11.2% |

Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Outlander ES 2WD | $1,032 | $86 |
| Mitsubishi Outlander ES 4WD | $1,062 | $89 |
| Mitsubishi Outlander SE 2WD | $1,062 | $89 |
| Mitsubishi Outlander SE 2WD | $1,062 | $89 |
| Mitsubishi Outlander SE 4WD | $1,062 | $89 |
| Mitsubishi Outlander SE 4WD | $1,062 | $89 |
| Mitsubishi Outlander XLS 2WD | $1,090 | $91 |
| Mitsubishi Outlander XLS 4WD | $1,118 | $93 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,126 | $94 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,126 | $94 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Outlander | $294 | $536 | $338 | $1,304 |
| 2023 Mitsubishi Outlander | $284 | $524 | $354 | $1,298 |
| 2022 Mitsubishi Outlander | $274 | $502 | $364 | $1,276 |
| 2021 Mitsubishi Outlander | $260 | $484 | $376 | $1,256 |
| 2020 Mitsubishi Outlander | $250 | $450 | $384 | $1,220 |
| 2019 Mitsubishi Outlander | $240 | $424 | $388 | $1,188 |
| 2018 Mitsubishi Outlander | $230 | $380 | $390 | $1,136 |
| 2017 Mitsubishi Outlander | $214 | $350 | $390 | $1,090 |
| 2016 Mitsubishi Outlander | $206 | $328 | $394 | $1,064 |
| 2014 Mitsubishi Outlander | $186 | $284 | $402 | $1,008 |
| 2009 Mitsubishi Outlander | $152 | $188 | $390 | $866 |
| 2007 Mitsubishi Outlander | $138 | $170 | $380 | $824 |
Rates are averaged for all Mitsubishi Outlander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Mitsubishi Outlander Insurance
Saving money on insurance for a Mitsubishi Outlander takes having a good driving record, having a good credit history, eliminating unneeded coverage, and dropping full coverage on older vehicles. Take the time to comparison shop at every other renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.
The next list is a brief summary of the concepts that were touched on in the above illustrations.
- Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,260 more every year to buy Mitsubishi Outlander insurance
- Drivers age 20 and younger pay higher rates, costing as high as $348 per month including comprehensive and collision insurance
- Drivers can save up to $130 per year just by shopping early and online
- Increasing deductibles could save up to $375 each year
- Drivers can save up to $130 per year just by shopping early and online
Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.
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What are the safety ratings of the Mitsubishi Outlander?
The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.
Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.
Mitsubishi Outlander Compared Against Other Vehicles in the Same Class
Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.
The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.
Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes. Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,172 |
| 20 | $2,502 |
| 30 | $1,128 |
| 40 | $1,090 |
| 50 | $998 |
| 60 | $978 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,336 |
| $250 | $1,222 |
| $500 | $1,090 |
| $1,000 | $960 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,090 |
| 50/100 | $1,204 |
| 100/300 | $1,302 |
| 250/500 | $1,555 |
| 100 CSL | $1,243 |
| 300 CSL | $1,458 |
| 500 CSL | $1,614 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,930 |
| 20 | $3,984 |
| 30 | $2,396 |
| 40 | $2,352 |
| 50 | $2,246 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $58 |
| Homeowner | $17 |
| 5-yr Accident Free | $75 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $46 |
| Advance Quote | $52 |
| Online Quote | $76 |
| Total Discounts | $451 |
Discounts are estimated and may not be available from every company or in every state.
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