Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance prices for a Mitsubishi Outlander are $1,090 every 12 months for full coverage. Comprehensive costs on average $214, collision costs $350, and liability costs $390. Liability-only insurance costs as little as $438 a year, with high-risk driver insurance costing around $2,352. Teen drivers pay the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for all Outlander models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural areas have more infrequent accident claims than larger metro areas.

The example below illustrates how rural and urban location affects car insurance rates.

The ranges above show why everyone should compare rates based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $639
• Drivers who choose higher $1,000 deductibles will pay around $130 a year
• The average price for the average middle-age driver with $500 deductibles is $1,090
• Choosing pricier low deductibles for comprehensive and collision insurance increases the price to $1,336
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,352 or more
• The price to insure a 16-year-old driver for full coverage may cost $4,172 a year

View Chart as Image

Car insurance prices for a Mitsubishi Outlander are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Outlander.

Choosing high deductibles could save up to $380 annually, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged upwards of $4,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,300 to $1,800 extra each year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can cost from 43% to 133% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $720 a year in states like Idaho, Maine, and Iowa, or as much as $1,550 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices from multiple companies. Every company uses a different rate calculation, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Mitsubishi Outlander Insurance

Getting lower rates on insurance for a Mitsubishi Outlander not only requires avoiding accidents and claims, but also maintaining a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at every other renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a condensed summary of the concepts that were raised in the charts and tables above.

• Drivers considered higher risk with multiple at-fault accidents pay an average of $1,260 more each year to insure a Mitsubishi Outlander
• Drivers under the age of 20 are expensive to insure, with premiums as much as $348 a month if the policy includes full coverage
• Drivers can save as much as $130 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save as much as $375 each year
• Drivers can save as much as $130 per year simply by quoting online well ahead of the renewal date

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.