Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance prices for a Mitsubishi Outlander are $1,090 every 12 months including full coverage. Comprehensive insurance costs around $214, collision costs $350, and liability insurance costs $390. A policy with just liability insurance costs as little as $438 a year, with coverage for high-risk drivers costing $2,352 or more. Teens receive the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Rate estimates for individual coverage type:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for different Outlander trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine auto insurance rates.

These examples highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $639
• Drivers who choose higher $1,000 deductibles will pay about $130 every year
• The average price for a 40-year-old driver using $500 deductibles is $1,090
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $246 a year
• High risk drivers with serious driving violations could pay at least $2,352 or more
• The cost to insure a teen driver with full coverage can be $4,172 a year

View Chart as Image

Insurance rates for a Mitsubishi Outlander can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $380 each year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,300 to $1,800 additional per year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 133% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,550 on average in Michigan, New York, and Louisiana.

View Chart as Image

With so much variability in rates, the best way to figure out your exact price is to compare rates from as many companies as possible. Every company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Mitsubishi Outlander Insurance

Saving money on Mitsubishi Outlander insurance not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and taking advantage of discounts. Invest time comparing rates at least once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a brief summary of the primary concepts that were covered in the charts and tables above.

• You may be able to save up to $130 per year simply by shopping early and online
• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,260 more every year for car insurance
• Increasing deductibles could save as much as $375 each year
• Teenagers are charged the highest rates, as much as $348 per month if full coverage is included

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.