Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,090 a year including full coverage. Comprehensive costs approximately $214 each year, collision insurance costs $350, and liability coverage costs around $390. Liability-only coverage costs as low as $438 a year, and high-risk coverage costs around $2,352. 16-year-old drivers cost the most to insure at up to $4,172 a year.

Average premium for full coverage: $1,090

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Outlander models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates the difference location can make on auto insurance prices.

The examples above highlight why all drivers should compare prices using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $639
• Using higher $1,000 deductibles will save $130 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,090
• Buying low deductibles for physical damage coverage bumps up the cost to $1,336
• Higher-risk drivers with multiple tickets or accidents could pay around $2,352
• Policy cost that insures a teenage driver can cost $4,172 or more

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,300 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers can be around 43% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see rates as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,550 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $380 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mitsubishi Outlander Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Comparison shop every year by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The following items are a recap of the coverage data touched on in this article.

• You may be able to save around $130 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $348 each month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents will likely pay on average $1,260 more per year than a driver with a clean driving record

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.