Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Mitsubishi Outlander are $1,090 a year with full coverage. Comprehensive costs approximately $214, collision insurance costs $350, and liability coverage is estimated at $390. A policy with just liability insurance costs approximately $438 a year, and coverage for high-risk drivers costs around $2,352. Teenage drivers receive the highest rates at up to $4,172 a year.

Average premium for full coverage: $1,090

Rate estimates by individual coverage type:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for all Outlander models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. Rural locations tend to have lower incidents of collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

These examples demonstrate why everyone should get quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best discount rate is $639
• Choosing higher $1,000 deductibles can save $130 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,090
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,336
• Drivers who are prone to accidents and violations could pay around $2,352
• The cost that insures a teenage driver for full coverage can cost $4,172 each year

View Chart as Image

Insurance rates for a Mitsubishi Outlander can also vary considerably based on the model of your Outlander, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,300 to $1,800 additional per year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers ranges around 43% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Mitsubishi Outlander insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,470 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $380 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mitsubishi Outlander Insurance

Saving money on auto insurance takes being a good driver, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Compare prices every other policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a summary of the ideas that were covered in the charts and tables above.

• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $348 per month if comprehensive and collision insurance is included
• Drivers who have multiple accidents or major violations may have to pay on average $1,260 more per year than a safer driver
• Increasing deductibles can save approximately $375 each year
• You may be able to save around $130 per year just by quoting online well ahead of the renewal date

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.