Mitsubishi Outlander Insurance Rates
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Michelle Robbins
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UPDATED: Apr 16, 2024
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When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.
This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.
When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.
Average insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage. Comprehensive insurance costs an estimated $214, collision costs $350, and liability is $390. Buying just liability costs around $438 a year, with insurance for high-risk drivers costing $2,352 or more. 16-year-old drivers receive the highest rates at $4,172 a year or more.
Average premium for full coverage: $1,090
Rate estimates broken down by individual coverage type:
Estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for all Outlander models.
Price Range by Coverage and Risk
For the normal driver, prices range go from the low end price of $438 for liability-only coverage to the much higher price of $2,352 for a driver who requires high-risk insurance.
Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. More rural locations tend to have lower incidents of accident claims than congested cities.
The example below illustrates how geographic area affects insurance prices.
These examples show why everyone should compare rates quotes for a targeted area, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Mitsubishi Outlander insurance rates for other coverage scenarios.
- The best full coverage rate is $639
- Raising to $1,000 deductibles will save approximately $130 a year
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,090
- Buying pricier low deductibles will cost an additional $246 annually
- Drivers with multiple tickets or accidents could pay up to $2,352 or more
- The cost that insures a 16-year-old driver for full coverage can cost as much as $4,172
Auto insurance rates for a Mitsubishi Outlander can also vary considerably based on the model of your Outlander, how you drive, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you could be paying $1,300 to $1,800 in extra premium per year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers is expensive and can cost from 43% to 133% more than the average rate. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $4,100 a year. View Rates by Age
Where you live also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find rates as low as $720 a year in states like Iowa, Maine, and Idaho, or at least $1,550 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $986 | -$104 | -9.5% |
| Alaska | $836 | -$254 | -23.3% |
| Arizona | $904 | -$186 | -17.1% |
| Arkansas | $1,090 | -$0 | 0.0% |
| California | $1,242 | $152 | 13.9% |
| Colorado | $1,040 | -$50 | -4.6% |
| Connecticut | $1,118 | $28 | 2.6% |
| Delaware | $1,230 | $140 | 12.8% |
| Florida | $1,360 | $270 | 24.8% |
| Georgia | $1,008 | -$82 | -7.5% |
| Hawaii | $782 | -$308 | -28.3% |
| Idaho | $738 | -$352 | -32.3% |
| Illinois | $812 | -$278 | -25.5% |
| Indiana | $822 | -$268 | -24.6% |
| Iowa | $734 | -$356 | -32.7% |
| Kansas | $1,036 | -$54 | -5.0% |
| Kentucky | $1,486 | $396 | 36.3% |
| Louisiana | $1,612 | $522 | 47.9% |
| Maine | $674 | -$416 | -38.2% |
| Maryland | $898 | -$192 | -17.6% |
| Massachusetts | $868 | -$222 | -20.4% |
| Michigan | $1,890 | $800 | 73.4% |
| Minnesota | $914 | -$176 | -16.1% |
| Mississippi | $1,304 | $214 | 19.6% |
| Missouri | $968 | -$122 | -11.2% |
| Montana | $1,170 | $80 | 7.3% |
| Nebraska | $858 | -$232 | -21.3% |
| Nevada | $1,306 | $216 | 19.8% |
| New Hampshire | $786 | -$304 | -27.9% |
| New Jersey | $1,218 | $128 | 11.7% |
| New Mexico | $964 | -$126 | -11.6% |
| New York | $1,148 | $58 | 5.3% |
| North Carolina | $628 | -$462 | -42.4% |
| North Dakota | $894 | -$196 | -18.0% |
| Ohio | $750 | -$340 | -31.2% |
| Oklahoma | $1,118 | $28 | 2.6% |
| Oregon | $998 | -$92 | -8.4% |
| Pennsylvania | $1,036 | -$54 | -5.0% |
| Rhode Island | $1,454 | $364 | 33.4% |
| South Carolina | $988 | -$102 | -9.4% |
| South Dakota | $918 | -$172 | -15.8% |
| Tennessee | $954 | -$136 | -12.5% |
| Texas | $1,312 | $222 | 20.4% |
| Utah | $806 | -$284 | -26.1% |
| Vermont | $744 | -$346 | -31.7% |
| Virginia | $652 | -$438 | -40.2% |
| Washington | $842 | -$248 | -22.8% |
| West Virginia | $998 | -$92 | -8.4% |
| Wisconsin | $752 | -$338 | -31.0% |
| Wyoming | $968 | -$122 | -11.2% |
Opting for high physical damage deductibles can reduce rates by up to $380 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates from multiple companies. Every auto insurance company utilizes a different rate formula, and quoted rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Outlander ES 2WD | $1,032 | $86 |
| Mitsubishi Outlander ES 4WD | $1,062 | $89 |
| Mitsubishi Outlander SE 2WD | $1,062 | $89 |
| Mitsubishi Outlander SE 2WD | $1,062 | $89 |
| Mitsubishi Outlander SE 4WD | $1,062 | $89 |
| Mitsubishi Outlander SE 4WD | $1,062 | $89 |
| Mitsubishi Outlander XLS 2WD | $1,090 | $91 |
| Mitsubishi Outlander XLS 4WD | $1,118 | $93 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,126 | $94 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,126 | $94 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Outlander | $294 | $536 | $338 | $1,304 |
| 2023 Mitsubishi Outlander | $284 | $524 | $354 | $1,298 |
| 2022 Mitsubishi Outlander | $274 | $502 | $364 | $1,276 |
| 2021 Mitsubishi Outlander | $260 | $484 | $376 | $1,256 |
| 2020 Mitsubishi Outlander | $250 | $450 | $384 | $1,220 |
| 2019 Mitsubishi Outlander | $240 | $424 | $388 | $1,188 |
| 2018 Mitsubishi Outlander | $230 | $380 | $390 | $1,136 |
| 2017 Mitsubishi Outlander | $214 | $350 | $390 | $1,090 |
| 2016 Mitsubishi Outlander | $206 | $328 | $394 | $1,064 |
| 2014 Mitsubishi Outlander | $186 | $284 | $402 | $1,008 |
| 2009 Mitsubishi Outlander | $152 | $188 | $390 | $866 |
| 2007 Mitsubishi Outlander | $138 | $170 | $380 | $824 |
Rates are averaged for all Mitsubishi Outlander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Mitsubishi Outlander Insurance
Saving money on insurance for a Mitsubishi Outlander consists of being a safe and courteous driver, maintaining a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Comparison shop at every other renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below is a review of the concepts that were presented in the illustrations above.
- Drivers considered higher risk who have several accidents or serious violations may pay on average $1,260 more annually for auto insurance
- Teenage drivers are the costliest to insure, costing as high as $348 per month if the policy includes full coverage
- Drivers can save approximately $130 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles can save approximately $375 each year
- Drivers can save approximately $130 per year simply by quoting online well ahead of the renewal date
Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.
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What are the safety ratings of the Mitsubishi Outlander?
The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.
Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.
Mitsubishi Outlander Compared Against Other Vehicles in the Same Class
Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.
The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.
Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes. Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,172 |
| 20 | $2,502 |
| 30 | $1,128 |
| 40 | $1,090 |
| 50 | $998 |
| 60 | $978 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,336 |
| $250 | $1,222 |
| $500 | $1,090 |
| $1,000 | $960 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,090 |
| 50/100 | $1,204 |
| 100/300 | $1,302 |
| 250/500 | $1,555 |
| 100 CSL | $1,243 |
| 300 CSL | $1,458 |
| 500 CSL | $1,614 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,930 |
| 20 | $3,984 |
| 30 | $2,396 |
| 40 | $2,352 |
| 50 | $2,246 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $58 |
| Homeowner | $17 |
| 5-yr Accident Free | $75 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $46 |
| Advance Quote | $52 |
| Online Quote | $76 |
| Total Discounts | $451 |
Discounts are estimated and may not be available from every company or in every state.
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