Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,136 a year including full coverage. Comprehensive costs on average $230, collision costs $380, and liability insurance costs around $390. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing around $2,452. Teenage drivers cost the most to insure at $4,314 a year or more.

Average premium for full coverage: $1,136

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location impacts car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The best discount rate is $661
• Using higher $1,000 deductibles will save around $140 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,136
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,402
• Drivers who are prone to accidents and violations could pay upwards of $2,452 or more
• Policy cost that insures a teen driver with full coverage may cost $4,314 or more

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,300 to $1,900 additional every year, depending on your age. High-risk driver insurance can be anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,300 a year. View Rates by Age

Your home state has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see rates as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,620 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $410 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mitsubishi Outlander Insurance

Finding cheaper rates on Mitsubishi Outlander insurance requires having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Compare prices at least every other year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The following items are a quick rundown of the car insurance concepts touched on above.

• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,320 more each year than a driver with a clean driving record
• You may be able to save as much as $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Drivers who require additional liability coverage will pay an extra $430 per year to increase from a 30/60 limit to the 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.