Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance prices for a Mitsubishi Outlander are $1,136 every 12 months for full coverage. Comprehensive insurance costs around $230 each year, collision costs $380, and liability coverage costs $390. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing $2,452 or more. Teens receive the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Rate estimates for individual coverage type:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Outlander models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on auto insurance rates.

These examples show why all drivers should compare rates for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $661
• Drivers who choose higher $1,000 deductibles will pay about $140 a year
• The average price for a 40-year-old driver using $500 deductibles is $1,136
• Selecting low deductibles for comprehensive and collision insurance costs an extra $266 each year
• High-risk insureds with serious driving violations could pay at least $2,452 or more
• The cost to insure a teenage driver can be $4,314 a year

View Chart as Image

Car insurance rates for a Mitsubishi Outlander can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $410 a year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $4,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,300 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 128% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $750 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know your exact price is to do a rate comparison and see how they stack up. Every company calculates rates differently, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Mitsubishi Outlander Insurance

Saving money on auto insurance not only requires being a good driver, but also maintaining a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Take the time to compare rates at least every other year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a brief summary of the car insurance concepts covered in the above illustrations.

• Drivers that tend to have accidents or serious violations may pay on average $1,320 more every year than a safer driver
• Drivers can save up to $140 per year simply by quoting online in advance
• Increasing deductibles could save as much as $400 each year
• Consumers who may need an increased level of liability coverage will pay approximately $430 each year to go from a minimum limit to a 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.