Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance prices for a Mitsubishi Outlander are $1,136 every 12 months with full coverage. Comprehensive insurance costs an estimated $230, collision insurance costs $380, and liability costs $390. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs $2,452 or more. 16-year-old drivers pay the most at up to $4,314 a year.

Average premium for full coverage: $1,136

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for different Outlander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than congested cities. The price range example below illustrates the difference location can make on insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Mitsubishi Outlander insurance rates for other coverage scenarios.

• The best full coverage rate is $661
• Drivers who choose higher $1,000 deductibles will pay approximately $140 annually
• The average price for a 40-year-old good driver who has $500 deductibles is $1,136
• Buying more expensive low deductibles for comprehensive and collision insurance costs an extra $266 annually
• Drivers with multiple tickets or accidents could pay up to $2,452
• An auto insurance policy to insure a 16-year-old driver with full coverage can cost as much as $4,314 a year

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Insurance prices for a Mitsubishi Outlander also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.

Opting for high physical damage deductibles could save up to $410 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out $1,300 to $1,900 extra annually, depending on your age. High-risk driver insurance can cost from 44% to 128% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $820 a year in states like Utah, Ohio, and New Hampshire, or at least $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Mitsubishi Outlander Insurance

Finding better rates on insurance for a Mitsubishi Outlander not only requires avoiding accidents and claims, but also having good credit, being claim-free, and deciding if full coverage is necessary. Make time to compare rates every time your policy renews by getting quotes from direct companies, and also from your local independent and exclusive agents.

The points below are a brief review of the information touched on in this article.

• You may be able to save approximately $140 per year just by shopping early and online
• Drivers under the age of 20 are charged the highest prices, possibly costing $360 per month if they have full coverage
• Increasing policy deductibles could save as much as $400 each year
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,320 more annually to insure a Mitsubishi Outlander
• Insureds who want increased liability limits will pay around $430 every year to go from 30/60 bodily injury limits to a 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.