Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Mitsubishi Outlander are $1,090 a year with full coverage. Comprehensive costs approximately $214, collision costs $350, and liability insurance costs around $390. A liability-only policy costs as low as $438 a year, with high-risk insurance costing around $2,352. Teen drivers receive the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Rate estimates by individual coverage type:

Rates are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for different Outlander trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. Rural locations tend to have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates how location helps determine auto insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $639
• Using higher $1,000 deductibles will save $130 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,090
• Choosing more expensive low deductibles for physical damage coverage will increase the cost to $1,336
• Drivers with multiple violations and an at-fault accident could pay around $2,352 or more
• The cost for full coverage for a teen driver with full coverage can cost $4,172 or more

View Chart as Image

Insurance rates for a Mitsubishi Outlander can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $4,100 a year. View Rates by Age

Where you live has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see rates as low as $790 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,470 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $380 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,800 extra per year, depending on your age. High-risk driver insurance can be anywhere from 43% to 133% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates from as many companies as possible. Each insurance company uses a different rate calculation, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Mitsubishi Outlander Insurance

Saving money on Mitsubishi Outlander insurance requires being a low-risk driver, maintaining good credit, eliminating unnecessary coverage, and maximizing policy discounts. Invest time comparing rates every other policy renewal by obtaining price quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The items below are a quick review of the ideas that were covered in the charts and tables above.

• Teen drivers are expensive to insure, with premiums as much as $348 per month for full coverage
• High-risk drivers with a DUI or reckless driving violation pay on average $1,260 more per year to insure their Outlander
• Increasing deductibles can save around $375 each year
• You may be able to save around $130 per year simply by shopping early and online

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.