Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average auto insurance rates for a Mitsubishi Outlander are $1,090 annually with full coverage. Comprehensive insurance costs on average $214, collision insurance costs $350, and liability insurance costs $390. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs $2,352 or more. 16-year-old drivers receive the highest rates at up to $4,172 a year.

Average premium for full coverage: $1,090

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for different Outlander trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on auto insurance rates. Rural areas tend to have fewer collision claims than congested cities. The price range example below illustrates the effect of geographic area on car insurance rates.

These examples demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $639
• Drivers who choose higher $1,000 deductibles will pay around $130 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,090
• Buying more expensive low deductibles for comprehensive and collision insurance costs an additional $246 a year
• High risk drivers with multiple tickets or accidents could pay upwards of $2,352
• The cost with full coverage for a teen driver with full coverage may cost $4,172 a year

View Chart as Image

Car insurance rates for a Mitsubishi Outlander can also vary considerably based on the trim level of your Outlander, your driving record, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,000 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged upwards of $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,300 to $1,800 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $380 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $790 a year in states like New Hampshire, Ohio, and Utah, or at least $1,470 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Mitsubishi Outlander Insurance

Saving money on Mitsubishi Outlander insurance not only requires being a good driver, but also having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at least every other year by obtaining price quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a condensed summary of the car insurance concepts covered in the above illustrations.

• High-risk drivers with multiple at-fault accidents pay an average of $1,260 more each year than a safer driver
• You may be able to save as much as $130 per year just by shopping early and online
• Increasing deductibles could save up to $375 each year
• Drivers who require an increased level of liability coverage will pay around $430 every year to go from a minimum limit to higher 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.