Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage insurance. Comprehensive costs on average $214 a year, collision insurance costs $350, and liability coverage costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs around $2,352. 16-year-old drivers cost the most to insure at up to $4,172 a year.

Average premium for full coverage: $1,090

Policy rates by type of insurance:

Prices include $500 deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than congested cities. The diagram below illustrates how location impacts car insurance rates.

The examples above illustrate why it is important to compare prices based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $639
• Using higher $1,000 deductibles will save around $960 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,090
• Buying low $100 deductibles for physical damage coverage will increase the cost to $1,336
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,352
• Policy cost for full coverage for a teenage driver may cost $4,172 or more

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $4,100 a year. View Rates by Age

Your home state has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see rates as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,470 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $380 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mitsubishi Outlander Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, maintaining good credit, being claim-free, and determing if full coverage is necessary. Spend time shopping around once a year by getting price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a quick rundown of the data that was touched on above.

• It is possible to save as much as $130 per year just by quoting early and online
• Consumers who require higher liability limits will pay around $430 annually to increase from a 30/60 limit to 250/500 limits
• Teens pay the highest rates, possibly costing $348 each month for full coverage
• Drivers with reckless driving or DUI convictions pay an average of $1,260 more each year for Outlander insurance

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.