Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,090 a year including full coverage. Comprehensive insurance costs an estimated $214 a year, collision costs $350, and liability is $390. Buying just liability costs around $438 a year, with insurance for high-risk drivers costing $2,352 or more. Teen drivers cost the most to insure at $4,172 a year or more.

Average premium for full coverage: $1,090

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the effect of geographic area on insurance prices.

The examples above highlight why it is important to compare rates quotes for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The lowest rate with discounts is $639
• Raising to $1,000 deductibles will save approximately $960 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,090
• Choosing low $100 deductibles will cost an additional $246 every year
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,352 or more
• Policy cost that insures a teen driver can cost as much as $4,172

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on the trim level of your Outlander, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 133% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $4,100 a year. View Rates by Age

Your home state also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find rates as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,550 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $380 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see which company has the best rate. Every auto insurance company uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mitsubishi Outlander Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Shop around at least once a year by quoting rates from direct car insurance companies, and also from your local car insurance providers.

Below is a brief review of the primary concepts that were covered in the above illustrations.

• You may be able to save approximately $130 per year simply by quoting early and online
• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,260 more annually for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Teenage drivers are charged the highest rates, with premiums being up to $348 each month if full coverage is included

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.