Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage. Comprehensive costs around $214, collision costs $350, and liability coverage is $390. Buying just liability costs around $438 a year, with insurance for high-risk drivers costing around $2,352. Teen drivers cost the most to insure at $4,172 a year or more.

Average premium for full coverage: $1,090

Policy rates for type of insurance:

These estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for different Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates how location helps determine auto insurance rates.

The examples above show why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $639
• Raising to $1,000 deductibles will save about $130 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,090
• Choosing more expensive low deductibles will increase the cost to $1,336
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,352 or more
• Policy cost for full coverage for a teenage driver with full coverage can be $4,172

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on your risk profile, the trim level of your Outlander, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $4,100 a year. View Rates by Age

Your home state also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find rates as low as $720 a year in states like Idaho, Maine, and Iowa, or as much as $1,550 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $380 a year, while increasing your policy's liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to compare rates and see how they stack up. Every auto insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mitsubishi Outlander Insurance

Finding cheaper rates on auto insurance consists of having a good driving record, maintaining good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates at every other renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The next list is a brief summary of the concepts that were covered in the charts and tables above.

• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,260 more every year to buy Mitsubishi Outlander insurance
• Drivers age 20 and younger pay higher rates, costing up to $348 each month for full coverage
• Drivers can save up to $130 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save around $375 each year
• Drivers can save up to $130 per year simply by shopping early and online

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.