Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage insurance. Comprehensive insurance costs approximately $214 a year, collision costs $350, and liability costs around $390. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing $2,352 or more. Teenage drivers pay the most at $4,172 a year or more.

Average premium for full coverage: $1,090

Premium estimates by type of coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Outlander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance prices.

These rate differences illustrate why it is important to compare prices using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best discount rate is $639
• Using higher $1,000 deductibles will save $960 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,090
• Using low $100 deductibles for physical damage coverage will cost an additional $246 annually
• High-risk insureds who are prone to accidents and violations could pay around $2,352 or more
• An auto insurance policy that insures a 16-year-old driver can cost $4,172 or more

View Chart as Image

Insurance prices for a Mitsubishi Outlander also have a wide range based on the trim level of your Outlander, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy can be from 43% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,100 a year. View Rates by Age

Where you choose to live has a huge impact on Mitsubishi Outlander insurance prices. A driver around age 40 might see prices as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,470 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $380 annually, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mitsubishi Outlander Insurance

Finding better rates on insurance for a Mitsubishi Outlander requires being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Compare prices at least every other year by requesting rates from direct insurance companies, and also from your local car insurance providers.

Below you'll find a recap of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk that have major violations or accidents could be charged and average of $1,260 more per year than a low-risk driver
• It is possible to save around $130 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $375 each year
• Insureds who purchase more liability protection will pay an extra $430 annually to increase from 30/60 bodily injury limits to the 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.