Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance prices for a Mitsubishi Outlander are $1,090 every 12 months including full coverage. Comprehensive insurance costs on average $214, collision costs $350, and liability insurance costs around $390. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing $2,352 or more. 16-year-old drivers cost the most to insure at $4,172 a year or more.

Average premium for full coverage: $1,090

Policy rates by type of insurance:

Full coverage includes $500 deductible amounts, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than congested cities.

The price range example below illustrates how geographic area affects car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $639
• Using higher $1,000 deductibles will save around $130 every year
• The average price for a good driver age 40 with $500 deductibles is $1,090
• Buying more expensive low deductibles for physical damage coverage costs an extra $246 a year
• Drivers with multiple tickets or accidents could pay upwards of $2,352 or more
• Policy cost to insure a teen driver with full coverage may cost $4,172 or more

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Outlander.

Opting for high physical damage deductibles could cut rates by as much as $380 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 additional every year, depending on your age. High-risk driver insurance can be anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see rates as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,550 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates from as many companies as possible. Each insurance company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Mitsubishi Outlander Insurance

Finding cheaper rates on Mitsubishi Outlander insurance requires having a good driving record, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest the time to compare rates at least once a year by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The next list is a summary of the primary concepts that were presented in the illustrations above.

• You may be able to save as much as $130 per year simply by shopping early and online
• High-risk drivers who have multiple accidents or major violations may pay on average $1,260 more each year to buy Mitsubishi Outlander insurance
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Drivers age 20 and younger pay higher rates, with premiums being up to $348 each month if full coverage is included

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.