Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage insurance. Comprehensive insurance costs approximately $230 a year, collision costs $380, and liability coverage is $390. Liability-only coverage costs around $438 a year, with high-risk coverage costing $2,452 or more. Teenage drivers pay the most at $4,314 a year or more.

Average premium for full coverage: $1,136

Premium estimates by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Outlander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how geographic area affects auto insurance prices.

These rate differences illustrate why it is important to compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best discount rate is $661
• Raising to $1,000 deductibles will save $996 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,136
• Using low $100 deductibles will cost an additional $266 each year
• Unlucky drivers who are prone to accidents and violations could pay around $2,452 or more
• An auto insurance policy that insures a teenage driver can cost $4,314

View Chart as Image

Insurance prices for a Mitsubishi Outlander also have a wide range based on the trim level of your Outlander, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,300 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,300 a year. View Rates by Age

Where you choose to live also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find prices as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $410 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mitsubishi Outlander Insurance

Finding better rates on auto insurance consists of having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Compare prices at least every other year by requesting rates from direct insurance companies, and also from your local car insurance providers.

The following items are a brief recap of the car insurance concepts presented in the illustrations above.

• Drivers who tend to receive serious violations could be charged and average of $1,320 more per year than a driver with a clean driving record
• It is possible to save around $140 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $400 each year
• Consumers who purchase additional liability coverage will pay an extra $430 annually to raise from 30/60 bodily injury limits to the 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.