Nissan Titan Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 11, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Nissan Titan insurance

Average insurance rates for a Nissan Titan are $1,344 a year with full coverage. Comprehensive insurance costs around $250, collision costs $400, and liability is estimated at $514. A liability-only policy costs approximately $572 a year, with high-risk insurance costing $2,900 or more. Teen drivers receive the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Rate estimates for individual coverage type:

Comprehensive $250
Collision $400
Liability $514

Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for all Titan models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from as low as $572 for just liability coverage to the much higher price of $2,900 for a policy for a high-risk driver.

Liability Only $572
Full Coverage $1,344
High Risk $2,900

Price Range by Location

Living in a larger city can make a big difference on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than larger metro areas.

The example below illustrates the difference location can make on auto insurance rates.

Rural Areas $1,008
Small Cities $1,411
Large Cities $1,814

These examples demonstrate why everyone should get quotes for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $793
  • Choosing higher $1,000 deductibles can save about $148 annually
  • The average rate for a 40-year-old driver using $500 deductibles is $1,344
  • Choosing pricier low deductibles for comp and collision coverage will cost an extra $284 annually
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,900 or more
  • The cost for full coverage for a 16-year-old driver for full coverage can be $5,220 each year

View Chart as Image

Nissan Titan insurance cost comparison chart
Column chart showing full coverage Nissan Titan insurance prices range from $793 to $5,220

Insurance rates for a Nissan Titan can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $5,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan Titan insurance prices. A good driver about age 40 could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,810 on average in Florida, Michigan, and New York.

Nissan Titan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,216 -$128 -9.5%
Alaska $1,030 -$314 -23.4%
Arizona $1,118 -$226 -16.8%
Arkansas $1,344 -$0 0.0%
California $1,530 $186 13.8%
Colorado $1,282 -$62 -4.6%
Connecticut $1,378 $34 2.5%
Delaware $1,520 $176 13.1%
Florida $1,682 $338 25.1%
Georgia $1,242 -$102 -7.6%
Hawaii $966 -$378 -28.1%
Idaho $910 -$434 -32.3%
Illinois $1,000 -$344 -25.6%
Indiana $1,014 -$330 -24.6%
Iowa $906 -$438 -32.6%
Kansas $1,274 -$70 -5.2%
Kentucky $1,832 $488 36.3%
Louisiana $1,990 $646 48.1%
Maine $830 -$514 -38.2%
Maryland $1,108 -$236 -17.6%
Massachusetts $1,074 -$270 -20.1%
Michigan $2,332 $988 73.5%
Minnesota $1,122 -$222 -16.5%
Mississippi $1,608 $264 19.6%
Missouri $1,190 -$154 -11.5%
Montana $1,444 $100 7.4%
Nebraska $1,058 -$286 -21.3%
Nevada $1,614 $270 20.1%
New Hampshire $968 -$376 -28.0%
New Jersey $1,502 $158 11.8%
New Mexico $1,188 -$156 -11.6%
New York $1,414 $70 5.2%
North Carolina $774 -$570 -42.4%
North Dakota $1,102 -$242 -18.0%
Ohio $928 -$416 -31.0%
Oklahoma $1,378 $34 2.5%
Oregon $1,230 -$114 -8.5%
Pennsylvania $1,280 -$64 -4.8%
Rhode Island $1,792 $448 33.3%
South Carolina $1,218 -$126 -9.4%
South Dakota $1,134 -$210 -15.6%
Tennessee $1,174 -$170 -12.6%
Texas $1,618 $274 20.4%
Utah $992 -$352 -26.2%
Vermont $920 -$424 -31.5%
Virginia $804 -$540 -40.2%
Washington $1,036 -$308 -22.9%
West Virginia $1,230 -$114 -8.5%
Wisconsin $928 -$416 -31.0%
Wyoming $1,196 -$148 -11.0%

View Chart as Image

Nissan Titan insurance rates by U.S. city

Choosing high deductibles can save as much as $440 annually, whereas buying more liability protection will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $513 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra per year, depending on your age. Nissan Titan insurance for high-risk drivers ranges from 42% to 133% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out your exact price is to regularly compare rates from multiple companies. Each auto insurer uses a different rate calculation, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Nissan Titan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Titan XE King Cab 4WD $1,196 $100
Nissan Titan SE King Cab 4WD $1,230 $103
Nissan Titan XE Crew Cab 4WD $1,230 $103
Nissan Titan XE King Cab 2WD $1,386 $116
Nissan Titan Pro-4X King Cab 4WD $1,288 $107
Nissan Titan SE Crew Cab 4WD $1,288 $107
Nissan Titan SE King Cab 2WD $1,420 $118
Nissan Titan XE Crew Cab 2WD $1,420 $118
Nissan Titan LE Crew Cab 4WD $1,320 $110
Nissan Titan Pro-4X Crew Cab 4WD $1,320 $110
Nissan Titan SE Crew Cab 2WD $1,454 $121
Nissan Titan LE Crew Cab 2WD $1,520 $127

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Titan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Titan $306 $506 $450 $1,442
2023 Nissan Titan $296 $494 $470 $1,440
2022 Nissan Titan $286 $474 $486 $1,426
2021 Nissan Titan $270 $458 $500 $1,408
2020 Nissan Titan $260 $424 $510 $1,374
2019 Nissan Titan $250 $400 $514 $1,344
2018 Nissan Titan $240 $358 $520 $1,298
2017 Nissan Titan $224 $330 $520 $1,254
2016 Nissan Titan $216 $310 $524 $1,230
2011 Nissan Titan $166 $202 $534 $1,082
2009 Nissan Titan $158 $178 $520 $1,036
2008 Nissan Titan $156 $168 $510 $1,014

Rates are averaged for all Nissan Titan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Nissan Titan Insurance

Saving money on insurance for a Nissan Titan takes avoiding accidents and claims, maintaining good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Make time to compare rates every year by getting quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The points below are a quick rundown of the coverage data touched on in this article.

  • You may be able to save up to $160 per year simply by quoting online well ahead of the renewal date
  • Increasing deductibles can save around $425 each year
  • Drivers under the age of 20 pay higher rates, with premiums as much as $435 per month for full coverage
  • Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,560 more every year to insure a Nissan Titan

Rates by Driver Age

Nissan Titan Insurance Rates by Driver Age
Driver Age Premium
16 $5,220
20 $3,086
30 $1,382
40 $1,344
50 $1,232
60 $1,206

Full coverage, $500 deductibles

Rates by Deductible

Nissan Titan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,628
$250 $1,496
$500 $1,344
$1,000 $1,196

Full coverage, driver age 40

Rates by Liability Limit

Nissan Titan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,344
50/100 $1,634
100/300 $1,777
250/500 $2,147
100 CSL $1,691
300 CSL $2,005
500 CSL $2,233

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Titan Insurance Rates for High Risk Drivers
Age Premium
16 $7,400
20 $4,916
30 $2,942
40 $2,900
50 $2,770
60 $2,744

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $72
Homeowner $22
5-yr Accident Free $90
5-yr Claim Free $86
Paid in Full/EFT $55
Advance Quote $63
Online Quote $93
Total Discounts $551
Rate after discounts $793

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles