Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,344 a year with full coverage. Comprehensive insurance costs around $250 each year, collision costs $400, and liability coverage is $514. A liability-only policy costs around $572 a year, with high-risk insurance costing $2,900 or more. Teen drivers cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Titan models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas.

The graphic below illustrates how rural and urban location affects auto insurance rates.

The examples above demonstrate why all drivers should compare rates quotes for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $793
• Raising to $1,000 deductibles will save about $148 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,344
• Choosing low deductibles will cost an extra $284 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,900 or more
• Policy cost for full coverage for a teenage driver can be $5,220

View Chart as Image

Car insurance rates for a Nissan Titan also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $5,200 a year. View Rates by Age

Your home state also has a big influence on Nissan Titan insurance rates. A middle-age driver might find rates as low as $970 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,810 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $440 a year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $513 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison and see how they stack up. Every auto insurance company uses a different rate calculation, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Titan Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and claims, having above-average credit, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a brief recap of the data that was raised in the charts and tables above.

• You may be able to save up to $160 per year simply by quoting online in advance
• Consumers who may need increased liability limits will pay about $570 every year to raise from a 30/60 limit to 250/500 limits
• Drivers under the age of 20 are the costliest to insure, as much as $435 each month if full coverage is included
• Drivers who tend to receive serious violations pay an average of $1,560 more every year to insure a Nissan Titan