Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,344 a year with full coverage. Comprehensive costs approximately $250 each year, collision costs $400, and liability coverage costs $514. Buying just liability costs as little as $572 a year, with insurance for high-risk drivers costing around $2,900. 16-year-old drivers cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Titan models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than congested cities.

The graphic below illustrates how your location can change auto insurance prices.

The examples above demonstrate why all drivers should compare rates using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $793
• Drivers who choose higher $1,000 deductibles will pay $148 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,344
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,628
• High-risk insureds with multiple tickets or accidents could pay around $2,900 or more
• Policy cost for full coverage for a teenage driver can cost $5,220 a year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or at least $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $440 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $513 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can cost around 42% to 133% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Titan Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also maintaining good credit, not filing small claims, and maximizing policy discounts. Invest the time to shop around once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a summary of the data that was illustrated above.

• You may be able to save around $160 per year simply by quoting online in advance
• Consumers who purchase higher levels of liability will pay around $570 every year to go from a 30/60 limit to 250/500 limits
• Teenage drivers are expensive to insure, as much as $435 each month for full coverage
• Drivers who have multiple accidents or major violations pay on average $1,560 more per year for auto insurance