Nissan Titan Insurance Rates

The average auto insurance rates for a Nissan Titan are $1,344 annually including full coverage. Comprehensive insurance costs an estimated $250 a year, collision insurance costs $400, and liability insurance costs $514. Liability-only coverage costs as little as $572 a year, and high-risk coverage costs $2,900 or more. Teen drivers cost the most to insure at up to $5,220 a year.

Average premium for full coverage: $1,344

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.

The examples above highlight why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Nissan Titan insurance rates for other coverage scenarios.

• The lowest rate with discounts is $793
• Drivers who choose higher $1,000 deductibles will pay approximately $1,196 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,344
• Choosing low $100 deductibles for comprehensive and collision insurance costs an additional $284 a year
• High risk drivers with multiple violations and an at-fault accident could pay up to $2,900
• Policy cost with full coverage for a teen driver can cost as much as $5,220 a year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $440 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $513 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Nissan Titan Insurance

Finding cheaper rates on Nissan Titan insurance not only requires avoiding accidents and claims, but also having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Spend time shopping around at every policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a brief review of the data touched on above.

• Drivers who want increased liability limits will pay about $570 per year to go from a 30/60 limit to higher 250/500 limits
• You may be able to save approximately $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Drivers under the age of 20 are expensive to insure, with premiums being up to $435 each month if they have full coverage