Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,344 a year for full coverage. Comprehensive insurance costs around $250, collision costs $400, and liability coverage costs around $514. Liability-only coverage costs as low as $572 a year, with high-risk coverage costing $2,900 or more. Teenage drivers pay the most at $5,220 a year or more.

Average premium for full coverage: $1,344

Premium estimates for type of coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and for all Titan models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than densely populated cities.

The example below illustrates the difference location can make on auto insurance rates.

These rate differences show why everyone should compare prices for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

• The best discount rate is $793
• Using higher $1,000 deductibles will save about $148 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,344
• Using pricier low deductibles for physical damage coverage will cost an additional $284 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,900 or more
• An auto insurance policy that insures a teenage driver for full coverage can be $5,220 or more

View Chart as Image

Insurance prices for a Nissan Titan also have a wide range based on the model of your Titan, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,600 to $2,200 extra annually, depending on your age. Nissan Titan insurance for high-risk drivers can be around 42% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Titan insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $440 a year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $513 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know your exact price is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Titan Insurance

Finding better rates on auto insurance requires avoiding accidents and claims, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Compare prices once a year by getting quotes from direct carriers, and also from several local insurance agents.

The points below are a brief recap of the data that was touched on in this article.

• Drivers can save up to $160 per year simply by quoting online well ahead of the renewal date
• Consumers who may need increased liability limits will pay an extra $570 each year to increase from 30/60 bodily injury limits to the 250/500 level
• Drivers under the age of 20 pay higher prices, as much as $435 per month if full coverage is included
• Drivers who tend to receive serious violations pay on average $1,560 more every year to insure a Nissan Titan