Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,344 a year with full coverage. Comprehensive costs approximately $250, collision costs $400, and liability costs around $514. Liability-only insurance costs as low as $572 a year, with high-risk driver insurance costing around $2,900. Teenage drivers pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates by individual coverage:

Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for different Titan trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare prices using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $793
• Using higher $1,000 deductibles will save $148 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,344
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,628
• Drivers who are prone to accidents and violations could pay around $2,900 or more
• The price that insures a teen driver with full coverage can cost $5,220 or more

View Chart as Image

Car insurance prices for a Nissan Titan are also quite variable based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can be as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age

The state you live in has a huge impact on Nissan Titan insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $440 every year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $513 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Titan Insurance

Getting lower rates on car insurance requires having a good driving record, having a positive credit history, avoid buying unnecessary coverage, and avoiding coverage lapses. Compare prices at least every other year by getting rate quotes from direct companies, and also from local insurance agencies.

The next list is a quick review of the car insurance concepts illustrated above.

• Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,560 more per year to buy Nissan Titan insurance
• You may be able to save around $160 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $425 each year
• Policyholders who purchase increased levels of liability coverage will pay an extra $570 every year to increase from a low limit to the 250/500 level