Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,344 a year for full coverage. Comprehensive insurance costs approximately $250 a year, collision insurance costs $400, and liability coverage is estimated at $514. Liability-only coverage costs approximately $572 a year, and high-risk coverage costs $2,900 or more. Teens pay the most at up to $5,220 a year.

Average premium for full coverage: $1,344

Premium estimates by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and Titan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance prices.

These rate differences show why it is important to get quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Nissan Titan insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $793
• Choosing higher $1,000 deductibles can save $1,196 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,344
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $284 each year
• Drivers with serious driving violations could pay around $2,900
• An auto insurance policy that insures a teenage driver can cost $5,220 each year

View Chart as Image

Insurance prices for a Nissan Titan also have a wide range based on the trim level of your Titan, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy ranges around 42% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,920 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $440 a year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $513 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Titan Insurance

Finding better rates on auto insurance takes having a decent driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Compare rates at least every other year by requesting rates from direct carriers, and also from insurance agencies where you live.

The following items are a brief recap of the car insurance concepts covered in the charts and tables above.

• Drivers who tend to receive serious violations could be forced to pay on average $1,560 more per year than a driver with a clean driving record
• Drivers can save around $160 per year just by quoting early and online
• Increasing policy deductibles can save approximately $425 each year
• Consumers who purchase additional liability coverage will pay approximately $570 each year to raise limits from 30/60 bodily injury limits to the 250/500 level