Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,374 a year including full coverage. Comprehensive insurance costs approximately $260, collision costs $424, and liability costs around $510. Liability-only insurance costs as low as $568 a year, with high-risk driver insurance costing $2,966 or more. Teen drivers cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,374

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for all Titan models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The example below illustrates how location helps determine auto insurance prices.

The examples above highlight why everyone should compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $807
• Using higher $1,000 deductibles will save $154 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,374
• Choosing pricier low deductibles for physical damage coverage will cost an extra $300 every year
• Drivers with multiple violations and an at-fault accident could pay around $2,966 or more
• Policy cost for full coverage for a teen driver for full coverage can cost $5,308 or more

View Chart as Image

Auto insurance rates for a Nissan Titan also range considerably based on your risk profile, the model of your Titan, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $5,300 a year. View Rates by Age

Your home state has a huge impact on Nissan Titan insurance prices. A driver around age 40 might see rates as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $460 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $507 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,300 in extra premium every year, depending on your age. Nissan Titan insurance for high-risk drivers can be as much as 43% to 130% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Titan Insurance

Finding cheaper rates on car insurance requires having a decent driving record, having good credit, paying for small claims out-of-pocket, and not having any coverage lapses. Invest time comparing rates at least once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a brief review of the primary concepts that were covered in the charts and tables above.

• You may be able to save around $160 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,590 more per year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $450 each year
• 16 to 18-year-old drivers have the highest car insurance rates, with premiums being up to $442 each month if they have full coverage