Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,344 a year for full coverage insurance. Comprehensive insurance costs approximately $250, collision costs $400, and liability costs $514. Buying just liability costs as little as $572 a year, with insurance for high-risk drivers costing $2,900 or more. Teen drivers cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for all Titan models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates the difference location can make on auto insurance prices.

The examples above illustrate why everyone should compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $793
• Drivers who choose higher $1,000 deductibles will pay $148 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,344
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $284 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,900 or more
• Policy cost for full coverage for a teen driver for full coverage can cost $5,220 a year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,810 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $440 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $513 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra every year, depending on your age. Nissan Titan insurance for high-risk drivers can cost as much as 42% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates and see which company has the best rate. Every company uses a different rate calculation, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Titan Insurance

Finding cheaper rates on car insurance not only requires being a safe and courteous driver, but also maintaining good credit, being claim-free, and maximizing policy discounts. Make time to compare rates at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a condensed summary of the data touched on in this article.

• Policyholders who purchase higher levels of liability will pay about $570 annually to go from a 30/60 limit to 250/500 limits
• It is possible to save around $160 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $425 each year
• Teenage drivers are expensive to insure, possibly costing $435 each month for full coverage