Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,344 a year including full coverage. Comprehensive costs on average $250, collision costs $400, and liability insurance is estimated at $514. A policy with just liability insurance costs approximately $572 a year, with coverage for high-risk drivers costing around $2,900. Teenage drivers pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Titan models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above highlight why everyone should get quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Nissan Titan insurance rates for different risk profiles and scenarios.

• The best discount rate is $793
• Choosing higher $1,000 deductibles can save around $148 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,344
• Using pricier low deductibles for comp and collision coverage will increase the cost to $1,628
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,900 or more
• The price for full coverage for a teen driver for full coverage may cost $5,220 each year

View Chart as Image

Insurance prices for a Nissan Titan are also quite variable based on your driving record, the model of your Titan, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,920 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $440 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $513 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 extra each year, depending on your age. Nissan Titan insurance for high-risk drivers ranges anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Titan Insurance

Getting lower rates on Nissan Titan insurance takes avoiding accidents and claims, maintaining good credit, being claim-free, and bundling your home and auto policies. Set aside time to compare rates every time your policy renews by requesting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The points below are a summary of the information covered above.

• You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date
• Drivers under the age of 20 pay the highest prices, possibly costing $435 a month for full coverage
• Increasing physical damage deductibles can save around $425 each year
• High-risk drivers who have multiple accidents or major violations may pay on average $1,560 more each year to insure a Nissan Titan
• Drivers who require increased liability limits will pay an extra $570 per year to raise limits from a low limit to 250/500 limits