Nissan Titan Insurance Rates

Average insurance rates for a Nissan Titan are $1,344 a year including full coverage. Comprehensive costs approximately $250 a year, collision costs $400, and liability costs $514. A liability-only policy costs as little as $572 a year, with high-risk insurance costing around $2,900. Teens receive the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Rate estimates by individual coverage type:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Titan trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects auto insurance prices.

These examples highlight why it is important to compare rates using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $793
• Drivers who choose higher $1,000 deductibles will pay $1,196 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,344
• Selecting low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,628
• Drivers with serious driving violations could pay around $2,900 or more
• The cost that insures a 16-year-old driver can cost $5,220 a year

View Chart as Image

Insurance rates for a Nissan Titan can also vary considerably based on the trim level of your Titan, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can cost from 42% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Where you live makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $440 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $513 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes from multiple companies. Every company calculates rates differently, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Titan Insurance

Saving money on insurance for a Nissan Titan not only requires avoiding accidents and claims, but also having above-average credit, not filing small claims, and maximizing policy discounts. Compare rates at least once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The points below are a summary of the primary concepts that were presented in the illustrations above.

• You may be able to save around $160 per year simply by quoting early and online
• Drivers considered higher risk who have multiple accidents or major violations will likely pay on average $1,560 more per year to insure a Nissan Titan
• Increasing deductibles can save approximately $425 each year
• Drivers under the age of 20 are expensive to insure, as much as $435 per month if full coverage is included