Nissan Titan Insurance Rates

The average insurance prices for a Nissan Titan are $1,344 every 12 months including full coverage. Comprehensive insurance costs approximately $250, collision costs $400, and liability insurance costs $514. Buying just liability costs as little as $572 a year, with insurance for high-risk drivers costing $2,900 or more. Teen drivers cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas.

The price range example below illustrates the effect of geographic area on auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $793
• Drivers who choose higher $1,000 deductibles will pay $148 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,344
• Choosing more expensive low deductibles for comprehensive and collision insurance costs an extra $284 a year
• High risk drivers with multiple violations and an at-fault accident could pay around $2,900 or more
• Policy cost to insure a teen driver with full coverage can cost $5,220 a year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Titan.

Choosing high deductibles could save up to $440 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $513 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 133% more than average. View High Risk Driver Rates

Your home state makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates from as many companies as possible. Every company uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Nissan Titan Insurance

Finding cheaper rates on Nissan Titan insurance not only requires avoiding accidents and claims, but also having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Take the time to compare rates once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a condensed summary of the data that was covered in the above illustrations.

• You may be able to save around $160 per year simply by shopping early and online
• Drivers who purchase increased liability limits will pay about $570 per year to go from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 are expensive to insure, with premiums being up to $435 each month if they have full coverage
• High-risk drivers with multiple at-fault accidents could be charged and average of $1,560 more per year to insure a Nissan Titan