Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,344 a year for full coverage insurance. Comprehensive insurance costs an estimated $250 each year, collision costs $400, and liability is estimated at $514. Buying just liability costs approximately $572 a year, with insurance for high-risk drivers costing $2,900 or more. Teenage drivers pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates broken down by individual coverage:

Full coverage includes $500 deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Titan models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. More rural locations have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates how your location can change insurance prices.

The ranges above illustrate why all drivers should get quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Nissan Titan insurance rates for other coverage scenarios.

• The best discount rate is $793
• Choosing higher $1,000 deductibles can save approximately $148 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,344
• Using low deductibles for comp and collision coverage will cost an extra $284 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,900 or more
• The price for full coverage for a teen driver can cost as much as $5,220 each year

View Chart as Image

Insurance prices for a Nissan Titan are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Titan insurance prices. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,810 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $440 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $513 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison and see which company has the best price. Each auto insurer uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Titan Insurance

Getting lower rates on car insurance takes not taking risks behind the wheel, having a good credit history, not filing small claims, and maximizing policy discounts. Invest the time to shop around at least every other year by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a summary of the car insurance concepts illustrated above.

• Higher risk drivers who have multiple accidents or major violations pay on average $1,560 more annually for Titan insurance
• It is possible to save approximately $160 per year simply by quoting online in advance
• Increasing physical damage deductibles can save around $425 each year
• Policyholders who want higher liability limits will pay an extra $570 annually to raise limits from a low limit to 250/500 limits