Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,344 a year for full coverage insurance. Comprehensive insurance costs approximately $250 a year, collision insurance costs $400, and liability insurance is estimated at $514. Liability-only coverage costs approximately $572 a year, and high-risk coverage costs $2,900 or more. Teenage drivers pay the most at up to $5,220 a year.

Average premium for full coverage: $1,344

Premium estimates by type of coverage:

Includes $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Titan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance prices.

These rate differences illustrate why it is important to get quotes using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $793
• Choosing higher $1,000 deductibles can save $1,196 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,344
• Using low $100 deductibles for comp and collision coverage will cost an extra $284 a year
• High-risk insureds who are prone to accidents and violations could pay around $2,900
• An auto insurance policy for full coverage for a teen driver can cost $5,220 each year

View Chart as Image

Insurance prices for a Nissan Titan also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,810 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $440 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $513 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan Titan Insurance

Finding better rates on Nissan Titan insurance takes avoiding accidents and claims, maintaining good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to compare rates every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a recap of the material that was presented in the illustrations above.

• Drivers who purchase increased liability limits will pay an extra $570 annually to raise limits from 30/60 bodily injury limits to 250/500 limits
• Drivers under the age of 20 are expensive to insure, with premiums being up to $435 per month for full coverage
• High-risk drivers that have major violations or accidents may pay on average $1,560 more per year to insure a Nissan Titan
• Increasing policy deductibles can save around $425 each year