Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,344 a year including full coverage. Comprehensive costs approximately $250 each year, collision costs $400, and liability insurance costs $514. A liability-only policy costs as little as $572 a year, with high-risk insurance costing around $2,900. Teenage drivers cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Titan models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why all drivers should compare rates using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $793
• Drivers who choose higher $1,000 deductibles will pay $148 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,344
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,628
• High risk drivers who are prone to accidents and violations could pay around $2,900 or more
• Policy cost that insures a teen driver can cost $5,220 a year

View Chart as Image

Car insurance rates for a Nissan Titan also range considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $440 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $513 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan Titan Insurance

Finding cheaper rates on Nissan Titan insurance not only requires being a good driver, but also having a positive credit history, paying for small claims out-of-pocket, and avoiding coverage lapses. Compare prices at least every other year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The following list is a quick rundown of the car insurance concepts raised in the charts and tables above.

• High-risk drivers with reckless driving or DUI convictions will likely pay on average $1,560 more per year than a safer driver
• You may be able to save around $160 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Drivers who purchase an increased level of liability coverage will pay an extra $570 per year to go from a 30/60 limit to the 250/500 level