Nissan Titan Insurance Rates

The average auto insurance rates for a Nissan Titan are $1,344 annually for full coverage insurance. Comprehensive insurance costs on average $250 a year, collision costs $400, and liability costs around $514. Buying just liability costs as low as $572 a year, with insurance for high-risk drivers costing $2,900 or more. Teenage drivers cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Price estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Rural areas are shown to have fewer physical damage claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why it is important to compare prices based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Nissan Titan insurance rates for different risk profiles and scenarios.

• The best discount rate is $793
• Using higher $1,000 deductibles will save around $1,196 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,344
• Using low $100 deductibles for physical damage coverage costs an additional $284 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,900 or more
• Policy cost with full coverage for a 16-year-old driver may cost $5,220 or more

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can be from 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $440 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $513 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Nissan Titan insurance prices. A driver around age 40 might see rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,810 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Nissan Titan Insurance

Finding cheaper rates on insurance for a Nissan Titan requires not taking risks behind the wheel, having a good credit history, being claim-free, and bundling your home and auto policies. Set aside time to compare rates every other policy renewal by getting price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a condensed summary of the ideas that were covered above.

• Teens pay the highest rates, possibly costing $435 each month including comprehensive and collision insurance
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,560 more each year for Titan insurance
• Increasing comprehensive and collision deductibles could save up to $425 each year
• It is possible to save as much as $160 per year simply by quoting early and online