Nissan Titan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 11, 2024
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U.S. average insurance rates for a Nissan Titan are $1,344 a year for full coverage insurance. Comprehensive insurance costs an estimated $250 each year, collision costs $400, and liability is estimated at $514. Liability-only insurance costs approximately $572 a year, with high-risk driver insurance costing $2,900 or more. Teen drivers pay the highest rates at $5,220 a year or more.
Average premium for full coverage: $1,344
Price estimates broken down by individual coverage:
Estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Titan models.
Price Range from Low to High
Using a middle-aged driver as an example, Nissan Titan insurance prices go from the low end price of $572 for a discount liability-only rate to a high rate of $2,900 for a high-risk driver policy.
Geographic Price Range
Living in a larger city can make a big difference on the price of insurance. More rural locations have lower incidents of physical damage claims than larger metro areas.
The graphic below illustrates how where you live affects insurance prices.
The ranges above illustrate why all drivers should get quotes for a targeted area, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Nissan Titan insurance rates for other coverage scenarios.
- The lowest rate with discounts is $793
- Choosing higher $1,000 deductibles can save approximately $148 each year
- The estimated price for the average middle-age driver who has $500 deductibles is $1,344
- Choosing low deductibles for comp and collision coverage will cost an additional $284 annually
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,900 or more
- The price that insures a 16-year-old driver can cost as much as $5,220 each year
Car insurance prices for a Nissan Titan are also quite variable based on the trim level and model year, your age and driving record, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you are probably paying $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers ranges from 42% to 133% more than average. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged at least $5,200 a year. View Rates by Age
The state you live in plays a big part in determining prices for Nissan Titan insurance prices. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,810 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,216 | -$128 | -9.5% |
| Alaska | $1,030 | -$314 | -23.4% |
| Arizona | $1,118 | -$226 | -16.8% |
| Arkansas | $1,344 | -$0 | 0.0% |
| California | $1,530 | $186 | 13.8% |
| Colorado | $1,282 | -$62 | -4.6% |
| Connecticut | $1,378 | $34 | 2.5% |
| Delaware | $1,520 | $176 | 13.1% |
| Florida | $1,682 | $338 | 25.1% |
| Georgia | $1,242 | -$102 | -7.6% |
| Hawaii | $966 | -$378 | -28.1% |
| Idaho | $910 | -$434 | -32.3% |
| Illinois | $1,000 | -$344 | -25.6% |
| Indiana | $1,014 | -$330 | -24.6% |
| Iowa | $906 | -$438 | -32.6% |
| Kansas | $1,274 | -$70 | -5.2% |
| Kentucky | $1,832 | $488 | 36.3% |
| Louisiana | $1,990 | $646 | 48.1% |
| Maine | $830 | -$514 | -38.2% |
| Maryland | $1,108 | -$236 | -17.6% |
| Massachusetts | $1,074 | -$270 | -20.1% |
| Michigan | $2,332 | $988 | 73.5% |
| Minnesota | $1,122 | -$222 | -16.5% |
| Mississippi | $1,608 | $264 | 19.6% |
| Missouri | $1,190 | -$154 | -11.5% |
| Montana | $1,444 | $100 | 7.4% |
| Nebraska | $1,058 | -$286 | -21.3% |
| Nevada | $1,614 | $270 | 20.1% |
| New Hampshire | $968 | -$376 | -28.0% |
| New Jersey | $1,502 | $158 | 11.8% |
| New Mexico | $1,188 | -$156 | -11.6% |
| New York | $1,414 | $70 | 5.2% |
| North Carolina | $774 | -$570 | -42.4% |
| North Dakota | $1,102 | -$242 | -18.0% |
| Ohio | $928 | -$416 | -31.0% |
| Oklahoma | $1,378 | $34 | 2.5% |
| Oregon | $1,230 | -$114 | -8.5% |
| Pennsylvania | $1,280 | -$64 | -4.8% |
| Rhode Island | $1,792 | $448 | 33.3% |
| South Carolina | $1,218 | -$126 | -9.4% |
| South Dakota | $1,134 | -$210 | -15.6% |
| Tennessee | $1,174 | -$170 | -12.6% |
| Texas | $1,618 | $274 | 20.4% |
| Utah | $992 | -$352 | -26.2% |
| Vermont | $920 | -$424 | -31.5% |
| Virginia | $804 | -$540 | -40.2% |
| Washington | $1,036 | -$308 | -22.9% |
| West Virginia | $1,230 | -$114 | -8.5% |
| Wisconsin | $928 | -$416 | -31.0% |
| Wyoming | $1,196 | -$148 | -11.0% |
Choosing high deductibles can save as much as $440 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $513 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Titan XE King Cab 4WD | $1,196 | $100 |
| Nissan Titan SE King Cab 4WD | $1,230 | $103 |
| Nissan Titan XE Crew Cab 4WD | $1,230 | $103 |
| Nissan Titan XE King Cab 2WD | $1,386 | $116 |
| Nissan Titan Pro-4X King Cab 4WD | $1,288 | $107 |
| Nissan Titan SE Crew Cab 4WD | $1,288 | $107 |
| Nissan Titan SE King Cab 2WD | $1,420 | $118 |
| Nissan Titan XE Crew Cab 2WD | $1,420 | $118 |
| Nissan Titan LE Crew Cab 4WD | $1,320 | $110 |
| Nissan Titan Pro-4X Crew Cab 4WD | $1,320 | $110 |
| Nissan Titan SE Crew Cab 2WD | $1,454 | $121 |
| Nissan Titan LE Crew Cab 2WD | $1,520 | $127 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Titan | $306 | $506 | $450 | $1,442 |
| 2023 Nissan Titan | $296 | $494 | $470 | $1,440 |
| 2022 Nissan Titan | $286 | $474 | $486 | $1,426 |
| 2021 Nissan Titan | $270 | $458 | $500 | $1,408 |
| 2020 Nissan Titan | $260 | $424 | $510 | $1,374 |
| 2019 Nissan Titan | $250 | $400 | $514 | $1,344 |
| 2018 Nissan Titan | $240 | $358 | $520 | $1,298 |
| 2017 Nissan Titan | $224 | $330 | $520 | $1,254 |
| 2016 Nissan Titan | $216 | $310 | $524 | $1,230 |
| 2011 Nissan Titan | $166 | $202 | $534 | $1,082 |
| 2009 Nissan Titan | $158 | $178 | $520 | $1,036 |
| 2008 Nissan Titan | $156 | $168 | $510 | $1,014 |
Rates are averaged for all Nissan Titan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Nissan Titan Insurance
Getting lower rates on insurance for a Nissan Titan takes being a low-risk driver, having a positive credit history, not filing small claims, and not having any coverage lapses. Shop around every time your policy renews by requesting quotes from direct insurance companies, and also from local insurance agencies.
The items below are a review of the information touched on in the above illustrations.
- It is possible to save approximately $160 per year simply by quoting online in advance
- Teen drivers have the highest car insurance prices, as much as $435 a month if full coverage is purchased
- Increasing physical damage deductibles can save approximately $425 each year
- Drivers considered higher risk who have several accidents or serious violations may have to pay on average $1,560 more annually to insure their Titan
- Insureds who want more liability coverage will pay about $570 annually to raise limits from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,220 |
| 20 | $3,086 |
| 30 | $1,382 |
| 40 | $1,344 |
| 50 | $1,232 |
| 60 | $1,206 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,628 |
| $250 | $1,496 |
| $500 | $1,344 |
| $1,000 | $1,196 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,344 |
| 50/100 | $1,634 |
| 100/300 | $1,777 |
| 250/500 | $2,147 |
| 100 CSL | $1,691 |
| 300 CSL | $2,005 |
| 500 CSL | $2,233 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,400 |
| 20 | $4,916 |
| 30 | $2,942 |
| 40 | $2,900 |
| 50 | $2,770 |
| 60 | $2,744 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $72 |
| Homeowner | $22 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $55 |
| Advance Quote | $63 |
| Online Quote | $93 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
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