Nissan Titan Insurance Rates

The average insurance prices for a Nissan Titan are $1,344 every 12 months including full coverage. Comprehensive insurance costs approximately $250 each year, collision insurance costs $400, and liability coverage costs around $514. Buying just liability costs as low as $572 a year, and insurance for high-risk drivers costs $2,900 or more. Teenage drivers cost the most to insure at up to $5,220 a year.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Includes $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Titan models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance prices.

The examples above highlight why all drivers should compare prices using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $793
• Using higher $1,000 deductibles will save $148 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,344
• Using low deductibles for physical damage coverage costs an extra $284 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,900
• Policy cost to insure a teenage driver can cost $5,220 or more

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Titan.

Using high physical damage deductibles could cut rates by as much as $440 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $513 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can be around 42% to 133% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Nissan Titan insurance rates. A driver around age 40 might see rates as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Nissan Titan Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Make time to compare rates every time your policy renews by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a recap of the information touched on in this article.

• You may be able to save around $160 per year just by quoting online in advance
• Teens are expensive to insure, with premiums being up to $435 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Drivers that have major violations or accidents could be charged and average of $1,560 more per year for Titan insurance
• Consumers who purchase higher liability limits will pay an extra $570 per year to increase from a 30/60 limit to a 250/500 level