Nissan Titan Insurance Rates

The average insurance prices for a Nissan Titan are $1,374 every 12 months with full coverage. Comprehensive insurance costs approximately $260, collision costs $424, and liability is estimated at $510. Liability-only coverage costs approximately $568 a year, with high-risk coverage costing $2,966 or more. Teenage drivers cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,374

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations are shown to have more infrequent collision claims than densely populated cities.

The price range example below illustrates how where you live affects auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $807
• Choosing higher $1,000 deductibles can save $154 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,374
• Using more expensive low deductibles for comp and collision coverage costs an extra $300 every year
• Unlucky drivers who are prone to accidents and violations could pay around $2,966 or more
• Policy cost to insure a teen driver with full coverage can cost $5,308 each year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on liability limits and deductibles, your driving record, and the model of your Titan.

Using high physical damage deductibles can save as much as $460 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $507 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,300 additional every year, depending on your age. High-risk driver insurance ranges as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Nissan Titan insurance prices. A good driver about age 40 could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,850 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Nissan Titan Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, having above-average credit, not filing small claims, and qualifying for all possible discounts. Take the time to comparison shop at every other renewal by requesting quotes from direct companies, and also from insurance agencies where you live.

The points below are a brief review of the concepts that were touched on in the above illustrations.

• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,590 more per year to insure a Nissan Titan
• Drivers under the age of 20 are the costliest to insure, as much as $442 each month if full coverage is included
• You may be able to save around $160 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $450 each year
• You may be able to save around $160 per year simply by shopping early and online