Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,344 a year with full coverage. Comprehensive insurance costs approximately $250 a year, collision costs $400, and liability insurance is estimated at $514. Liability-only coverage costs approximately $572 a year, with high-risk coverage costing $2,900 or more. Teenage drivers pay the most at $5,220 a year or more.

Average premium for full coverage: $1,344

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Titan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance prices.

These rate differences demonstrate why it is important to get quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $793
• Choosing higher $1,000 deductibles can save $1,196 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,344
• Using low $100 deductibles for comp and collision coverage will cost an additional $284 a year
• High-risk insureds who are prone to accidents and violations could pay around $2,900 or more
• An auto insurance policy that insures a teen driver can cost $5,220 each year

View Chart as Image

Insurance prices for a Nissan Titan also have a wide range based on the trim level of your Titan, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $440 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $513 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Titan Insurance

Finding better rates on Nissan Titan insurance takes having a decent driving record, having above-average credit, being claim-free, and maximizing policy discounts. Compare prices at every policy renewal by requesting rates from direct companies, and also from local insurance agencies.

The following items are a brief summary of the data raised in the charts and tables above.

• Drivers who purchase additional liability coverage will pay an extra $570 every year to raise limits from 30/60 bodily injury limits to the 250/500 level
• You may be able to save around $160 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $425 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $435 per month if full coverage is included