Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,374 a year for full coverage insurance. Comprehensive costs around $260 a year, collision costs $424, and liability is estimated at $510. A liability-only policy costs approximately $568 a year, with high-risk insurance costing around $2,966. Teenage drivers pay the most at $5,308 a year or more.

Average premium for full coverage: $1,374

Premium estimates for type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Titan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance rates.

These rate differences illustrate why it is important to get quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

• The best discount rate is $807
• Choosing higher $1,000 deductibles can save about $1,220 each year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,374
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,674
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,966 or more
• An auto insurance policy for full coverage for a 16-year-old driver can be $5,308 each year

View Chart as Image

Auto insurance prices for a Nissan Titan also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay as much as $5,300 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan Titan insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,850 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $460 annually, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $507 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,600 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges from 43% to 130% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out your exact price is to get quotes from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Titan Insurance

Finding better rates on insurance for a Nissan Titan takes having a decent driving record, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a brief recap of the data that was illustrated above.

• It is possible to save up to $160 per year simply by quoting early and online
• Insureds who may need additional liability coverage will pay an extra $560 annually to raise limits from 30/60 bodily injury limits to 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $442 per month if they have full coverage
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,590 more every year than a driver with a clean driving record