Nissan Titan Insurance Rates

Average insurance rates for a Nissan Titan are $1,344 a year including full coverage. Comprehensive insurance costs approximately $250 a year, collision insurance costs $400, and liability is estimated at $514. A policy with just liability insurance costs approximately $572 a year, and coverage for high-risk drivers costs $2,900 or more. Teenage drivers receive the highest rates at up to $5,220 a year.

Average premium for full coverage: $1,344

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Titan trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These examples highlight why it is important to get quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $793
• Choosing higher $1,000 deductibles can save $1,196 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,344
• Using low $100 deductibles for comp and collision coverage will cost an additional $284 annually
• Higher-risk drivers who are prone to accidents and violations could pay around $2,900
• The cost that insures a 16-year-old driver can cost $5,220 each year

View Chart as Image

Insurance rates for a Nissan Titan can also vary considerably based on the trim level of your Titan, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy ranges from 42% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan Titan insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $440 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $513 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Titan Insurance

Saving money on insurance for a Nissan Titan takes being safe and accident-free, having a good credit score, not filing small claims, and consideration of higher deductibles. Compare prices at every other renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

Below you'll find a condensed summary of the concepts that were covered above.

• Drivers considered higher risk with multiple at-fault accidents will likely pay on average $1,560 more per year than a low-risk driver
• Youthful drivers are the costliest to insure, as much as $435 per month if comprehensive and collision insurance is included
• You may be able to save around $160 per year just by quoting early and online
• Increasing deductibles can save approximately $425 each year
• You may be able to save around $160 per year just by quoting early and online