Nissan Titan Insurance Rates

The average auto insurance rates for a Nissan Titan are $1,344 annually for full coverage. Comprehensive costs approximately $250 a year, collision costs $400, and liability coverage costs $514. A liability-only policy costs as little as $572 a year, with high-risk insurance costing around $2,900. Teens cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have fewer accident claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above show why it is important to compare rates using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $793
• Drivers who choose higher $1,000 deductibles will pay $1,196 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,344
• Selecting low $100 deductibles for comprehensive and collision insurance will cost $1,628
• High-risk insureds with serious driving violations could pay around $2,900 or more
• Policy cost with full coverage for a teenage driver can cost $5,220 a year

View Chart as Image

Car insurance rates for a Nissan Titan also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost around 42% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $440 a year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $513 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,920 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes and see how they stack up. Every company calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Nissan Titan Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Take the time to compare rates every couple of years by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a brief review of the material that was covered in the above illustrations.

• Consumers who purchase increased liability limits will pay approximately $570 each year to go from a 30/60 limit to higher 250/500 limits
• Drivers under the age of 20 pay the highest auto insurance rates, costing up to $435 each month if comprehensive and collision insurance is included
• Drivers with DUI or reckless driving convictions pay on average $1,560 more per year to insure a Nissan Titan
• Increasing comprehensive and collision deductibles could save up to $425 each year