Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,344 a year with full coverage. Comprehensive costs approximately $250 a year, collision costs $400, and liability coverage is $514. Buying just liability costs around $572 a year, with insurance for high-risk drivers costing around $2,900. Teenage drivers pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Titan trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance prices.

The ranges above demonstrate why it is important to compare rates quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $793
• Raising to $1,000 deductibles will save $1,196 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,344
• Using low $100 deductibles will increase the cost to $1,628
• Unlucky drivers who are prone to accidents and violations could pay around $2,900 or more
• The price for full coverage for a teenage driver can cost $5,220

View Chart as Image

Insurance prices for a Nissan Titan are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in also has a big influence on Nissan Titan insurance rates. A middle-age driver might find prices as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $440 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $513 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Titan Insurance

Getting lower rates on auto insurance consists of being a good driver, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates at every policy renewal by getting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a condensed summary of the data covered in the charts and tables above.

• Consumers who purchase an increased level of liability coverage will pay an extra $570 every year to raise from a low limit to 250/500 limits
• You may be able to save around $160 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $425 each year
• Drivers age 16 to 20 are the costliest to insure, costing up to $435 a month including comprehensive and collision insurance