Nissan Titan Insurance Rates

Estimated insurance prices for a Nissan Titan are $1,374 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $260, collision costs $424, and liability insurance costs around $510. A policy with only liability insurance costs as low as $568 a year, with a high-risk policy costing $2,966 or more. Teenage drivers pay the most at $5,308 a year or more.

Average premium for full coverage: $1,374

Premium estimates by type of coverage:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for all Titan models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

These rate differences illustrate why everyone should compare prices using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $807
• Using higher $1,000 deductibles will save $154 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,374
• Using pricier low deductibles for physical damage coverage costs an extra $300 a year
• Drivers who are prone to accidents and violations could pay around $2,966 or more
• An auto insurance policy to insure a teen driver for full coverage can cost $5,308 or more

View Chart as Image

Car insurance prices for a Nissan Titan also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Titan.

Using high physical damage deductibles could cut prices by as much as $460 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $507 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,300 extra annually, depending on your age. Nissan Titan insurance for high-risk drivers can be anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Nissan Titan insurance rates. A driver around age 40 might see prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Nissan Titan Insurance

Finding better rates on Nissan Titan insurance requires being a good driver, maintaining a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Set aside time to shop around every time your policy renews by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The following list is a quick rundown of the information raised in the charts and tables above.

• It is possible to save around $160 per year simply by quoting online well ahead of the renewal date
• Drivers age 16 to 20 pay the highest auto insurance prices, with premiums being up to $442 per month if the policy includes full coverage
• Increasing policy deductibles could save as much as $450 each year
• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,590 more per year than a safer driver
• Drivers who purchase an increased level of liability coverage will pay an extra $560 annually to increase from 30/60 bodily injury limits to a 250/500 level