Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,344 a year for full coverage. Comprehensive insurance costs on average $250 a year, collision costs $400, and liability insurance is $514. A liability-only policy costs around $572 a year, with high-risk insurance costing $2,900 or more. Teens cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above show why it is important to compare rates quotes based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Nissan Titan insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $793
• Raising to $1,000 deductibles will save around $1,196 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,344
• Selecting low $100 deductibles will cost an extra $284 a year
• Higher-risk drivers with serious driving violations could pay upwards of $2,900 or more
• Policy cost for full coverage for a teen driver may cost $5,220

View Chart as Image

Car insurance rates for a Nissan Titan also range considerably based on your risk profile, the trim level of your Titan, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $5,200 a year. View Rates by Age

Your home state also has a big influence on Nissan Titan insurance rates. A middle-age driver might find rates as low as $890 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $440 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $513 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 133% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every auto insurance company calculates rates differently, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Titan Insurance

Finding cheaper rates on Nissan Titan insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at every policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The list below is a quick review of the data raised in the charts and tables above.

• Drivers who require higher liability limits will pay approximately $570 each year to raise from a 30/60 limit to 250/500 limits
• Drivers can save as much as $160 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $425 each year
• Teenagers are expensive to insure, costing up to $435 each month if full coverage is included