Nissan Titan Insurance Rates

Average insurance prices for a Nissan Titan are $1,344 every 12 months including full coverage. Comprehensive costs around $250 a year, collision costs $400, and liability costs $514. A policy with just liability insurance costs as little as $572 a year, with coverage for high-risk drivers costing around $2,900. Teenage drivers receive the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Rate estimates for individual coverage type:

These estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Titan trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples highlight why it is important to compare rates for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

• The best discount rate is $793
• Drivers who choose higher $1,000 deductibles will pay about $1,196 every year
• The average price for a 40-year-old driver using $500 deductibles is $1,344
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,628
• Drivers who are prone to accidents and violations could pay at least $2,900 or more
• The cost to insure a 16-year-old driver can be $5,220 a year

View Chart as Image

Insurance rates for a Nissan Titan can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could save up to $440 annually, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $513 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy can cost from 42% to 133% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,920 on average in Michigan, New York, and Louisiana.

View Chart as Image

With so much variability in rates, the best way to figure out your exact price is to get quotes from multiple companies. Every company uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Nissan Titan Insurance

Saving money on insurance for a Nissan Titan not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates every other policy renewal by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The items below are a brief summary of the ideas that were covered above.

• Teen drivers are charged the highest rates, as much as $435 per month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,560 more every year to insure their Titan
• Increasing deductibles could save as much as $425 each year
• You may be able to save up to $160 per year simply by quoting early and online