Nissan Titan Insurance Rates

Estimated insurance prices for a Nissan Titan are $1,374 every 12 months including full coverage. Comprehensive insurance costs around $260 each year, collision costs $424, and liability costs around $510. Liability-only coverage costs as low as $568 a year, with high-risk coverage costing $2,966 or more. Teens pay the most at $5,308 a year or more.

Average premium for full coverage: $1,374

Premium estimates for type of coverage:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Titan models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on auto insurance rates.

These rate differences highlight why all drivers should compare prices for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $807
• Using higher $1,000 deductibles will save about $154 every year
• The average price for a 40-year-old good driver using $500 deductibles is $1,374
• Selecting low deductibles for physical damage coverage costs an extra $300 every year
• Drivers with serious driving violations could pay at least $2,966 or more
• An auto insurance policy to insure a teen driver can be $5,308 or more

View Chart as Image

Insurance prices for a Nissan Titan also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $460 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $507 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay as much as $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,600 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Nissan Titan insurance prices. A driver around age 40 might see prices as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,960 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out your exact price is to do a rate comparison and see which company has the best price. Each insurance company calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Nissan Titan Insurance

Finding better rates on car insurance requires being a good driver, having good credit, refrain from filing small claims, and insuring your home and auto with the same company. Take the time to compare rates at every policy renewal by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following list is a review of the data covered in the above illustrations.

• Policyholders who may need an increased level of liability coverage will pay approximately $560 per year to increase from 30/60 bodily injury limits to a 250/500 level
• You may be able to save up to $160 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $450 each year
• Drivers age 16 to 20 pay higher prices, with the cost nearing $442 per month if they have full coverage