Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,344 a year with full coverage. Comprehensive costs approximately $250 a year, collision costs $400, and liability is $514. Liability-only coverage costs around $572 a year, with high-risk coverage costing around $2,900. Teens cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates how your location can change auto insurance prices.

The examples above demonstrate why it is important to compare rates quotes using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $793
• Raising to $1,000 deductibles will save $1,196 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,344
• Selecting low $100 deductibles will increase the cost to $1,628
• Drivers with serious driving violations could pay around $2,900 or more
• Policy cost for full coverage for a 16-year-old driver can cost $5,220

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state also has a big influence on Nissan Titan insurance prices. A middle-age driver might find rates as low as $970 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $440 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $513 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 133% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Every auto insurance company calculates rates differently, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan Titan Insurance

Finding cheaper rates on insurance for a Nissan Titan consists of having a decent driving record, having a good credit history, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around every other policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a review of the ideas that were illustrated above.

• 16 to 18-year-old drivers are the costliest to insure, as much as $435 each month including comprehensive and collision insurance
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,560 more per year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $425 each year
• You may be able to save around $160 per year simply by quoting early and online