Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,374 a year including full coverage. Comprehensive insurance costs on average $260 each year, collision insurance costs $424, and liability costs around $510. Liability-only insurance costs as low as $568 a year, and high-risk driver insurance costs $2,966 or more. Teenage drivers pay the most at up to $5,308 a year.

Average premium for full coverage: $1,374

Premium estimates by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Titan models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location helps determine car insurance rates.

These rate differences highlight why all drivers should compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Nissan Titan insurance rates for different risk profiles and scenarios.

• The best discount rate is $807
• Using higher $1,000 deductibles will save around $154 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,374
• Using low deductibles for physical damage coverage will cost an additional $300 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,966
• An auto insurance policy that insures a 16-year-old driver may cost $5,308 or more

View Chart as Image

Insurance prices for a Nissan Titan also have a wide range based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,600 to $2,300 additional annually, depending on your age. Insurance for high-risk drivers can be from 43% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Titan insurance prices. A driver around age 40 might see prices as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,960 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $460 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $507 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Titan Insurance

Finding better rates on insurance for a Nissan Titan requires avoiding accidents and violations, having a good credit score, refrain from filing small claims, and dropping full coverage on older vehicles. Compare prices every year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The list below is a quick review of the coverage data covered in the charts and tables above.

• You may be able to save as much as $160 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $450 each year
• Teenagers pay higher prices, with the cost nearing $442 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,590 more each year for car insurance