Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,344 a year with full coverage. Comprehensive insurance costs around $250 a year, collision costs $400, and liability insurance is $514. Liability-only coverage costs around $572 a year, with high-risk coverage costing $2,900 or more. Teens pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates for individual coverage:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and Titan trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts auto insurance rates.

The ranges above demonstrate why it is important to compare rates quotes for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $793
• Raising to $1,000 deductibles will save about $1,196 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,344
• Selecting low $100 deductibles will cost an extra $284 a year
• Higher-risk drivers with serious driving violations could pay at least $2,900 or more
• The price for full coverage for a teen driver can be $5,220

View Chart as Image

Auto insurance prices for a Nissan Titan are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $5,200 a year. View Rates by Age

The state you live in also has a big influence on Nissan Titan insurance rates. A middle-age driver might find prices as low as $970 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,810 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $440 each year, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $513 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 133% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out your exact price is to get quotes from as many companies as possible. Every auto insurance company calculates prices differently, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Titan Insurance

Getting lower rates on Nissan Titan insurance consists of being a good driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Spend time shopping around at least once a year by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a summary of the primary concepts that were touched on above.

• You may be able to save up to $160 per year simply by quoting early and online
• High-risk drivers who have multiple accidents or major violations pay an average of $1,560 more every year than a safer driver
• Increasing physical damage deductibles can save around $425 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $435 a month if they have full coverage