Nissan Titan Insurance Rates

The average insurance prices for a Nissan Titan are $1,344 every 12 months with full coverage. Comprehensive costs around $250 a year, collision costs $400, and liability is estimated at $514. Liability-only coverage costs approximately $572 a year, with high-risk coverage costing around $2,900. Teenage drivers cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates for type of insurance:

Prices are based on $500 deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above demonstrate why it is important to get quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

• The best discount rate is $793
• Choosing higher $1,000 deductibles can save about $1,196 annually
• The average price for a good driver age 40 using $500 deductibles is $1,344
• Using low $100 deductibles for comp and collision coverage increases the price to $1,628
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,900 or more
• Policy cost to insure a 16-year-old driver can be $5,220 each year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles can save as much as $440 annually, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $513 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy ranges from 42% to 133% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Nissan Titan insurance prices. A good driver about age 40 could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,810 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to get quotes from multiple companies. Each auto insurer uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Nissan Titan Insurance

Finding cheaper rates on insurance for a Nissan Titan takes not taking risks behind the wheel, having above-average credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates once a year by quoting rates from direct companies, and also from several local insurance agents.

The following is a brief review of the data that was covered above.

• You may be able to save up to $160 per year simply by quoting early and online
• Insureds who may need higher liability limits will pay an extra $570 every year to raise limits from a 30/60 limit to a 250/500 level
• Teens are charged the highest rates, as much as $435 each month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,560 more every year for Titan insurance