Nissan Titan Insurance Rates

The average auto insurance rates for a Nissan Titan are $1,374 annually for full coverage insurance. Comprehensive insurance costs an estimated $260 each year, collision costs $424, and liability insurance is estimated at $510. Liability-only coverage costs approximately $568 a year, with high-risk coverage costing $2,966 or more. Teens cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,374

Policy rates broken down by type of insurance:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Titan models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations are shown to have fewer physical damage claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above illustrate why all drivers should get quotes for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Nissan Titan insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $807
• Choosing higher $1,000 deductibles can save approximately $154 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,374
• Selecting low deductibles for comp and collision coverage costs an additional $300 a year
• High-risk insureds with serious driving violations could pay up to $2,966 or more
• Policy cost with full coverage for a teen driver can cost as much as $5,308 each year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,600 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $460 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $507 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Each auto insurer calculates rates differently, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Nissan Titan Insurance

Finding cheaper rates on Nissan Titan insurance takes avoiding accidents and claims, having good credit, being claim-free, and maximizing policy discounts. Set aside time to compare rates at every policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a quick review of the data covered above.

• Drivers who want increased liability limits will pay approximately $560 annually to raise limits from a 30/60 limit to higher 250/500 limits
• It is possible to save approximately $160 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $450 each year
• Drivers under the age of 20 are expensive to insure, possibly costing $442 each month if they have full coverage