Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,374 a year for full coverage insurance. Comprehensive costs on average $260, collision costs $424, and liability is $510. Liability-only coverage costs around $568 a year, with high-risk coverage costing around $2,966. Teens cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,374

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for different Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how your location can change car insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Nissan Titan insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $807
• Raising to $1,000 deductibles will save around $154 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,374
• Selecting more expensive low deductibles bumps up the cost to $1,674
• At-risk drivers with serious driving violations could pay upwards of $2,966 or more
• Policy cost that insures a teen driver with full coverage may cost $5,308

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,600 to $2,300 additional every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,300 a year. View Rates by Age

Your home state also has a big influence on Nissan Titan insurance prices. A middle-age driver might find rates as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,850 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $460 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $507 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan Titan Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having a good credit score, being claim-free, and insuring your home and auto with the same company. Compare rates at least every other year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following items are a quick rundown of the car insurance concepts illustrated above.

• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,590 more each year than a driver with a clean driving record
• It is possible to save as much as $160 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• Policyholders who require additional liability coverage will pay approximately $560 annually to raise from a 30/60 limit to the 250/500 level