Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,344 a year with full coverage. Comprehensive insurance costs around $250 a year, collision costs $400, and liability is $514. A policy with just liability insurance costs around $572 a year, with coverage for high-risk drivers costing $2,900 or more. Teenage drivers pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates for individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Titan trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance rates.

The ranges above demonstrate why it is important to compare rates quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

• The best discount rate is $793
• Raising to $1,000 deductibles will save about $1,196 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,344
• Using low $100 deductibles will cost an extra $284 every year
• At-risk drivers who are prone to accidents and violations could pay at least $2,900 or more
• The price for full coverage for a teen driver can be $5,220

View Chart as Image

Insurance prices for a Nissan Titan are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $5,200 a year. View Rates by Age

The state you live in also has a big influence on Nissan Titan insurance prices. A middle-age driver might find prices as low as $970 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,810 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $440 every year, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $513 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out your exact price is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Titan Insurance

Getting lower rates on car insurance consists of having a decent driving record, maintaining good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Take the time to compare rates at least once a year by getting rate quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following items are a brief recap of the primary concepts that were covered in the above illustrations.

• You may be able to save up to $160 per year simply by quoting early and online
• Higher risk drivers who tend to receive serious violations pay an average of $1,560 more every year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $425 each year
• 16 to 18-year-old drivers pay higher prices, costing up to $435 a month for full coverage