Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,344 a year including full coverage. Comprehensive insurance costs on average $250, collision insurance costs $400, and liability costs $514. Liability-only insurance costs as little as $572 a year, and high-risk driver insurance costs $2,900 or more. Teenage drivers cost the most to insure at up to $5,220 a year.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Nissan Titan insurance rates for different risk profiles and scenarios.

• The best discount rate is $793
• Drivers who choose higher $1,000 deductibles will pay around $148 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,344
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $284 every year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,900
• Policy cost that insures a teen driver with full coverage may cost $5,220 a year

View Chart as Image

Auto insurance rates for a Nissan Titan also range considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance can cost as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $5,200 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,920 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $440 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $513 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan Titan Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare prices every couple of years by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a review of the material that was covered above.

• Policyholders who require more liability protection will pay an extra $570 per year to go from a 30/60 limit to the 250/500 level
• Youthful drivers are charged the highest rates, with premiums being up to $435 each month if the policy includes full coverage
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,560 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $425 each year