Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,374 a year for full coverage insurance. Comprehensive costs an estimated $260, collision costs $424, and liability costs $510. Liability-only coverage costs as little as $568 a year, with high-risk coverage costing around $2,966. Teens cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,374

Policy rates broken down by type of insurance:

Includes $500 physical damage deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all Titan models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion.

The example below illustrates the difference location can make on insurance prices.

The examples above illustrate why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Nissan Titan insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $807
• Drivers who choose higher $1,000 deductibles will pay approximately $154 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,374
• Selecting pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,674
• Drivers with serious driving violations could pay up to $2,966 or more
• Policy cost for full coverage for a 16-year-old driver for full coverage can cost as much as $5,308 a year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $460 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $507 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,600 to $2,300 additional every year, depending on your age. Nissan Titan insurance for high-risk drivers can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates from multiple companies. Every company calculates rates differently, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan Titan Insurance

Finding cheaper rates on insurance for a Nissan Titan not only requires being a safe and courteous driver, but also having a good credit history, being claim-free, and maximizing policy discounts. Make time to compare rates every time your policy renews by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a recap of the information touched on in this article.

• It is possible to save approximately $160 per year simply by quoting online well ahead of the renewal date
• Teenage drivers are expensive to insure, possibly costing $442 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles can save around $450 each year
• Drivers considered higher risk that have major violations or accidents pay on average $1,590 more annually for auto insurance
• Insureds who want higher levels of liability will pay approximately $560 annually to go from a 30/60 limit to 250/500 limits