Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,374 a year for full coverage insurance. Comprehensive insurance costs an estimated $260 a year, collision insurance costs $424, and liability costs $510. Buying just liability costs as little as $568 a year, and insurance for high-risk drivers costs $2,966 or more. Teens cost the most to insure at up to $5,308 a year.

Average premium for full coverage: $1,374

Policy rates broken down by type of insurance:

Prices are based on $500 deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why it is important to compare rates for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Nissan Titan insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $807
• Drivers who choose higher $1,000 deductibles will pay approximately $1,220 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,374
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $300 annually
• Drivers with serious driving violations could pay up to $2,966
• Policy cost for full coverage for a 16-year-old driver can cost as much as $5,308 a year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $5,300 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $460 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $507 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Titan Insurance

Finding cheaper rates on insurance for a Nissan Titan not only requires not taking risks behind the wheel, but also maintaining good credit, being claim-free, and deciding if full coverage is necessary. Set aside time to shop around every couple of years by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a brief review of the material that was raised in the charts and tables above.

• Insureds who want higher liability limits will pay approximately $560 annually to go from a 30/60 limit to 250/500 limits
• Teens are charged the highest rates, possibly costing $442 each month for full coverage
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,590 more annually for Titan insurance
• Increasing comprehensive and collision deductibles can save around $450 each year