Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,344 a year for full coverage. Comprehensive costs around $250, collision costs $400, and liability costs around $514. Liability-only insurance costs as low as $572 a year, with high-risk driver insurance costing around $2,900. Teenage drivers pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates for individual coverage:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for different Titan trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population have lower incidents of accident claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance rates.

The ranges above show why anyone shopping for car insurance should compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

• The best discount rate is $793
• Using higher $1,000 deductibles will save about $148 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,344
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,628
• High-risk insureds who are prone to accidents and violations could pay at least $2,900 or more
• The price that insures a 16-year-old driver with full coverage can be $5,220 or more

View Chart as Image

Car insurance prices for a Nissan Titan are also quite variable based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can be from 42% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $5,200 a year. View Rates by Age

The state you live in has a huge impact on Nissan Titan insurance prices. A driver around age 40 might see prices as low as $890 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $440 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $513 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know your exact price is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Titan Insurance

Getting lower rates on insurance for a Nissan Titan requires being safe and accident-free, having a positive credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Compare prices once a year by requesting quotes from direct carriers, and also from several local insurance agents.

Below you'll find a brief review of the data that was illustrated above.

• Drivers can save up to $160 per year simply by shopping early and online
• Insureds who may need more liability protection will pay an extra $570 each year to increase from a low limit to the 250/500 level
• Youthful drivers are the costliest to insure, with premiums as much as $435 a month if full coverage is purchased
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,560 more every year than a low-risk driver