Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,374 a year for full coverage. Comprehensive insurance costs around $260 a year, collision costs $424, and liability costs $510. Buying just liability costs as little as $568 a year, with insurance for high-risk drivers costing $2,966 or more. Teens cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,374

Policy rates for type of insurance:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects auto insurance rates.

The examples above show why it is important to compare rates for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Nissan Titan insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $807
• Drivers who choose higher $1,000 deductibles will pay about $1,220 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,374
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $300 every year
• Higher-risk drivers with serious driving violations could pay at least $2,966 or more
• Policy cost that insures a teen driver can be $5,308 a year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on the trim level of your Titan, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $5,300 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $910 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $460 every year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $507 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know your exact price is to get quotes and see which company has the best rate. Every company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Titan Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having above-average credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare rates every time your policy renews by getting rate quotes from direct carriers, and also from several local insurance agents.

The list below is a brief summary of the information presented in the illustrations above.

• Drivers can save up to $160 per year simply by quoting early and online
• Teenagers pay higher rates, costing up to $442 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,590 more every year for car insurance
• Policyholders who may need higher liability limits will pay approximately $560 each year to go from a 30/60 limit to the 250/500 level