Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,344 a year with full coverage. Comprehensive insurance costs an estimated $250, collision costs $400, and liability coverage costs $514. Liability-only coverage costs as little as $572 a year, with high-risk coverage costing $2,900 or more. Teenage drivers pay the most at $5,220 a year or more.

Average premium for full coverage: $1,344

Premium estimates broken down by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for all Titan models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities.

The example below illustrates how location impacts insurance prices.

These rate differences demonstrate why everyone should compare rates for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Nissan Titan insurance rates for other coverage scenarios.

• The best discount rate is $793
• Drivers who choose higher $1,000 deductibles will pay approximately $148 annually
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,344
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $284 each year
• High-risk insureds who are prone to accidents and violations could pay up to $2,900 or more
• An auto insurance policy for full coverage for a teenage driver for full coverage can cost as much as $5,220 a year

View Chart as Image

Insurance prices for a Nissan Titan also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay at least $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $440 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $513 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,600 to $2,200 extra annually, depending on your age. Nissan Titan insurance for high-risk drivers can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan Titan Insurance

Finding better rates on auto insurance not only requires having a decent driving record, but also maintaining good credit, being claim-free, and taking advantage of discounts. Spend time shopping around every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a review of the coverage data touched on above.

• You may be able to save approximately $160 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $425 each year
• 16 to 18-year-old drivers are charged the highest prices, possibly costing $435 per month for full coverage
• Drivers who have several accidents or serious violations may pay on average $1,560 more annually than a driver with a clean driving record