Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,344 a year for full coverage insurance. Comprehensive costs on average $250, collision costs $400, and liability costs $514. A policy with just liability insurance costs as little as $572 a year, with coverage for high-risk drivers costing around $2,900. Teenage drivers pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different Titan trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities.

The price range example below illustrates how your location can change car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Nissan Titan insurance rates for different risk profiles and scenarios.

• The best discount rate is $793
• Drivers who choose higher $1,000 deductibles will pay around $148 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,344
• Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,628
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,900 or more
• The price for full coverage for a teen driver with full coverage may cost $5,220 a year

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Insurance prices for a Nissan Titan are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $5,200 a year. View Rates by Age

The state you live in makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,810 on average in Michigan, New York, and Florida.

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Using high physical damage deductibles could save up to $440 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $513 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can cost as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out exactly what you will pay is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Titan Insurance

Getting lower rates on car insurance not only requires being a good driver, but also maintaining good credit, not filing small claims, and bundling your home and auto policies. Invest the time to shop around once a year by quoting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a condensed summary of the data that was illustrated above.

• It is possible to save as much as $160 per year simply by shopping early and online
• Policyholders who require an increased level of liability coverage will pay an extra $570 annually to go from a low limit to 250/500 limits
• Drivers age 16 to 20 pay the highest prices, as much as $435 a month for full coverage
• Higher risk drivers with multiple at-fault accidents pay an average of $1,560 more each year than a safer driver