Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,374 a year for full coverage. Comprehensive insurance costs on average $260 a year, collision costs $424, and liability coverage is $510. Liability-only coverage costs around $568 a year, with high-risk coverage costing $2,966 or more. Teens pay the most at $5,308 a year or more.

Average premium for full coverage: $1,374

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and Titan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates how your location can change car insurance rates.

These rate differences show why it is important to compare rates quotes based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Nissan Titan insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $807
• Raising to $1,000 deductibles will save around $1,220 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,374
• Selecting low $100 deductibles will cost an extra $300 each year
• Unlucky drivers with serious driving violations could pay upwards of $2,966 or more
• An auto insurance policy for full coverage for a teenage driver may cost $5,308

View Chart as Image

Insurance prices for a Nissan Titan also have a wide range based on your driving characteristics, the trim level of your Titan, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live also has a big influence on Nissan Titan insurance rates. A middle-age driver might find prices as low as $910 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $460 a year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $507 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,600 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 130% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to know exactly what you will pay is to get quotes and see how they stack up. Every auto insurance company calculates prices differently, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Titan Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, maintaining good credit, not filing small claims, and bundling your home and auto policies. Invest the time to shop around every time your policy renews by getting price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The points below are a summary of the information illustrated above.

• Drivers can save as much as $160 per year simply by quoting early and online
• Drivers under the age of 20 pay the highest prices, as much as $442 per month for full coverage
• Increasing policy deductibles can save around $450 each year
• Drivers who have multiple accidents or major violations will pay on average $1,590 more each year to insure a Nissan Titan
• Consumers who require increased liability limits will pay approximately $560 each year to raise from 30/60 bodily injury limits to 250/500 limits