Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

U.S. average insurance rates for a Nissan Versa are $1,346 a year for full coverage. Comprehensive insurance costs on average $248, collision insurance costs $524, and liability insurance is estimated at $416. Buying just liability costs approximately $474 a year, and insurance for high-risk drivers costs $2,938 or more. 16-year-old drivers pay the highest rates at up to $5,136 a year.

Average premium for full coverage: $1,346

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for all Versa models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have lower incidents of accident claims than congested cities. The example below illustrates the difference location can make on car insurance rates.

The ranges above show why everyone should get quotes based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Nissan Versa insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $769
• Choosing higher $1,000 deductibles can save around $176 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,346
• Buying pricier low deductibles for comp and collision coverage will cost an additional $342 a year
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,938
• The price that insures a teen driver for full coverage may cost $5,136 each year

View Chart as Image

Insurance prices for a Nissan Versa are also quite variable based on the model of your Versa, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,600 to $2,200 additional each year, depending on your age. Nissan Versa insurance for high-risk drivers ranges anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Versa insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or at least $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $520 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Versa Insurance

Getting lower rates on Nissan Versa insurance takes being a good driver, having a good credit score, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Comparison shop every couple of years by getting quotes from direct carriers, and also from local exclusive and independent agents.

The following list is a condensed summary of the material that was touched on in this article.

• Drivers who require an increased level of liability coverage will pay around $460 each year to raise limits from a low limit to the 250/500 level
• Drivers age 16 to 20 pay higher prices, with premiums as much as $428 a month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents may pay on average $1,590 more each year than a safer driver
• Increasing physical damage deductibles can save approximately $525 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.