Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated insurance prices for a Nissan Versa are $1,346 every 12 months for full coverage. Comprehensive insurance costs approximately $248, collision insurance costs $524, and liability coverage costs around $416. A liability-only policy costs as low as $474 a year, and high-risk insurance costs $2,938 or more. Teen drivers pay the most at up to $5,136 a year.

Average premium for full coverage: $1,346

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for different Versa trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than larger metro areas. The price range example below illustrates how location helps determine auto insurance prices.

These rate differences show why anyone shopping for car insurance should compare prices using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Nissan Versa insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $769
• Using higher $1,000 deductibles will save $176 a year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,346
• Choosing more expensive low deductibles for physical damage coverage costs an extra $342 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,938
• An auto insurance policy to insure a teenage driver with full coverage can cost $5,136 or more

View Chart as Image

Auto insurance prices for a Nissan Versa also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your Versa.

Choosing high deductibles could cut prices by as much as $520 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,200 in extra premium annually, depending on your age. High-risk driver insurance can be around 43% to 132% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Nissan Versa insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,920 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Nissan Versa Insurance

Finding better rates on auto insurance requires being safe and accident-free, having a good credit score, not filing small claims, and possibly higher deductibles. Invest time comparing rates at every other renewal by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the concepts that were covered in the charts and tables above.

• Drivers that tend to have accidents or serious violations may pay on average $1,590 more per year than a low-risk driver
• Youthful drivers have the highest car insurance prices, as much as $428 per month if comprehensive and collision insurance is included
• Drivers can save around $160 per year just by shopping early and online
• Increasing policy deductibles could save as much as $525 each year
• Drivers can save around $160 per year just by shopping early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.