Nissan Versa Insurance Rates
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UPDATED: Jun 6, 2023
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If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you.
Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.
In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.
The average insurance prices for a Nissan Versa are $1,246 every 12 months for full coverage insurance. Comprehensive costs on average $208 a year, collision costs $424, and liability coverage costs $456. Liability-only coverage costs as little as $508 a year, with high-risk coverage costing around $2,718. 16-year-old drivers cost the most to insure at $4,874 a year or more.
Average premium for full coverage: $1,246
Policy rates by type of insurance:
Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Versa trim levels.
Price Range Variability
For the average 40-year-old driver, Nissan Versa insurance rates go from the cheapest price of $508 for minimum levels of liability insurance to a high of $2,718 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Your location has a large influence on insurance rates. Rural areas are shown to have more infrequent physical damage claims than congested cities.
The diagram below illustrates the difference location can make on car insurance rates.
The examples above illustrate why it is important to compare rates based on a specific location and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Nissan Versa insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $721
- Drivers who choose higher $1,000 deductibles will pay around $1,102 each year
- The average price for a good driver age 40 with $500 deductibles is $1,246
- Buying low $100 deductibles for comprehensive and collision insurance increases the price to $1,526
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,718 or more
- Policy cost to insure a teenage driver may cost $4,874 a year
Insurance rates for a Nissan Versa also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Versa.
Opting for high physical damage deductibles could save up to $430 a year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $4,800 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 134% more than the average rate. View High Risk Driver Rates
Your home state makes a big difference in Nissan Versa insurance rates. A 40-year-old driver could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,680 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,126 | -$120 | -9.6% |
Alaska | $956 | -$290 | -23.3% |
Arizona | $1,036 | -$210 | -16.9% |
Arkansas | $1,246 | -$0 | 0.0% |
California | $1,420 | $174 | 14.0% |
Colorado | $1,192 | -$54 | -4.3% |
Connecticut | $1,280 | $34 | 2.7% |
Delaware | $1,410 | $164 | 13.2% |
Florida | $1,558 | $312 | 25.0% |
Georgia | $1,148 | -$98 | -7.9% |
Hawaii | $896 | -$350 | -28.1% |
Idaho | $842 | -$404 | -32.4% |
Illinois | $930 | -$316 | -25.4% |
Indiana | $940 | -$306 | -24.6% |
Iowa | $840 | -$406 | -32.6% |
Kansas | $1,184 | -$62 | -5.0% |
Kentucky | $1,700 | $454 | 36.4% |
Louisiana | $1,844 | $598 | 48.0% |
Maine | $770 | -$476 | -38.2% |
Maryland | $1,028 | -$218 | -17.5% |
Massachusetts | $996 | -$250 | -20.1% |
Michigan | $2,166 | $920 | 73.8% |
Minnesota | $1,042 | -$204 | -16.4% |
Mississippi | $1,492 | $246 | 19.7% |
Missouri | $1,106 | -$140 | -11.2% |
Montana | $1,338 | $92 | 7.4% |
Nebraska | $982 | -$264 | -21.2% |
Nevada | $1,494 | $248 | 19.9% |
New Hampshire | $898 | -$348 | -27.9% |
New Jersey | $1,392 | $146 | 11.7% |
New Mexico | $1,102 | -$144 | -11.6% |
New York | $1,314 | $68 | 5.5% |
North Carolina | $718 | -$528 | -42.4% |
North Dakota | $1,018 | -$228 | -18.3% |
Ohio | $860 | -$386 | -31.0% |
Oklahoma | $1,280 | $34 | 2.7% |
Oregon | $1,142 | -$104 | -8.3% |
Pennsylvania | $1,190 | -$56 | -4.5% |
Rhode Island | $1,662 | $416 | 33.4% |
South Carolina | $1,130 | -$116 | -9.3% |
South Dakota | $1,052 | -$194 | -15.6% |
Tennessee | $1,090 | -$156 | -12.5% |
Texas | $1,502 | $256 | 20.5% |
Utah | $924 | -$322 | -25.8% |
Vermont | $854 | -$392 | -31.5% |
Virginia | $748 | -$498 | -40.0% |
Washington | $964 | -$282 | -22.6% |
West Virginia | $1,142 | -$104 | -8.3% |
Wisconsin | $862 | -$384 | -30.8% |
Wyoming | $1,110 | -$136 | -10.9% |
Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Every company utilizes a different rate formula, and rates will be varied.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan Versa 1.6 SEDAN | $1,112 | $93 |
Nissan Versa 1.8 S Hatchback | $1,236 | $103 |
Nissan Versa 1.8 S SEDAN | $1,236 | $103 |
Nissan Versa 1.8 SL Hatchback | $1,338 | $112 |
Nissan Versa 1.8 SL SEDAN | $1,338 | $112 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Nissan Versa | $226 | $484 | $442 | $1,310 |
2018 Nissan Versa | $218 | $450 | $452 | $1,278 |
2017 Nissan Versa | $208 | $424 | $456 | $1,246 |
2016 Nissan Versa | $200 | $380 | $460 | $1,198 |
2015 Nissan Versa | $188 | $350 | $460 | $1,156 |
2014 Nissan Versa | $180 | $328 | $464 | $1,130 |
2013 Nissan Versa | $176 | $306 | $474 | $1,114 |
2012 Nissan Versa | $164 | $284 | $474 | $1,080 |
2011 Nissan Versa | $158 | $258 | $478 | $1,052 |
2009 Nissan Versa | $140 | $214 | $474 | $986 |
2008 Nissan Versa | $134 | $192 | $468 | $952 |
2007 Nissan Versa | $132 | $188 | $460 | $938 |
Rates are averaged for all Nissan Versa models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Nissan Versa Insurance
Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, being claim-free, and insuring your home and auto with the same company. Make time to compare rates every other policy renewal by getting rate quotes from direct insurance companies, and also from several local insurance agents.
The list below is a condensed summary of the ideas that were touched on in this article.
- Teenagers pay higher rates, possibly costing $406 each month if full coverage is included
- Drivers with multiple at-fault accidents pay on average $1,470 more each year for car insurance
- Increasing comprehensive and collision deductibles could save as much as $425 each year
- It is possible to save as much as $150 per year simply by quoting early and online
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.
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What are the safety ratings of the Nissan Versa Note?
The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.
Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.
- Small overlap front (driver-side): N/R
- Small overlap front (passenger-side): N/R
- Moderate overlap front: Good
- Side: N/R
- Roof strength: N/R
- Head restraints and seats: N/R
For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.
Nissan Versa Note Compared Against Other Vehicles in the Same Class
If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.
Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.
Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,874 |
20 | $2,908 |
30 | $1,286 |
40 | $1,246 |
50 | $1,142 |
60 | $1,122 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,526 |
$250 | $1,394 |
$500 | $1,246 |
$1,000 | $1,102 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,246 |
50/100 | $1,429 |
100/300 | $1,543 |
250/500 | $1,840 |
100 CSL | $1,475 |
300 CSL | $1,726 |
500 CSL | $1,908 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,924 |
20 | $4,642 |
30 | $2,760 |
40 | $2,718 |
50 | $2,600 |
60 | $2,578 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $65 |
Multi-vehicle | $68 |
Homeowner | $20 |
5-yr Accident Free | $89 |
5-yr Claim Free | $81 |
Paid in Full/EFT | $54 |
Advance Quote | $61 |
Online Quote | $87 |
Total Discounts | $525 |
Discounts are estimated and may not be available from every company or in every state.
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