Saturn Outlook Insurance Rates

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UPDATED: Jun 5, 2023

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Estimated insurance rates for a Saturn Outlook are $956 a year with full coverage. Comprehensive insurance costs an estimated $168, collision insurance costs $178, and liability coverage is estimated at $452. A liability-only policy costs approximately $504 a year, and high-risk insurance costs $2,042 or more. Teenage drivers pay the most at up to $3,838 a year.

Average premium for full coverage: $956

Premium estimates broken down by type of coverage:

Comprehensive $168
Collision $178
Liability $452

Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for all Outlook models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Saturn Outlook range from the low end price of $504 for liability-only coverage to the much higher price of $2,042 for a driver who has had serious violations or accidents.

Liability Only $504
Full Coverage $956
High Risk $2,042

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than densely populated cities. The example below illustrates the effect of geographic area on insurance prices.

Rural Areas $717
Small Cities $1,004
Large Cities $1,291

These rate differences demonstrate why everyone should get quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Saturn Outlook insurance rates for other coverage scenarios.

  • The best discount rate is $590
  • Choosing higher $1,000 deductibles can save approximately $78 annually
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $956
  • Using pricier low deductibles for comp and collision coverage will cost an additional $150 each year
  • Drivers who are prone to accidents and violations could pay up to $2,042
  • An auto insurance policy that insures a teenage driver for full coverage can cost as much as $3,838 each year

View Chart as Image

Saturn Outlook insurance cost comparison chart
Column chart showing Saturn Outlook insurance prices range from $590 to $3,838 for full coverage

Auto insurance prices for a Saturn Outlook also have a wide range based on the model of your Outlook, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,100 to $1,600 in extra premium annually, depending on your age. Saturn Outlook insurance for high-risk drivers ranges around 42% to 128% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $3,800 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Saturn Outlook insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,290 on average in New York, Michigan, and Florida.

Saturn Outlook Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $866 -$90 -9.4%
Alaska $736 -$220 -23.0%
Arizona $794 -$162 -16.9%
Arkansas $956 -$0 0.0%
California $1,090 $134 14.0%
Colorado $914 -$42 -4.4%
Connecticut $986 $30 3.1%
Delaware $1,082 $126 13.2%
Florida $1,198 $242 25.3%
Georgia $884 -$72 -7.5%
Hawaii $688 -$268 -28.0%
Idaho $648 -$308 -32.2%
Illinois $714 -$242 -25.3%
Indiana $720 -$236 -24.7%
Iowa $644 -$312 -32.6%
Kansas $910 -$46 -4.8%
Kentucky $1,306 $350 36.6%
Louisiana $1,416 $460 48.1%
Maine $590 -$366 -38.3%
Maryland $790 -$166 -17.4%
Massachusetts $764 -$192 -20.1%
Michigan $1,662 $706 73.8%
Minnesota $802 -$154 -16.1%
Mississippi $1,146 $190 19.9%
Missouri $848 -$108 -11.3%
Montana $1,028 $72 7.5%
Nebraska $754 -$202 -21.1%
Nevada $1,148 $192 20.1%
New Hampshire $690 -$266 -27.8%
New Jersey $1,070 $114 11.9%
New Mexico $848 -$108 -11.3%
New York $1,008 $52 5.4%
North Carolina $552 -$404 -42.3%
North Dakota $784 -$172 -18.0%
Ohio $662 -$294 -30.8%
Oklahoma $984 $28 2.9%
Oregon $876 -$80 -8.4%
Pennsylvania $912 -$44 -4.6%
Rhode Island $1,276 $320 33.5%
South Carolina $866 -$90 -9.4%
South Dakota $806 -$150 -15.7%
Tennessee $838 -$118 -12.3%
Texas $1,156 $200 20.9%
Utah $708 -$248 -25.9%
Vermont $656 -$300 -31.4%
Virginia $574 -$382 -40.0%
Washington $740 -$216 -22.6%
West Virginia $876 -$80 -8.4%
Wisconsin $662 -$294 -30.8%
Wyoming $854 -$102 -10.7%

View Chart as Image

Saturn Outlook insurance rates by U.S. city

Using high physical damage deductibles can save as much as $230 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Saturn Outlook Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Saturn Outlook XE 2WD $926 $77
Saturn Outlook XV 2WD $926 $77
Saturn Outlook XE Premium 2WD $956 $80
Saturn Outlook XE AWD $956 $80
Saturn Outlook XE Premium AWD $956 $80
Saturn Outlook XR-L 2WD $974 $81
Saturn Outlook XR-L AWD $974 $81
Saturn Outlook XR-L Premium 2WD $990 $83
Saturn Outlook XR-L Premium AWD $990 $83

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Saturn Outlook Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 Saturn Outlook $172 $188 $460 $978
2007 Saturn Outlook $168 $178 $452 $956

Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Saturn Outlook Insurance

Finding better rates on auto insurance takes having a decent driving record, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Compare prices every other policy renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.

The following items are a summary of the ideas that were covered in the above illustrations.

  • 16 to 18-year-old drivers are the costliest to insure, possibly costing $320 per month if the policy includes full coverage
  • Drivers who have multiple accidents or major violations could be forced to pay on average $1,090 more annually than a driver with a clean driving record
  • Increasing policy deductibles can save approximately $225 each year
  • You may be able to save approximately $100 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Saturn Outlook Insurance Rates by Driver Age
Driver Age Premium
16 $3,838
20 $2,168
30 $972
40 $956
50 $878
60 $860

Full coverage, $500 deductibles

Rates by Deductible

Saturn Outlook Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,106
$250 $1,040
$500 $956
$1,000 $878

Full coverage, driver age 40

Rates by Liability Limit

Saturn Outlook Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $956
50/100 $1,080
100/300 $1,193
250/500 $1,487
100 CSL $1,126
300 CSL $1,374
500 CSL $1,555

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Outlook Insurance Rates for High Risk Drivers
Age Premium
16 $5,392
20 $3,442
30 $2,056
40 $2,042
50 $1,952
60 $1,932

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $124

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $50
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $40
Online Quote $64
Total Discounts $366
Rate after discounts $590

Discounts are estimated and may not be available from every company or in every state.

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