Saturn Outlook Insurance Rates
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UPDATED: Jun 5, 2023
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Average insurance rates for a Saturn Outlook are $992 a year with full coverage. Comprehensive insurance costs around $174, collision costs $192, and liability coverage is estimated at $468. Buying just liability costs approximately $518 a year, with insurance for high-risk drivers costing $2,124 or more. Teens receive the highest rates at $3,982 a year or more.
Average premium for full coverage: $992
Rate estimates for individual coverage type:
Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for different Outlook trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range go from the low end price of $518 for minimum levels of liability insurance to a much higher rate of $2,124 for a policy for a high-risk driver.
Price Range by Location
Living in a larger city has a large influence on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than cities with more traffic congestion.
The price range example below illustrates how geographic area affects auto insurance rates.
These examples demonstrate why anyone shopping for car insurance should get quotes for a specific zip code, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Saturn Outlook insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $607
- Choosing higher $1,000 deductibles can save about $84 annually
- The estimated price for a 40-year-old driver using $500 deductibles is $992
- Selecting more expensive low deductibles for comp and collision coverage will cost an additional $156 each year
- Drivers with serious driving violations could pay at least $2,124 or more
- The cost that insures a teenage driver with full coverage can be $3,982 each year
Auto insurance rates for a Saturn Outlook can also vary considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you may be forking out at least $1,200 to $1,700 in extra premium per year, depending on your age. High-risk driver insurance ranges around 43% to 135% more than the average policy. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $900 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $3,900 a year. View Rates by Age
Where you live plays a big part in determining prices for Saturn Outlook insurance rates. A good driver about age 40 could pay as low as $720 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,340 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $900 | -$92 | -9.3% |
| Alaska | $764 | -$228 | -23.0% |
| Arizona | $824 | -$168 | -16.9% |
| Arkansas | $992 | -$0 | 0.0% |
| California | $1,130 | $138 | 13.9% |
| Colorado | $950 | -$42 | -4.2% |
| Connecticut | $1,024 | $32 | 3.2% |
| Delaware | $1,126 | $134 | 13.5% |
| Florida | $1,244 | $252 | 25.4% |
| Georgia | $916 | -$76 | -7.7% |
| Hawaii | $714 | -$278 | -28.0% |
| Idaho | $672 | -$320 | -32.3% |
| Illinois | $742 | -$250 | -25.2% |
| Indiana | $748 | -$244 | -24.6% |
| Iowa | $670 | -$322 | -32.5% |
| Kansas | $946 | -$46 | -4.6% |
| Kentucky | $1,356 | $364 | 36.7% |
| Louisiana | $1,470 | $478 | 48.2% |
| Maine | $614 | -$378 | -38.1% |
| Maryland | $818 | -$174 | -17.5% |
| Massachusetts | $796 | -$196 | -19.8% |
| Michigan | $1,726 | $734 | 74.0% |
| Minnesota | $830 | -$162 | -16.3% |
| Mississippi | $1,190 | $198 | 20.0% |
| Missouri | $880 | -$112 | -11.3% |
| Montana | $1,068 | $76 | 7.7% |
| Nebraska | $786 | -$206 | -20.8% |
| Nevada | $1,192 | $200 | 20.2% |
| New Hampshire | $716 | -$276 | -27.8% |
| New Jersey | $1,110 | $118 | 11.9% |
| New Mexico | $880 | -$112 | -11.3% |
| New York | $1,048 | $56 | 5.6% |
| North Carolina | $572 | -$420 | -42.3% |
| North Dakota | $814 | -$178 | -17.9% |
| Ohio | $686 | -$306 | -30.8% |
| Oklahoma | $1,018 | $26 | 2.6% |
| Oregon | $910 | -$82 | -8.3% |
| Pennsylvania | $948 | -$44 | -4.4% |
| Rhode Island | $1,326 | $334 | 33.7% |
| South Carolina | $900 | -$92 | -9.3% |
| South Dakota | $840 | -$152 | -15.3% |
| Tennessee | $870 | -$122 | -12.3% |
| Texas | $1,198 | $206 | 20.8% |
| Utah | $734 | -$258 | -26.0% |
| Vermont | $682 | -$310 | -31.3% |
| Virginia | $596 | -$396 | -39.9% |
| Washington | $768 | -$224 | -22.6% |
| West Virginia | $910 | -$82 | -8.3% |
| Wisconsin | $686 | -$306 | -30.8% |
| Wyoming | $886 | -$106 | -10.7% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $240 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $421 extra every year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out your exact price is to compare rates and see how they stack up. Each auto insurer calculates rates differently, and quoted rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $958 | $80 |
| Saturn Outlook XV 2WD | $958 | $80 |
| Saturn Outlook XE Premium 2WD | $992 | $83 |
| Saturn Outlook XE AWD | $992 | $83 |
| Saturn Outlook XE Premium AWD | $992 | $83 |
| Saturn Outlook XR-L 2WD | $1,008 | $84 |
| Saturn Outlook XR-L AWD | $1,008 | $84 |
| Saturn Outlook XR-L Premium 2WD | $1,028 | $86 |
| Saturn Outlook XR-L Premium AWD | $1,028 | $86 |
Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $174 | $192 | $468 | $992 |
| 2007 Saturn Outlook | $172 | $188 | $460 | $978 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Saturn Outlook Insurance
Saving money on auto insurance takes avoiding accidents and violations, maintaining a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Compare rates every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The list below is a review of the coverage data presented in the illustrations above.
- You may be able to save up to $110 per year simply by shopping early and online
- Increasing deductibles can save approximately $250 each year
- Teenagers are expensive to insure, with premiums as much as $332 per month if the policy includes full coverage
- Drivers who have several accidents or serious violations may pay on average $1,130 more every year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,982 |
| 20 | $2,252 |
| 30 | $1,010 |
| 40 | $992 |
| 50 | $912 |
| 60 | $892 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,148 |
| $250 | $1,078 |
| $500 | $992 |
| $1,000 | $908 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $992 |
| 50/100 | $1,122 |
| 100/300 | $1,239 |
| 250/500 | $1,543 |
| 100 CSL | $1,168 |
| 300 CSL | $1,426 |
| 500 CSL | $1,613 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,598 |
| 20 | $3,584 |
| 30 | $2,142 |
| 40 | $2,124 |
| 50 | $2,032 |
| 60 | $2,010 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $62 |
| Paid in Full/EFT | $35 |
| Advance Quote | $42 |
| Online Quote | $67 |
| Total Discounts | $385 |
Discounts are estimated and may not be available from every company or in every state.
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