Saturn Outlook Insurance Rates

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UPDATED: Jun 5, 2023

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Estimated insurance prices for a Saturn Outlook are $956 every 12 months for full coverage. Comprehensive insurance costs on average $168, collision insurance costs $178, and liability costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs $2,042 or more. Teen drivers pay the most at up to $3,838 a year.

Average premium for full coverage: $956

Premium estimates by type of coverage:

Comprehensive $168
Collision $178
Liability $452

Rates are based on $500 deductible amounts, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different Outlook trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Saturn Outlook range from the cheapest price of $504 for just the minimum liability insurance to a much higher rate of $2,042 for a driver required to buy high-risk insurance.

Liability Only $504
Full Coverage $956
High Risk $2,042

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than larger metro areas. The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $717
Small Cities $1,004
Large Cities $1,291

These rate differences show why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Saturn Outlook insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $590
  • Drivers who choose higher $1,000 deductibles will pay around $78 a year
  • The average price for a 40-year-old good driver with $500 deductibles is $956
  • Choosing more expensive low deductibles for comprehensive and collision insurance costs an extra $150 every year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,042
  • An auto insurance policy to insure a teen driver with full coverage may cost $3,838 a year

View Chart as Image

Saturn Outlook insurance cost comparison chart
Column chart showing Saturn Outlook insurance prices range from $590 to $3,838 for full coverage

Insurance prices for a Saturn Outlook also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Outlook.

Choosing high deductibles could save up to $230 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $3,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,100 to $1,600 extra annually, depending on your age. High-risk driver insurance can cost as much as 42% to 128% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Saturn Outlook insurance prices. A 40-year-old driver could pay as low as $630 a year in states like Idaho, Maine, and Iowa, or as much as $1,370 on average in Michigan, Louisiana, and New York.

Saturn Outlook Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $866 -$90 -9.4%
Alaska $736 -$220 -23.0%
Arizona $794 -$162 -16.9%
Arkansas $956 -$0 0.0%
California $1,090 $134 14.0%
Colorado $914 -$42 -4.4%
Connecticut $986 $30 3.1%
Delaware $1,082 $126 13.2%
Florida $1,198 $242 25.3%
Georgia $884 -$72 -7.5%
Hawaii $688 -$268 -28.0%
Idaho $648 -$308 -32.2%
Illinois $714 -$242 -25.3%
Indiana $720 -$236 -24.7%
Iowa $644 -$312 -32.6%
Kansas $910 -$46 -4.8%
Kentucky $1,306 $350 36.6%
Louisiana $1,416 $460 48.1%
Maine $590 -$366 -38.3%
Maryland $790 -$166 -17.4%
Massachusetts $764 -$192 -20.1%
Michigan $1,662 $706 73.8%
Minnesota $802 -$154 -16.1%
Mississippi $1,146 $190 19.9%
Missouri $848 -$108 -11.3%
Montana $1,028 $72 7.5%
Nebraska $754 -$202 -21.1%
Nevada $1,148 $192 20.1%
New Hampshire $690 -$266 -27.8%
New Jersey $1,070 $114 11.9%
New Mexico $848 -$108 -11.3%
New York $1,008 $52 5.4%
North Carolina $552 -$404 -42.3%
North Dakota $784 -$172 -18.0%
Ohio $662 -$294 -30.8%
Oklahoma $984 $28 2.9%
Oregon $876 -$80 -8.4%
Pennsylvania $912 -$44 -4.6%
Rhode Island $1,276 $320 33.5%
South Carolina $866 -$90 -9.4%
South Dakota $806 -$150 -15.7%
Tennessee $838 -$118 -12.3%
Texas $1,156 $200 20.9%
Utah $708 -$248 -25.9%
Vermont $656 -$300 -31.4%
Virginia $574 -$382 -40.0%
Washington $740 -$216 -22.6%
West Virginia $876 -$80 -8.4%
Wisconsin $662 -$294 -30.8%
Wyoming $854 -$102 -10.7%

View Chart as Image

Saturn Outlook insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Saturn Outlook Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Saturn Outlook XE 2WD $926 $77
Saturn Outlook XV 2WD $926 $77
Saturn Outlook XE Premium 2WD $956 $80
Saturn Outlook XE AWD $956 $80
Saturn Outlook XE Premium AWD $956 $80
Saturn Outlook XR-L 2WD $974 $81
Saturn Outlook XR-L AWD $974 $81
Saturn Outlook XR-L Premium 2WD $990 $83
Saturn Outlook XR-L Premium AWD $990 $83

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Saturn Outlook Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 Saturn Outlook $172 $188 $460 $978
2007 Saturn Outlook $168 $178 $452 $956

Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Saturn Outlook Insurance

Finding better rates on car insurance not only requires having a good driving record, but also having good credit, not filing small claims, and determing if full coverage is necessary. Take the time to comparison shop at every policy renewal by quoting rates from direct carriers, and also from local independent and exclusive agents.

The next list is a quick review of the data touched on in the above illustrations.

  • Policyholders who require increased levels of liability coverage will pay about $500 each year to go from 30/60 bodily injury limits to a 250/500 level
  • Drivers can save as much as $100 per year just by shopping early and online
  • Increasing policy deductibles could save as much as $225 each year
  • Drivers age 20 and younger pay the highest prices, as much as $320 per month if they have full coverage

Rates by Driver Age

Saturn Outlook Insurance Rates by Driver Age
Driver Age Premium
16 $3,838
20 $2,168
30 $972
40 $956
50 $878
60 $860

Full coverage, $500 deductibles

Rates by Deductible

Saturn Outlook Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,106
$250 $1,040
$500 $956
$1,000 $878

Full coverage, driver age 40

Rates by Liability Limit

Saturn Outlook Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $956
50/100 $1,080
100/300 $1,193
250/500 $1,487
100 CSL $1,126
300 CSL $1,374
500 CSL $1,555

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Outlook Insurance Rates for High Risk Drivers
Age Premium
16 $5,392
20 $3,442
30 $2,056
40 $2,042
50 $1,952
60 $1,932

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $124

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $50
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $40
Online Quote $64
Total Discounts $366
Rate after discounts $590

Discounts are estimated and may not be available from every company or in every state.

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