Saturn Outlook Insurance Rates
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UPDATED: Jun 5, 2023
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Average insurance rates for a Saturn Outlook are $992 a year with full coverage. Comprehensive insurance costs approximately $174 each year, collision insurance costs $192, and liability is $468. Liability-only coverage costs around $518 a year, and high-risk coverage costs $2,124 or more. Teens receive the highest rates at up to $3,982 a year.
Average premium for full coverage: $992
Rate estimates by individual coverage type:
Full coverage includes $500 deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and Outlook models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from the low end price of $518 for basic liability insurance to a high rate of $2,124 for a driver who requires high-risk insurance.
Price Range by Location
Choosing to live in a large city can have significant affects on the price of insurance. Rural locations tend to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.
These examples demonstrate why all drivers should compare rates quotes using their specific location, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Saturn Outlook insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $607
- Raising to $1,000 deductibles will save $84 annually
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $992
- Selecting low deductibles will cost an additional $156 every year
- At-risk drivers with serious driving violations could pay around $2,124
- The cost that insures a teen driver can cost $3,982
Car insurance rates for a Saturn Outlook can also vary considerably based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 135% more than the average policy. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $3,900 a year. View Rates by Age
Where you live also has a big influence on Saturn Outlook insurance prices. A middle-age driver might find rates as low as $720 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,340 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $900 | -$92 | -9.3% |
Alaska | $764 | -$228 | -23.0% |
Arizona | $824 | -$168 | -16.9% |
Arkansas | $992 | -$0 | 0.0% |
California | $1,130 | $138 | 13.9% |
Colorado | $950 | -$42 | -4.2% |
Connecticut | $1,024 | $32 | 3.2% |
Delaware | $1,126 | $134 | 13.5% |
Florida | $1,244 | $252 | 25.4% |
Georgia | $916 | -$76 | -7.7% |
Hawaii | $714 | -$278 | -28.0% |
Idaho | $672 | -$320 | -32.3% |
Illinois | $742 | -$250 | -25.2% |
Indiana | $748 | -$244 | -24.6% |
Iowa | $670 | -$322 | -32.5% |
Kansas | $946 | -$46 | -4.6% |
Kentucky | $1,356 | $364 | 36.7% |
Louisiana | $1,470 | $478 | 48.2% |
Maine | $614 | -$378 | -38.1% |
Maryland | $818 | -$174 | -17.5% |
Massachusetts | $796 | -$196 | -19.8% |
Michigan | $1,726 | $734 | 74.0% |
Minnesota | $830 | -$162 | -16.3% |
Mississippi | $1,190 | $198 | 20.0% |
Missouri | $880 | -$112 | -11.3% |
Montana | $1,068 | $76 | 7.7% |
Nebraska | $786 | -$206 | -20.8% |
Nevada | $1,192 | $200 | 20.2% |
New Hampshire | $716 | -$276 | -27.8% |
New Jersey | $1,110 | $118 | 11.9% |
New Mexico | $880 | -$112 | -11.3% |
New York | $1,048 | $56 | 5.6% |
North Carolina | $572 | -$420 | -42.3% |
North Dakota | $814 | -$178 | -17.9% |
Ohio | $686 | -$306 | -30.8% |
Oklahoma | $1,018 | $26 | 2.6% |
Oregon | $910 | -$82 | -8.3% |
Pennsylvania | $948 | -$44 | -4.4% |
Rhode Island | $1,326 | $334 | 33.7% |
South Carolina | $900 | -$92 | -9.3% |
South Dakota | $840 | -$152 | -15.3% |
Tennessee | $870 | -$122 | -12.3% |
Texas | $1,198 | $206 | 20.8% |
Utah | $734 | -$258 | -26.0% |
Vermont | $682 | -$310 | -31.3% |
Virginia | $596 | -$396 | -39.9% |
Washington | $768 | -$224 | -22.6% |
West Virginia | $910 | -$82 | -8.3% |
Wisconsin | $686 | -$306 | -30.8% |
Wyoming | $886 | -$106 | -10.7% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $240 every year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $421 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Saturn Outlook XE 2WD | $958 | $80 |
Saturn Outlook XV 2WD | $958 | $80 |
Saturn Outlook XE Premium 2WD | $992 | $83 |
Saturn Outlook XE AWD | $992 | $83 |
Saturn Outlook XE Premium AWD | $992 | $83 |
Saturn Outlook XR-L 2WD | $1,008 | $84 |
Saturn Outlook XR-L AWD | $1,008 | $84 |
Saturn Outlook XR-L Premium 2WD | $1,028 | $86 |
Saturn Outlook XR-L Premium AWD | $1,028 | $86 |
Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2008 Saturn Outlook | $174 | $192 | $468 | $992 |
2007 Saturn Outlook | $172 | $188 | $460 | $978 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Saturn Outlook Insurance
Saving money on car insurance consists of not taking risks behind the wheel, having a positive credit history, eliminating unnecessary coverage, and attention to physical damage deductibles. Compare rates at every other renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The following is a summary of the concepts that were covered above.
- Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,130 more per year for Outlook insurance
- Teens pay the highest auto insurance rates, with premiums as much as $332 per month if full coverage is purchased
- You may be able to save around $110 per year just by quoting online in advance
- Increasing deductibles can save approximately $250 each year
- You may be able to save around $110 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,982 |
20 | $2,252 |
30 | $1,010 |
40 | $992 |
50 | $912 |
60 | $892 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,148 |
$250 | $1,078 |
$500 | $992 |
$1,000 | $908 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $992 |
50/100 | $1,122 |
100/300 | $1,239 |
250/500 | $1,543 |
100 CSL | $1,168 |
300 CSL | $1,426 |
500 CSL | $1,613 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,598 |
20 | $3,584 |
30 | $2,142 |
40 | $2,124 |
50 | $2,032 |
60 | $2,010 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $50 |
Multi-vehicle | $53 |
Homeowner | $18 |
5-yr Accident Free | $58 |
5-yr Claim Free | $62 |
Paid in Full/EFT | $35 |
Advance Quote | $42 |
Online Quote | $67 |
Total Discounts | $385 |
Discounts are estimated and may not be available from every company or in every state.
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