Suzuki SX4 Insurance Rates

The average auto insurance rates for a Suzuki SX4 are $1,370 annually including full coverage. Comprehensive costs an estimated $308 a year, collision insurance costs $532, and liability costs around $372. Liability-only coverage costs as low as $438 a year, and high-risk coverage costs around $2,954. 16-year-old drivers cost the most to insure at up to $5,052 a year.

Average premium for full coverage: $1,370

Policy rates broken down by type of insurance:

These estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and SX4 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than congested cities. The diagram below illustrates the effect of geographic area on insurance prices.

The examples above highlight why it is important to compare prices for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Suzuki SX4 insurance rates for other coverage scenarios.

• The best full coverage rate is $791
• Using higher $1,000 deductibles will save approximately $1,178 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,370
• Buying low $100 deductibles for physical damage coverage will cost $1,738
• High-risk insureds with multiple tickets or accidents could pay up to $2,954
• Policy cost with full coverage for a 16-year-old driver can cost as much as $5,052 or more

View Chart as Image

Insurance rates for a Suzuki SX4 also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can be from 44% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $560 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Suzuki SX4 insurance prices. A driver around age 40 might see rates as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Suzuki SX4 Insurance

Finding cheaper rates on insurance for a Suzuki SX4 requires being a safe and courteous driver, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to compare rates every year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a brief summary of the coverage data covered in the above illustrations.

• You may be able to save approximately $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Teenage drivers are expensive to insure, with premiums being up to $421 each month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,580 more annually for auto insurance