Suzuki SX4 Insurance Rates

Average insurance rates for a Suzuki SX4 are $1,370 a year for full coverage insurance. Comprehensive costs an estimated $308 a year, collision costs $532, and liability costs around $372. A policy with just liability insurance costs as low as $438 a year, with coverage for high-risk drivers costing around $2,954. Teens receive the highest rates at $5,052 a year or more.

Average premium for full coverage: $1,370

Rate estimates broken down by individual coverage type:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and SX4 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on insurance prices.

These examples illustrate why it is important to compare prices for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Suzuki SX4 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $791
• Using higher $1,000 deductibles will save approximately $1,178 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,370
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,738
• Drivers with serious driving violations could pay up to $2,954 or more
• The cost for full coverage for a teen driver can cost as much as $5,052 or more

View Chart as Image

Insurance rates for a Suzuki SX4 can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $5,000 a year. View Rates by Age

Where you live has a huge impact on Suzuki SX4 insurance prices. A driver around age 40 might see rates as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $560 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 131% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see which company has the best rate. Each insurance company calculates rates differently, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Suzuki SX4 Insurance

Saving money on car insurance requires being a good driver, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Make time to compare rates at least once a year by requesting rates from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following list is a brief summary of the primary concepts that were touched on in this article.

• It is possible to save approximately $160 per year simply by quoting early and online
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,580 more annually than a safer driver
• Increasing deductibles can save around $550 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $421 per month including comprehensive and collision insurance