Suzuki SX4 Insurance Rates

The average insurance rates for a Suzuki SX4 are $1,370 a year for full coverage insurance. Comprehensive costs an estimated $308, collision insurance costs $532, and liability is estimated at $372. Liability-only insurance costs approximately $438 a year, and high-risk driver insurance costs around $2,954. Teen drivers cost the most to insure at up to $5,052 a year.

Average premium for full coverage: $1,370

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for all SX4 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than larger metro areas. The example below illustrates the difference location can make on insurance prices.

The examples above illustrate why everyone should get quotes for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Suzuki SX4 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $791
• Choosing higher $1,000 deductibles can save approximately $192 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,370
• Choosing pricier low deductibles for comp and collision coverage bumps up the cost to $1,738
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,954
• Policy cost that insures a 16-year-old driver for full coverage can cost as much as $5,052 each year

View Chart as Image

Auto insurance rates for a Suzuki SX4 also range considerably based on the model of your SX4, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,600 to $2,200 in extra premium every year, depending on your age. Suzuki SX4 insurance for high-risk drivers ranges from 44% to 131% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Suzuki SX4 insurance prices. A good driver about age 40 could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $560 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Suzuki SX4 Insurance

Finding cheaper rates on insurance for a Suzuki SX4 takes avoiding accidents and claims, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Shop around every time your policy renews by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The points below are a brief review of the information touched on in this article.

• It is possible to save approximately $160 per year just by quoting online well ahead of the renewal date
• Drivers under the age of 20 are the costliest to insure, possibly costing $421 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,580 more annually to insure a Suzuki SX4
• Insureds who want increased liability limits will pay about $410 annually to raise limits from a 30/60 limit to the 250/500 level