Suzuki SX4 Insurance Rates

U.S. average insurance rates for a Suzuki SX4 are $1,370 a year including full coverage. Comprehensive insurance costs an estimated $308 a year, collision costs $532, and liability coverage costs around $372. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing $2,954 or more. Teenage drivers pay the highest rates at $5,052 a year or more.

Average premium for full coverage: $1,370

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and SX4 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location impacts insurance prices.

The ranges above highlight why it is important to compare prices for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Suzuki SX4 insurance rates for other coverage scenarios.

• The best discount rate is $791
• Using higher $1,000 deductibles will save approximately $1,178 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,370
• Using low $100 deductibles for physical damage coverage will cost an additional $368 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,954 or more
• The price that insures a teenage driver can cost as much as $5,052 or more

View Chart as Image

Car insurance prices for a Suzuki SX4 are also quite variable based on the trim level of your SX4, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can be around 44% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $5,000 a year. View Rates by Age

The state you live in has a huge impact on Suzuki SX4 insurance rates. A driver around age 40 might see prices as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $560 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Suzuki SX4 Insurance

Getting lower rates on auto insurance requires being a good driver, having a positive credit history, being claim-free, and not having any coverage lapses. Compare prices every time your policy renews by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a brief summary of the information touched on above.

• You may be able to save approximately $160 per year simply by quoting early and online
• Drivers age 16 to 20 have the highest car insurance prices, possibly costing $421 a month if full coverage is purchased
• Increasing physical damage deductibles can save approximately $550 each year
• Drivers that tend to have accidents or serious violations could be charged and average of $1,580 more annually than a safer driver
• Consumers who want an increased level of liability coverage will pay an extra $410 per year to increase from a low limit to the 250/500 level