Toyota Sequoia Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance prices for a Toyota Sequoia are $1,330 every 12 months including full coverage. Comprehensive costs approximately $270, collision costs $446, and liability insurance costs around $456. Buying just liability costs as low as $508 a year, with insurance for high-risk drivers costing around $2,876. Teen drivers cost the most to insure at $5,056 a year or more.
Average premium for full coverage: $1,330
Policy rates by type of insurance:
These estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Sequoia trim levels.
Price Range Variability
For a 40-year-old driver, Toyota Sequoia insurance rates go from the cheapest price of $508 for just liability insurance to a much higher rate of $2,876 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Where you live has a significant impact on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas.
The price range example below illustrates how your location can change auto insurance prices.
The examples above highlight why anyone shopping for car insurance should compare prices using their specific location and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $775
- Using higher $1,000 deductibles will save $162 every year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,330
- Choosing more expensive low deductibles for physical damage coverage increases the price to $1,646
- Drivers with multiple violations and an at-fault accident could pay around $2,876 or more
- Policy cost to insure a teen driver with full coverage can cost $5,056 or more
Insurance rates for a Toyota Sequoia also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Sequoia.
Choosing high deductibles could cut rates by as much as $480 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can be anywhere from 44% to 134% more than average. View High Risk Driver Rates
Your home state has a huge impact on Toyota Sequoia insurance rates. A driver around age 40 might see rates as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,900 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,204 | -$126 | -9.5% |
Alaska | $1,020 | -$310 | -23.3% |
Arizona | $1,104 | -$226 | -17.0% |
Arkansas | $1,330 | -$0 | 0.0% |
California | $1,518 | $188 | 14.1% |
Colorado | $1,272 | -$58 | -4.4% |
Connecticut | $1,368 | $38 | 2.9% |
Delaware | $1,508 | $178 | 13.4% |
Florida | $1,666 | $336 | 25.3% |
Georgia | $1,228 | -$102 | -7.7% |
Hawaii | $956 | -$374 | -28.1% |
Idaho | $898 | -$432 | -32.5% |
Illinois | $992 | -$338 | -25.4% |
Indiana | $1,002 | -$328 | -24.7% |
Iowa | $898 | -$432 | -32.5% |
Kansas | $1,264 | -$66 | -5.0% |
Kentucky | $1,816 | $486 | 36.5% |
Louisiana | $1,970 | $640 | 48.1% |
Maine | $822 | -$508 | -38.2% |
Maryland | $1,096 | -$234 | -17.6% |
Massachusetts | $1,064 | -$266 | -20.0% |
Michigan | $2,312 | $982 | 73.8% |
Minnesota | $1,114 | -$216 | -16.2% |
Mississippi | $1,594 | $264 | 19.8% |
Missouri | $1,180 | -$150 | -11.3% |
Montana | $1,430 | $100 | 7.5% |
Nebraska | $1,048 | -$282 | -21.2% |
Nevada | $1,596 | $266 | 20.0% |
New Hampshire | $958 | -$372 | -28.0% |
New Jersey | $1,488 | $158 | 11.9% |
New Mexico | $1,180 | -$150 | -11.3% |
New York | $1,402 | $72 | 5.4% |
North Carolina | $768 | -$562 | -42.3% |
North Dakota | $1,088 | -$242 | -18.2% |
Ohio | $918 | -$412 | -31.0% |
Oklahoma | $1,366 | $36 | 2.7% |
Oregon | $1,220 | -$110 | -8.3% |
Pennsylvania | $1,270 | -$60 | -4.5% |
Rhode Island | $1,776 | $446 | 33.5% |
South Carolina | $1,204 | -$126 | -9.5% |
South Dakota | $1,122 | -$208 | -15.6% |
Tennessee | $1,164 | -$166 | -12.5% |
Texas | $1,604 | $274 | 20.6% |
Utah | $986 | -$344 | -25.9% |
Vermont | $912 | -$418 | -31.4% |
Virginia | $798 | -$532 | -40.0% |
Washington | $1,028 | -$302 | -22.7% |
West Virginia | $1,220 | -$110 | -8.3% |
Wisconsin | $922 | -$408 | -30.7% |
Wyoming | $1,186 | -$144 | -10.8% |
Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates from as many companies as possible. Each insurance company uses a different rate calculation, so the rates will be varied.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Toyota Sequoia SR/5 2WD | $1,264 | $105 |
Toyota Sequoia SR/5 4WD | $1,298 | $108 |
Toyota Sequoia Limited 2WD | $1,330 | $111 |
Toyota Sequoia Limited 4WD | $1,364 | $114 |
Toyota Sequoia Platinum 2WD | $1,398 | $117 |
Toyota Sequoia Platinum 4WD | $1,398 | $117 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2017 Toyota Sequoia | $270 | $446 | $456 | $1,330 |
2012 Toyota Sequoia | $210 | $300 | $474 | $1,142 |
2010 Toyota Sequoia | $192 | $248 | $474 | $1,072 |
2008 Toyota Sequoia | $174 | $202 | $468 | $1,002 |
2007 Toyota Sequoia | $172 | $198 | $460 | $988 |
2006 Toyota Sequoia | $168 | $188 | $452 | $966 |
2005 Toyota Sequoia | $154 | $180 | $446 | $938 |
2004 Toyota Sequoia | $150 | $170 | $442 | $920 |
Rates are averaged for all Toyota Sequoia models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Toyota Sequoia Insurance
Finding cheaper rates on Toyota Sequoia insurance requires avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around at every policy renewal by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.
The points below are a brief summary of the data illustrated above.
- Drivers who purchase increased liability limits will pay about $500 per year to increase from a 30/60 limit to a 250/500 level
- You may be able to save around $160 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save as much as $475 each year
- Drivers under the age of 20 are expensive to insure, with premiums being up to $421 each month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,056 |
20 | $3,058 |
30 | $1,378 |
40 | $1,330 |
50 | $1,216 |
60 | $1,192 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,646 |
$250 | $1,500 |
$500 | $1,330 |
$1,000 | $1,168 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,330 |
50/100 | $1,489 |
100/300 | $1,603 |
250/500 | $1,900 |
100 CSL | $1,535 |
300 CSL | $1,786 |
500 CSL | $1,968 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,196 |
20 | $4,870 |
30 | $2,926 |
40 | $2,876 |
50 | $2,746 |
60 | $2,722 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $70 |
Multi-vehicle | $70 |
Homeowner | $21 |
5-yr Accident Free | $93 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $57 |
Advance Quote | $64 |
Online Quote | $94 |
Total Discounts | $555 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area