Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,454 a year for full coverage insurance. Comprehensive costs an estimated $332, collision insurance costs $566, and liability coverage costs around $398. A liability-only policy costs as low as $460 a year, and high-risk insurance costs around $3,136. Teen drivers pay the most at up to $5,348 a year.

Average premium for full coverage: $1,454

Premium estimates broken down by type of coverage:

Prices include $500 deductible amounts, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for different Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas. The price range example below illustrates the effect of geographic area on insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Toyota Sequoia insurance rates for other coverage scenarios.

• The lowest rate with discounts is $836
• Using higher $1,000 deductibles will save approximately $204 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,454
• Choosing more expensive low deductibles for physical damage coverage bumps up the cost to $1,848
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,136
• An auto insurance policy that insures a teenage driver with full coverage can cost as much as $5,348 or more

View Chart as Image

Auto insurance prices for a Toyota Sequoia also have a wide range based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance can be around 43% to 131% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota Sequoia insurance rates. A driver around age 40 might see prices as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,970 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $600 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Toyota Sequoia Insurance

Finding better rates on auto insurance requires having a good driving record, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Shop around once a year by requesting quotes from direct insurance companies, and also from local insurance agencies.

The next list is a quick rundown of the data that was covered in the above illustrations.

• It is possible to save approximately $180 per year just by shopping early and online
• Consumers who want increased levels of liability coverage will pay about $440 annually to increase from 30/60 bodily injury limits to the 250/500 level
• Drivers age 20 and younger are the costliest to insure, with premiums being up to $446 per month if the policy includes full coverage
• Drivers with reckless driving or DUI convictions may have to pay on average $1,680 more annually to buy Toyota Sequoia insurance