Toyota Sequoia Insurance Rates

The average insurance rates for a Toyota Sequoia are $1,446 a year for full coverage. Comprehensive insurance costs on average $320 each year, collision insurance costs $552, and liability insurance is estimated at $416. A liability-only policy costs approximately $474 a year, and high-risk insurance costs $3,126 or more. 16-year-old drivers cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Sequoia models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than congested cities. The graphic below illustrates the difference location can make on car insurance rates.

The examples above show why all drivers should get quotes based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $834
• Choosing higher $1,000 deductibles can save around $196 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,446
• Buying low deductibles for comp and collision coverage will cost an extra $386 a year
• High-risk insureds with multiple tickets or accidents could pay upwards of $3,126
• Policy cost for full coverage for a teen driver may cost $5,362 each year

View Chart as Image

Car insurance rates for a Toyota Sequoia also range considerably based on your risk profile, the trim level of your Sequoia, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $5,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota Sequoia insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or at least $2,070 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $590 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 131% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Toyota Sequoia Insurance

Finding cheaper rates on Toyota Sequoia insurance takes being a good driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates every time your policy renews by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The following list is a condensed summary of the information touched on in this article.

• Drivers can save as much as $170 per year just by quoting online in advance
• Drivers age 16 to 20 are expensive to insure, costing up to $447 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $575 each year
• High-risk drivers with multiple at-fault accidents will pay on average $1,680 more each year than a safer driver
• Drivers who require an increased level of liability coverage will pay around $460 each year to raise limits from a 30/60 limit to 250/500 limits