Toyota Sequoia Insurance Rates

Estimated auto insurance rates for a Toyota Sequoia are $1,446 annually with full coverage. Comprehensive costs an estimated $320 each year, collision costs $552, and liability costs around $416. Liability-only coverage costs as low as $474 a year, with high-risk coverage costing around $3,126. Teenage drivers pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates broken down by type of coverage:

Prices include $500 physical damage insurance deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Sequoia models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations are statistically proven to have fewer collision claims than densely populated cities.

The graphic below illustrates how your location can change insurance prices.

These rate differences demonstrate why all drivers should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $834
• Using higher $1,000 deductibles will save approximately $196 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,446
• Using low deductibles for physical damage coverage will cost $1,832
• High-risk insureds who are prone to accidents and violations could pay up to $3,126 or more
• An auto insurance policy with full coverage for a 16-year-old driver can cost as much as $5,362 or more

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Insurance prices for a Toyota Sequoia also have a wide range based on the model of your Sequoia, your driving record, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $590 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see prices as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,950 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out which insurance company is cheapest is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Toyota Sequoia Insurance

Finding better rates on insurance for a Toyota Sequoia requires being a low-risk driver, having a good credit history, being claim-free, and taking advantage of discounts. Invest the time to shop around at every policy renewal by requesting rates from direct companies, and also from several local insurance agents.

The items below are a quick rundown of the data illustrated above.

• Insureds who want more liability coverage will pay an extra $460 every year to increase from 30/60 bodily injury limits to higher 250/500 limits
• You may be able to save approximately $170 per year simply by quoting online in advance
• Increasing policy deductibles could save up to $575 each year
• Teen drivers are charged the highest prices, possibly costing $447 per month including comprehensive and collision insurance