Toyota Sequoia Insurance Rates

Estimated insurance prices for a Toyota Sequoia are $1,446 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $320, collision costs $552, and liability coverage is estimated at $416. A liability-only policy costs approximately $474 a year, with high-risk insurance costing $3,126 or more. Teens pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates broken down by type of coverage:

Rates are based on $500 physical damage deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for different Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine insurance prices.

These rate differences illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $834
• Choosing higher $1,000 deductibles can save approximately $196 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,446
• Selecting more expensive low deductibles for comp and collision coverage costs an extra $386 each year
• Drivers with serious driving violations could pay up to $3,126 or more
• An auto insurance policy to insure a teenage driver with full coverage can cost as much as $5,362 each year

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Auto insurance prices for a Toyota Sequoia also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $590 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance ranges around 43% to 131% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Toyota Sequoia insurance rates. A good driver about age 40 could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,950 on average in Florida, New York, and Michigan.

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With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices and see how they stack up. Each auto insurer calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Toyota Sequoia Insurance

Finding better rates on auto insurance takes being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest time comparing rates once a year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a quick review of the data that was covered in the charts and tables above.

• It is possible to save approximately $170 per year simply by shopping early and online
• Consumers who want higher levels of liability will pay approximately $460 annually to raise limits from 30/60 bodily injury limits to a 250/500 level
• Teenage drivers are the costliest to insure, with premiums being up to $447 per month if comprehensive and collision insurance is included
• Drivers with a DUI or reckless driving violation could be forced to pay on average $1,680 more annually for auto insurance