Toyota Sequoia Insurance Rates

Estimated insurance prices for a Toyota Sequoia are $1,446 every 12 months with full coverage. Comprehensive insurance costs an estimated $320 each year, collision costs $552, and liability insurance costs around $416. Liability-only coverage costs as low as $474 a year, with high-risk coverage costing $3,126 or more. Teenage drivers pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Sequoia models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than densely populated cities.

The graphic below illustrates how location impacts insurance prices.

These rate differences demonstrate why all drivers should compare prices for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $834
• Using higher $1,000 deductibles will save approximately $196 annually
• The average price for a 40-year-old good driver who has $500 deductibles is $1,446
• Using low deductibles for physical damage coverage costs an extra $386 a year
• Drivers who are prone to accidents and violations could pay up to $3,126 or more
• An auto insurance policy to insure a teen driver can cost as much as $5,362 or more

View Chart as Image

Insurance prices for a Toyota Sequoia also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $590 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Toyota Sequoia insurance rates. A driver around age 40 might see prices as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,950 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out which insurance company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Toyota Sequoia Insurance

Finding better rates on Toyota Sequoia insurance requires avoiding accidents and claims, having good credit, being claim-free, and taking advantage of discounts. Spend time shopping around at every policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.

The points below are a review of the data touched on above.

• Drivers who want increased liability limits will pay an extra $460 every year to increase from 30/60 bodily injury limits to a 250/500 level
• You may be able to save approximately $170 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $575 each year
• Drivers under the age of 20 are charged the highest prices, possibly costing $447 per month if they have full coverage