Toyota Sequoia Insurance Rates

The average insurance rates for a Toyota Sequoia are $1,454 a year with full coverage. Comprehensive costs around $332 each year, collision costs $566, and liability costs around $398. Liability-only insurance costs as low as $460 a year, with high-risk driver insurance costing around $3,136. Teens cost the most to insure at $5,348 a year or more.

Average premium for full coverage: $1,454

Policy rates for type of insurance:

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Sequoia models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than cities with more traffic congestion.

The graphic below illustrates how your location can change auto insurance rates.

The examples above demonstrate why all drivers should compare prices for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Toyota Sequoia insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $836
• Using higher $1,000 deductibles will save about $204 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,454
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,848
• Drivers with serious driving violations could pay at least $3,136 or more
• Policy cost that insures a teen driver can be $5,348 or more

View Chart as Image

Auto insurance rates for a Toyota Sequoia also range considerably based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,700 to $2,300 in extra premium every year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay as much as $5,300 a year. View Rates by Age

Your home state has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see rates as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,970 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $600 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison and see which company has the best rate. Each insurance company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Toyota Sequoia Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare rates every time your policy renews by getting quotes from direct companies, and also from your local independent and exclusive agents.

The list below is a quick review of the information illustrated above.

• You may be able to save up to $180 per year simply by quoting online in advance
• Teenagers are expensive to insure, as much as $446 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles can save approximately $600 each year
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,680 more every year for car insurance
• Policyholders who may need higher liability limits will pay approximately $440 every year to increase from a 30/60 limit to the 250/500 level