Kia Sedona Insurance Rates

U.S. average insurance rates for a Kia Sedona are $868 a year including full coverage. Comprehensive insurance costs approximately $152 a year, collision insurance costs $178, and liability costs $402. A policy with just liability insurance costs as little as $446 a year, and coverage for high-risk drivers costs $1,860 or more. Teenage drivers pay the highest rates at up to $3,464 a year.

Average premium for full coverage: $868

Price estimates by individual coverage:

Rate estimates include $500 deductible amounts, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and Sedona trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above highlight why it is important to compare rates using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Kia Sedona insurance rates for additional coverage and risk scenarios.

• The best discount rate is $530
• Drivers who choose higher $1,000 deductibles will pay $794 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $868
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $144 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $1,860
• The price for full coverage for a teen driver can cost $3,464 a year

View Chart as Image

Insurance prices for a Kia Sedona are also quite variable based on your driving record, the model of your Sedona, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $800 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $3,400 a year. View Rates by Age

The state you live in makes a big difference in Kia Sedona insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,240 on average in Louisiana, New York, and Michigan.

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Using high physical damage deductibles could save up to $220 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,000 to $1,500 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Kia Sedona Insurance

Getting lower rates on car insurance not only requires having a good driving record, but also maintaining good credit, being claim-free, and possibly raising deductibles. Set aside time to compare rates at least every other year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The next list is a brief recap of the car insurance concepts covered above.

• Higher risk drivers who tend to receive serious violations could be forced to pay on average $990 more per year to buy Kia Sedona insurance
• You may be able to save around $100 per year just by quoting early and online
• Increasing physical damage deductibles can save around $225 each year
• Policyholders who purchase increased levels of liability coverage will pay an extra $440 per year to go from a low limit to 250/500 limits