Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average auto insurance rates for a Jeep Compass are $1,238 annually for full coverage insurance. Comprehensive insurance costs around $228 each year, collision costs $400, and liability coverage costs $452. Liability-only coverage costs as little as $504 a year, with high-risk coverage costing $2,680 or more. 16-year-old drivers pay the highest rates at $4,788 a year or more.

Average premium for full coverage: $1,238

Price estimates for individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Compass models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Areas with sparse population have fewer physical damage claims than congested cities.

The graphic below illustrates how location impacts auto insurance rates.

The ranges above illustrate why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Jeep Compass insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $724
• Drivers who choose higher $1,000 deductibles will pay about $142 each year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,238
• Buying low deductibles for comprehensive and collision insurance costs an additional $276 each year
• High-risk insureds with multiple tickets or accidents could pay at least $2,680 or more
• The price with full coverage for a teenage driver can be $4,788 a year

View Chart as Image

Auto insurance prices for a Jeep Compass are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,500 to $2,100 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost around 44% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $420 a year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Jeep Compass insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,670 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Jeep Compass Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and maximizing policy discounts. Spend time shopping around at every policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a brief summary of the data touched on above.

• Consumers who may need higher liability limits will pay around $500 annually to go from a low limit to higher 250/500 limits
• It is possible to save up to $150 per year simply by quoting online in advance
• Increasing physical damage deductibles could save up to $425 each year
• Teenagers are expensive to insure, as much as $399 a month if full coverage is included

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.