Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

The average insurance prices for a Jeep Compass are $1,208 every 12 months for full coverage. Comprehensive insurance costs approximately $218, collision costs $376, and liability is $456. Buying just liability costs around $508 a year, with insurance for high-risk drivers costing $2,620 or more. Teen drivers cost the most to insure at $4,704 a year or more.

Average premium for full coverage: $1,208

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for different Compass trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations are shown to have more infrequent accident claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why anyone shopping for car insurance should compare rates quotes using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Jeep Compass insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $709
• Raising to $1,000 deductibles will save $134 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,208
• Choosing more expensive low deductibles costs an extra $264 annually
• Drivers with multiple violations and an at-fault accident could pay around $2,620 or more
• Policy cost to insure a 16-year-old driver with full coverage can cost $4,704

View Chart as Image

Insurance rates for a Jeep Compass also range considerably based on liability limits and deductibles, your driver profile, and the model of your Compass.

Choosing high deductibles can reduce rates by up to $400 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 129% more than average. View High Risk Driver Rates

Your home state also has a big influence on Jeep Compass insurance prices. A middle-age driver might find rates as low as $800 a year in states like Iowa, Maine, and Idaho, or as much as $1,730 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to compare rates from multiple companies. Every auto insurance company uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Jeep Compass Insurance

Finding cheaper rates on insurance for a Jeep Compass consists of being safe and accident-free, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates every couple of years by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a quick review of the material that was covered above.

• Insureds who purchase more liability protection will pay about $500 each year to raise from a 30/60 limit to a 250/500 level
• Youthful drivers are expensive to insure, costing up to $392 each month if they have full coverage
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,410 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $400 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.