Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average auto insurance rates for a Jeep Compass are $1,208 annually for full coverage. Comprehensive costs around $218 each year, collision costs $376, and liability insurance is estimated at $456. Liability-only coverage costs approximately $508 a year, with high-risk coverage costing around $2,620. Teen drivers receive the highest rates at $4,704 a year or more.

Average premium for full coverage: $1,208

Rate estimates for individual coverage type:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Compass models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population tend to have fewer accident claims than larger metro areas.

The graphic below illustrates the effect of geographic area on auto insurance rates.

These examples show why all drivers should get quotes for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Jeep Compass insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $709
• Choosing higher $1,000 deductibles can save about $134 a year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,208
• Choosing low deductibles for comp and collision coverage will cost $1,472
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,620 or more
• The cost with full coverage for a teen driver can be $4,704 each year

View Chart as Image

Car insurance rates for a Jeep Compass can also vary considerably based on the trim level of your Compass, your driver profile, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged as much as $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $400 each year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Jeep Compass insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or as much as $1,730 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know your exact price is to do a rate comparison from as many companies as possible. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Jeep Compass Insurance

Saving money on Jeep Compass insurance takes being a good driver, having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Take the time to compare rates every time your policy renews by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a brief summary of the information covered in the above illustrations.

• Drivers can save up to $140 per year simply by quoting online in advance
• Drivers age 16 to 20 are the costliest to insure, costing as high as $392 per month if comprehensive and collision insurance is included
• Increasing deductibles could save up to $400 each year
• High-risk drivers that tend to have accidents or serious violations pay an average of $1,410 more every year than a safer driver
• Drivers who may need an increased level of liability coverage will pay about $500 each year to raise limits from a minimum limit to higher 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.