Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage. Comprehensive insurance costs approximately $184 a year, collision costs $236, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $2,258 or more. Teens pay the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural locations have lower incidents of accident claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects auto insurance prices.

The ranges above show why it is important to compare prices using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $636
• Using higher $1,000 deductibles will save $956 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,052
• Selecting low $100 deductibles for physical damage coverage will cost an additional $180 every year
• Drivers with serious driving violations could pay around $2,258 or more
• The price that insures a teen driver can cost $4,186 or more

View Chart as Image

Insurance prices for a Mazda CX-9 are also quite variable based on the trim level of your CX-9, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,200 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 127% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

The state you live in has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see prices as low as $690 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,500 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $280 every year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to get quotes and see which company has the best price. Each insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda CX-9 Insurance

Getting lower rates on car insurance requires avoiding accidents and violations, having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Compare rates every time your policy renews by getting quotes from direct carriers, and also from insurance agencies where you live.

The list below is a quick rundown of the information presented in the illustrations above.

• Drivers can save around $120 per year simply by quoting early and online
• Teenagers are the costliest to insure, with premiums as much as $349 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $275 each year
• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,210 more per year for car insurance
• Policyholders who purchase higher liability limits will pay approximately $520 each year to increase from a low limit to the 250/500 level