Mazda CX-9 Insurance Rates

U.S. average auto insurance rates for a Mazda CX-9 are $1,052 annually including full coverage. Comprehensive costs approximately $184 a year, collision costs $236, and liability insurance is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,258. Teenage drivers pay the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Price estimates by individual coverage:

Rates are based on $500 deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance prices.

The ranges above highlight why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $636
• Choosing higher $1,000 deductibles can save $956 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,052
• Using low $100 deductibles for comp and collision coverage will cost $1,232
• High-risk insureds who are prone to accidents and violations could pay around $2,258 or more
• The price with full coverage for a teen driver can cost $4,186 each year

View Chart as Image

Auto insurance prices for a Mazda CX-9 are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,200 to $1,800 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $280 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,500 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Mazda CX-9 Insurance

Getting lower rates on Mazda CX-9 insurance takes not taking risks behind the wheel, having above-average credit, being claim-free, and not having any coverage lapses. Set aside time to shop around every time your policy renews by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following is a quick review of the information raised in the charts and tables above.

• You may be able to save around $120 per year simply by quoting early and online
• Teens have the highest car insurance prices, possibly costing $349 a month if full coverage is included
• Increasing physical damage deductibles could save up to $275 each year
• High-risk drivers with a DUI or reckless driving violation may have to pay on average $1,210 more per year for CX-9 insurance
• Drivers who purchase higher liability limits will pay an extra $520 per year to raise limits from a low limit to higher 250/500 limits