Mazda CX-9 Insurance Rates

Average insurance prices for a Mazda CX-9 are $1,052 every 12 months including full coverage. Comprehensive insurance costs around $184, collision costs $236, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,258 or more. Teenage drivers receive the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Rate estimates for individual coverage type:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different CX-9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how where you live affects auto insurance rates.

These examples highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $636
• Choosing higher $1,000 deductibles can save about $96 every year
• The average price for a 40-year-old driver using $500 deductibles is $1,052
• Using more expensive low deductibles for comp and collision coverage costs an extra $180 each year
• Drivers who are prone to accidents and violations could pay at least $2,258 or more
• The cost to insure a teenage driver with full coverage can be $4,186 each year

View Chart as Image

Car insurance rates for a Mazda CX-9 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles can save as much as $280 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,200 to $1,800 extra per year, depending on your age. High-risk driver insurance ranges around 43% to 127% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,500 on average in Michigan, New York, and Louisiana.

View Chart as Image

With so much variability in rates, the best way to figure out your exact price is to compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Mazda CX-9 Insurance

Saving money on auto insurance takes avoiding accidents and claims, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Take the time to comparison shop every time your policy renews by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a brief review of the information touched on in the above illustrations.

• You may be able to save up to $120 per year simply by shopping early and online
• Drivers under the age of 20 are the costliest to insure, as much as $349 per month if the policy includes full coverage
• Increasing deductibles could save as much as $275 each year
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,210 more every year to insure a Mazda CX-9
• Consumers who may need increased liability limits will pay an extra $520 per year to raise limits from a minimum limit to a 250/500 level