Mazda CX-9 Insurance Rates

Estimated auto insurance rates for a Mazda CX-9 are $1,052 annually with full coverage. Comprehensive insurance costs an estimated $184, collision costs $236, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,258 or more. Teenage drivers pay the most at $4,186 a year or more.

Average premium for full coverage: $1,052

Premium estimates broken down by type of coverage:

Price estimates include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for different CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. More rural locations are statistically proven to have fewer collision claims than densely populated cities.

The price range example below illustrates how rural and urban location affects insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $636
• Choosing higher $1,000 deductibles can save approximately $96 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,052
• Using more expensive low deductibles for comp and collision coverage costs an additional $180 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,258 or more
• An auto insurance policy with full coverage for a teen driver with full coverage can cost as much as $4,186 each year

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Auto insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, your driving record, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,200 to $1,800 in extra premium annually, depending on your age. High-risk driver insurance ranges as much as 43% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $280 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,420 on average in New York, Michigan, and Florida.

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With such a large range in prices, the best way to find out which insurance company is cheapest is to compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Mazda CX-9 Insurance

Finding better rates on car insurance takes not taking risks behind the wheel, having above-average credit, being claim-free, and qualifying for all possible discounts. Set aside time to shop around every year by requesting quotes from direct companies, and also from several local insurance agents.

The following is a condensed summary of the coverage data raised in the charts and tables above.

• You may be able to save approximately $120 per year simply by shopping early and online
• Increasing policy deductibles could save up to $275 each year
• Teens are the costliest to insure, possibly costing $349 per month if full coverage is included
• Higher risk drivers with multiple at-fault accidents pay on average $1,210 more annually for CX-9 insurance