Mazda CX-9 Insurance Rates

Estimated insurance prices for a Mazda CX-9 are $1,052 every 12 months including full coverage. Comprehensive insurance costs on average $184 each year, collision costs $236, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,258 or more. Teenage drivers pay the most at $4,186 a year or more.

Average premium for full coverage: $1,052

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and CX-9 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The graphic below illustrates the difference location can make on car insurance rates.

These rate differences highlight why all drivers should compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $636
• Using higher $1,000 deductibles will save around $96 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,052
• Using low deductibles for physical damage coverage costs an extra $180 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,258 or more
• An auto insurance policy to insure a teenage driver may cost $4,186 or more

View Chart as Image

Insurance prices for a Mazda CX-9 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your CX-9.

Using high physical damage deductibles could cut prices by as much as $280 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,800 additional annually, depending on your age. Insurance for high-risk drivers can be around 43% to 127% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see prices as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,500 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Mazda CX-9 Insurance

Finding better rates on auto insurance requires avoiding accidents and claims, having above-average credit, refrain from filing small claims, and insuring your home and auto with the same company. Make time to compare rates every year by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The points below are a summary of the coverage data touched on in this article.

• You may be able to save as much as $120 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $275 each year
• Drivers under the age of 20 pay higher prices, with the cost nearing $349 per month if full coverage is included
• Drivers who have multiple accidents or major violations may pay on average $1,210 more each year to insure a Mazda CX-9