Mazda CX-9 Insurance Rates

Average insurance rates for a Mazda CX-9 are $1,052 a year with full coverage. Comprehensive insurance costs an estimated $184 each year, collision costs $236, and liability is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,258 or more. Teenage drivers receive the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Rate estimates broken down by individual coverage type:

Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and CX-9 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations tend to have lower incidents of collision claims than densely populated cities.

The graphic below illustrates how where you live affects insurance prices.

These examples demonstrate why all drivers should compare rates quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $636
• Raising to $1,000 deductibles will save approximately $96 annually
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,052
• Using low deductibles will cost an additional $180 annually
• Drivers who are prone to accidents and violations could pay up to $2,258 or more
• The cost that insures a 16-year-old driver can cost as much as $4,186

View Chart as Image

Insurance rates for a Mazda CX-9 can also vary considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,200 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $4,100 a year. View Rates by Age

Where you live also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find rates as low as $760 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,420 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $280 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mazda CX-9 Insurance

Saving money on insurance for a Mazda CX-9 consists of being a safe and courteous driver, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Compare prices at least once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a condensed summary of the primary concepts that were touched on in the above illustrations.

• You may be able to save approximately $120 per year simply by quoting online in advance
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,210 more annually for auto insurance
• Increasing deductibles can save approximately $275 each year
• Teenage drivers are charged the highest rates, with premiums as much as $349 per month if full coverage is included