Mazda CX-9 Insurance Rates

The average insurance prices for a Mazda CX-9 are $1,052 every 12 months for full coverage. Comprehensive insurance costs on average $184 a year, collision costs $236, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,258 or more. Teenage drivers cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities.

The diagram below illustrates how location helps determine car insurance rates.

The examples above show why it is important to compare prices based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $636
• Using higher $1,000 deductibles will save around $956 a year
• The average price for a good driver age 40 with $500 deductibles is $1,052
• Using low $100 deductibles for physical damage coverage costs an extra $180 a year
• Drivers who are prone to accidents and violations could pay upwards of $2,258 or more
• Policy cost to insure a teen driver may cost $4,186 or more

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your CX-9.

Using high physical damage deductibles could cut rates by as much as $280 each year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see rates as low as $690 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,500 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates at every other renewal by getting rate quotes from direct carriers, and also from local independent and exclusive agents.

The following list is a quick review of the concepts that were covered in the charts and tables above.

• High-risk drivers with a DUI or reckless driving violation pay an average of $1,210 more each year than a safer driver
• Drivers age 16 to 20 pay higher rates, costing up to $349 each month if full coverage is included
• Drivers can save as much as $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• Drivers can save as much as $120 per year simply by quoting early and online