Mazda CX-9 Insurance Rates

The average insurance prices for a Mazda CX-9 are $1,052 every 12 months with full coverage. Comprehensive costs around $184 a year, collision costs $236, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,258. Teenage drivers cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance rates.

The examples above demonstrate why it is important to compare rates for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $636
• Drivers who choose higher $1,000 deductibles will pay about $956 annually
• The average price for a good driver age 40 using $500 deductibles is $1,052
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,232
• High risk drivers who are prone to accidents and violations could pay at least $2,258 or more
• Policy cost to insure a teen driver can be $4,186 a year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles could save up to $280 each year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,200 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $760 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,420 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and taking advantage of discounts. Take the time to comparison shop at every policy renewal by quoting rates from direct companies, and also from several local insurance agents.

Below you'll find a brief recap of the data touched on in the above illustrations.

• Drivers who may need more liability protection will pay an extra $520 every year to go from a 30/60 limit to a 250/500 level
• You may be able to save up to $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• Youthful drivers are charged the highest rates, as much as $349 each month if full coverage is included