Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage. Comprehensive insurance costs an estimated $184, collision costs $236, and liability insurance is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,258 or more. Teenage drivers cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all states and for different CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities.

The price range example below illustrates how geographic area affects insurance prices.

The examples above show why anyone shopping for car insurance should compare rates quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $636
• Raising to $1,000 deductibles will save approximately $96 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,052
• Using more expensive low deductibles will cost an additional $180 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,258 or more
• Policy cost that insures a teen driver with full coverage can cost as much as $4,186

View Chart as Image

Auto insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,200 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,100 a year. View Rates by Age

Your home state also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find rates as low as $690 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,500 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $280 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance consists of avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare prices every year by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The points below are a review of the coverage data presented in the illustrations above.

• Drivers can save approximately $120 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Drivers under the age of 20 are the costliest to insure, costing up to $349 each month if the policy includes full coverage
• High-risk drivers who have several accidents or serious violations may pay on average $1,210 more annually to insure a Mazda CX-9