Mazda CX-9 Insurance Rates

Average auto insurance rates for a Mazda CX-9 are $1,052 annually for full coverage. Comprehensive costs an estimated $184, collision costs $236, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,258. Teenage drivers receive the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Rate estimates broken down by individual coverage type:

Price estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all CX-9 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on insurance rates. More rural locations tend to have fewer accident claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

These examples show why everyone should get quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $636
• Choosing higher $1,000 deductibles can save approximately $96 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,052
• Using pricier low deductibles for comp and collision coverage will cost $1,232
• Drivers who are prone to accidents and violations could pay up to $2,258 or more
• The cost with full coverage for a teenage driver for full coverage can cost as much as $4,186 each year

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Auto insurance rates for a Mazda CX-9 can also vary considerably based on the trim level of your CX-9, your driver profile, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,200 to $1,800 in extra premium per year, depending on your age. Mazda CX-9 insurance for high-risk drivers ranges around 43% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $280 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,500 on average in New York, Louisiana, and Michigan.

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With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Mazda CX-9 Insurance

Saving money on auto insurance takes being safe and accident-free, having above-average credit, eliminating unneeded coverage, and qualifying for all possible discounts. Set aside time to compare rates every couple of years by getting rate quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a condensed summary of the material that was covered above.

• Consumers who want more liability protection will pay an extra $520 each year to raise limits from a minimum limit to higher 250/500 limits
• Youthful drivers are the costliest to insure, costing as high as $349 per month if full coverage is included
• Drivers with multiple at-fault accidents may pay on average $1,210 more annually than a low-risk driver
• Increasing deductibles could save up to $275 each year