Mazda CX-9 Insurance Rates

Estimated insurance rates for a Mazda CX-9 are $1,092 a year for full coverage insurance. Comprehensive costs an estimated $198, collision costs $258, and liability costs around $478. Liability-only insurance costs as low as $526 a year, with high-risk driver insurance costing around $2,342. Teenage drivers pay the most at $4,312 a year or more.

Average premium for full coverage: $1,092

Premium estimates broken down by type of coverage:

Price estimates include $500 deductible amounts, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for all CX-9 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how location helps determine insurance prices.

These rate differences illustrate why everyone should compare prices for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $657
• Using higher $1,000 deductibles will save approximately $106 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,092
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,286
• High-risk insureds who are prone to accidents and violations could pay up to $2,342 or more
• An auto insurance policy that insures a 16-year-old driver for full coverage can cost as much as $4,312 or more

View Chart as Image

Insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,300 to $1,800 additional annually, depending on your age. Mazda CX-9 insurance for high-risk drivers can be from 42% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see prices as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,470 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $300 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mazda CX-9 Insurance

Finding better rates on insurance for a Mazda CX-9 requires having a good driving record, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Compare prices once a year by requesting quotes from direct insurance companies, and also from local insurance agencies.

The next list is a condensed summary of the data that was covered in the charts and tables above.

• It is possible to save approximately $120 per year simply by quoting online well ahead of the renewal date
• Insureds who want increased levels of liability coverage will pay an extra $530 annually to increase from 30/60 bodily injury limits to the 250/500 level
• Drivers age 20 and younger are expensive to insure, with premiums being up to $359 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents may have to pay on average $1,250 more annually to buy Mazda CX-9 insurance