Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage insurance. Comprehensive costs on average $184, collision costs $236, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,258. Teenage drivers pay the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for different CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $636
• Drivers who choose higher $1,000 deductibles will pay around $96 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,052
• Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,232
• High risk drivers who are prone to accidents and violations could pay upwards of $2,258 or more
• The price for full coverage for a teen driver with full coverage may cost $4,186 a year

View Chart as Image

Auto insurance prices for a Mazda CX-9 are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

An older driver with a good driving record and high deductibles could pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $4,100 a year. View Rates by Age

The state you live in makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,420 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $280 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,200 to $1,800 in extra premium each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out exactly what you will pay is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-9 Insurance

Getting lower rates on Mazda CX-9 insurance not only requires avoiding accidents and violations, but also having good credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates at least every other year by getting quotes from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

The list below is a brief recap of the car insurance concepts covered above.

• High-risk drivers who tend to receive serious violations pay an average of $1,210 more each year for car insurance
• It is possible to save as much as $120 per year simply by shopping early and online
• Increasing physical damage deductibles can save around $275 each year
• Drivers who require higher liability limits will pay an extra $520 annually to go from a low limit to 250/500 limits