Mazda CX-9 Insurance Rates

The average insurance prices for a Mazda CX-9 are $1,052 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $184, collision costs $236, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,258 or more. 16-year-old drivers cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for different CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than congested cities.

The price range example below illustrates how your location can change insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The best full coverage rate is $636
• Drivers who choose higher $1,000 deductibles will pay approximately $96 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,052
• Buying more expensive low deductibles for comprehensive and collision insurance costs an extra $180 annually
• Drivers with multiple tickets or accidents could pay up to $2,258 or more
• Policy cost to insure a 16-year-old driver with full coverage can cost as much as $4,186 a year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles could save up to $280 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,200 to $1,800 additional every year, depending on your age. High-risk driver insurance can cost from 43% to 127% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,420 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Every company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 not only requires being safe and accident-free, but also having above-average credit, being claim-free, and maximizing policy discounts. Invest the time to shop around at every other renewal by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a brief recap of the concepts that were illustrated above.

• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,210 more annually than a low-risk driver
• Youthful drivers are expensive to insure, possibly costing $349 each month if full coverage is included
• It is possible to save approximately $120 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• It is possible to save approximately $120 per year simply by shopping early and online