Mazda CX-9 Insurance Rates

Average insurance rates for a Mazda CX-9 are $1,092 a year for full coverage. Comprehensive costs approximately $198, collision costs $258, and liability is estimated at $478. Buying just liability costs approximately $526 a year, with insurance for high-risk drivers costing around $2,342. Teenage drivers receive the highest rates at $4,312 a year or more.

Average premium for full coverage: $1,092

Rate estimates by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for different CX-9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural locations tend to have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates how where you live affects auto insurance prices.

These examples show why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $657
• Choosing higher $1,000 deductibles can save $106 a year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,092
• Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,286
• Higher-risk drivers who are prone to accidents and violations could pay around $2,342 or more
• The cost for full coverage for a 16-year-old driver with full coverage can cost $4,312 each year

View Chart as Image

Auto insurance rates for a Mazda CX-9 can also vary considerably based on your driver profile, the trim level of your CX-9, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as low as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $4,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $720 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,560 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $300 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $430 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,300 to $1,800 in extra premium per year, depending on your age. High-risk driver insurance ranges from 42% to 133% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-9 Insurance

Saving money on insurance for a Mazda CX-9 takes having a decent driving record, having good credit, eliminating unneeded coverage, and not having any coverage lapses. Take the time to comparison shop every time your policy renews by getting rate quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The following items are a brief recap of the information touched on in the above illustrations.

• Drivers can save around $120 per year simply by shopping early and online
• 16 to 18-year-old drivers have the highest car insurance rates, costing as high as $359 per month if they have full coverage
• Increasing deductibles can save around $300 each year
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,250 more per year than a driver with a clean driving record
• Insureds who purchase additional liability coverage will pay an extra $530 each year to raise limits from a minimum limit to 250/500 limits