Mazda CX-9 Insurance Rates

The average insurance prices for a Mazda CX-9 are $1,052 every 12 months including full coverage. Comprehensive insurance costs approximately $184 a year, collision costs $236, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,258 or more. Teens cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $636
• Drivers who choose higher $1,000 deductibles will pay $956 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,052
• Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $180 a year
• High risk drivers with serious driving violations could pay around $2,258 or more
• Policy cost to insure a teen driver can cost $4,186 a year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your CX-9.

Choosing higher comprehensive and collision insurance deductibles could save up to $280 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,200 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 127% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,500 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes from as many companies as possible. Every company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance not only requires being safe and accident-free, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to compare rates every other policy renewal by getting quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a condensed summary of the ideas that were covered above.

• Youthful drivers are the costliest to insure, with premiums being up to $349 each month if full coverage is included
• High-risk drivers with multiple at-fault accidents could be charged and average of $1,210 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• You may be able to save around $120 per year simply by quoting early and online