Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,052 a year including full coverage. Comprehensive insurance costs around $184, collision costs $236, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,258 or more. Teens pay the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Price estimates for individual coverage:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all CX-9 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how location helps determine auto insurance rates.

The ranges above highlight why everyone should get quotes for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $636
• Choosing higher $1,000 deductibles can save about $96 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,052
• Selecting pricier low deductibles for comp and collision coverage will cost an additional $180 annually
• Higher-risk drivers with serious driving violations could pay at least $2,258 or more
• The price that insures a 16-year-old driver for full coverage can be $4,186 each year

View Chart as Image

Auto insurance prices for a Mazda CX-9 are also quite variable based on the model of your CX-9, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,200 to $1,800 in extra premium each year, depending on your age. Mazda CX-9 insurance for high-risk drivers ranges from 43% to 127% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,500 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $280 annually, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to regularly compare prices from multiple companies. Each auto insurer calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-9 Insurance

Getting lower rates on insurance for a Mazda CX-9 takes being safe and accident-free, maintaining a good credit score, being claim-free, and maximizing policy discounts. Compare rates every couple of years by requesting quotes from direct car insurance companies, and also from local insurance agencies.

Below you'll find a summary of the material that was covered in the charts and tables above.

• Insureds who may need more liability protection will pay approximately $520 per year to raise limits from a low limit to the 250/500 level
• Youthful drivers are expensive to insure, possibly costing $349 a month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,210 more every year than a low-risk driver
• Increasing physical damage deductibles can save approximately $275 each year