Mazda CX-9 Insurance Rates

Average insurance prices for a Mazda CX-9 are $1,092 every 12 months including full coverage. Comprehensive insurance costs on average $198 a year, collision costs $258, and liability coverage is estimated at $478. Liability-only coverage costs approximately $526 a year, with high-risk coverage costing $2,342 or more. Teenage drivers receive the highest rates at $4,312 a year or more.

Average premium for full coverage: $1,092

Rate estimates by individual coverage type:

Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and CX-9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

These examples highlight why it is important to get quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $657
• Choosing higher $1,000 deductibles can save around $986 every year
• The average price for a 40-year-old driver with $500 deductibles is $1,092
• Using low $100 deductibles for comp and collision coverage costs an extra $194 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,342 or more
• The cost to insure a teenage driver may cost $4,312 each year

View Chart as Image

Car insurance rates for a Mazda CX-9 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your CX-9.

Using high physical damage deductibles can save as much as $300 a year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $4,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy ranges around 42% to 133% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,560 on average in Michigan, New York, and Louisiana.

View Chart as Image

With so much variability in rates, the best way to figure out exactly what you will pay is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate rates, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Mazda CX-9 Insurance

Saving money on auto insurance takes having a good driving record, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Make time to compare rates at least every other year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a quick review of the car insurance concepts touched on in this article.

• Drivers with a DUI or reckless driving violation may pay on average $1,250 more each year to buy Mazda CX-9 insurance
• You may be able to save as much as $120 per year simply by quoting early and online
• Increasing deductibles could save as much as $300 each year
• Consumers who require increased levels of liability coverage will pay an extra $530 per year to raise limits from a minimum limit to a 250/500 level