Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

Estimated auto insurance rates for a Chevrolet Impala are $1,284 annually for full coverage. Comprehensive costs on average $226, collision costs $458, and liability is estimated at $442. A liability-only policy costs approximately $496 a year, with high-risk insurance costing around $2,800. Teen drivers pay the most at $4,972 a year or more.

Average premium for full coverage: $1,284

Premium estimates by type of coverage:

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for different Impala trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas are statistically proven to have fewer accident claims than larger metro areas.

The price range example below illustrates how location helps determine car insurance rates.

These rate differences show why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Chevrolet Impala insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $740
• Choosing higher $1,000 deductibles can save around $156 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,284
• Choosing more expensive low deductibles for comp and collision coverage will cost $1,588
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,800 or more
• An auto insurance policy with full coverage for a teen driver with full coverage may cost $4,972 each year

View Chart as Image

Auto insurance prices for a Chevrolet Impala also have a wide range based on the model of your Impala, your driver profile, and policy deductibles and limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $4,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,500 to $2,100 in extra premium annually, depending on your age. High-risk driver insurance ranges as much as 42% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $460 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Chevrolet Impala insurance prices. A good driver about age 40 could pay as low as $850 a year in states like Idaho, Maine, and Iowa, or as much as $1,830 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know exactly what you will pay is to compare prices and see which company has the best price. Each auto insurer uses a different rate calculation, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Chevrolet Impala Insurance

Finding better rates on car insurance takes avoiding accidents and claims, having above-average credit, not filing small claims, and taking advantage of discounts. Invest time comparing rates at every other renewal by getting quotes from direct carriers, and also from local insurance agents.

The points below are a quick rundown of the concepts that were covered in the charts and tables above.

• Higher risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,520 more each year to insure a Chevrolet Impala
• Drivers under the age of 20 are charged the highest prices, as much as $414 per month if full coverage is included
• Drivers can save as much as $150 per year simply by shopping early and online
• Increasing policy deductibles could save up to $450 each year
• Drivers can save as much as $150 per year simply by shopping early and online

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.