Cadillac Escalade Insurance Rates

Estimated insurance rates for a Cadillac Escalade are $1,316 a year for full coverage insurance. Comprehensive costs approximately $228 each year, collision insurance costs $296, and liability is $592. A liability-only policy costs around $652 a year, and high-risk insurance costs around $2,824. Teenage drivers pay the most at up to $5,236 a year.

Average premium for full coverage: $1,316

Premium estimates by type of coverage:

Rate estimates include $500 deductible amounts, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Escalade models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance prices.

These rate differences illustrate why all drivers should compare rates quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best discount rate is $798
• Raising to $1,000 deductibles will save $120 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,316
• Using low deductibles bumps up the cost to $1,544
• At-risk drivers who are prone to accidents and violations could pay around $2,824
• An auto insurance policy that insures a teen driver can cost $5,236

View Chart as Image

Auto insurance prices for a Cadillac Escalade also have a wide range based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,500 to $2,200 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find prices as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,770 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $350 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cadillac Escalade Insurance

Finding better rates on car insurance consists of having a good driving record, maintaining a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Compare prices once a year by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The next list is a brief recap of the data that was touched on in the above illustrations.

• It is possible to save around $150 per year just by quoting online in advance
• Policyholders who purchase increased levels of liability coverage will pay an extra $650 annually to raise from 30/60 bodily injury limits to the 250/500 level
• Drivers age 20 and younger have the highest car insurance prices, with premiums being up to $436 per month if the policy includes full coverage
• Higher risk drivers who tend to receive serious violations could be charged and average of $1,510 more per year to buy Cadillac Escalade insurance