Cadillac Escalade Insurance Rates

Estimated auto insurance rates for a Cadillac Escalade are $1,316 annually for full coverage insurance. Comprehensive costs approximately $228 a year, collision insurance costs $296, and liability coverage is $592. A policy with only liability insurance costs around $652 a year, and a high-risk policy costs around $2,824. Teenage drivers pay the most at up to $5,236 a year.

Average premium for full coverage: $1,316

Premium estimates by type of coverage:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

These rate differences illustrate why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best discount rate is $798
• Raising to $1,000 deductibles will save $1,196 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,316
• Using low $100 deductibles will cost $1,544
• Unlucky drivers who are prone to accidents and violations could pay around $2,824
• An auto insurance policy with full coverage for a teenage driver can cost $5,236

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Car insurance prices for a Cadillac Escalade also have a wide range based on the model of your Escalade, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $350 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Cadillac Escalade insurance rates. A middle-age driver might find prices as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,770 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Cadillac Escalade Insurance

Finding better rates on auto insurance consists of avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Set aside time to shop around every couple of years by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a summary of the material that was raised in the charts and tables above.

• Consumers who purchase higher liability limits will pay an extra $650 annually to raise from 30/60 bodily injury limits to higher 250/500 limits
• Teenagers pay the highest auto insurance prices, with premiums being up to $436 per month if comprehensive and collision insurance is included
• Drivers who have multiple accidents or major violations could be forced to pay on average $1,510 more per year for car insurance
• Increasing policy deductibles could save up to $350 each year