Cadillac Escalade Insurance Rates

Average insurance rates for a Cadillac Escalade are $1,316 a year with full coverage. Comprehensive insurance costs approximately $228, collision costs $296, and liability costs around $592. A liability-only policy costs as low as $652 a year, with high-risk insurance costing $2,824 or more. Teenage drivers receive the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for all Escalade models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations tend to have a lower frequency of collision claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance prices.

These examples demonstrate why everyone should compare prices using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best discount rate is $798
• Using higher $1,000 deductibles will save $120 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,316
• Using pricier low deductibles for physical damage coverage will cost an extra $228 every year
• Drivers who are prone to accidents and violations could pay around $2,824 or more
• The cost for full coverage for a teen driver for full coverage can cost $5,236 or more

View Chart as Image

Insurance rates for a Cadillac Escalade can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Where you live has a huge impact on Cadillac Escalade insurance prices. A driver around age 40 might see rates as low as $950 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,770 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $350 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $480 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,500 to $2,200 extra per year, depending on your age. Cadillac Escalade insurance for high-risk drivers can be as much as 42% to 127% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Cadillac Escalade Insurance

Saving money on car insurance requires avoiding accidents and violations, maintaining good credit, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates every time your policy renews by requesting quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The list below is a brief review of the information presented in the illustrations above.

• You may be able to save around $150 per year simply by quoting online well ahead of the renewal date
• Teenagers are expensive to insure, with premiums as much as $436 per month for full coverage
• Increasing deductibles can save around $350 each year
• Higher risk drivers with DUI or reckless driving convictions pay on average $1,510 more per year for car insurance
• Policyholders who purchase higher liability limits will pay an extra $650 every year to increase from a minimum limit to 250/500 limits