Cadillac Escalade Insurance Rates

The average auto insurance rates for a Cadillac Escalade are $1,316 annually for full coverage. Comprehensive costs an estimated $228 a year, collision insurance costs $296, and liability costs around $592. Buying just liability costs as low as $652 a year, and insurance for high-risk drivers costs around $2,824. Teenage drivers cost the most to insure at up to $5,236 a year.

Average premium for full coverage: $1,316

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

The examples above show why it is important to compare prices for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $798
• Using higher $1,000 deductibles will save approximately $1,196 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,316
• Using low $100 deductibles for physical damage coverage will cost $1,544
• Drivers who are prone to accidents and violations could pay up to $2,824
• Policy cost with full coverage for a teen driver can cost as much as $5,236 or more

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Insurance rates for a Cadillac Escalade also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,500 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $350 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Cadillac Escalade insurance prices. A driver around age 40 might see rates as low as $870 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,880 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Cadillac Escalade Insurance

Finding cheaper rates on car insurance requires being a good driver, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around every year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a brief summary of the coverage data touched on above.

• Drivers can save approximately $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers age 16 to 20 are charged the highest rates, costing up to $436 each month including comprehensive and collision insurance
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,510 more annually than a safer driver