Cadillac Escalade Insurance Rates

Average insurance rates for a Cadillac Escalade are $1,316 a year including full coverage. Comprehensive insurance costs approximately $228 a year, collision costs $296, and liability is estimated at $592. A policy with just liability insurance costs approximately $652 a year, with coverage for high-risk drivers costing $2,824 or more. Teen drivers receive the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Escalade trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference location can make on auto insurance prices.

These examples highlight why it is important to get quotes using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $798
• Choosing higher $1,000 deductibles can save $1,196 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,316
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $228 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,824 or more
• The cost that insures a 16-year-old driver can cost $5,236 each year

View Chart as Image

Insurance rates for a Cadillac Escalade can also vary considerably based on the trim level of your Escalade, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,500 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy ranges from 42% to 127% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Cadillac Escalade insurance prices. A good driver about age 40 could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $350 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cadillac Escalade Insurance

Saving money on insurance for a Cadillac Escalade takes being safe and accident-free, having a good credit score, not filing small claims, and qualifying for all possible discounts. Shop around every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

Below you'll find a brief recap of the ideas that were touched on in this article.

• Youthful drivers are the costliest to insure, as much as $436 per month if comprehensive and collision insurance is included
• Drivers considered higher risk who tend to receive serious violations will likely pay on average $1,510 more per year than a low-risk driver
• Increasing deductibles can save approximately $350 each year
• You may be able to save around $150 per year simply by quoting early and online