Cadillac Escalade Insurance Rates

The average insurance rates for a Cadillac Escalade are $1,360 a year including full coverage. Comprehensive costs approximately $242 a year, collision costs $326, and liability costs $592. Liability-only insurance costs as little as $652 a year, with high-risk driver insurance costing around $2,922. 16-year-old drivers cost the most to insure at $5,376 a year or more.

Average premium for full coverage: $1,360

Policy rates by type of insurance:

Rate estimates include $500 deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than congested cities.

The diagram below illustrates the difference location can make on auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $818
• Drivers who choose higher $1,000 deductibles will pay $1,230 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,360
• Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,608
• Higher-risk drivers with multiple tickets or accidents could pay around $2,922 or more
• Policy cost for full coverage for a teen driver can cost $5,376 a year

View Chart as Image

Auto insurance rates for a Cadillac Escalade also range considerably based on your risk profile, the model of your Escalade, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $5,300 a year. View Rates by Age

Your home state makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,940 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $380 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Every company utilizes a different rate formula, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cadillac Escalade Insurance

Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having good credit, paying for small claims out-of-pocket, and not having any coverage lapses. Make time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following is a brief recap of the data touched on in this article.

• Policyholders who purchase higher liability limits will pay around $650 per year to go from a 30/60 limit to 250/500 limits
• You may be able to save around $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $375 each year
• Teens have the highest car insurance rates, with premiums being up to $448 each month if they have full coverage