Cadillac Escalade Insurance Rates

Estimated insurance rates for a Cadillac Escalade are $1,360 a year for full coverage. Comprehensive insurance costs approximately $242 a year, collision insurance costs $326, and liability insurance costs $592. Liability-only insurance costs as little as $652 a year, and high-risk driver insurance costs $2,922 or more. Teens pay the most at up to $5,376 a year.

Average premium for full coverage: $1,360

Premium estimates by type of coverage:

Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance prices.

These rate differences show why it is important to compare rates using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $818
• Drivers who choose higher $1,000 deductibles will pay $1,230 a year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,360
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $248 a year
• High risk drivers with serious driving violations could pay around $2,922
• An auto insurance policy for full coverage for a teen driver can cost $5,376 a year

View Chart as Image

Insurance prices for a Cadillac Escalade also have a wide range based on your driving characteristics, the trim level of your Escalade, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Cadillac Escalade insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,940 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $380 each year, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,600 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Cadillac Escalade Insurance

Finding better rates on Cadillac Escalade insurance not only requires being a safe and courteous driver, but also having a good credit history, not filing small claims, and consideration of higher deductibles. Invest time comparing rates at least once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a condensed summary of the primary concepts that were covered in the charts and tables above.

• Drivers can save around $150 per year just by quoting early and online
• High-risk drivers with multiple at-fault accidents may pay on average $1,560 more per year for auto insurance
• Increasing policy deductibles can save around $375 each year
• Teenage drivers are the costliest to insure, as much as $448 per month including comprehensive and collision insurance