Cadillac Escalade Insurance Rates

The average insurance prices for a Cadillac Escalade are $1,316 every 12 months for full coverage insurance. Comprehensive costs around $228, collision costs $296, and liability coverage is estimated at $592. Liability-only coverage costs approximately $652 a year, with high-risk coverage costing around $2,824. Teens cost the most to insure at $5,236 a year or more.

Average premium for full coverage: $1,316

Policy rates for type of insurance:

Includes $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for all Escalade models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The example below illustrates how location impacts auto insurance rates.

The examples above illustrate why everyone should get quotes for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Cadillac Escalade insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $798
• Choosing higher $1,000 deductibles can save about $120 each year
• The average price for a good driver age 40 using $500 deductibles is $1,316
• Selecting pricier low deductibles for comp and collision coverage increases the price to $1,544
• Drivers with serious driving violations could pay at least $2,824 or more
• Policy cost to insure a teenage driver for full coverage can be $5,236 each year

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Insurance rates for a Cadillac Escalade also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $350 a year, whereas buying more liability protection will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,500 to $2,200 additional every year, depending on your age. Cadillac Escalade insurance for high-risk drivers ranges around 42% to 127% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Cadillac Escalade insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,770 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to regularly compare rates and see how they stack up. Each auto insurer calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Cadillac Escalade Insurance

Finding cheaper rates on auto insurance takes being a good driver, having above-average credit, being claim-free, and taking advantage of discounts. Spend time shopping around every couple of years by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a recap of the material that was touched on above.

• Consumers who may need an increased level of liability coverage will pay approximately $650 annually to raise limits from a 30/60 limit to a 250/500 level
• Drivers age 16 to 20 are charged the highest rates, possibly costing $436 each month if full coverage is included
• Drivers that have major violations or accidents may pay on average $1,510 more every year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $350 each year