Cadillac Escalade Insurance Rates

U.S. average auto insurance rates for a Cadillac Escalade are $1,316 annually with full coverage. Comprehensive insurance costs an estimated $228, collision costs $296, and liability coverage is $592. Liability-only coverage costs around $652 a year, with high-risk coverage costing $2,824 or more. Teenage drivers pay the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for all Escalade models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. More rural locations have fewer collision claims than densely populated cities.

The example below illustrates how geographic area affects insurance prices.

The ranges above demonstrate why everyone should compare rates quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $798
• Raising to $1,000 deductibles will save approximately $120 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,316
• Using pricier low deductibles costs an additional $228 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,824 or more
• The price with full coverage for a teenage driver for full coverage can cost as much as $5,236

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Auto insurance prices for a Cadillac Escalade are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay at least $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,500 to $2,200 in extra premium each year, depending on your age. Cadillac Escalade insurance for high-risk drivers is expensive and can cost around 42% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $350 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $480 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Cadillac Escalade insurance rates. A middle-age driver might find prices as low as $950 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,770 on average in New York, Michigan, and Florida.

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Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Cadillac Escalade Insurance

Getting lower rates on auto insurance consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to compare rates at least once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a quick review of the primary concepts that were presented in the illustrations above.

• You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date
• Drivers with a DUI or reckless driving violation pay on average $1,510 more annually than a safer driver
• Increasing physical damage deductibles could save up to $350 each year
• Drivers age 16 to 20 are the costliest to insure, costing up to $436 a month if full coverage is included