Audi Q7 Insurance Rates

The average insurance prices for an Audi Q7 are $1,130 every 12 months including full coverage. Comprehensive insurance costs on average $214 each year, collision costs $284, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,428 or more. Teens cost the most to insure at $4,424 a year or more.

Average premium for full coverage: $1,130

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Q7 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how location impacts car insurance rates.

The examples above highlight why all drivers should compare prices based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Audi Q7 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $678
• Using higher $1,000 deductibles will save around $114 every year
• The average price for a good driver age 40 with $500 deductibles is $1,130
• Selecting low deductibles for physical damage coverage costs an extra $218 annually
• High-risk insureds with serious driving violations could pay upwards of $2,428 or more
• Policy cost to insure a 16-year-old driver may cost $4,424 or more

View Chart as Image

Insurance rates for an Audi Q7 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Q7.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $340 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers can be from 43% to 128% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Audi Q7 insurance prices. A driver around age 40 might see rates as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,610 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Audi Q7 Insurance

Finding cheaper rates on insurance for an Audi Q7 requires avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Spend time shopping around at every policy renewal by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The points below are a brief review of the data touched on above.

• Insureds who require increased liability limits will pay approximately $520 per year to increase from a 30/60 limit to a 250/500 level
• You may be able to save as much as $130 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $325 each year
• Drivers under the age of 20 pay higher rates, with premiums being up to $369 each month if full coverage is included