Audi Q7 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 1, 2024
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Estimated auto insurance rates for an Audi Q7 are $1,130 annually for full coverage insurance. Comprehensive insurance costs approximately $214, collision insurance costs $284, and liability costs $474. A policy with only liability insurance costs as little as $522 a year, and a high-risk policy costs $2,428 or more. Teen drivers pay the most at up to $4,424 a year.
Average premium for full coverage: $1,130
Premium estimates by type of coverage:
Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all Q7 models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for an Audi Q7 range from as cheap as $522 for just the minimum liability insurance to the much higher price of $2,428 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location can make a big difference on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than larger metro areas. The example below illustrates how location helps determine auto insurance prices.
These rate differences illustrate why everyone should compare rates using their specific location and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Audi Q7 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $678
- Drivers who choose higher $1,000 deductibles will pay $114 each year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,130
- Choosing pricier low deductibles for comprehensive and collision insurance costs an additional $218 annually
- Drivers with multiple violations and an at-fault accident could pay around $2,428
- An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost $4,424 a year
Car insurance prices for an Audi Q7 also have a wide range based on the model of your Q7, your risk profile, and physical damage deductibles and liability limits.
A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,400 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,900 extra annually, depending on your age. Audi Q7 insurance for high-risk drivers can cost from 43% to 128% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $340 annually, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Audi Q7 insurance prices. A 40-year-old driver could pay as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,530 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$106 | -9.4% |
| Alaska | $866 | -$264 | -23.4% |
| Arizona | $938 | -$192 | -17.0% |
| Arkansas | $1,130 | -$0 | 0.0% |
| California | $1,288 | $158 | 14.0% |
| Colorado | $1,080 | -$50 | -4.4% |
| Connecticut | $1,162 | $32 | 2.8% |
| Delaware | $1,280 | $150 | 13.3% |
| Florida | $1,416 | $286 | 25.3% |
| Georgia | $1,044 | -$86 | -7.6% |
| Hawaii | $812 | -$318 | -28.1% |
| Idaho | $762 | -$368 | -32.6% |
| Illinois | $842 | -$288 | -25.5% |
| Indiana | $850 | -$280 | -24.8% |
| Iowa | $762 | -$368 | -32.6% |
| Kansas | $1,076 | -$54 | -4.8% |
| Kentucky | $1,542 | $412 | 36.5% |
| Louisiana | $1,672 | $542 | 48.0% |
| Maine | $698 | -$432 | -38.2% |
| Maryland | $932 | -$198 | -17.5% |
| Massachusetts | $904 | -$226 | -20.0% |
| Michigan | $1,964 | $834 | 73.8% |
| Minnesota | $946 | -$184 | -16.3% |
| Mississippi | $1,354 | $224 | 19.8% |
| Missouri | $1,002 | -$128 | -11.3% |
| Montana | $1,214 | $84 | 7.4% |
| Nebraska | $890 | -$240 | -21.2% |
| Nevada | $1,356 | $226 | 20.0% |
| New Hampshire | $814 | -$316 | -28.0% |
| New Jersey | $1,262 | $132 | 11.7% |
| New Mexico | $1,002 | -$128 | -11.3% |
| New York | $1,192 | $62 | 5.5% |
| North Carolina | $652 | -$478 | -42.3% |
| North Dakota | $928 | -$202 | -17.9% |
| Ohio | $780 | -$350 | -31.0% |
| Oklahoma | $1,162 | $32 | 2.8% |
| Oregon | $1,034 | -$96 | -8.5% |
| Pennsylvania | $1,080 | -$50 | -4.4% |
| Rhode Island | $1,508 | $378 | 33.5% |
| South Carolina | $1,024 | -$106 | -9.4% |
| South Dakota | $954 | -$176 | -15.6% |
| Tennessee | $992 | -$138 | -12.2% |
| Texas | $1,364 | $234 | 20.7% |
| Utah | $836 | -$294 | -26.0% |
| Vermont | $774 | -$356 | -31.5% |
| Virginia | $676 | -$454 | -40.2% |
| Washington | $876 | -$254 | -22.5% |
| West Virginia | $1,036 | -$94 | -8.3% |
| Wisconsin | $784 | -$346 | -30.6% |
| Wyoming | $1,008 | -$122 | -10.8% |

Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q7 3.6 Premium | $1,094 | $91 |
| Audi Q7 3.6 Quattro | $1,094 | $91 |
| Audi Q7 3.0 Premium Turbo | $1,112 | $93 |
| Audi Q7 3.6 Premium Plus | $1,112 | $93 |
| Audi Q7 3.6 Quattro Turbo Diesel | $1,112 | $93 |
| Audi Q7 3.0 Premium Plus Turbo | $1,130 | $94 |
| Audi Q7 3.0 Premium Plus S-Line Turbo | $1,130 | $94 |
| Audi Q7 3.6 Premium Plus SLINE | $1,130 | $94 |
| Audi Q7 3.6 Prestige | $1,130 | $94 |
| Audi Q7 3.6 Prestige S-Line | $1,130 | $94 |
| Audi Q7 3.0 Prestige | $1,148 | $96 |
| Audi Q7 3.0 Prestige S-Line Turbo | $1,148 | $96 |
| Audi Q7 4.2 Prestige Turbo | $1,148 | $96 |
| Audi Q7 4.2 Prestige S-Line 8Cyl | $1,148 | $96 |
| Audi Q7 4.2 Quattro | $1,148 | $96 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q7 | $394 | $714 | $398 | $1,664 |
| 2023 Audi Q7 | $382 | $698 | $416 | $1,654 |
| 2022 Audi Q7 | $368 | $668 | $430 | $1,624 |
| 2021 Audi Q7 | $348 | $646 | $442 | $1,594 |
| 2020 Audi Q7 | $334 | $598 | $452 | $1,542 |
| 2019 Audi Q7 | $320 | $564 | $456 | $1,498 |
| 2018 Audi Q7 | $308 | $506 | $460 | $1,432 |
| 2017 Audi Q7 | $288 | $466 | $460 | $1,372 |
| 2015 Audi Q7 | $270 | $406 | $474 | $1,308 |
| 2014 Audi Q7 | $250 | $378 | $474 | $1,260 |
| 2013 Audi Q7 | $244 | $342 | $478 | $1,222 |
| 2012 Audi Q7 | $228 | $314 | $474 | $1,174 |
| 2011 Audi Q7 | $214 | $284 | $474 | $1,130 |
| 2010 Audi Q7 | $208 | $256 | $468 | $1,090 |
| 2008 Audi Q7 | $200 | $238 | $452 | $1,048 |
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Audi Q7 Insurance
Finding better rates on insurance for an Audi Q7 not only requires being a low-risk driver, but also having a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Invest time comparing rates once a year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.
The items below are a brief review of the data that was covered in the charts and tables above.
- It is possible to save around $130 per year just by quoting online well ahead of the renewal date
- Insureds who purchase more liability coverage will pay about $520 annually to go from 30/60 bodily injury limits to higher 250/500 limits
- Teen drivers pay the highest auto insurance prices, with premiums being up to $369 per month if comprehensive and collision insurance is included
- Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,300 more per year to insure their Q7
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,424 |
| 20 | $2,572 |
| 30 | $1,160 |
| 40 | $1,130 |
| 50 | $1,036 |
| 60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,348 |
| $250 | $1,250 |
| $500 | $1,130 |
| $1,000 | $1,016 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,130 |
| 50/100 | $1,243 |
| 100/300 | $1,361 |
| 250/500 | $1,669 |
| 100 CSL | $1,290 |
| 300 CSL | $1,551 |
| 500 CSL | $1,741 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,254 |
| 20 | $4,100 |
| 30 | $2,456 |
| 40 | $2,428 |
| 50 | $2,320 |
| 60 | $2,296 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $72 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $43 |
| Advance Quote | $51 |
| Online Quote | $78 |
| Total Discounts | $452 |
Discounts are estimated and may not be available from every company or in every state.
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