Audi Q7 Insurance Rates
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UPDATED: Jun 1, 2024
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Estimated insurance rates for an Audi Q7 are $1,174 a year for full coverage insurance. Comprehensive insurance costs approximately $228, collision insurance costs $314, and liability insurance is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs $2,522 or more. Teens pay the most at up to $4,558 a year.
Average premium for full coverage: $1,174
Premium estimates by type of coverage:
Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for all Q7 models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for an Audi Q7 range from as low as $522 for liability-only coverage to the much higher price of $2,522 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The example below illustrates how where you live affects auto insurance prices.
These rate differences illustrate why everyone should compare rates quotes using their specific location and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates average Audi Q7 insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $701
- Raising to $1,000 deductibles will save $126 each year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,174
- Selecting pricier low deductibles will cost an extra $234 a year
- Higher-risk drivers with serious driving violations could pay around $2,522
- An auto insurance policy for full coverage for a teen driver for full coverage can cost $4,558
Insurance prices for an Audi Q7 also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age
Where you choose to live also has a big influence on Audi Q7 insurance rates. A middle-age driver might find prices as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,590 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,062 | -$112 | -9.5% |
| Alaska | $898 | -$276 | -23.5% |
| Arizona | $972 | -$202 | -17.2% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,338 | $164 | 14.0% |
| Colorado | $1,122 | -$52 | -4.4% |
| Connecticut | $1,206 | $32 | 2.7% |
| Delaware | $1,330 | $156 | 13.3% |
| Florida | $1,468 | $294 | 25.0% |
| Georgia | $1,082 | -$92 | -7.8% |
| Hawaii | $844 | -$330 | -28.1% |
| Idaho | $792 | -$382 | -32.5% |
| Illinois | $874 | -$300 | -25.6% |
| Indiana | $882 | -$292 | -24.9% |
| Iowa | $792 | -$382 | -32.5% |
| Kansas | $1,116 | -$58 | -4.9% |
| Kentucky | $1,600 | $426 | 36.3% |
| Louisiana | $1,734 | $560 | 47.7% |
| Maine | $724 | -$450 | -38.3% |
| Maryland | $966 | -$208 | -17.7% |
| Massachusetts | $938 | -$236 | -20.1% |
| Michigan | $2,038 | $864 | 73.6% |
| Minnesota | $980 | -$194 | -16.5% |
| Mississippi | $1,404 | $230 | 19.6% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,260 | $86 | 7.3% |
| Nebraska | $926 | -$248 | -21.1% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $844 | -$330 | -28.1% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,040 | -$134 | -11.4% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $674 | -$500 | -42.6% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $808 | -$366 | -31.2% |
| Oklahoma | $1,206 | $32 | 2.7% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,120 | -$54 | -4.6% |
| Rhode Island | $1,564 | $390 | 33.2% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $990 | -$184 | -15.7% |
| Tennessee | $1,026 | -$148 | -12.6% |
| Texas | $1,414 | $240 | 20.4% |
| Utah | $868 | -$306 | -26.1% |
| Vermont | $804 | -$370 | -31.5% |
| Virginia | $702 | -$472 | -40.2% |
| Washington | $908 | -$266 | -22.7% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $814 | -$360 | -30.7% |
| Wyoming | $1,046 | -$128 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $360 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,400 to $1,900 additional annually, depending on your age. Audi Q7 insurance for high-risk drivers is expensive and can cost anywhere from 42% to 133% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q7 3.6 Premium | $1,132 | $94 |
| Audi Q7 3.6 Quattro | $1,132 | $94 |
| Audi Q7 3.0 Premium Turbo | $1,152 | $96 |
| Audi Q7 3.6 Premium Plus | $1,152 | $96 |
| Audi Q7 3.6 Quattro Turbo Diesel | $1,152 | $96 |
| Audi Q7 3.0 Premium Plus Turbo | $1,174 | $98 |
| Audi Q7 3.0 Premium Plus S-Line Turbo | $1,174 | $98 |
| Audi Q7 3.6 Premium Plus SLINE | $1,174 | $98 |
| Audi Q7 3.6 Prestige | $1,174 | $98 |
| Audi Q7 3.6 Prestige S-Line | $1,174 | $98 |
| Audi Q7 3.0 Prestige | $1,192 | $99 |
| Audi Q7 3.0 Prestige S-Line Turbo | $1,192 | $99 |
| Audi Q7 4.2 Prestige Turbo | $1,192 | $99 |
| Audi Q7 4.2 Prestige S-Line 8Cyl | $1,192 | $99 |
| Audi Q7 4.2 Quattro | $1,192 | $99 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q7 | $412 | $720 | $390 | $1,680 |
| 2023 Audi Q7 | $394 | $714 | $398 | $1,664 |
| 2022 Audi Q7 | $382 | $698 | $416 | $1,654 |
| 2021 Audi Q7 | $368 | $668 | $430 | $1,624 |
| 2020 Audi Q7 | $348 | $646 | $442 | $1,594 |
| 2019 Audi Q7 | $334 | $598 | $452 | $1,542 |
| 2018 Audi Q7 | $320 | $564 | $456 | $1,498 |
| 2017 Audi Q7 | $308 | $506 | $460 | $1,432 |
| 2015 Audi Q7 | $278 | $436 | $464 | $1,336 |
| 2014 Audi Q7 | $270 | $406 | $474 | $1,308 |
| 2013 Audi Q7 | $250 | $378 | $474 | $1,260 |
| 2012 Audi Q7 | $244 | $342 | $478 | $1,222 |
| 2011 Audi Q7 | $228 | $314 | $474 | $1,174 |
| 2010 Audi Q7 | $214 | $284 | $474 | $1,130 |
| 2008 Audi Q7 | $204 | $250 | $460 | $1,072 |
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Audi Q7 Insurance
Finding better rates on Audi Q7 insurance consists of avoiding accidents and violations, having a good credit history, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to comparison shop every year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The list below is a review of the coverage data touched on in the above illustrations.
- It is possible to save around $130 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles can save around $350 each year
- Teenagers are the costliest to insure, with premiums being up to $380 per month including comprehensive and collision insurance
- High-risk drivers who have several accidents or serious violations may pay on average $1,350 more per year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,558 |
| 20 | $2,670 |
| 30 | $1,206 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,408 |
| $250 | $1,302 |
| $500 | $1,174 |
| $1,000 | $1,048 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,287 |
| 100/300 | $1,405 |
| 250/500 | $1,713 |
| 100 CSL | $1,334 |
| 300 CSL | $1,595 |
| 500 CSL | $1,785 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,452 |
| 20 | $4,258 |
| 30 | $2,554 |
| 40 | $2,522 |
| 50 | $2,408 |
| 60 | $2,382 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $62 |
| Homeowner | $20 |
| 5-yr Accident Free | $76 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $46 |
| Advance Quote | $53 |
| Online Quote | $81 |
| Total Discounts | $473 |
Discounts are estimated and may not be available from every company or in every state.
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