Audi Q7 Insurance Rates

The average insurance rates for an Audi Q7 are $1,130 a year including full coverage. Comprehensive costs an estimated $214, collision insurance costs $284, and liability costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,428. 16-year-old drivers cost the most to insure at up to $4,424 a year.

Average premium for full coverage: $1,130

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Q7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than congested cities. The price range example below illustrates how location impacts insurance prices.

The examples above highlight why anyone shopping for car insurance should compare prices for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Audi Q7 insurance rates for other coverage scenarios.

• The best full coverage rate is $678
• Using higher $1,000 deductibles will save approximately $114 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,130
• Buying more expensive low deductibles for physical damage coverage will increase the cost to $1,348
• High-risk insureds with multiple tickets or accidents could pay up to $2,428
• Policy cost for full coverage for a 16-year-old driver with full coverage can cost as much as $4,424 or more

View Chart as Image

Auto insurance rates for an Audi Q7 also range considerably based on your risk profile, the model of your Q7, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay at least $4,400 a year. View Rates by Age

Your home state has a huge impact on Audi Q7 insurance prices. A driver around age 40 might see rates as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,610 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $340 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,300 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance can be from 43% to 128% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi Q7 Insurance

Finding cheaper rates on insurance for an Audi Q7 requires being a low-risk driver, having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Spend time shopping around at least every other year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief review of the car insurance concepts touched on above.

• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,300 more annually to insure their Q7
• You may be able to save approximately $130 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $325 each year
• Insureds who want more liability coverage will pay around $520 per year to increase from a 30/60 limit to 250/500 limits