Audi Q7 Insurance Rates

The average insurance rates for an Audi Q7 are $1,130 a year for full coverage insurance. Comprehensive costs an estimated $214 a year, collision costs $284, and liability insurance costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,428. Teens cost the most to insure at $4,424 a year or more.

Average premium for full coverage: $1,130

Policy rates broken down by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Q7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why it is important to compare prices for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi Q7 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $678
• Using higher $1,000 deductibles will save approximately $1,016 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,130
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,348
• Drivers with serious driving violations could pay up to $2,428 or more
• Policy cost for full coverage for a teen driver can cost as much as $4,424 or more

View Chart as Image

Insurance rates for an Audi Q7 also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $4,400 a year. View Rates by Age

Your home state has a huge impact on Audi Q7 insurance rates. A driver around age 40 might see rates as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $340 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,300 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 128% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Each insurance company calculates rates differently, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Audi Q7 Insurance

Finding cheaper rates on Audi Q7 insurance requires being safe and accident-free, maintaining good credit, being claim-free, and taking advantage of discounts. Set aside time to shop around every year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a summary of the coverage data raised in the charts and tables above.

• It is possible to save approximately $130 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $325 each year
• Youthful drivers are charged the highest rates, possibly costing $369 each month for full coverage
• High-risk drivers who have multiple accidents or major violations pay on average $1,300 more annually than a low-risk driver