Audi Q7 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 1, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated auto insurance rates for an Audi Q7 are $1,130 annually for full coverage. Comprehensive costs an estimated $214 each year, collision insurance costs $284, and liability costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,428. Teens pay the most at up to $4,424 a year.

Average premium for full coverage: $1,130

Premium estimates broken down by type of coverage:

Comprehensive $214
Collision $284
Liability $474

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and Q7 models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for an Audi Q7 range from as cheap as $522 for a discount liability-only rate to a high rate of $2,428 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,130
High Risk $2,428

Insurance Price Range by Location

Your location can have significant affects on insurance rates. More rural locations are statistically proven to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates how location impacts insurance prices.

Rural Areas $848
Small Cities $1,187
Large Cities $1,526

These rate differences show why all drivers should compare rates for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Audi Q7 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $678
  • Drivers who choose higher $1,000 deductibles will pay approximately $114 a year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,130
  • Selecting low deductibles for comprehensive and collision insurance will cost $1,348
  • Higher-risk drivers with serious driving violations could pay up to $2,428
  • An auto insurance policy with full coverage for a teen driver can cost as much as $4,424 a year

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing Audi Q7 insurance rates range from $678 to $4,424 for full coverage

Auto insurance prices for an Audi Q7 also have a wide range based on the model of your Q7, your driver profile, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,300 to $1,900 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $340 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Audi Q7 insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,610 on average in New York, Louisiana, and Michigan.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,024 -$106 -9.4%
Alaska $866 -$264 -23.4%
Arizona $938 -$192 -17.0%
Arkansas $1,130 -$0 0.0%
California $1,288 $158 14.0%
Colorado $1,080 -$50 -4.4%
Connecticut $1,162 $32 2.8%
Delaware $1,280 $150 13.3%
Florida $1,416 $286 25.3%
Georgia $1,044 -$86 -7.6%
Hawaii $812 -$318 -28.1%
Idaho $762 -$368 -32.6%
Illinois $842 -$288 -25.5%
Indiana $850 -$280 -24.8%
Iowa $762 -$368 -32.6%
Kansas $1,076 -$54 -4.8%
Kentucky $1,542 $412 36.5%
Louisiana $1,672 $542 48.0%
Maine $698 -$432 -38.2%
Maryland $932 -$198 -17.5%
Massachusetts $904 -$226 -20.0%
Michigan $1,964 $834 73.8%
Minnesota $946 -$184 -16.3%
Mississippi $1,354 $224 19.8%
Missouri $1,002 -$128 -11.3%
Montana $1,214 $84 7.4%
Nebraska $890 -$240 -21.2%
Nevada $1,356 $226 20.0%
New Hampshire $814 -$316 -28.0%
New Jersey $1,262 $132 11.7%
New Mexico $1,002 -$128 -11.3%
New York $1,192 $62 5.5%
North Carolina $652 -$478 -42.3%
North Dakota $928 -$202 -17.9%
Ohio $780 -$350 -31.0%
Oklahoma $1,162 $32 2.8%
Oregon $1,034 -$96 -8.5%
Pennsylvania $1,080 -$50 -4.4%
Rhode Island $1,508 $378 33.5%
South Carolina $1,024 -$106 -9.4%
South Dakota $954 -$176 -15.6%
Tennessee $992 -$138 -12.2%
Texas $1,364 $234 20.7%
Utah $836 -$294 -26.0%
Vermont $774 -$356 -31.5%
Virginia $676 -$454 -40.2%
Washington $876 -$254 -22.5%
West Virginia $1,036 -$94 -8.3%
Wisconsin $784 -$346 -30.6%
Wyoming $1,008 -$122 -10.8%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,094 $91
Audi Q7 3.6 Quattro $1,094 $91
Audi Q7 3.0 Premium Turbo $1,112 $93
Audi Q7 3.6 Premium Plus $1,112 $93
Audi Q7 3.6 Quattro Turbo Diesel $1,112 $93
Audi Q7 3.0 Premium Plus Turbo $1,130 $94
Audi Q7 3.0 Premium Plus S-Line Turbo $1,130 $94
Audi Q7 3.6 Premium Plus SLINE $1,130 $94
Audi Q7 3.6 Prestige $1,130 $94
Audi Q7 3.6 Prestige S-Line $1,130 $94
Audi Q7 3.0 Prestige $1,148 $96
Audi Q7 3.0 Prestige S-Line Turbo $1,148 $96
Audi Q7 4.2 Prestige Turbo $1,148 $96
Audi Q7 4.2 Prestige S-Line 8Cyl $1,148 $96
Audi Q7 4.2 Quattro $1,148 $96

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $394 $714 $398 $1,664
2023 Audi Q7 $382 $698 $416 $1,654
2022 Audi Q7 $368 $668 $430 $1,624
2021 Audi Q7 $348 $646 $442 $1,594
2020 Audi Q7 $334 $598 $452 $1,542
2019 Audi Q7 $320 $564 $456 $1,498
2018 Audi Q7 $308 $506 $460 $1,432
2017 Audi Q7 $288 $466 $460 $1,372
2015 Audi Q7 $270 $406 $474 $1,308
2014 Audi Q7 $250 $378 $474 $1,260
2013 Audi Q7 $244 $342 $478 $1,222
2012 Audi Q7 $228 $314 $474 $1,174
2011 Audi Q7 $214 $284 $474 $1,130
2010 Audi Q7 $208 $256 $468 $1,090
2008 Audi Q7 $200 $238 $452 $1,048

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Audi Q7 Insurance

Finding better rates on car insurance not only requires being a good driver, but also having above-average credit, not filing small claims, and consideration of higher deductibles. Spend time shopping around at least every other year by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The following list is a quick review of the car insurance concepts touched on above.

  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,300 more annually than a safer driver
  • Drivers can save approximately $130 per year just by quoting online in advance
  • Increasing policy deductibles could save up to $325 each year
  • Policyholders who want an increased level of liability coverage will pay approximately $520 each year to go from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,424
20 $2,572
30 $1,160
40 $1,130
50 $1,036
60 $1,014

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,348
$250 $1,250
$500 $1,130
$1,000 $1,016

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,130
50/100 $1,243
100/300 $1,361
250/500 $1,669
100 CSL $1,290
300 CSL $1,551
500 CSL $1,741

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,254
20 $4,100
30 $2,456
40 $2,428
50 $2,320
60 $2,296

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $151

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $72
5-yr Claim Free $71
Paid in Full/EFT $43
Advance Quote $51
Online Quote $78
Total Discounts $452
Rate after discounts $678

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles