Audi Q7 Insurance Rates

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UPDATED: Jun 1, 2024

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Average auto insurance rates for an Audi Q7 are $1,130 annually including full coverage. Comprehensive insurance costs an estimated $214, collision costs $284, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,428 or more. Teens receive the highest rates at $4,424 a year or more.

Average premium for full coverage: $1,130

Rate estimates broken down by individual coverage type:

Comprehensive $214
Collision $284
Liability $474

These estimates include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for all Q7 models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from as cheap as $522 for a discount liability-only rate to the much higher price of $2,428 for high-risk insurance.

Liability Only $522
Full Coverage $1,130
High Risk $2,428

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the difference location can make on insurance prices.

Rural Areas $848
Small Cities $1,187
Large Cities $1,526

These examples highlight why everyone should get quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Rates by State, City, and Model

The chart below breaks down estimated Audi Q7 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $678
  • Choosing higher $1,000 deductibles can save approximately $114 every year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,130
  • Selecting pricier low deductibles for comp and collision coverage costs an additional $218 every year
  • Unlucky drivers with serious driving violations could pay up to $2,428 or more
  • The cost with full coverage for a teen driver for full coverage can cost as much as $4,424 each year

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing full coverage Audi Q7 insurance prices range from $678 to $4,424

Insurance rates for an Audi Q7 can also vary considerably based on the trim level of your Q7, your driving characteristics, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,300 to $1,900 extra per year, depending on your age. Audi Q7 insurance for high-risk drivers ranges as much as 43% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $340 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Audi Q7 insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,610 on average in Louisiana, New York, and Michigan.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,024 -$106 -9.4%
Alaska $866 -$264 -23.4%
Arizona $938 -$192 -17.0%
Arkansas $1,130 -$0 0.0%
California $1,288 $158 14.0%
Colorado $1,080 -$50 -4.4%
Connecticut $1,162 $32 2.8%
Delaware $1,280 $150 13.3%
Florida $1,416 $286 25.3%
Georgia $1,044 -$86 -7.6%
Hawaii $812 -$318 -28.1%
Idaho $762 -$368 -32.6%
Illinois $842 -$288 -25.5%
Indiana $850 -$280 -24.8%
Iowa $762 -$368 -32.6%
Kansas $1,076 -$54 -4.8%
Kentucky $1,542 $412 36.5%
Louisiana $1,672 $542 48.0%
Maine $698 -$432 -38.2%
Maryland $932 -$198 -17.5%
Massachusetts $904 -$226 -20.0%
Michigan $1,964 $834 73.8%
Minnesota $946 -$184 -16.3%
Mississippi $1,354 $224 19.8%
Missouri $1,002 -$128 -11.3%
Montana $1,214 $84 7.4%
Nebraska $890 -$240 -21.2%
Nevada $1,356 $226 20.0%
New Hampshire $814 -$316 -28.0%
New Jersey $1,262 $132 11.7%
New Mexico $1,002 -$128 -11.3%
New York $1,192 $62 5.5%
North Carolina $652 -$478 -42.3%
North Dakota $928 -$202 -17.9%
Ohio $780 -$350 -31.0%
Oklahoma $1,162 $32 2.8%
Oregon $1,034 -$96 -8.5%
Pennsylvania $1,080 -$50 -4.4%
Rhode Island $1,508 $378 33.5%
South Carolina $1,024 -$106 -9.4%
South Dakota $954 -$176 -15.6%
Tennessee $992 -$138 -12.2%
Texas $1,364 $234 20.7%
Utah $836 -$294 -26.0%
Vermont $774 -$356 -31.5%
Virginia $676 -$454 -40.2%
Washington $876 -$254 -22.5%
West Virginia $1,036 -$94 -8.3%
Wisconsin $784 -$346 -30.6%
Wyoming $1,008 -$122 -10.8%

View Chart as Image

Audi Q7 insurance rates by U.S. city

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates and see which company has the best rate. Each auto insurer calculates rates differently, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,094 $91
Audi Q7 3.6 Quattro $1,094 $91
Audi Q7 3.0 Premium Turbo $1,112 $93
Audi Q7 3.6 Premium Plus $1,112 $93
Audi Q7 3.6 Quattro Turbo Diesel $1,112 $93
Audi Q7 3.0 Premium Plus Turbo $1,130 $94
Audi Q7 3.0 Premium Plus S-Line Turbo $1,130 $94
Audi Q7 3.6 Premium Plus SLINE $1,130 $94
Audi Q7 3.6 Prestige $1,130 $94
Audi Q7 3.6 Prestige S-Line $1,130 $94
Audi Q7 3.0 Prestige $1,148 $96
Audi Q7 3.0 Prestige S-Line Turbo $1,148 $96
Audi Q7 4.2 Prestige Turbo $1,148 $96
Audi Q7 4.2 Prestige S-Line 8Cyl $1,148 $96
Audi Q7 4.2 Quattro $1,148 $96

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $394 $714 $398 $1,664
2023 Audi Q7 $382 $698 $416 $1,654
2022 Audi Q7 $368 $668 $430 $1,624
2021 Audi Q7 $348 $646 $442 $1,594
2020 Audi Q7 $334 $598 $452 $1,542
2019 Audi Q7 $320 $564 $456 $1,498
2018 Audi Q7 $308 $506 $460 $1,432
2017 Audi Q7 $288 $466 $460 $1,372
2015 Audi Q7 $270 $406 $474 $1,308
2014 Audi Q7 $250 $378 $474 $1,260
2013 Audi Q7 $244 $342 $478 $1,222
2012 Audi Q7 $228 $314 $474 $1,174
2011 Audi Q7 $214 $284 $474 $1,130
2010 Audi Q7 $208 $256 $468 $1,090
2008 Audi Q7 $200 $238 $452 $1,048

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Audi Q7 Insurance

Saving money on car insurance takes having a good driving record, having a good credit history, not filing small claims, and taking advantage of discounts. Make time to compare rates every couple of years by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The next list is a brief summary of the material that was touched on in this article.

  • Policyholders who want increased levels of liability coverage will pay approximately $520 per year to raise limits from a minimum limit to higher 250/500 limits
  • Drivers age 20 and younger are charged the highest rates, as much as $369 per month including comprehensive and collision insurance
  • Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,300 more annually to buy Audi Q7 insurance
  • Increasing deductibles could save up to $325 each year

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,424
20 $2,572
30 $1,160
40 $1,130
50 $1,036
60 $1,014

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,348
$250 $1,250
$500 $1,130
$1,000 $1,016

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,130
50/100 $1,243
100/300 $1,361
250/500 $1,669
100 CSL $1,290
300 CSL $1,551
500 CSL $1,741

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,254
20 $4,100
30 $2,456
40 $2,428
50 $2,320
60 $2,296

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $151

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $72
5-yr Claim Free $71
Paid in Full/EFT $43
Advance Quote $51
Online Quote $78
Total Discounts $452
Rate after discounts $678

Discounts are estimated and may not be available from every company or in every state.

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