Audi Q7 Insurance Rates

Estimated insurance rates for an Audi Q7 are $1,174 a year with full coverage. Comprehensive insurance costs an estimated $228, collision costs $314, and liability is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,522 or more. 16-year-old drivers pay the most at $4,558 a year or more.

Average premium for full coverage: $1,174

Premium estimates broken down by type of coverage:

These estimates include $500 deductible amounts, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all Q7 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than congested cities.

The example below illustrates how location impacts insurance prices.

These rate differences demonstrate why everyone should compare rates quotes for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Audi Q7 insurance rates for other coverage scenarios.

• The best full coverage rate is $701
• Raising to $1,000 deductibles will save approximately $126 annually
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,174
• Buying pricier low deductibles will cost an extra $234 every year
• At-risk drivers with multiple tickets or accidents could pay up to $2,522 or more
• An auto insurance policy for full coverage for a teen driver for full coverage can cost as much as $4,558

View Chart as Image

Auto insurance prices for an Audi Q7 also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on Audi Q7 insurance prices. A middle-age driver might find prices as low as $840 a year in states like Utah, Ohio, and New Hampshire, or at least $1,590 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $360 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,400 to $1,900 in extra premium annually, depending on your age. Audi Q7 insurance for high-risk drivers is expensive and can cost as much as 42% to 133% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Every auto insurance company utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Audi Q7 Insurance

Finding better rates on car insurance consists of having a good driving record, having good credit, being claim-free, and qualifying for all possible discounts. Spend time shopping around at every policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a brief summary of the data touched on above.

• Policyholders who want increased levels of liability coverage will pay around $520 every year to raise from 30/60 bodily injury limits to 250/500 limits
• You may be able to save approximately $130 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $350 each year
• Drivers age 20 and younger are the costliest to insure, possibly costing $380 per month if they have full coverage