Audi Q7 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for an Audi Q7 are $1,130 a year including full coverage. Comprehensive costs an estimated $214, collision costs $284, and liability insurance is estimated at $474. A policy with only liability insurance costs approximately $522 a year, with a high-risk policy costing around $2,428. 16-year-old drivers pay the most at $4,424 a year or more.
Average premium for full coverage: $1,130
Premium estimates broken down by type of coverage:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Q7 trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for an Audi Q7 go from as low as $522 for just liability insurance to a much higher rate of $2,428 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities.
The price range example below illustrates the effect of geographic area on insurance prices.
These rate differences highlight why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Audi Q7 insurance rates for other coverage scenarios.
- The best full coverage rate is $678
- Choosing higher $1,000 deductibles can save approximately $114 every year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,130
- Buying more expensive low deductibles for comp and collision coverage will increase the cost to $1,348
- High-risk insureds with multiple tickets or accidents could pay up to $2,428 or more
- An auto insurance policy for full coverage for a teen driver with full coverage can cost as much as $4,424 each year
Car insurance prices for an Audi Q7 also have a wide range based on your driving characteristics, the model of your Q7, and liability limits and deductibles.
An older driver with no driving violations and high deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $4,400 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Audi Q7 insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,610 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$106 | -9.4% |
| Alaska | $866 | -$264 | -23.4% |
| Arizona | $938 | -$192 | -17.0% |
| Arkansas | $1,130 | -$0 | 0.0% |
| California | $1,288 | $158 | 14.0% |
| Colorado | $1,080 | -$50 | -4.4% |
| Connecticut | $1,162 | $32 | 2.8% |
| Delaware | $1,280 | $150 | 13.3% |
| Florida | $1,416 | $286 | 25.3% |
| Georgia | $1,044 | -$86 | -7.6% |
| Hawaii | $812 | -$318 | -28.1% |
| Idaho | $762 | -$368 | -32.6% |
| Illinois | $842 | -$288 | -25.5% |
| Indiana | $850 | -$280 | -24.8% |
| Iowa | $762 | -$368 | -32.6% |
| Kansas | $1,076 | -$54 | -4.8% |
| Kentucky | $1,542 | $412 | 36.5% |
| Louisiana | $1,672 | $542 | 48.0% |
| Maine | $698 | -$432 | -38.2% |
| Maryland | $932 | -$198 | -17.5% |
| Massachusetts | $904 | -$226 | -20.0% |
| Michigan | $1,964 | $834 | 73.8% |
| Minnesota | $946 | -$184 | -16.3% |
| Mississippi | $1,354 | $224 | 19.8% |
| Missouri | $1,002 | -$128 | -11.3% |
| Montana | $1,214 | $84 | 7.4% |
| Nebraska | $890 | -$240 | -21.2% |
| Nevada | $1,356 | $226 | 20.0% |
| New Hampshire | $814 | -$316 | -28.0% |
| New Jersey | $1,262 | $132 | 11.7% |
| New Mexico | $1,002 | -$128 | -11.3% |
| New York | $1,192 | $62 | 5.5% |
| North Carolina | $652 | -$478 | -42.3% |
| North Dakota | $928 | -$202 | -17.9% |
| Ohio | $780 | -$350 | -31.0% |
| Oklahoma | $1,162 | $32 | 2.8% |
| Oregon | $1,034 | -$96 | -8.5% |
| Pennsylvania | $1,080 | -$50 | -4.4% |
| Rhode Island | $1,508 | $378 | 33.5% |
| South Carolina | $1,024 | -$106 | -9.4% |
| South Dakota | $954 | -$176 | -15.6% |
| Tennessee | $992 | -$138 | -12.2% |
| Texas | $1,364 | $234 | 20.7% |
| Utah | $836 | -$294 | -26.0% |
| Vermont | $774 | -$356 | -31.5% |
| Virginia | $676 | -$454 | -40.2% |
| Washington | $876 | -$254 | -22.5% |
| West Virginia | $1,036 | -$94 | -8.3% |
| Wisconsin | $784 | -$346 | -30.6% |
| Wyoming | $1,008 | -$122 | -10.8% |

Opting for high physical damage deductibles can save as much as $340 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying $1,300 to $1,900 extra annually, depending on your age. High-risk driver insurance ranges anywhere from 43% to 128% more than the average rate. View High Risk Driver Rates
With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Each auto insurer utilizes a different rate formula, so rate quotes will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q7 3.6 Premium | $1,094 | $91 |
| Audi Q7 3.6 Quattro | $1,094 | $91 |
| Audi Q7 3.0 Premium Turbo | $1,112 | $93 |
| Audi Q7 3.6 Premium Plus | $1,112 | $93 |
| Audi Q7 3.6 Quattro Turbo Diesel | $1,112 | $93 |
| Audi Q7 3.0 Premium Plus Turbo | $1,130 | $94 |
| Audi Q7 3.0 Premium Plus S-Line Turbo | $1,130 | $94 |
| Audi Q7 3.6 Premium Plus SLINE | $1,130 | $94 |
| Audi Q7 3.6 Prestige | $1,130 | $94 |
| Audi Q7 3.6 Prestige S-Line | $1,130 | $94 |
| Audi Q7 3.0 Prestige | $1,148 | $96 |
| Audi Q7 3.0 Prestige S-Line Turbo | $1,148 | $96 |
| Audi Q7 4.2 Prestige Turbo | $1,148 | $96 |
| Audi Q7 4.2 Prestige S-Line 8Cyl | $1,148 | $96 |
| Audi Q7 4.2 Quattro | $1,148 | $96 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q7 | $394 | $714 | $398 | $1,664 |
| 2023 Audi Q7 | $382 | $698 | $416 | $1,654 |
| 2022 Audi Q7 | $368 | $668 | $430 | $1,624 |
| 2021 Audi Q7 | $348 | $646 | $442 | $1,594 |
| 2020 Audi Q7 | $334 | $598 | $452 | $1,542 |
| 2019 Audi Q7 | $320 | $564 | $456 | $1,498 |
| 2018 Audi Q7 | $308 | $506 | $460 | $1,432 |
| 2017 Audi Q7 | $288 | $466 | $460 | $1,372 |
| 2015 Audi Q7 | $270 | $406 | $474 | $1,308 |
| 2014 Audi Q7 | $250 | $378 | $474 | $1,260 |
| 2013 Audi Q7 | $244 | $342 | $478 | $1,222 |
| 2012 Audi Q7 | $228 | $314 | $474 | $1,174 |
| 2011 Audi Q7 | $214 | $284 | $474 | $1,130 |
| 2010 Audi Q7 | $208 | $256 | $468 | $1,090 |
| 2008 Audi Q7 | $200 | $238 | $452 | $1,048 |
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Audi Q7 Insurance
Finding better rates on Audi Q7 insurance takes avoiding accidents and violations, having above-average credit, refrain from filing small claims, and not having any coverage lapses. Take the time to compare rates at every other renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The list below is a brief recap of the concepts that were covered in the above illustrations.
- High-risk drivers who tend to receive serious violations may pay on average $1,300 more annually for car insurance
- Teenagers have the highest car insurance prices, with the cost nearing $369 per month if full coverage is included
- You may be able to save approximately $130 per year simply by shopping early and online
- Increasing policy deductibles can save around $325 each year
- You may be able to save approximately $130 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,424 |
| 20 | $2,572 |
| 30 | $1,160 |
| 40 | $1,130 |
| 50 | $1,036 |
| 60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,348 |
| $250 | $1,250 |
| $500 | $1,130 |
| $1,000 | $1,016 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,130 |
| 50/100 | $1,243 |
| 100/300 | $1,361 |
| 250/500 | $1,669 |
| 100 CSL | $1,290 |
| 300 CSL | $1,551 |
| 500 CSL | $1,741 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,254 |
| 20 | $4,100 |
| 30 | $2,456 |
| 40 | $2,428 |
| 50 | $2,320 |
| 60 | $2,296 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $72 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $43 |
| Advance Quote | $51 |
| Online Quote | $78 |
| Total Discounts | $452 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area