Audi Q7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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U.S. average auto insurance rates for an Audi Q7 are $1,130 annually for full coverage insurance. Comprehensive insurance costs around $214, collision costs $284, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,428 or more. 16-year-old drivers pay the highest rates at $4,424 a year or more.
Average premium for full coverage: $1,130
Price estimates for individual coverage:
These estimates include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different Q7 trim levels.
Price Range from Low to High
For the normal driver, Audi Q7 insurance prices go from as cheap as $522 for a discount liability-only rate to a much higher rate of $2,428 for high-risk insurance.
Geographic Price Range
Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population have fewer physical damage claims than congested cities.
The price range example below illustrates how geographic area affects auto insurance rates.
The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Audi Q7 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $678
- Raising to $1,000 deductibles will save about $114 each year
- The estimated rate for the average middle-age driver using $500 deductibles is $1,130
- Buying more expensive low deductibles costs an additional $218 annually
- Drivers with multiple tickets or accidents could pay at least $2,428 or more
- The price with full coverage for a 16-year-old driver with full coverage can be $4,424
Insurance prices for an Audi Q7 are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.
An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,400 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying at least $1,300 to $1,900 additional each year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 128% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce prices by up to $340 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Audi Q7 insurance prices. A middle-age driver might find prices as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,530 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$106 | -9.4% |
| Alaska | $866 | -$264 | -23.4% |
| Arizona | $938 | -$192 | -17.0% |
| Arkansas | $1,130 | -$0 | 0.0% |
| California | $1,288 | $158 | 14.0% |
| Colorado | $1,080 | -$50 | -4.4% |
| Connecticut | $1,162 | $32 | 2.8% |
| Delaware | $1,280 | $150 | 13.3% |
| Florida | $1,416 | $286 | 25.3% |
| Georgia | $1,044 | -$86 | -7.6% |
| Hawaii | $812 | -$318 | -28.1% |
| Idaho | $762 | -$368 | -32.6% |
| Illinois | $842 | -$288 | -25.5% |
| Indiana | $850 | -$280 | -24.8% |
| Iowa | $762 | -$368 | -32.6% |
| Kansas | $1,076 | -$54 | -4.8% |
| Kentucky | $1,542 | $412 | 36.5% |
| Louisiana | $1,672 | $542 | 48.0% |
| Maine | $698 | -$432 | -38.2% |
| Maryland | $932 | -$198 | -17.5% |
| Massachusetts | $904 | -$226 | -20.0% |
| Michigan | $1,964 | $834 | 73.8% |
| Minnesota | $946 | -$184 | -16.3% |
| Mississippi | $1,354 | $224 | 19.8% |
| Missouri | $1,002 | -$128 | -11.3% |
| Montana | $1,214 | $84 | 7.4% |
| Nebraska | $890 | -$240 | -21.2% |
| Nevada | $1,356 | $226 | 20.0% |
| New Hampshire | $814 | -$316 | -28.0% |
| New Jersey | $1,262 | $132 | 11.7% |
| New Mexico | $1,002 | -$128 | -11.3% |
| New York | $1,192 | $62 | 5.5% |
| North Carolina | $652 | -$478 | -42.3% |
| North Dakota | $928 | -$202 | -17.9% |
| Ohio | $780 | -$350 | -31.0% |
| Oklahoma | $1,162 | $32 | 2.8% |
| Oregon | $1,034 | -$96 | -8.5% |
| Pennsylvania | $1,080 | -$50 | -4.4% |
| Rhode Island | $1,508 | $378 | 33.5% |
| South Carolina | $1,024 | -$106 | -9.4% |
| South Dakota | $954 | -$176 | -15.6% |
| Tennessee | $992 | -$138 | -12.2% |
| Texas | $1,364 | $234 | 20.7% |
| Utah | $836 | -$294 | -26.0% |
| Vermont | $774 | -$356 | -31.5% |
| Virginia | $676 | -$454 | -40.2% |
| Washington | $876 | -$254 | -22.5% |
| West Virginia | $1,036 | -$94 | -8.3% |
| Wisconsin | $784 | -$346 | -30.6% |
| Wyoming | $1,008 | -$122 | -10.8% |
Since prices can be so different, the only way to figure out your exact price is to compare prices from multiple companies. Every auto insurance company utilizes a different rate formula, and prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q7 3.6 Premium | $1,094 | $91 |
| Audi Q7 3.6 Quattro | $1,094 | $91 |
| Audi Q7 3.0 Premium Turbo | $1,112 | $93 |
| Audi Q7 3.6 Premium Plus | $1,112 | $93 |
| Audi Q7 3.6 Quattro Turbo Diesel | $1,112 | $93 |
| Audi Q7 3.0 Premium Plus Turbo | $1,130 | $94 |
| Audi Q7 3.0 Premium Plus S-Line Turbo | $1,130 | $94 |
| Audi Q7 3.6 Premium Plus SLINE | $1,130 | $94 |
| Audi Q7 3.6 Prestige | $1,130 | $94 |
| Audi Q7 3.6 Prestige S-Line | $1,130 | $94 |
| Audi Q7 3.0 Prestige | $1,148 | $96 |
| Audi Q7 3.0 Prestige S-Line Turbo | $1,148 | $96 |
| Audi Q7 4.2 Prestige Turbo | $1,148 | $96 |
| Audi Q7 4.2 Prestige S-Line 8Cyl | $1,148 | $96 |
| Audi Q7 4.2 Quattro | $1,148 | $96 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q7 | $394 | $714 | $398 | $1,664 |
| 2023 Audi Q7 | $382 | $698 | $416 | $1,654 |
| 2022 Audi Q7 | $368 | $668 | $430 | $1,624 |
| 2021 Audi Q7 | $348 | $646 | $442 | $1,594 |
| 2020 Audi Q7 | $334 | $598 | $452 | $1,542 |
| 2019 Audi Q7 | $320 | $564 | $456 | $1,498 |
| 2018 Audi Q7 | $308 | $506 | $460 | $1,432 |
| 2017 Audi Q7 | $288 | $466 | $460 | $1,372 |
| 2015 Audi Q7 | $270 | $406 | $474 | $1,308 |
| 2014 Audi Q7 | $250 | $378 | $474 | $1,260 |
| 2013 Audi Q7 | $244 | $342 | $478 | $1,222 |
| 2012 Audi Q7 | $228 | $314 | $474 | $1,174 |
| 2011 Audi Q7 | $214 | $284 | $474 | $1,130 |
| 2010 Audi Q7 | $208 | $256 | $468 | $1,090 |
| 2008 Audi Q7 | $200 | $238 | $452 | $1,048 |
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Audi Q7 Insurance
Getting lower rates on insurance for an Audi Q7 consists of having a good driving record, having good credit, not filing small claims, and taking advantage of discounts. Invest the time to compare rates every couple of years by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The next list is a brief summary of the material that was presented in the illustrations above.
- Insureds who may need increased levels of liability coverage will pay around $520 annually to raise from a low limit to higher 250/500 limits
- Drivers age 20 and younger are charged the highest prices, as much as $369 a month if they have full coverage
- Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,300 more every year to buy Audi Q7 insurance
- Increasing physical damage deductibles could save up to $325 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,424 |
| 20 | $2,572 |
| 30 | $1,160 |
| 40 | $1,130 |
| 50 | $1,036 |
| 60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,348 |
| $250 | $1,250 |
| $500 | $1,130 |
| $1,000 | $1,016 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,130 |
| 50/100 | $1,243 |
| 100/300 | $1,361 |
| 250/500 | $1,669 |
| 100 CSL | $1,290 |
| 300 CSL | $1,551 |
| 500 CSL | $1,741 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,254 |
| 20 | $4,100 |
| 30 | $2,456 |
| 40 | $2,428 |
| 50 | $2,320 |
| 60 | $2,296 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $72 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $43 |
| Advance Quote | $51 |
| Online Quote | $78 |
| Total Discounts | $452 |
Discounts are estimated and may not be available from every company or in every state.
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