Audi Q7 Insurance Rates

Estimated insurance rates for an Audi Q7 are $1,174 a year for full coverage insurance. Comprehensive costs an estimated $228, collision insurance costs $314, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,522. Teenage drivers pay the most at up to $4,558 a year.

Average premium for full coverage: $1,174

Premium estimates broken down by type of coverage:

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for all Q7 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how location impacts insurance prices.

These rate differences illustrate why everyone should compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Audi Q7 insurance rates for other coverage scenarios.

• The best discount rate is $701
• Drivers who choose higher $1,000 deductibles will pay approximately $126 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,174
• Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,408
• High risk drivers who are prone to accidents and violations could pay up to $2,522
• An auto insurance policy for full coverage for a teen driver for full coverage can cost as much as $4,558 a year

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Insurance prices for an Audi Q7 also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $4,500 a year. View Rates by Age

Where you choose to live makes a big difference in Audi Q7 insurance rates. A 40-year-old driver could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,590 on average in Florida, New York, and Michigan.

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Using high physical damage deductibles could save up to $360 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,400 to $1,900 additional annually, depending on your age. Audi Q7 insurance for high-risk drivers can cost anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Audi Q7 Insurance

Finding better rates on Audi Q7 insurance not only requires avoiding accidents and claims, but also having a good credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Spend time shopping around every other policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a brief recap of the ideas that were touched on above.

• Drivers under the age of 20 are expensive to insure, with premiums being up to $380 per month including comprehensive and collision insurance
• High-risk drivers who tend to receive serious violations pay on average $1,350 more annually to insure an Audi Q7
• Increasing policy deductibles can save around $350 each year
• It is possible to save approximately $130 per year just by quoting online well ahead of the renewal date