Audi Q7 Insurance Rates

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UPDATED: Jun 1, 2024

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The average auto insurance rates for an Audi Q7 are $1,130 annually including full coverage. Comprehensive insurance costs around $214 each year, collision costs $284, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,428 or more. 16-year-old drivers cost the most to insure at $4,424 a year or more.

Average premium for full coverage: $1,130

Policy rates for type of insurance:

Comprehensive $214
Collision $284
Liability $474

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Q7 models.

Price Range Variability

Using a middle-aged driver as an example, Audi Q7 insurance rates go from as cheap as $522 for basic liability insurance to a high rate of $2,428 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,130
High Risk $2,428

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than congested cities.

The graphic below illustrates how where you live affects auto insurance rates.

Rural Areas $848
Small Cities $1,187
Large Cities $1,526

The examples above highlight why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down estimated Audi Q7 insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $678
  • Drivers who choose higher $1,000 deductibles will pay about $114 every year
  • The estimated rate for a good driver age 40 using $500 deductibles is $1,130
  • Buying low deductibles for comprehensive and collision insurance costs an additional $218 each year
  • High-risk insureds with multiple tickets or accidents could pay at least $2,428 or more
  • Policy cost with full coverage for a teenage driver can be $4,424 a year

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing full coverage Audi Q7 insurance prices range from $678 to $4,424

Auto insurance rates for an Audi Q7 also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay as much as $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,300 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $340 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Audi Q7 insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,610 on average in Michigan, New York, and Louisiana.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,024 -$106 -9.4%
Alaska $866 -$264 -23.4%
Arizona $938 -$192 -17.0%
Arkansas $1,130 -$0 0.0%
California $1,288 $158 14.0%
Colorado $1,080 -$50 -4.4%
Connecticut $1,162 $32 2.8%
Delaware $1,280 $150 13.3%
Florida $1,416 $286 25.3%
Georgia $1,044 -$86 -7.6%
Hawaii $812 -$318 -28.1%
Idaho $762 -$368 -32.6%
Illinois $842 -$288 -25.5%
Indiana $850 -$280 -24.8%
Iowa $762 -$368 -32.6%
Kansas $1,076 -$54 -4.8%
Kentucky $1,542 $412 36.5%
Louisiana $1,672 $542 48.0%
Maine $698 -$432 -38.2%
Maryland $932 -$198 -17.5%
Massachusetts $904 -$226 -20.0%
Michigan $1,964 $834 73.8%
Minnesota $946 -$184 -16.3%
Mississippi $1,354 $224 19.8%
Missouri $1,002 -$128 -11.3%
Montana $1,214 $84 7.4%
Nebraska $890 -$240 -21.2%
Nevada $1,356 $226 20.0%
New Hampshire $814 -$316 -28.0%
New Jersey $1,262 $132 11.7%
New Mexico $1,002 -$128 -11.3%
New York $1,192 $62 5.5%
North Carolina $652 -$478 -42.3%
North Dakota $928 -$202 -17.9%
Ohio $780 -$350 -31.0%
Oklahoma $1,162 $32 2.8%
Oregon $1,034 -$96 -8.5%
Pennsylvania $1,080 -$50 -4.4%
Rhode Island $1,508 $378 33.5%
South Carolina $1,024 -$106 -9.4%
South Dakota $954 -$176 -15.6%
Tennessee $992 -$138 -12.2%
Texas $1,364 $234 20.7%
Utah $836 -$294 -26.0%
Vermont $774 -$356 -31.5%
Virginia $676 -$454 -40.2%
Washington $876 -$254 -22.5%
West Virginia $1,036 -$94 -8.3%
Wisconsin $784 -$346 -30.6%
Wyoming $1,008 -$122 -10.8%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,094 $91
Audi Q7 3.6 Quattro $1,094 $91
Audi Q7 3.0 Premium Turbo $1,112 $93
Audi Q7 3.6 Premium Plus $1,112 $93
Audi Q7 3.6 Quattro Turbo Diesel $1,112 $93
Audi Q7 3.0 Premium Plus Turbo $1,130 $94
Audi Q7 3.0 Premium Plus S-Line Turbo $1,130 $94
Audi Q7 3.6 Premium Plus SLINE $1,130 $94
Audi Q7 3.6 Prestige $1,130 $94
Audi Q7 3.6 Prestige S-Line $1,130 $94
Audi Q7 3.0 Prestige $1,148 $96
Audi Q7 3.0 Prestige S-Line Turbo $1,148 $96
Audi Q7 4.2 Prestige Turbo $1,148 $96
Audi Q7 4.2 Prestige S-Line 8Cyl $1,148 $96
Audi Q7 4.2 Quattro $1,148 $96

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $394 $714 $398 $1,664
2023 Audi Q7 $382 $698 $416 $1,654
2022 Audi Q7 $368 $668 $430 $1,624
2021 Audi Q7 $348 $646 $442 $1,594
2020 Audi Q7 $334 $598 $452 $1,542
2019 Audi Q7 $320 $564 $456 $1,498
2018 Audi Q7 $308 $506 $460 $1,432
2017 Audi Q7 $288 $466 $460 $1,372
2015 Audi Q7 $270 $406 $474 $1,308
2014 Audi Q7 $250 $378 $474 $1,260
2013 Audi Q7 $244 $342 $478 $1,222
2012 Audi Q7 $228 $314 $474 $1,174
2011 Audi Q7 $214 $284 $474 $1,130
2010 Audi Q7 $208 $256 $468 $1,090
2008 Audi Q7 $200 $238 $452 $1,048

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Audi Q7 Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Take the time to comparison shop every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a recap of the ideas that were touched on in the above illustrations.

  • 16 to 18-year-old drivers are expensive to insure, with premiums being up to $369 each month if full coverage is included
  • Drivers that have major violations or accidents may pay on average $1,300 more every year than a driver with a clean driving record
  • Increasing comprehensive and collision deductibles could save up to $325 each year
  • You may be able to save up to $130 per year simply by quoting online in advance

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,424
20 $2,572
30 $1,160
40 $1,130
50 $1,036
60 $1,014

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,348
$250 $1,250
$500 $1,130
$1,000 $1,016

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,130
50/100 $1,243
100/300 $1,361
250/500 $1,669
100 CSL $1,290
300 CSL $1,551
500 CSL $1,741

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,254
20 $4,100
30 $2,456
40 $2,428
50 $2,320
60 $2,296

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $151

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $72
5-yr Claim Free $71
Paid in Full/EFT $43
Advance Quote $51
Online Quote $78
Total Discounts $452
Rate after discounts $678

Discounts are estimated and may not be available from every company or in every state.

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