Audi Q7 Insurance Rates

Estimated insurance rates for an Audi Q7 are $1,130 a year with full coverage. Comprehensive insurance costs an estimated $214 a year, collision insurance costs $284, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,428 or more. Teens pay the most at up to $4,424 a year.

Average premium for full coverage: $1,130

Premium estimates broken down by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and Q7 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how your location can change insurance prices.

These rate differences demonstrate why it is important to compare rates for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Audi Q7 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $678
• Drivers who choose higher $1,000 deductibles will pay approximately $1,016 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,130
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $218 each year
• High-risk insureds with serious driving violations could pay up to $2,428
• An auto insurance policy that insures a teenage driver can cost as much as $4,424 a year

View Chart as Image

Auto insurance prices for an Audi Q7 also have a wide range based on the trim level of your Q7, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,300 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 128% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Audi Q7 insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $340 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Audi Q7 Insurance

Finding better rates on auto insurance not only requires having a decent driving record, but also maintaining a good credit score, being claim-free, and consideration of higher deductibles. Compare rates at least every other year by getting quotes from direct companies, and also from insurance agencies where you live.

The following items are a condensed summary of the car insurance concepts illustrated above.

• Drivers with multiple at-fault accidents could be forced to pay on average $1,300 more annually than a driver with a clean driving record
• You may be able to save approximately $130 per year just by quoting early and online
• Increasing policy deductibles can save approximately $325 each year
• Consumers who want additional liability coverage will pay approximately $520 every year to go from 30/60 bodily injury limits to the 250/500 level