Audi Q7 Insurance Rates

Average insurance rates for an Audi Q7 are $1,174 a year including full coverage. Comprehensive insurance costs an estimated $228, collision costs $314, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing $2,522 or more. Teens receive the highest rates at $4,558 a year or more.

Average premium for full coverage: $1,174

Rate estimates broken down by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for different Q7 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Audi Q7 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $701
• Drivers who choose higher $1,000 deductibles will pay approximately $126 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,174
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $234 every year
• Higher-risk drivers with serious driving violations could pay up to $2,522 or more
• The cost that insures a teen driver with full coverage can cost as much as $4,558 a year

View Chart as Image

Insurance rates for an Audi Q7 can also vary considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,400 to $1,900 additional per year, depending on your age. High-risk driver insurance can cost as much as 42% to 133% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,500 a year. View Rates by Age

Where you live makes a big difference in Audi Q7 insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,670 on average in Louisiana, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could save up to $360 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out which company is cheapest is to compare rates and see which company has the best rate. Every company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Audi Q7 Insurance

Saving money on car insurance not only requires having a decent driving record, but also having a good credit score, not filing small claims, and maximizing policy discounts. Compare rates at least once a year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following items are a summary of the primary concepts that were covered in the above illustrations.

• You may be able to save approximately $130 per year simply by shopping early and online
• Higher risk drivers who have multiple accidents or major violations could be charged and average of $1,350 more annually than a driver with a clean driving record
• Increasing deductibles can save approximately $350 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $380 per month if comprehensive and collision insurance is included