Audi Q7 Insurance Rates

The average insurance rates for an Audi Q7 are $1,130 a year with full coverage. Comprehensive costs around $214 each year, collision costs $284, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,428. Teenage drivers cost the most to insure at $4,424 a year or more.

Average premium for full coverage: $1,130

Policy rates for type of insurance:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Q7 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why all drivers should compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Audi Q7 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $678
• Using higher $1,000 deductibles will save about $114 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,130
• Using low deductibles for physical damage coverage bumps up the cost to $1,348
• High-risk insureds who are prone to accidents and violations could pay at least $2,428 or more
• Policy cost that insures a 16-year-old driver can be $4,424 or more

View Chart as Image

Insurance rates for an Audi Q7 also range considerably based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,300 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers can be from 43% to 128% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,400 a year. View Rates by Age

Your home state has a huge impact on Audi Q7 insurance prices. A driver around age 40 might see rates as low as $810 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $340 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Audi Q7 Insurance

Finding cheaper rates on insurance for an Audi Q7 requires having a decent driving record, having a good credit score, not filing small claims, and taking advantage of discounts. Compare prices every couple of years by requesting rates from direct companies, and also from your local independent and exclusive agents.

The following items are a recap of the material that was presented in the illustrations above.

• Insureds who may need additional liability coverage will pay an extra $520 every year to increase from a 30/60 limit to the 250/500 level
• 16 to 18-year-old drivers are charged the highest rates, as much as $369 each month if comprehensive and collision insurance is included
• Drivers considered higher risk that have major violations or accidents may pay on average $1,300 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $325 each year