Audi Q7 Insurance Rates

Average insurance rates for an Audi Q7 are $1,130 a year for full coverage insurance. Comprehensive costs approximately $214 a year, collision costs $284, and liability costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,428. Teenage drivers receive the highest rates at $4,424 a year or more.

Average premium for full coverage: $1,130

Rate estimates by individual coverage type:

Rate estimates include $500 physical damage deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and Q7 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance prices.

These examples illustrate why it is important to compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Audi Q7 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $678
• Drivers who choose higher $1,000 deductibles will pay $1,016 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,130
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,348
• Drivers who are prone to accidents and violations could pay around $2,428 or more
• The cost that insures a 16-year-old driver can cost $4,424 a year

View Chart as Image

Insurance rates for an Audi Q7 can also vary considerably based on the trim level of your Q7, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,300 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can cost from 43% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,400 a year. View Rates by Age

Where you live makes a big difference in Audi Q7 insurance prices. A 40-year-old driver could pay as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $340 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes from multiple companies. Every company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Audi Q7 Insurance

Saving money on insurance for an Audi Q7 not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Compare prices every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below is a brief recap of the material that was illustrated above.

• Insureds who purchase higher levels of liability will pay an extra $520 annually to go from a minimum limit to the 250/500 level
• Teenage drivers are expensive to insure, costing up to $369 per month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations could be charged and average of $1,300 more per year for auto insurance
• Increasing deductibles can save approximately $325 each year