Audi Q7 Insurance Rates

The average insurance rates for an Audi Q7 are $1,130 a year for full coverage insurance. Comprehensive costs an estimated $214 each year, collision costs $284, and liability costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,428. Teenage drivers cost the most to insure at $4,424 a year or more.

Average premium for full coverage: $1,130

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Q7 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why all drivers should compare prices for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Audi Q7 insurance rates for other coverage scenarios.

• The best discount rate is $678
• Using higher $1,000 deductibles will save approximately $114 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,130
• Using low deductibles for physical damage coverage bumps up the cost to $1,348
• High-risk insureds who are prone to accidents and violations could pay up to $2,428 or more
• Policy cost that insures a 16-year-old driver can cost as much as $4,424 or more

View Chart as Image

Car insurance rates for an Audi Q7 also range considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,300 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be from 43% to 128% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $4,400 a year. View Rates by Age

Your home state has a huge impact on Audi Q7 insurance prices. A driver around age 40 might see rates as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $340 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi Q7 Insurance

Finding cheaper rates on insurance for an Audi Q7 requires avoiding accidents and violations, having a positive credit history, being claim-free, and not having any coverage lapses. Compare prices every time your policy renews by requesting quotes from direct insurance companies, and also from local insurance agencies.

The list below is a brief review of the information raised in the charts and tables above.

• It is possible to save approximately $130 per year simply by quoting online in advance
• Teenagers have the highest car insurance rates, possibly costing $369 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $325 each year
• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,300 more annually for car insurance
• Insureds who want higher liability limits will pay an extra $520 annually to increase from a 30/60 limit to the 250/500 level