Audi Q7 Insurance Rates

Average insurance rates for an Audi Q7 are $1,130 a year for full coverage insurance. Comprehensive insurance costs an estimated $214 a year, collision insurance costs $284, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs $2,428 or more. Teen drivers receive the highest rates at up to $4,424 a year.

Average premium for full coverage: $1,130

Rate estimates broken down by individual coverage type:

Rates are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Q7 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates the effect of geographic area on insurance prices.

These examples illustrate why it is important to compare prices for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Audi Q7 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $678
• Using higher $1,000 deductibles will save approximately $1,016 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,130
• Choosing low $100 deductibles for physical damage coverage will cost an extra $218 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,428
• The cost for full coverage for a teenage driver can cost as much as $4,424 or more

View Chart as Image

Insurance rates for an Audi Q7 can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $4,400 a year. View Rates by Age

Where you live has a huge impact on Audi Q7 insurance rates. A driver around age 40 might see rates as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $340 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,300 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy can be around 43% to 128% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Audi Q7 Insurance

Saving money on auto insurance requires being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates once a year by requesting rates from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The items below are a quick review of the data that was covered in the above illustrations.

• It is possible to save approximately $130 per year just by quoting early and online
• Consumers who want more liability coverage will pay about $520 annually to increase from a minimum limit to 250/500 limits
• Teen drivers are expensive to insure, costing up to $369 per month including comprehensive and collision insurance
• Drivers with a DUI or reckless driving violation pay on average $1,300 more annually to insure their Q7