Audi Q7 Insurance Rates

Average insurance rates for an Audi Q7 are $1,174 a year for full coverage insurance. Comprehensive costs an estimated $228 a year, collision costs $314, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing around $2,522. Teen drivers receive the highest rates at $4,558 a year or more.

Average premium for full coverage: $1,174

Rate estimates broken down by individual coverage type:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Q7 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates how rural and urban location affects insurance prices.

These examples illustrate why it is important to compare prices for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Audi Q7 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $701
• Using higher $1,000 deductibles will save approximately $1,048 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,174
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,408
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,522 or more
• The cost that insures a 16-year-old driver can cost as much as $4,558 or more

View Chart as Image

Insurance rates for an Audi Q7 can also vary considerably based on the trim level of your Q7, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,400 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy can be from 42% to 133% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,500 a year. View Rates by Age

Where you live has a huge impact on Audi Q7 insurance prices. A driver around age 40 might see rates as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,590 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $360 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Audi Q7 Insurance

Saving money on insurance for an Audi Q7 requires being a good driver, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Shop around every other policy renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a quick rundown of the ideas that were raised in the charts and tables above.

• Drivers age 16 to 20 are expensive to insure, costing up to $380 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with reckless driving or DUI convictions may have to pay on average $1,350 more annually than a safer driver
• Increasing deductibles can save approximately $350 each year
• It is possible to save approximately $130 per year simply by quoting early and online