Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average auto insurance rates for a Buick Enclave are $1,354 annually including full coverage. Comprehensive insurance costs around $270 each year, collision costs $474, and liability is $452. A policy with just liability insurance costs around $504 a year, with coverage for high-risk drivers costing $2,934 or more. Teen drivers pay the highest rates at $5,144 a year or more.

Average premium for full coverage: $1,354

Price estimates for individual coverage:

Rate estimates include $500 deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Enclave models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than larger metro areas.

The graphic below illustrates how rural and urban location affects auto insurance rates.

The ranges above highlight why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Buick Enclave insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $782
• Raising to $1,000 deductibles will save about $168 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,354
• Choosing low deductibles costs an additional $328 every year
• At-risk drivers with multiple violations and an at-fault accident could pay at least $2,934 or more
• The price with full coverage for a teen driver can be $5,144

View Chart as Image

Insurance prices for a Buick Enclave are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay as much as $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $500 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Buick Enclave insurance prices. A middle-age driver might find prices as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,930 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out your exact price is to do a rate comparison and see which company has the best price. Every auto insurance company uses a different rate calculation, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Buick Enclave Insurance

Getting lower rates on car insurance consists of not taking risks behind the wheel, having a good credit history, being claim-free, and insuring your home and auto with the same company. Set aside time to shop around at least every other year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a brief recap of the car insurance concepts raised in the charts and tables above.

• Higher risk drivers who tend to receive serious violations may pay on average $1,580 more every year for Enclave insurance
• You may be able to save up to $160 per year simply by quoting online in advance
• Increasing physical damage deductibles could save up to $500 each year
• Policyholders who may need higher liability limits will pay about $500 per year to raise from a low limit to higher 250/500 limits

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.