Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance prices for a Buick Enclave are $1,354 every 12 months with full coverage. Comprehensive costs approximately $270 a year, collision costs $474, and liability insurance is $452. A policy with only liability insurance costs around $504 a year, with a high-risk policy costing around $2,934. Teens pay the most at $5,144 a year or more.

Average premium for full coverage: $1,354

Premium estimates by type of coverage:

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and Enclave trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects auto insurance prices.

These rate differences demonstrate why it is important to compare rates quotes using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Buick Enclave insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $782
• Raising to $1,000 deductibles will save $1,186 annually
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,354
• Selecting low $100 deductibles increases the price to $1,682
• Higher-risk drivers with serious driving violations could pay around $2,934 or more
• An auto insurance policy to insure a teen driver can cost $5,144

View Chart as Image

Car insurance prices for a Buick Enclave also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Enclave.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $500 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Buick Enclave insurance rates. A middle-age driver might find prices as low as $980 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,830 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Every auto insurance company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Buick Enclave Insurance

Finding better rates on Buick Enclave insurance consists of being a good driver, maintaining a good credit score, being claim-free, and avoiding coverage lapses. Set aside time to shop around at every other renewal by requesting quotes from direct companies, and also from insurance agencies where you live.

The following list is a recap of the concepts that were raised in the charts and tables above.

• High-risk drivers that have major violations or accidents could be forced to pay on average $1,580 more per year than a safer driver
• Drivers age 16 to 20 pay the highest auto insurance prices, possibly costing $429 per month if the policy includes full coverage
• You may be able to save around $160 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $500 each year
• You may be able to save around $160 per year simply by quoting early and online

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.