Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance rates for a Buick Enclave are $1,320 a year for full coverage insurance. Comprehensive insurance costs on average $260, collision insurance costs $446, and liability coverage costs $456. A liability-only policy costs as little as $508 a year, and high-risk insurance costs $2,858 or more. Teenage drivers pay the most at up to $5,040 a year.

Average premium for full coverage: $1,320

Premium estimates by type of coverage:

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for all Enclave models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than densely populated cities. The example below illustrates how your location can change car insurance rates.

These rate differences illustrate why everyone should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Buick Enclave insurance rates for different risk profiles and scenarios.

• The best discount rate is $767
• Drivers who choose higher $1,000 deductibles will pay around $160 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,320
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $312 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,858
• An auto insurance policy that insures a teenage driver for full coverage may cost $5,040 a year

View Chart as Image

Auto insurance prices for a Buick Enclave also have a wide range based on the model of your Enclave, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. Buick Enclave insurance for high-risk drivers can cost around 44% to 135% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Buick Enclave insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,780 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $480 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Buick Enclave Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare prices every couple of years by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

Below is a summary of the material that was illustrated above.

• Consumers who require higher levels of liability will pay an extra $500 annually to go from 30/60 bodily injury limits to the 250/500 level
• Teenage drivers are charged the highest prices, with premiums being up to $420 per month if the policy includes full coverage
• Drivers who have multiple accidents or major violations may pay on average $1,540 more each year for auto insurance
• Increasing policy deductibles can save approximately $475 each year

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.