Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance prices for a Buick Enclave are $1,354 every 12 months with full coverage. Comprehensive costs approximately $270, collision costs $474, and liability coverage costs $452. Buying just liability costs as little as $504 a year, with insurance for high-risk drivers costing around $2,934. Teens pay the highest rates at $5,144 a year or more.

Average premium for full coverage: $1,354

Price estimates by individual coverage:

Prices are based on $500 physical damage deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for all Enclave models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. Rural locations have more infrequent collision claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above demonstrate why everyone should compare rates using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Buick Enclave insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $782
• Drivers who choose higher $1,000 deductibles will pay $168 annually
• The average price for the average middle-age driver who chooses $500 deductibles is $1,354
• Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,682
• High-risk insureds with serious driving violations could pay around $2,934 or more
• The price to insure a teenage driver for full coverage can cost $5,144 a year

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Insurance prices for a Buick Enclave are also quite variable based on deductibles and policy limits, your driving record, and the model of your Enclave.

Choosing higher comprehensive and collision insurance deductibles could save up to $500 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 additional each year, depending on your age. Buick Enclave insurance for high-risk drivers can cost around 43% to 132% more than the average policy. View High Risk Driver Rates

The state you live in makes a big difference in Buick Enclave insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,830 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices and see how they stack up. Every company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Buick Enclave Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a brief review of the data that was covered above.

• You may be able to save around $160 per year simply by quoting online well ahead of the renewal date
• Consumers who purchase higher levels of liability will pay approximately $500 every year to go from a low limit to a 250/500 level
• Teenage drivers are the costliest to insure, costing up to $429 a month if full coverage is included
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,580 more per year for auto insurance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.