Cadillac Escalade Insurance Rates

The average insurance prices for a Cadillac Escalade are $1,316 every 12 months for full coverage. Comprehensive costs on average $228 a year, collision insurance costs $296, and liability is $592. Liability-only coverage costs around $652 a year, and high-risk coverage costs around $2,824. Teen drivers cost the most to insure at up to $5,236 a year.

Average premium for full coverage: $1,316

Policy rates by type of insurance:

Estimates include $500 deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have more infrequent accident claims than larger metro areas. The diagram below illustrates how where you live affects car insurance rates.

The examples above show why it is important to compare rates quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Cadillac Escalade insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $798
• Raising to $1,000 deductibles will save around $1,196 a year
• The average price for a good driver age 40 with $500 deductibles is $1,316
• Choosing low $100 deductibles increases the price to $1,544
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,824
• Policy cost to insure a teen driver may cost $5,236

View Chart as Image

Insurance rates for a Cadillac Escalade also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Escalade.

Choosing high deductibles can reduce rates by up to $350 every year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 127% more than average. View High Risk Driver Rates

Your home state also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find rates as low as $870 a year in states like Idaho, Maine, and Iowa, or as much as $1,880 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Cadillac Escalade Insurance

Finding cheaper rates on car insurance consists of not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to comparison shop once a year by getting rate quotes from direct carriers, and also from local independent and exclusive agents.

The following is a review of the data that was touched on in the above illustrations.

• Drivers can save as much as $150 per year just by quoting early and online
• Policyholders who require higher liability limits will pay about $650 each year to raise from a 30/60 limit to a 250/500 level
• Teens pay higher rates, costing up to $436 each month if full coverage is included
• Higher risk drivers who have several accidents or serious violations pay an average of $1,510 more each year for Escalade insurance