Cadillac Escalade Insurance Rates

The average insurance prices for a Cadillac Escalade are $1,360 every 12 months for full coverage. Comprehensive insurance costs on average $242 a year, collision insurance costs $326, and liability costs $592. Liability-only coverage costs as little as $652 a year, and high-risk coverage costs $2,922 or more. Teens cost the most to insure at up to $5,376 a year.

Average premium for full coverage: $1,360

Policy rates by type of insurance:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on car insurance rates.

The examples above show why it is important to compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Cadillac Escalade insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $818
• Drivers who choose higher $1,000 deductibles will pay around $1,230 a year
• The average price for a good driver age 40 with $500 deductibles is $1,360
• Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $248 every year
• Higher-risk drivers with serious driving violations could pay upwards of $2,922
• Policy cost to insure a teen driver may cost $5,376 a year

View Chart as Image

Insurance rates for a Cadillac Escalade also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Escalade.

Choosing higher comprehensive and collision insurance deductibles could save up to $380 every year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,940 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Cadillac Escalade Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates at least once a year by getting rate quotes from direct carriers, and also from local independent and exclusive agents.

Below you'll find a quick rundown of the primary concepts that were covered in the above illustrations.

• Drivers can save as much as $150 per year just by quoting early and online
• Higher risk drivers with reckless driving or DUI convictions pay an average of $1,560 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Youthful drivers pay higher rates, costing up to $448 each month if full coverage is included