Cadillac Escalade Insurance Rates

U.S. average auto insurance rates for a Cadillac Escalade are $1,316 annually including full coverage. Comprehensive insurance costs on average $228, collision costs $296, and liability is estimated at $592. Buying just liability costs approximately $652 a year, with insurance for high-risk drivers costing $2,824 or more. Teenage drivers pay the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Price estimates by individual coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all Escalade models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how rural and urban location affects car insurance rates.

The ranges above highlight why everyone should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Cadillac Escalade insurance rates for different risk profiles and scenarios.

• The best discount rate is $798
• Choosing higher $1,000 deductibles can save around $120 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,316
• Using pricier low deductibles for comp and collision coverage costs an additional $228 annually
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,824 or more
• The price with full coverage for a 16-year-old driver for full coverage may cost $5,236 each year

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Insurance prices for a Cadillac Escalade are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,200 additional each year, depending on your age. Cadillac Escalade insurance for high-risk drivers ranges from 42% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $350 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Cadillac Escalade insurance prices. A good driver about age 40 could pay as low as $1,010 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,880 on average in Michigan, New York, and Louisiana.

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Since prices can be so different, the best way to figure out exactly what you will pay is to regularly compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Cadillac Escalade Insurance

Getting lower rates on insurance for a Cadillac Escalade takes avoiding accidents and claims, having good credit, being claim-free, and insuring your home and auto with the same company. Set aside time to shop around at least once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a brief summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save as much as $150 per year simply by quoting online well ahead of the renewal date
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,510 more each year to insure a Cadillac Escalade
• Increasing physical damage deductibles could save up to $350 each year
• Drivers under the age of 20 pay higher prices, possibly costing $436 a month if they have full coverage