Cadillac Escalade Insurance Rates

Estimated insurance rates for a Cadillac Escalade are $1,316 a year for full coverage. Comprehensive costs approximately $228, collision costs $296, and liability is estimated at $592. A liability-only policy costs approximately $652 a year, with high-risk insurance costing around $2,824. Teenage drivers pay the most at $5,236 a year or more.

Average premium for full coverage: $1,316

Premium estimates by type of coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for different Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance prices.

These rate differences show why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best discount rate is $798
• Choosing higher $1,000 deductibles can save $120 a year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,316
• Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,544
• Unlucky drivers who are prone to accidents and violations could pay around $2,824 or more
• An auto insurance policy for full coverage for a teen driver with full coverage can cost $5,236 each year

View Chart as Image

Auto insurance prices for a Cadillac Escalade also have a wide range based on your driving characteristics, the trim level of your Escalade, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Cadillac Escalade insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,880 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $350 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $480 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,500 to $2,200 in extra premium annually, depending on your age. High-risk driver insurance ranges as much as 42% to 127% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Cadillac Escalade Insurance

Finding better rates on car insurance takes being a low-risk driver, having good credit, not filing small claims, and not having any coverage lapses. Invest the time to compare rates every year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a review of the coverage data presented in the illustrations above.

• Drivers can save around $150 per year simply by shopping early and online
• Increasing policy deductibles can save around $350 each year
• Teen drivers have the highest car insurance prices, as much as $436 per month if they have full coverage
• Higher risk drivers who have several accidents or serious violations may pay on average $1,510 more per year to insure their Escalade