Cadillac Escalade Insurance Rates

U.S. average insurance rates for a Cadillac Escalade are $1,360 a year including full coverage. Comprehensive insurance costs around $242 each year, collision costs $326, and liability is $592. Buying just liability costs around $652 a year, with insurance for high-risk drivers costing $2,922 or more. Teenage drivers pay the highest rates at $5,376 a year or more.

Average premium for full coverage: $1,360

Price estimates for individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Escalade models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above highlight why all drivers should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Cadillac Escalade insurance rates for additional coverage choices and driver risks.

• The best discount rate is $818
• Raising to $1,000 deductibles will save about $130 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,360
• Using low deductibles will cost an extra $248 annually
• Drivers who are prone to accidents and violations could pay at least $2,922 or more
• The price for full coverage for a 16-year-old driver can be $5,376

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Insurance prices for a Cadillac Escalade are also quite variable based on your driving record, the model of your Escalade, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $5,300 a year. View Rates by Age

The state you live in also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find prices as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,940 on average in Michigan, New York, and Louisiana.

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Using high physical damage deductibles can reduce prices by up to $380 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,600 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out your exact price is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Cadillac Escalade Insurance

Getting lower rates on insurance for a Cadillac Escalade consists of avoiding accidents and violations, having a good credit history, being claim-free, and taking advantage of discounts. Set aside time to compare rates every year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a brief summary of the coverage data covered above.

• You may be able to save up to $150 per year simply by quoting online in advance
• Increasing physical damage deductibles can save around $375 each year
• Teenagers are charged the highest prices, possibly costing $448 a month including comprehensive and collision insurance
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,560 more every year for car insurance