Cadillac Escalade Insurance Rates

The average insurance rates for a Cadillac Escalade are $1,316 a year for full coverage insurance. Comprehensive costs an estimated $228, collision costs $296, and liability coverage is estimated at $592. Buying just liability costs approximately $652 a year, with insurance for high-risk drivers costing around $2,824. Teenage drivers cost the most to insure at $5,236 a year or more.

Average premium for full coverage: $1,316

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for all Escalade models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than densely populated cities.

The example below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why everyone should get quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $798
• Choosing higher $1,000 deductibles can save approximately $120 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,316
• Using pricier low deductibles for comp and collision coverage will increase the cost to $1,544
• Drivers who are prone to accidents and violations could pay up to $2,824 or more
• Policy cost for full coverage for a teenage driver for full coverage can cost as much as $5,236 each year

View Chart as Image

Insurance rates for a Cadillac Escalade also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Cadillac Escalade insurance rates. A good driver about age 40 could pay as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,770 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $350 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,500 to $2,200 extra every year, depending on your age. Cadillac Escalade insurance for high-risk drivers ranges around 42% to 127% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Cadillac Escalade Insurance

Finding cheaper rates on auto insurance takes being safe and accident-free, maintaining good credit, being claim-free, and taking advantage of discounts. Set aside time to shop around every time your policy renews by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a review of the information raised in the charts and tables above.

• It is possible to save approximately $150 per year simply by quoting online well ahead of the renewal date
• Youthful drivers are charged the highest rates, possibly costing $436 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $350 each year
• Drivers who have several accidents or serious violations pay on average $1,510 more annually than a low-risk driver
• Consumers who want more liability protection will pay an extra $650 annually to raise limits from a 30/60 limit to 250/500 limits