Cadillac Escalade Insurance Rates

The average insurance prices for a Cadillac Escalade are $1,316 every 12 months including full coverage. Comprehensive costs approximately $228 a year, collision costs $296, and liability costs $592. Buying just liability costs as little as $652 a year, with insurance for high-risk drivers costing around $2,824. Teens cost the most to insure at $5,236 a year or more.

Average premium for full coverage: $1,316

Policy rates by type of insurance:

Prices are based on $500 deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $798
• Drivers who choose higher $1,000 deductibles will pay $1,196 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,316
• Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $1,544
• Higher-risk drivers with serious driving violations could pay around $2,824 or more
• Policy cost to insure a teen driver can cost $5,236 a year

View Chart as Image

Insurance rates for a Cadillac Escalade also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Escalade.

Choosing higher comprehensive and collision insurance deductibles could save up to $350 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 127% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Every company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Cadillac Escalade Insurance

Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around at every other renewal by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The following is a brief review of the concepts that were raised in the charts and tables above.

• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,510 more per year for Escalade insurance
• Teens are expensive to insure, with premiums being up to $436 each month if they have full coverage
• You may be able to save around $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• You may be able to save around $150 per year simply by quoting early and online