Cadillac Escalade Insurance Rates

The average insurance prices for a Cadillac Escalade are $1,316 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $228, collision costs $296, and liability is $592. A liability-only policy costs around $652 a year, with high-risk insurance costing $2,824 or more. Teens cost the most to insure at $5,236 a year or more.

Average premium for full coverage: $1,316

Policy rates broken down by type of insurance:

Prices include $500 physical damage deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Cadillac Escalade insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $798
• Raising to $1,000 deductibles will save approximately $120 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,316
• Selecting more expensive low deductibles costs an extra $228 every year
• At-risk drivers with serious driving violations could pay up to $2,824 or more
• Policy cost to insure a teen driver with full coverage can cost as much as $5,236

View Chart as Image

Car insurance rates for a Cadillac Escalade also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $350 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,500 to $2,200 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 127% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find rates as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,770 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Cadillac Escalade Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, maintaining a good credit score, being claim-free, and not having any coverage lapses. Take the time to compare rates every couple of years by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a quick rundown of the material that was covered in the above illustrations.

• Policyholders who want higher levels of liability will pay approximately $650 annually to raise from a 30/60 limit to a 250/500 level
• Teenage drivers have the highest car insurance rates, possibly costing $436 each month if the policy includes full coverage
• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,510 more annually for auto insurance
• Increasing comprehensive and collision deductibles could save as much as $350 each year