Cadillac Escalade Insurance Rates

U.S. average auto insurance rates for a Cadillac Escalade are $1,316 annually for full coverage insurance. Comprehensive costs on average $228, collision costs $296, and liability coverage costs around $592. Buying just liability costs as low as $652 a year, with insurance for high-risk drivers costing around $2,824. Teens pay the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Price estimates by individual coverage:

Rates are based on $500 physical damage deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for different Escalade trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have fewer physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Cadillac Escalade insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $798
• Using higher $1,000 deductibles will save around $120 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,316
• Selecting more expensive low deductibles for physical damage coverage will cost $1,544
• Higher-risk drivers with serious driving violations could pay upwards of $2,824 or more
• The price with full coverage for a teenage driver with full coverage may cost $5,236 or more

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Insurance prices for a Cadillac Escalade are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,200 additional each year, depending on your age. High-risk driver insurance can be around 42% to 127% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $350 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Cadillac Escalade insurance rates. A driver around age 40 might see prices as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,770 on average in Michigan, New York, and Florida.

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Since prices can be so different, the only way to figure out exactly what you will pay is to compare prices and see how they stack up. Each insurance company calculates prices differently, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Cadillac Escalade Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having good credit, not filing small claims, and insuring your home and auto with the same company. Take the time to compare rates at least once a year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a quick review of the primary concepts that were covered in the above illustrations.

• It is possible to save as much as $150 per year simply by shopping early and online
• Drivers with a DUI or reckless driving violation may pay on average $1,510 more each year for auto insurance
• Increasing physical damage deductibles could save up to $350 each year
• Teenage drivers pay higher prices, as much as $436 a month if they have full coverage