Cadillac Escalade Insurance Rates

Estimated insurance rates for a Cadillac Escalade are $1,316 a year for full coverage insurance. Comprehensive insurance costs on average $228 a year, collision costs $296, and liability costs around $592. A policy with only liability insurance costs as low as $652 a year, with a high-risk policy costing $2,824 or more. Teen drivers pay the most at $5,236 a year or more.

Average premium for full coverage: $1,316

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences illustrate why it is important to compare prices based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Cadillac Escalade insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $798
• Using higher $1,000 deductibles will save around $1,196 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,316
• Choosing low $100 deductibles for physical damage coverage will cost an additional $228 every year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,824 or more
• An auto insurance policy that insures a teen driver may cost $5,236 or more

View Chart as Image

Car insurance prices for a Cadillac Escalade also have a wide range based on the trim level of your Escalade, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,500 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 127% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Cadillac Escalade insurance prices. A driver around age 40 might see prices as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,770 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $350 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cadillac Escalade Insurance

Finding better rates on car insurance requires avoiding accidents and claims, having a positive credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Shop around every couple of years by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The points below are a brief recap of the material that was covered above.

• Policyholders who require increased liability limits will pay about $650 annually to increase from 30/60 bodily injury limits to the 250/500 level
• Drivers under the age of 20 are expensive to insure, with premiums being up to $436 per month if full coverage is purchased
• Higher risk drivers who tend to receive serious violations may pay on average $1,510 more each year to insure a Cadillac Escalade
• Increasing policy deductibles can save approximately $350 each year