Chevrolet Camaro Insurance Rates

U.S. average insurance rates for a Chevrolet Camaro are $1,434 a year for full coverage insurance. Comprehensive insurance costs approximately $308, collision insurance costs $552, and liability coverage costs $416. A policy with just liability insurance costs as little as $474 a year, and coverage for high-risk drivers costs $3,106 or more. Teenage drivers pay the highest rates at up to $5,342 a year.

Average premium for full coverage: $1,434

Price estimates by individual coverage:

Full coverage includes $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all Camaro models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how where you live affects auto insurance prices.

The ranges above illustrate why everyone should compare rates using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Chevrolet Camaro insurance rates for additional coverage and risk scenarios.

• The best discount rate is $823
• Drivers who choose higher $1,000 deductibles will pay $194 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,434
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $380 each year
• High-risk insureds who are prone to accidents and violations could pay around $3,106
• The price for full coverage for a teenage driver for full coverage can cost $5,342 a year

View Chart as Image

Insurance prices for a Chevrolet Camaro are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $940 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,940 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $580 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,700 to $2,300 extra each year, depending on your age. Chevrolet Camaro insurance for high-risk drivers can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Chevrolet Camaro Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also maintaining good credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a summary of the information touched on in the above illustrations.

• It is possible to save around $170 per year just by quoting online well ahead of the renewal date
• Teenage drivers are expensive to insure, as much as $445 a month for full coverage
• Increasing physical damage deductibles can save around $575 each year
• Drivers who have multiple accidents or major violations may pay on average $1,670 more per year for auto insurance
• Consumers who purchase higher levels of liability will pay an extra $460 annually to go from a low limit to 250/500 limits