Chevrolet Camaro Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 23, 2024
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U.S. average insurance rates for a Chevrolet Camaro are $1,442 a year including full coverage. Comprehensive insurance costs approximately $320 each year, collision costs $566, and liability is $398. Liability-only insurance costs around $460 a year, with high-risk driver insurance costing $3,116 or more. Teen drivers pay the highest rates at $5,330 a year or more.
Average premium for full coverage: $1,442
Price estimates by individual coverage:
Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Camaro models.
Price Range from Low to High
For the normal driver, Chevrolet Camaro insurance prices go from the low end price of $460 for minimum levels of liability insurance to a high rate of $3,116 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city can have significant affects on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than larger metro areas.
The graphic below illustrates how geographic area affects auto insurance prices.
The ranges above highlight why all drivers should compare rates quotes using their specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Chevrolet Camaro insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $827
- Raising to $1,000 deductibles will save $202 every year
- The estimated price for the average middle-age driver who chooses $500 deductibles is $1,442
- Choosing low deductibles will cost an additional $390 every year
- At-risk drivers with multiple violations and an at-fault accident could pay around $3,116 or more
- The price that insures a teen driver can cost $5,330
Car insurance prices for a Chevrolet Camaro are also quite variable based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than average. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,300 a year. View Rates by Age
The state you live in also has a big influence on Chevrolet Camaro insurance prices. A middle-age driver might find prices as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,060 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,304 | -$138 | -9.6% |
| Alaska | $1,106 | -$336 | -23.3% |
| Arizona | $1,196 | -$246 | -17.1% |
| Arkansas | $1,442 | -$0 | 0.0% |
| California | $1,644 | $202 | 14.0% |
| Colorado | $1,376 | -$66 | -4.6% |
| Connecticut | $1,484 | $42 | 2.9% |
| Delaware | $1,632 | $190 | 13.2% |
| Florida | $1,804 | $362 | 25.1% |
| Georgia | $1,332 | -$110 | -7.6% |
| Hawaii | $1,036 | -$406 | -28.2% |
| Idaho | $976 | -$466 | -32.3% |
| Illinois | $1,076 | -$366 | -25.4% |
| Indiana | $1,086 | -$356 | -24.7% |
| Iowa | $974 | -$468 | -32.5% |
| Kansas | $1,372 | -$70 | -4.9% |
| Kentucky | $1,968 | $526 | 36.5% |
| Louisiana | $2,134 | $692 | 48.0% |
| Maine | $890 | -$552 | -38.3% |
| Maryland | $1,190 | -$252 | -17.5% |
| Massachusetts | $1,154 | -$288 | -20.0% |
| Michigan | $2,506 | $1,064 | 73.8% |
| Minnesota | $1,208 | -$234 | -16.2% |
| Mississippi | $1,728 | $286 | 19.8% |
| Missouri | $1,280 | -$162 | -11.2% |
| Montana | $1,550 | $108 | 7.5% |
| Nebraska | $1,138 | -$304 | -21.1% |
| Nevada | $1,730 | $288 | 20.0% |
| New Hampshire | $1,040 | -$402 | -27.9% |
| New Jersey | $1,612 | $170 | 11.8% |
| New Mexico | $1,278 | -$164 | -11.4% |
| New York | $1,520 | $78 | 5.4% |
| North Carolina | $832 | -$610 | -42.3% |
| North Dakota | $1,182 | -$260 | -18.0% |
| Ohio | $996 | -$446 | -30.9% |
| Oklahoma | $1,484 | $42 | 2.9% |
| Oregon | $1,320 | -$122 | -8.5% |
| Pennsylvania | $1,376 | -$66 | -4.6% |
| Rhode Island | $1,926 | $484 | 33.6% |
| South Carolina | $1,308 | -$134 | -9.3% |
| South Dakota | $1,218 | -$224 | -15.5% |
| Tennessee | $1,264 | -$178 | -12.3% |
| Texas | $1,738 | $296 | 20.5% |
| Utah | $1,068 | -$374 | -25.9% |
| Vermont | $988 | -$454 | -31.5% |
| Virginia | $864 | -$578 | -40.1% |
| Washington | $1,116 | -$326 | -22.6% |
| West Virginia | $1,322 | -$120 | -8.3% |
| Wisconsin | $998 | -$444 | -30.8% |
| Wyoming | $1,284 | -$158 | -11.0% |
Choosing high deductibles can reduce prices by up to $600 every year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison and see which company has the best price. Every auto insurance company uses a different rate calculation, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,398 | $117 |
| Chevrolet Camaro LT | $1,398 | $117 |
| Chevrolet Camaro SS | $1,526 | $127 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $332 | $570 | $390 | $1,450 |
| 2023 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2022 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2021 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2020 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2019 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2018 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2017 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2016 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2015 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2014 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2013 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2012 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2011 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
| 2010 Chevrolet Camaro | $174 | $226 | $474 | $1,032 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chevrolet Camaro Insurance
Getting lower rates on car insurance consists of avoiding accidents and claims, having a positive credit history, being claim-free, and avoiding coverage lapses. Shop around every year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.
The points below are a brief review of the coverage data presented in the illustrations above.
- You may be able to save around $180 per year simply by quoting online in advance
- Increasing physical damage deductibles can save approximately $600 each year
- Drivers under the age of 20 pay the highest auto insurance prices, possibly costing $444 a month if full coverage is purchased
- Higher risk drivers with DUI or reckless driving convictions will likely pay on average $1,670 more per year to insure a Chevrolet Camaro
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,330 |
| 20 | $3,324 |
| 30 | $1,508 |
| 40 | $1,442 |
| 50 | $1,318 |
| 60 | $1,292 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,832 |
| $250 | $1,650 |
| $500 | $1,442 |
| $1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,442 |
| 50/100 | $1,606 |
| 100/300 | $1,705 |
| 250/500 | $1,964 |
| 100 CSL | $1,645 |
| 300 CSL | $1,864 |
| 500 CSL | $2,024 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,610 |
| 20 | $5,284 |
| 30 | $3,190 |
| 40 | $3,116 |
| 50 | $2,974 |
| 60 | $2,948 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $72 |
| Online Quote | $103 |
| Total Discounts | $615 |
Discounts are estimated and may not be available from every company or in every state.
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