Chevrolet Camaro Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 23, 2024
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U.S. average insurance prices for a Chevrolet Camaro are $1,434 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $308, collision insurance costs $552, and liability coverage is $416. Buying just liability costs around $474 a year, and insurance for high-risk drivers costs $3,106 or more. Teen drivers pay the highest rates at up to $5,342 a year.
Average premium for full coverage: $1,434
Price estimates broken down by individual coverage:
Price estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different Camaro trim levels.
Price Range from Low to High
For a 40-year-old driver, Chevrolet Camaro insurance prices range from the cheapest price of $474 for a discount liability-only rate to a much higher rate of $3,106 for a high-risk insurance policy.
Geographic Price Range
Choosing to live in a large city has a large influence on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas. The price range example below illustrates how your location can change insurance prices.
The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Chevrolet Camaro insurance rates for other coverage scenarios.
- The lowest rate with discounts is $823
- Raising to $1,000 deductibles will save approximately $194 each year
- The average price for the average middle-age driver who has $500 deductibles is $1,434
- Choosing more expensive low deductibles costs an extra $380 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $3,106
- The price to insure a teenage driver with full coverage can cost as much as $5,342
Insurance prices for a Chevrolet Camaro are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.
Choosing high deductibles can reduce prices by up to $580 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $5,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying $1,700 to $2,300 additional each year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 132% more than average. View High Risk Driver Rates
The state you live in also has a big influence on Chevrolet Camaro insurance rates. A middle-age driver might find prices as low as $940 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,940 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,298 | -$136 | -9.5% |
| Alaska | $1,102 | -$332 | -23.2% |
| Arizona | $1,192 | -$242 | -16.9% |
| Arkansas | $1,434 | -$0 | 0.0% |
| California | $1,636 | $202 | 14.1% |
| Colorado | $1,372 | -$62 | -4.3% |
| Connecticut | $1,476 | $42 | 2.9% |
| Delaware | $1,624 | $190 | 13.2% |
| Florida | $1,796 | $362 | 25.2% |
| Georgia | $1,324 | -$110 | -7.7% |
| Hawaii | $1,030 | -$404 | -28.2% |
| Idaho | $970 | -$464 | -32.4% |
| Illinois | $1,070 | -$364 | -25.4% |
| Indiana | $1,080 | -$354 | -24.7% |
| Iowa | $970 | -$464 | -32.4% |
| Kansas | $1,364 | -$70 | -4.9% |
| Kentucky | $1,958 | $524 | 36.5% |
| Louisiana | $2,124 | $690 | 48.1% |
| Maine | $884 | -$550 | -38.4% |
| Maryland | $1,184 | -$250 | -17.4% |
| Massachusetts | $1,148 | -$286 | -19.9% |
| Michigan | $2,494 | $1,060 | 73.9% |
| Minnesota | $1,200 | -$234 | -16.3% |
| Mississippi | $1,720 | $286 | 19.9% |
| Missouri | $1,274 | -$160 | -11.2% |
| Montana | $1,544 | $110 | 7.7% |
| Nebraska | $1,132 | -$302 | -21.1% |
| Nevada | $1,720 | $286 | 19.9% |
| New Hampshire | $1,034 | -$400 | -27.9% |
| New Jersey | $1,604 | $170 | 11.9% |
| New Mexico | $1,272 | -$162 | -11.3% |
| New York | $1,512 | $78 | 5.4% |
| North Carolina | $828 | -$606 | -42.3% |
| North Dakota | $1,174 | -$260 | -18.1% |
| Ohio | $992 | -$442 | -30.8% |
| Oklahoma | $1,472 | $38 | 2.6% |
| Oregon | $1,314 | -$120 | -8.4% |
| Pennsylvania | $1,368 | -$66 | -4.6% |
| Rhode Island | $1,914 | $480 | 33.5% |
| South Carolina | $1,300 | -$134 | -9.3% |
| South Dakota | $1,212 | -$222 | -15.5% |
| Tennessee | $1,258 | -$176 | -12.3% |
| Texas | $1,732 | $298 | 20.8% |
| Utah | $1,062 | -$372 | -25.9% |
| Vermont | $982 | -$452 | -31.5% |
| Virginia | $860 | -$574 | -40.0% |
| Washington | $1,110 | -$324 | -22.6% |
| West Virginia | $1,314 | -$120 | -8.4% |
| Wisconsin | $994 | -$440 | -30.7% |
| Wyoming | $1,278 | -$156 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,394 | $116 |
| Chevrolet Camaro LT | $1,394 | $116 |
| Chevrolet Camaro SS | $1,516 | $126 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2023 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2022 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2021 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2020 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2019 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2018 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2017 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2016 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2015 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2014 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2013 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2012 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
| 2011 Chevrolet Camaro | $174 | $226 | $474 | $1,032 |
| 2010 Chevrolet Camaro | $168 | $202 | $468 | $996 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Chevrolet Camaro Insurance
Getting lower rates on auto insurance consists of being a low-risk driver, having above-average credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The items below are a condensed summary of the car insurance concepts illustrated above.
- Drivers with multiple at-fault accidents could be forced to pay on average $1,670 more annually to insure their Camaro
- It is possible to save approximately $170 per year just by shopping early and online
- Increasing physical damage deductibles could save as much as $575 each year
- Consumers who want more liability coverage will pay about $460 annually to raise from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,342 |
| 20 | $3,310 |
| 30 | $1,496 |
| 40 | $1,434 |
| 50 | $1,310 |
| 60 | $1,284 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,814 |
| $250 | $1,640 |
| $500 | $1,434 |
| $1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,434 |
| 50/100 | $1,599 |
| 100/300 | $1,703 |
| 250/500 | $1,974 |
| 100 CSL | $1,641 |
| 300 CSL | $1,870 |
| 500 CSL | $2,036 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,624 |
| 20 | $5,270 |
| 30 | $3,176 |
| 40 | $3,106 |
| 50 | $2,964 |
| 60 | $2,936 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $106 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $66 |
| Advance Quote | $71 |
| Online Quote | $102 |
| Total Discounts | $611 |
Discounts are estimated and may not be available from every company or in every state.
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