Chevrolet Camaro Insurance Rates

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UPDATED: Apr 23, 2024

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Chevrolet Camaro insurance

Estimated insurance prices for a Chevrolet Camaro are $1,434 every 12 months for full coverage insurance. Comprehensive insurance costs around $308 a year, collision insurance costs $552, and liability coverage costs $416. A policy with only liability insurance costs as little as $474 a year, and a high-risk policy costs $3,106 or more. Teenage drivers pay the most at up to $5,342 a year.

Average premium for full coverage: $1,434

Premium estimates for type of coverage:

Comprehensive $308
Collision $552
Liability $416

Rate estimates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Camaro trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Chevrolet Camaro range from the cheapest price of $474 for the bare minimum liability coverage to a high of $3,106 for a driver required to buy high-risk insurance.

Liability Only $474
Full Coverage $1,434
High Risk $3,106

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

Rural Areas $1,076
Small Cities $1,506
Large Cities $1,936

These rate differences illustrate why it is important to compare rates for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates average Chevrolet Camaro insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $823
  • Drivers who choose higher $1,000 deductibles will pay about $1,240 each year
  • The average price for a 40-year-old good driver using $500 deductibles is $1,434
  • Using low $100 deductibles for comprehensive and collision insurance costs an extra $380 each year
  • High-risk insureds who are prone to accidents and violations could pay at least $3,106
  • An auto insurance policy to insure a teenage driver can be $5,342 a year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing Chevrolet Camaro insurance prices range from $823 to $5,342 for full coverage

Car insurance prices for a Chevrolet Camaro also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles could save up to $580 a year, while buying higher liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $940 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,940 on average in Michigan, New York, and Florida.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,298 -$136 -9.5%
Alaska $1,102 -$332 -23.2%
Arizona $1,192 -$242 -16.9%
Arkansas $1,434 -$0 0.0%
California $1,636 $202 14.1%
Colorado $1,372 -$62 -4.3%
Connecticut $1,476 $42 2.9%
Delaware $1,624 $190 13.2%
Florida $1,796 $362 25.2%
Georgia $1,324 -$110 -7.7%
Hawaii $1,030 -$404 -28.2%
Idaho $970 -$464 -32.4%
Illinois $1,070 -$364 -25.4%
Indiana $1,080 -$354 -24.7%
Iowa $970 -$464 -32.4%
Kansas $1,364 -$70 -4.9%
Kentucky $1,958 $524 36.5%
Louisiana $2,124 $690 48.1%
Maine $884 -$550 -38.4%
Maryland $1,184 -$250 -17.4%
Massachusetts $1,148 -$286 -19.9%
Michigan $2,494 $1,060 73.9%
Minnesota $1,200 -$234 -16.3%
Mississippi $1,720 $286 19.9%
Missouri $1,274 -$160 -11.2%
Montana $1,544 $110 7.7%
Nebraska $1,132 -$302 -21.1%
Nevada $1,720 $286 19.9%
New Hampshire $1,034 -$400 -27.9%
New Jersey $1,604 $170 11.9%
New Mexico $1,272 -$162 -11.3%
New York $1,512 $78 5.4%
North Carolina $828 -$606 -42.3%
North Dakota $1,174 -$260 -18.1%
Ohio $992 -$442 -30.8%
Oklahoma $1,472 $38 2.6%
Oregon $1,314 -$120 -8.4%
Pennsylvania $1,368 -$66 -4.6%
Rhode Island $1,914 $480 33.5%
South Carolina $1,300 -$134 -9.3%
South Dakota $1,212 -$222 -15.5%
Tennessee $1,258 -$176 -12.3%
Texas $1,732 $298 20.8%
Utah $1,062 -$372 -25.9%
Vermont $982 -$452 -31.5%
Virginia $860 -$574 -40.0%
Washington $1,110 -$324 -22.6%
West Virginia $1,314 -$120 -8.4%
Wisconsin $994 -$440 -30.7%
Wyoming $1,278 -$156 -10.9%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,394 $116
Chevrolet Camaro LT $1,394 $116
Chevrolet Camaro SS $1,516 $126

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Camaro $320 $566 $398 $1,442
2023 Chevrolet Camaro $308 $552 $416 $1,434
2022 Chevrolet Camaro $298 $530 $430 $1,416
2021 Chevrolet Camaro $282 $512 $442 $1,394
2020 Chevrolet Camaro $270 $474 $452 $1,354
2019 Chevrolet Camaro $260 $446 $456 $1,320
2018 Chevrolet Camaro $248 $400 $460 $1,266
2017 Chevrolet Camaro $232 $368 $460 $1,218
2016 Chevrolet Camaro $224 $346 $464 $1,192
2015 Chevrolet Camaro $220 $322 $474 $1,174
2014 Chevrolet Camaro $202 $300 $474 $1,134
2013 Chevrolet Camaro $198 $272 $478 $1,106
2012 Chevrolet Camaro $184 $248 $474 $1,064
2011 Chevrolet Camaro $174 $226 $474 $1,032
2010 Chevrolet Camaro $168 $202 $468 $996

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Chevrolet Camaro Insurance

Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Make time to compare rates at every policy renewal by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following is a brief recap of the data touched on in this article.

  • Consumers who may need higher liability limits will pay an extra $460 annually to go from 30/60 bodily injury limits to a 250/500 level
  • It is possible to save up to $170 per year just by quoting early and online
  • Increasing policy deductibles could save as much as $575 each year
  • Teens are the costliest to insure, with premiums being up to $445 per month if the policy includes full coverage

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,342
20 $3,310
30 $1,496
40 $1,434
50 $1,310
60 $1,284

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,814
$250 $1,640
$500 $1,434
$1,000 $1,240

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,434
50/100 $1,599
100/300 $1,703
250/500 $1,974
100 CSL $1,641
300 CSL $1,870
500 CSL $2,036

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,624
20 $5,270
30 $3,176
40 $3,106
50 $2,964
60 $2,936

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $106
5-yr Claim Free $93
Paid in Full/EFT $66
Advance Quote $71
Online Quote $102
Total Discounts $611
Rate after discounts $823

Discounts are estimated and may not be available from every company or in every state.

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