Chevrolet Camaro Insurance Rates

The average insurance rates for a Chevrolet Camaro are $1,442 a year for full coverage. Comprehensive costs approximately $320 each year, collision insurance costs $566, and liability is $398. Buying just liability costs around $460 a year, and insurance for high-risk drivers costs around $3,116. Teens cost the most to insure at up to $5,330 a year.

Average premium for full coverage: $1,442

Policy rates by type of insurance:

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and Camaro models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on auto insurance prices.

The examples above show why all drivers should compare rates quotes using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Chevrolet Camaro insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $827
• Raising to $1,000 deductibles will save $202 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,442
• Selecting low deductibles bumps up the cost to $1,832
• At-risk drivers with serious driving violations could pay around $3,116
• Policy cost that insures a teen driver can cost $5,330

View Chart as Image

Insurance rates for a Chevrolet Camaro also range considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,300 a year. View Rates by Age

Your home state also has a big influence on Chevrolet Camaro insurance prices. A middle-age driver might find rates as low as $950 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,060 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $600 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Chevrolet Camaro Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates every other policy renewal by getting quotes from direct carriers, and also from insurance agencies where you live.

The points below are a recap of the ideas that were touched on in this article.

• Drivers under the age of 20 are expensive to insure, costing up to $444 each month if full coverage is included
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,670 more per year to insure a Chevrolet Camaro
• Increasing comprehensive and collision deductibles can save approximately $600 each year
• Drivers can save around $180 per year just by quoting online in advance