Chevrolet Camaro Insurance Rates

The average auto insurance rates for a Chevrolet Camaro are $1,442 annually including full coverage. Comprehensive insurance costs around $320 a year, collision costs $566, and liability coverage costs $398. Liability-only coverage costs as little as $460 a year, with high-risk coverage costing $3,116 or more. 16-year-old drivers cost the most to insure at $5,330 a year or more.

Average premium for full coverage: $1,442

Policy rates for type of insurance:

Rate estimates include $500 deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Camaro trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than congested cities.

The diagram below illustrates how location helps determine auto insurance rates.

The examples above highlight why it is important to compare rates for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Chevrolet Camaro insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $827
• Drivers who choose higher $1,000 deductibles will pay about $1,240 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,442
• Buying low $100 deductibles for comprehensive and collision insurance costs an additional $390 each year
• High-risk insureds with multiple tickets or accidents could pay at least $3,116 or more
• Policy cost with full coverage for a teenage driver can be $5,330 a year

View Chart as Image

Insurance rates for a Chevrolet Camaro also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $600 a year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $1,110 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,060 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to get quotes and see how they stack up. Every company utilizes a different rate formula, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Chevrolet Camaro Insurance

Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest time comparing rates every year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a brief recap of the coverage data covered in the charts and tables above.

• You may be able to save up to $180 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $600 each year
• Teens are charged the highest rates, with premiums being up to $444 each month if they have full coverage
• Drivers who tend to receive serious violations may pay on average $1,670 more every year for Camaro insurance