Chevrolet Camaro Insurance Rates

The average insurance rates for a Chevrolet Camaro are $1,434 a year including full coverage. Comprehensive insurance costs an estimated $308, collision insurance costs $552, and liability coverage costs $416. Buying just liability costs as little as $474 a year, and insurance for high-risk drivers costs $3,106 or more. Teens cost the most to insure at up to $5,342 a year.

Average premium for full coverage: $1,434

Policy rates broken down by type of insurance:

These estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all Camaro models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how where you live affects insurance prices.

The examples above highlight why everyone should compare rates for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Chevrolet Camaro insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $823
• Drivers who choose higher $1,000 deductibles will pay approximately $194 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,434
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an additional $380 each year
• High-risk insureds with serious driving violations could pay up to $3,106
• Policy cost that insures a teenage driver for full coverage can cost as much as $5,342 a year

View Chart as Image

Insurance rates for a Chevrolet Camaro also range considerably based on the model of your Camaro, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,700 to $2,300 extra every year, depending on your age. Chevrolet Camaro insurance for high-risk drivers can cost around 43% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $5,300 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $1,100 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,050 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $580 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet Camaro Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare rates at least once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a brief summary of the primary concepts that were touched on in the above illustrations.

• You may be able to save approximately $170 per year just by quoting online well ahead of the renewal date
• Drivers that tend to have accidents or serious violations could be charged and average of $1,670 more annually to buy Chevrolet Camaro insurance
• Increasing comprehensive and collision deductibles can save approximately $575 each year
• Drivers age 20 and younger are charged the highest rates, with premiums being up to $445 each month if full coverage is included