Chevrolet Camaro Insurance Rates

Estimated insurance rates for a Chevrolet Camaro are $1,434 a year with full coverage. Comprehensive insurance costs on average $308 a year, collision insurance costs $552, and liability coverage costs around $416. Liability-only coverage costs as low as $474 a year, and high-risk coverage costs $3,106 or more. 16-year-old drivers pay the most at up to $5,342 a year.

Average premium for full coverage: $1,434

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Camaro trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than congested cities. The diagram below illustrates how location impacts car insurance rates.

These rate differences demonstrate why it is important to compare prices based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Chevrolet Camaro insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $823
• Using higher $1,000 deductibles will save around $1,240 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,434
• Buying low $100 deductibles for physical damage coverage will cost an additional $380 each year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,106
• An auto insurance policy that insures a teenage driver may cost $5,342 or more

View Chart as Image

Insurance prices for a Chevrolet Camaro also have a wide range based on the trim level of your Camaro, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can be around 43% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Camaro insurance rates. A driver around age 40 might see prices as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or at least $1,940 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $580 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chevrolet Camaro Insurance

Finding better rates on auto insurance requires being safe and accident-free, having above-average credit, being claim-free, and determing if full coverage is necessary. Comparison shop every time your policy renews by getting price quotes from direct companies, and also from several local insurance agents.

Below you'll find a brief review of the information touched on above.

• You may be able to save as much as $170 per year just by quoting early and online
• Youthful drivers pay the highest prices, possibly costing $445 per month if full coverage is included
• Increasing policy deductibles can save approximately $575 each year
• Drivers with DUI or reckless driving convictions pay on average $1,670 more each year than a low-risk driver
• Consumers who require more liability protection will pay around $460 every year to increase from 30/60 bodily injury limits to the 250/500 level