Chevrolet Camaro Insurance Rates

The average auto insurance rates for a Chevrolet Camaro are $1,434 annually for full coverage. Comprehensive insurance costs around $308, collision insurance costs $552, and liability costs $416. A liability-only policy costs as little as $474 a year, and high-risk insurance costs $3,106 or more. Teenage drivers cost the most to insure at up to $5,342 a year.

Average premium for full coverage: $1,434

Policy rates for type of insurance:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different Camaro trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than densely populated cities. The price range example below illustrates how location impacts auto insurance rates.

The examples above show why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Chevrolet Camaro insurance rates for additional coverage choices and driver risks.

• The best discount rate is $823
• Drivers who choose higher $1,000 deductibles will pay about $194 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,434
• Using more expensive low deductibles for comprehensive and collision insurance costs an additional $380 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,106
• Policy cost with full coverage for a teen driver with full coverage can be $5,342 a year

View Chart as Image

Car insurance rates for a Chevrolet Camaro also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance can cost as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $580 every year, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Camaro insurance prices. A 40-year-old driver could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,050 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Chevrolet Camaro Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Spend time shopping around every time your policy renews by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a review of the information touched on above.

• Drivers can save up to $170 per year just by shopping early and online
• Youthful drivers are the costliest to insure, costing up to $445 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save up to $575 each year
• Higher risk drivers who have several accidents or serious violations pay an average of $1,670 more every year than a low-risk driver
• Policyholders who may need more liability protection will pay an extra $460 each year to go from a 30/60 limit to higher 250/500 limits