Chevrolet Camaro Insurance Rates

U.S. average insurance prices for a Chevrolet Camaro are $1,434 every 12 months for full coverage insurance. Comprehensive insurance costs on average $308 a year, collision insurance costs $552, and liability insurance costs $416. A policy with just liability insurance costs as little as $474 a year, and coverage for high-risk drivers costs $3,106 or more. Teenage drivers pay the highest rates at up to $5,342 a year.

Average premium for full coverage: $1,434

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Camaro trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on insurance rates. Rural areas have more infrequent physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on car insurance rates.

The ranges above illustrate why it is important to compare rates based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Chevrolet Camaro insurance rates for different risk profiles and scenarios.

• The best discount rate is $823
• Drivers who choose higher $1,000 deductibles will pay around $1,240 each year
• The average price for the average middle-age driver with $500 deductibles is $1,434
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $380 a year
• High risk drivers who are prone to accidents and violations could pay upwards of $3,106
• The price to insure a teen driver may cost $5,342 a year

View Chart as Image

Insurance prices for a Chevrolet Camaro are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Camaro.

Using high physical damage deductibles could save up to $580 each year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $375 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $940 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,940 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Chevrolet Camaro Insurance

Getting lower rates on Chevrolet Camaro insurance not only requires having a decent driving record, but also having good credit, not filing small claims, and determing if full coverage is necessary. Take the time to compare rates at every other renewal by getting price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief review of the concepts that were covered in the above illustrations.

• High-risk drivers with DUI or reckless driving convictions pay on average $1,670 more each year than a driver with a clean driving record
• 16 to 18-year-old drivers pay the highest prices, as much as $445 a month if they have full coverage
• It is possible to save as much as $170 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $575 each year
• It is possible to save as much as $170 per year just by quoting early and online