Chevrolet Camaro Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 23, 2024
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U.S. average insurance rates for a Chevrolet Camaro are $1,442 a year with full coverage. Comprehensive costs approximately $320, collision insurance costs $566, and liability costs around $398. Liability-only insurance costs as low as $460 a year, and high-risk driver insurance costs around $3,116. Teens pay the highest rates at up to $5,330 a year.
Average premium for full coverage: $1,442
Price estimates by individual coverage:
Rate estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Camaro trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Chevrolet Camaro insurance prices range from as low as $460 for liability-only coverage to a much higher rate of $3,116 for a driver who has had serious violations or accidents.
Geographic Price Range
Where you live can make a big difference on the price of insurance. Rural locations have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates how where you live affects auto insurance prices.
The ranges above demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Chevrolet Camaro insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $827
- Using higher $1,000 deductibles will save $202 annually
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,442
- Selecting more expensive low deductibles for physical damage coverage will increase the cost to $1,832
- High-risk insureds with serious driving violations could pay around $3,116
- The price for full coverage for a 16-year-old driver with full coverage can cost $5,330 or more
Car insurance prices for a Chevrolet Camaro are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.
An older driver with no driving violations and high deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged in the ballpark of $5,300 a year. View Rates by Age
The state you live in has a huge impact on Chevrolet Camaro insurance prices. A driver around age 40 might see prices as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,950 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,304 | -$138 | -9.6% |
| Alaska | $1,106 | -$336 | -23.3% |
| Arizona | $1,196 | -$246 | -17.1% |
| Arkansas | $1,442 | -$0 | 0.0% |
| California | $1,644 | $202 | 14.0% |
| Colorado | $1,376 | -$66 | -4.6% |
| Connecticut | $1,484 | $42 | 2.9% |
| Delaware | $1,632 | $190 | 13.2% |
| Florida | $1,804 | $362 | 25.1% |
| Georgia | $1,332 | -$110 | -7.6% |
| Hawaii | $1,036 | -$406 | -28.2% |
| Idaho | $976 | -$466 | -32.3% |
| Illinois | $1,076 | -$366 | -25.4% |
| Indiana | $1,086 | -$356 | -24.7% |
| Iowa | $974 | -$468 | -32.5% |
| Kansas | $1,372 | -$70 | -4.9% |
| Kentucky | $1,968 | $526 | 36.5% |
| Louisiana | $2,134 | $692 | 48.0% |
| Maine | $890 | -$552 | -38.3% |
| Maryland | $1,190 | -$252 | -17.5% |
| Massachusetts | $1,154 | -$288 | -20.0% |
| Michigan | $2,506 | $1,064 | 73.8% |
| Minnesota | $1,208 | -$234 | -16.2% |
| Mississippi | $1,728 | $286 | 19.8% |
| Missouri | $1,280 | -$162 | -11.2% |
| Montana | $1,550 | $108 | 7.5% |
| Nebraska | $1,138 | -$304 | -21.1% |
| Nevada | $1,730 | $288 | 20.0% |
| New Hampshire | $1,040 | -$402 | -27.9% |
| New Jersey | $1,612 | $170 | 11.8% |
| New Mexico | $1,278 | -$164 | -11.4% |
| New York | $1,520 | $78 | 5.4% |
| North Carolina | $832 | -$610 | -42.3% |
| North Dakota | $1,182 | -$260 | -18.0% |
| Ohio | $996 | -$446 | -30.9% |
| Oklahoma | $1,484 | $42 | 2.9% |
| Oregon | $1,320 | -$122 | -8.5% |
| Pennsylvania | $1,376 | -$66 | -4.6% |
| Rhode Island | $1,926 | $484 | 33.6% |
| South Carolina | $1,308 | -$134 | -9.3% |
| South Dakota | $1,218 | -$224 | -15.5% |
| Tennessee | $1,264 | -$178 | -12.3% |
| Texas | $1,738 | $296 | 20.5% |
| Utah | $1,068 | -$374 | -25.9% |
| Vermont | $988 | -$454 | -31.5% |
| Virginia | $864 | -$578 | -40.1% |
| Washington | $1,116 | -$326 | -22.6% |
| West Virginia | $1,322 | -$120 | -8.3% |
| Wisconsin | $998 | -$444 | -30.8% |
| Wyoming | $1,284 | -$158 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $600 annually, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,300 extra each year, depending on your age. High-risk driver insurance can be from 43% to 132% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,398 | $117 |
| Chevrolet Camaro LT | $1,398 | $117 |
| Chevrolet Camaro SS | $1,526 | $127 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $332 | $570 | $390 | $1,450 |
| 2023 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2022 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2021 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2020 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2019 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2018 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2017 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2016 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2015 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2014 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2013 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2012 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2011 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
| 2010 Chevrolet Camaro | $174 | $226 | $474 | $1,032 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Chevrolet Camaro Insurance
Getting lower rates on insurance for a Chevrolet Camaro requires not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Take the time to comparison shop every other policy renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.
The following is a brief recap of the ideas that were touched on in the above illustrations.
- Teens pay the highest auto insurance prices, costing up to $444 a month if full coverage is included
- Drivers considered higher risk who tend to receive serious violations pay on average $1,670 more per year for Camaro insurance
- Increasing physical damage deductibles can save around $600 each year
- You may be able to save around $180 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,330 |
| 20 | $3,324 |
| 30 | $1,508 |
| 40 | $1,442 |
| 50 | $1,318 |
| 60 | $1,292 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,832 |
| $250 | $1,650 |
| $500 | $1,442 |
| $1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,442 |
| 50/100 | $1,606 |
| 100/300 | $1,705 |
| 250/500 | $1,964 |
| 100 CSL | $1,645 |
| 300 CSL | $1,864 |
| 500 CSL | $2,024 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,610 |
| 20 | $5,284 |
| 30 | $3,190 |
| 40 | $3,116 |
| 50 | $2,974 |
| 60 | $2,948 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $72 |
| Online Quote | $103 |
| Total Discounts | $615 |
Discounts are estimated and may not be available from every company or in every state.
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