Chevrolet Camaro Insurance Rates

The average insurance rates for a Chevrolet Camaro are $1,434 a year including full coverage. Comprehensive insurance costs an estimated $308, collision insurance costs $552, and liability costs around $416. Liability-only insurance costs as low as $474 a year, and high-risk driver insurance costs $3,106 or more. Teens cost the most to insure at up to $5,342 a year.

Average premium for full coverage: $1,434

Policy rates broken down by type of insurance:

Rate estimates include $500 deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Camaro trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects insurance prices.

The examples above highlight why anyone shopping for car insurance should compare prices for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Chevrolet Camaro insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $823
• Using higher $1,000 deductibles will save approximately $194 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,434
• Selecting more expensive low deductibles for physical damage coverage will cost an extra $380 every year
• Drivers with serious driving violations could pay up to $3,106
• Policy cost for full coverage for a teen driver with full coverage can cost as much as $5,342 or more

View Chart as Image

Auto insurance rates for a Chevrolet Camaro also range considerably based on your risk profile, the model of your Camaro, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $5,300 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Camaro insurance prices. A driver around age 40 might see rates as low as $1,100 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,050 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $580 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,700 to $2,300 in extra premium every year, depending on your age. High-risk driver insurance can be as much as 43% to 132% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chevrolet Camaro Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest the time to compare rates every time your policy renews by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a brief recap of the information presented in the illustrations above.

• You may be able to save approximately $170 per year just by shopping early and online
• Teens are the costliest to insure, with premiums being up to $445 each month if they have full coverage
• Increasing comprehensive and collision deductibles can save around $575 each year
• Higher risk drivers who tend to receive serious violations may pay on average $1,670 more annually for Camaro insurance
• Policyholders who want higher liability limits will pay approximately $460 per year to increase from a 30/60 limit to 250/500 limits