Chevrolet Camaro Insurance Rates

The average insurance rates for a Chevrolet Camaro are $1,434 a year with full coverage. Comprehensive costs approximately $308 a year, collision insurance costs $552, and liability insurance is estimated at $416. Buying just liability costs approximately $474 a year, and insurance for high-risk drivers costs around $3,106. Teen drivers cost the most to insure at up to $5,342 a year.

Average premium for full coverage: $1,434

Policy rates by type of insurance:

Price estimates include $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Camaro trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Rural locations are shown to have lower incidents of collision claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why it is important to get quotes using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Chevrolet Camaro insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $823
• Choosing higher $1,000 deductibles can save $1,240 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,434
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,814
• High-risk insureds with multiple violations and an at-fault accident could pay around $3,106
• Policy cost that insures a teen driver can cost $5,342 each year

View Chart as Image

Insurance rates for a Chevrolet Camaro also range considerably based on the trim level of your Camaro, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 132% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Camaro insurance rates. A good driver about age 40 could pay as low as $1,030 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,940 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $580 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Chevrolet Camaro Insurance

Finding cheaper rates on Chevrolet Camaro insurance takes not taking risks behind the wheel, having above-average credit, not filing small claims, and possibly raising deductibles. Shop around every year by requesting rates from direct companies, and also from local insurance agencies.

The following is a condensed summary of the coverage data covered in the charts and tables above.

• You may be able to save around $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $575 each year
• Teens are expensive to insure, as much as $445 each month if full coverage is included
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,670 more per year for Camaro insurance