Chevrolet Camaro Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
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Estimated insurance prices for a Chevrolet Camaro are $1,434 every 12 months for full coverage. Comprehensive costs an estimated $308 a year, collision insurance costs $552, and liability costs around $416. A liability-only policy costs as low as $474 a year, and high-risk insurance costs around $3,106. Teen drivers pay the most at up to $5,342 a year.
Average premium for full coverage: $1,434
Premium estimates broken down by type of coverage:
Includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Camaro trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Chevrolet Camaro range from the cheapest price of $474 for your basic liability-only policy to a high of $3,106 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Where you live can make a big difference on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on insurance prices.
These rate differences show why it is important to compare prices for a targeted area and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average Chevrolet Camaro insurance rates for other coverage scenarios.
- The lowest rate with discounts is $823
- Using higher $1,000 deductibles will save approximately $1,240 a year
- The average price for a 40-year-old good driver who has $500 deductibles is $1,434
- Choosing low $100 deductibles for physical damage coverage increases the price to $1,814
- High-risk insureds with multiple violations and an at-fault accident could pay up to $3,106
- An auto insurance policy to insure a 16-year-old driver can cost as much as $5,342 or more
Auto insurance prices for a Chevrolet Camaro also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.
Choosing high deductibles could cut prices by as much as $580 annually, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $5,300 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy can be from 43% to 132% more than average. View High Risk Driver Rates
Where you choose to live has a huge impact on Chevrolet Camaro insurance prices. A driver around age 40 might see prices as low as $950 a year in states like Iowa, Maine, and Idaho, or as much as $2,050 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,298 | -$136 | -9.5% |
| Alaska | $1,102 | -$332 | -23.2% |
| Arizona | $1,192 | -$242 | -16.9% |
| Arkansas | $1,434 | -$0 | 0.0% |
| California | $1,636 | $202 | 14.1% |
| Colorado | $1,372 | -$62 | -4.3% |
| Connecticut | $1,476 | $42 | 2.9% |
| Delaware | $1,624 | $190 | 13.2% |
| Florida | $1,796 | $362 | 25.2% |
| Georgia | $1,324 | -$110 | -7.7% |
| Hawaii | $1,030 | -$404 | -28.2% |
| Idaho | $970 | -$464 | -32.4% |
| Illinois | $1,070 | -$364 | -25.4% |
| Indiana | $1,080 | -$354 | -24.7% |
| Iowa | $970 | -$464 | -32.4% |
| Kansas | $1,364 | -$70 | -4.9% |
| Kentucky | $1,958 | $524 | 36.5% |
| Louisiana | $2,124 | $690 | 48.1% |
| Maine | $884 | -$550 | -38.4% |
| Maryland | $1,184 | -$250 | -17.4% |
| Massachusetts | $1,148 | -$286 | -19.9% |
| Michigan | $2,494 | $1,060 | 73.9% |
| Minnesota | $1,200 | -$234 | -16.3% |
| Mississippi | $1,720 | $286 | 19.9% |
| Missouri | $1,274 | -$160 | -11.2% |
| Montana | $1,544 | $110 | 7.7% |
| Nebraska | $1,132 | -$302 | -21.1% |
| Nevada | $1,720 | $286 | 19.9% |
| New Hampshire | $1,034 | -$400 | -27.9% |
| New Jersey | $1,604 | $170 | 11.9% |
| New Mexico | $1,272 | -$162 | -11.3% |
| New York | $1,512 | $78 | 5.4% |
| North Carolina | $828 | -$606 | -42.3% |
| North Dakota | $1,174 | -$260 | -18.1% |
| Ohio | $992 | -$442 | -30.8% |
| Oklahoma | $1,472 | $38 | 2.6% |
| Oregon | $1,314 | -$120 | -8.4% |
| Pennsylvania | $1,368 | -$66 | -4.6% |
| Rhode Island | $1,914 | $480 | 33.5% |
| South Carolina | $1,300 | -$134 | -9.3% |
| South Dakota | $1,212 | -$222 | -15.5% |
| Tennessee | $1,258 | -$176 | -12.3% |
| Texas | $1,732 | $298 | 20.8% |
| Utah | $1,062 | -$372 | -25.9% |
| Vermont | $982 | -$452 | -31.5% |
| Virginia | $860 | -$574 | -40.0% |
| Washington | $1,110 | -$324 | -22.6% |
| West Virginia | $1,314 | -$120 | -8.4% |
| Wisconsin | $994 | -$440 | -30.7% |
| Wyoming | $1,278 | -$156 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,394 | $116 |
| Chevrolet Camaro LT | $1,394 | $116 |
| Chevrolet Camaro SS | $1,516 | $126 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2023 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2022 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2021 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2020 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2019 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2018 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2017 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2016 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2015 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2014 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2013 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2012 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
| 2011 Chevrolet Camaro | $174 | $226 | $474 | $1,032 |
| 2010 Chevrolet Camaro | $168 | $202 | $468 | $996 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Chevrolet Camaro Insurance
Finding better rates on insurance for a Chevrolet Camaro requires being a low-risk driver, having a good credit score, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates once a year by getting quotes from direct carriers, and also from several local insurance agents.
The items below are a recap of the data that was covered above.
- Drivers can save approximately $170 per year just by quoting early and online
- Insureds who want more liability coverage will pay about $460 each year to increase from 30/60 bodily injury limits to a 250/500 level
- Teen drivers are the costliest to insure, as much as $445 per month if comprehensive and collision insurance is included
- Drivers considered higher risk that have major violations or accidents pay on average $1,670 more annually to insure their Camaro
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,342 |
| 20 | $3,310 |
| 30 | $1,496 |
| 40 | $1,434 |
| 50 | $1,310 |
| 60 | $1,284 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,814 |
| $250 | $1,640 |
| $500 | $1,434 |
| $1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,434 |
| 50/100 | $1,599 |
| 100/300 | $1,703 |
| 250/500 | $1,974 |
| 100 CSL | $1,641 |
| 300 CSL | $1,870 |
| 500 CSL | $2,036 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,624 |
| 20 | $5,270 |
| 30 | $3,176 |
| 40 | $3,106 |
| 50 | $2,964 |
| 60 | $2,936 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $106 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $66 |
| Advance Quote | $71 |
| Online Quote | $102 |
| Total Discounts | $611 |
Discounts are estimated and may not be available from every company or in every state.
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