Chevrolet Camaro Insurance Rates

Estimated insurance rates for a Chevrolet Camaro are $1,442 a year with full coverage. Comprehensive costs approximately $320 each year, collision costs $566, and liability coverage is $398. A liability-only policy costs around $460 a year, with high-risk insurance costing around $3,116. Teenage drivers pay the most at $5,330 a year or more.

Average premium for full coverage: $1,442

Premium estimates by type of coverage:

Prices are based on $500 deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Camaro models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than densely populated cities.

The graphic below illustrates how where you live affects auto insurance prices.

These rate differences demonstrate why all drivers should compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Chevrolet Camaro insurance rates for additional coverage and risk scenarios.

• The best discount rate is $827
• Raising to $1,000 deductibles will save $202 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,442
• Using low deductibles bumps up the cost to $1,832
• Unlucky drivers who are prone to accidents and violations could pay around $3,116 or more
• An auto insurance policy that insures a teenage driver can cost $5,330

View Chart as Image

Auto insurance prices for a Chevrolet Camaro also have a wide range based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live also has a big influence on Chevrolet Camaro insurance rates. A middle-age driver might find prices as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,950 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $600 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chevrolet Camaro Insurance

Finding better rates on auto insurance consists of not taking risks behind the wheel, maintaining a good credit score, being claim-free, and not having any coverage lapses. Compare prices at least every other year by requesting quotes from direct companies, and also from local insurance agencies.

The following is a brief review of the car insurance concepts touched on in the above illustrations.

• Drivers with DUI or reckless driving convictions may have to pay on average $1,670 more per year for Camaro insurance
• You may be able to save around $180 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $600 each year
• Consumers who purchase higher liability limits will pay an extra $440 every year to raise from 30/60 bodily injury limits to the 250/500 level