Chevrolet Camaro Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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Chevrolet Camaro insurance

Estimated insurance rates for a Chevrolet Camaro are $1,394 a year including full coverage. Comprehensive insurance costs an estimated $282 each year, collision insurance costs $512, and liability is estimated at $442. A liability-only policy costs approximately $496 a year, and high-risk insurance costs $3,022 or more. Teen drivers pay the most at up to $5,264 a year.

Average premium for full coverage: $1,394

Premium estimates broken down by type of coverage:

Comprehensive $282
Collision $512
Liability $442

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Camaro models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Chevrolet Camaro range from as low as $496 for the bare minimum liability coverage to a high rate of $3,022 for a policy for a high-risk driver.

Liability Only $496
Full Coverage $1,394
High Risk $3,022

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how location impacts insurance prices.

Rural Areas $1,046
Small Cities $1,464
Large Cities $1,882

These rate differences highlight why all drivers should get quotes for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Chevrolet Camaro insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $802
  • Choosing higher $1,000 deductibles can save approximately $182 every year
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,394
  • Choosing low deductibles for comp and collision coverage will cost an extra $348 every year
  • Unlucky drivers with multiple violations and an at-fault accident could pay up to $3,022
  • An auto insurance policy for full coverage for a teen driver can cost as much as $5,264 each year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing Chevrolet Camaro insurance prices range from $802 to $5,264 for full coverage

Auto insurance prices for a Chevrolet Camaro also have a wide range based on your driving characteristics, the model of your Camaro, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chevrolet Camaro insurance prices. A good driver about age 40 could pay as low as $1,070 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,990 on average in Louisiana, New York, and Michigan.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,260 -$134 -9.6%
Alaska $1,070 -$324 -23.2%
Arizona $1,158 -$236 -16.9%
Arkansas $1,394 -$0 0.0%
California $1,586 $192 13.8%
Colorado $1,330 -$64 -4.6%
Connecticut $1,434 $40 2.9%
Delaware $1,576 $182 13.1%
Florida $1,742 $348 25.0%
Georgia $1,286 -$108 -7.7%
Hawaii $1,000 -$394 -28.3%
Idaho $942 -$452 -32.4%
Illinois $1,038 -$356 -25.5%
Indiana $1,050 -$344 -24.7%
Iowa $940 -$454 -32.6%
Kansas $1,326 -$68 -4.9%
Kentucky $1,902 $508 36.4%
Louisiana $2,062 $668 47.9%
Maine $860 -$534 -38.3%
Maryland $1,150 -$244 -17.5%
Massachusetts $1,114 -$280 -20.1%
Michigan $2,420 $1,026 73.6%
Minnesota $1,166 -$228 -16.4%
Mississippi $1,668 $274 19.7%
Missouri $1,236 -$158 -11.3%
Montana $1,498 $104 7.5%
Nebraska $1,098 -$296 -21.2%
Nevada $1,670 $276 19.8%
New Hampshire $1,002 -$392 -28.1%
New Jersey $1,558 $164 11.8%
New Mexico $1,234 -$160 -11.5%
New York $1,468 $74 5.3%
North Carolina $802 -$592 -42.5%
North Dakota $1,140 -$254 -18.2%
Ohio $962 -$432 -31.0%
Oklahoma $1,430 $36 2.6%
Oregon $1,276 -$118 -8.5%
Pennsylvania $1,330 -$64 -4.6%
Rhode Island $1,860 $466 33.4%
South Carolina $1,260 -$134 -9.6%
South Dakota $1,178 -$216 -15.5%
Tennessee $1,222 -$172 -12.3%
Texas $1,678 $284 20.4%
Utah $1,032 -$362 -26.0%
Vermont $954 -$440 -31.6%
Virginia $834 -$560 -40.2%
Washington $1,078 -$316 -22.7%
West Virginia $1,276 -$118 -8.5%
Wisconsin $964 -$430 -30.8%
Wyoming $1,242 -$152 -10.9%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Choosing high deductibles can save as much as $530 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,700 to $2,300 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 136% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,354 $113
Chevrolet Camaro LT $1,354 $113
Chevrolet Camaro SS $1,468 $122

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Chevrolet Camaro $282 $512 $442 $1,394
2018 Chevrolet Camaro $270 $474 $452 $1,354
2016 Chevrolet Camaro $248 $400 $460 $1,266
2015 Chevrolet Camaro $232 $368 $460 $1,218
2014 Chevrolet Camaro $224 $346 $464 $1,192
2013 Chevrolet Camaro $220 $322 $474 $1,174
2012 Chevrolet Camaro $202 $300 $474 $1,134
2011 Chevrolet Camaro $198 $272 $478 $1,106
2010 Chevrolet Camaro $184 $248 $474 $1,064

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Chevrolet Camaro Insurance

Finding better rates on car insurance takes avoiding accidents and claims, having good credit, refrain from filing small claims, and consideration of higher deductibles. Spend time shopping around every year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a quick review of the coverage data touched on above.

  • You may be able to save approximately $170 per year just by quoting online in advance
  • Increasing policy deductibles can save around $525 each year
  • Drivers under the age of 20 are the costliest to insure, with the cost nearing $439 per month if they have full coverage
  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,630 more annually to insure a Chevrolet Camaro

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,264
20 $3,220
30 $1,450
40 $1,394
50 $1,274
60 $1,248

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,742
$250 $1,580
$500 $1,394
$1,000 $1,212

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,394
50/100 $1,556
100/300 $1,667
250/500 $1,954
100 CSL $1,601
300 CSL $1,844
500 CSL $2,021

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,502
20 $5,132
30 $3,082
40 $3,022
50 $2,886
60 $2,860

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $196

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $90
Paid in Full/EFT $63
Advance Quote $69
Online Quote $99
Total Discounts $592
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

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