Chevrolet Camaro Insurance Rates
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UPDATED: Apr 23, 2024
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Average auto insurance rates for a Chevrolet Camaro are $1,450 annually with full coverage. Comprehensive insurance costs on average $332, collision insurance costs $570, and liability coverage costs $390. A policy with just liability insurance costs as little as $452 a year, and coverage for high-risk drivers costs $3,130 or more. Teenage drivers receive the highest rates at up to $5,326 a year.
Average premium for full coverage: $1,450
Rate estimates by individual coverage type:
These estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for different Camaro trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from as cheap as $452 for a discount liability-only rate to a much higher rate of $3,130 for a policy for a high-risk driver.
Price Range by Location
Your location has a large influence on auto insurance rates. Rural areas tend to have fewer collision claims than densely populated cities. The price range example below illustrates how rural and urban location affects car insurance rates.
These examples demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Chevrolet Camaro insurance rates for different risk profiles and scenarios.
- The best discount rate is $835
- Drivers who choose higher $1,000 deductibles will pay around $204 annually
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,450
- Using more expensive low deductibles for comprehensive and collision insurance costs an additional $400 each year
- High-risk insureds who are prone to accidents and violations could pay upwards of $3,130
- The cost with full coverage for a teenage driver with full coverage may cost $5,326 a year
Insurance rates for a Chevrolet Camaro can also vary considerably based on the trim level of your Camaro, your driving record, and policy deductibles and limits.
An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 additional per year, depending on your age. High-risk driver insurance can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $610 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,960 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,312 | -$138 | -9.5% |
| Alaska | $1,114 | -$336 | -23.2% |
| Arizona | $1,206 | -$244 | -16.8% |
| Arkansas | $1,450 | -$0 | 0.0% |
| California | $1,654 | $204 | 14.1% |
| Colorado | $1,388 | -$62 | -4.3% |
| Connecticut | $1,492 | $42 | 2.9% |
| Delaware | $1,644 | $194 | 13.4% |
| Florida | $1,818 | $368 | 25.4% |
| Georgia | $1,342 | -$108 | -7.4% |
| Hawaii | $1,042 | -$408 | -28.1% |
| Idaho | $982 | -$468 | -32.3% |
| Illinois | $1,082 | -$368 | -25.4% |
| Indiana | $1,092 | -$358 | -24.7% |
| Iowa | $980 | -$470 | -32.4% |
| Kansas | $1,380 | -$70 | -4.8% |
| Kentucky | $1,980 | $530 | 36.6% |
| Louisiana | $2,150 | $700 | 48.3% |
| Maine | $896 | -$554 | -38.2% |
| Maryland | $1,198 | -$252 | -17.4% |
| Massachusetts | $1,162 | -$288 | -19.9% |
| Michigan | $2,524 | $1,074 | 74.1% |
| Minnesota | $1,214 | -$236 | -16.3% |
| Mississippi | $1,738 | $288 | 19.9% |
| Missouri | $1,288 | -$162 | -11.2% |
| Montana | $1,560 | $110 | 7.6% |
| Nebraska | $1,146 | -$304 | -21.0% |
| Nevada | $1,740 | $290 | 20.0% |
| New Hampshire | $1,046 | -$404 | -27.9% |
| New Jersey | $1,624 | $174 | 12.0% |
| New Mexico | $1,286 | -$164 | -11.3% |
| New York | $1,530 | $80 | 5.5% |
| North Carolina | $836 | -$614 | -42.3% |
| North Dakota | $1,190 | -$260 | -17.9% |
| Ohio | $1,004 | -$446 | -30.8% |
| Oklahoma | $1,492 | $42 | 2.9% |
| Oregon | $1,330 | -$120 | -8.3% |
| Pennsylvania | $1,386 | -$64 | -4.4% |
| Rhode Island | $1,938 | $488 | 33.7% |
| South Carolina | $1,318 | -$132 | -9.1% |
| South Dakota | $1,224 | -$226 | -15.6% |
| Tennessee | $1,274 | -$176 | -12.1% |
| Texas | $1,750 | $300 | 20.7% |
| Utah | $1,074 | -$376 | -25.9% |
| Vermont | $994 | -$456 | -31.4% |
| Virginia | $870 | -$580 | -40.0% |
| Washington | $1,120 | -$330 | -22.8% |
| West Virginia | $1,332 | -$118 | -8.1% |
| Wisconsin | $1,006 | -$444 | -30.6% |
| Wyoming | $1,294 | -$156 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,410 | $118 |
| Chevrolet Camaro LT | $1,410 | $118 |
| Chevrolet Camaro SS | $1,536 | $128 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $348 | $594 | $372 | $1,472 |
| 2023 Chevrolet Camaro | $332 | $570 | $390 | $1,450 |
| 2022 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2021 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2020 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2019 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2018 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2017 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2016 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2015 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2014 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2013 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2012 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2011 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2010 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Chevrolet Camaro Insurance
Saving money on auto insurance not only requires avoiding accidents and claims, but also having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to shop around every year by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
The points below are a brief summary of the coverage data raised in the charts and tables above.
- You may be able to save as much as $180 per year just by shopping early and online
- Increasing deductibles could save up to $600 each year
- Drivers under the age of 20 pay higher rates, with premiums as much as $444 per month if they have full coverage
- Drivers that tend to have accidents or serious violations pay an average of $1,680 more each year to insure a Chevrolet Camaro
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,326 |
| 20 | $3,332 |
| 30 | $1,518 |
| 40 | $1,450 |
| 50 | $1,326 |
| 60 | $1,298 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,850 |
| $250 | $1,666 |
| $500 | $1,450 |
| $1,000 | $1,246 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,450 |
| 50/100 | $1,614 |
| 100/300 | $1,712 |
| 250/500 | $1,965 |
| 100 CSL | $1,653 |
| 300 CSL | $1,868 |
| 500 CSL | $2,024 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,606 |
| 20 | $5,298 |
| 30 | $3,202 |
| 40 | $3,130 |
| 50 | $2,984 |
| 60 | $2,958 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $72 |
| Online Quote | $103 |
| Total Discounts | $615 |
Discounts are estimated and may not be available from every company or in every state.
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