Chevrolet Camaro Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Chevrolet Camaro insurance

Estimated auto insurance rates for a Chevrolet Camaro are $1,394 annually including full coverage. Comprehensive costs approximately $282, collision insurance costs $512, and liability is $442. A liability-only policy costs around $496 a year, and high-risk insurance costs around $3,022. 16-year-old drivers pay the most at up to $5,264 a year.

Average premium for full coverage: $1,394

Premium estimates by type of coverage:

Comprehensive $282
Collision $512
Liability $442

Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all Camaro models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Chevrolet Camaro range from as cheap as $496 for a discount liability-only rate to the much higher price of $3,022 for a driver who has had serious violations or accidents.

Liability Only $496
Full Coverage $1,394
High Risk $3,022

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than congested cities. The example below illustrates how location impacts auto insurance prices.

Rural Areas $1,046
Small Cities $1,464
Large Cities $1,882

These rate differences highlight why everyone should compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down average Chevrolet Camaro insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $802
  • Raising to $1,000 deductibles will save $182 every year
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,394
  • Buying pricier low deductibles will cost $1,742
  • Drivers with multiple tickets or accidents could pay around $3,022
  • An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost $5,264

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing Chevrolet Camaro insurance rates range from $802 to $5,264 for full coverage

Auto insurance prices for a Chevrolet Camaro also have a wide range based on the model of your Camaro, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. Chevrolet Camaro insurance for high-risk drivers is expensive and can cost from 44% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $530 annually, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Chevrolet Camaro insurance prices. A middle-age driver might find prices as low as $1,070 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,990 on average in Louisiana, New York, and Michigan.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,260 -$134 -9.6%
Alaska $1,070 -$324 -23.2%
Arizona $1,158 -$236 -16.9%
Arkansas $1,394 -$0 0.0%
California $1,586 $192 13.8%
Colorado $1,330 -$64 -4.6%
Connecticut $1,434 $40 2.9%
Delaware $1,576 $182 13.1%
Florida $1,742 $348 25.0%
Georgia $1,286 -$108 -7.7%
Hawaii $1,000 -$394 -28.3%
Idaho $942 -$452 -32.4%
Illinois $1,038 -$356 -25.5%
Indiana $1,050 -$344 -24.7%
Iowa $940 -$454 -32.6%
Kansas $1,326 -$68 -4.9%
Kentucky $1,902 $508 36.4%
Louisiana $2,062 $668 47.9%
Maine $860 -$534 -38.3%
Maryland $1,150 -$244 -17.5%
Massachusetts $1,114 -$280 -20.1%
Michigan $2,420 $1,026 73.6%
Minnesota $1,166 -$228 -16.4%
Mississippi $1,668 $274 19.7%
Missouri $1,236 -$158 -11.3%
Montana $1,498 $104 7.5%
Nebraska $1,098 -$296 -21.2%
Nevada $1,670 $276 19.8%
New Hampshire $1,002 -$392 -28.1%
New Jersey $1,558 $164 11.8%
New Mexico $1,234 -$160 -11.5%
New York $1,468 $74 5.3%
North Carolina $802 -$592 -42.5%
North Dakota $1,140 -$254 -18.2%
Ohio $962 -$432 -31.0%
Oklahoma $1,430 $36 2.6%
Oregon $1,276 -$118 -8.5%
Pennsylvania $1,330 -$64 -4.6%
Rhode Island $1,860 $466 33.4%
South Carolina $1,260 -$134 -9.6%
South Dakota $1,178 -$216 -15.5%
Tennessee $1,222 -$172 -12.3%
Texas $1,678 $284 20.4%
Utah $1,032 -$362 -26.0%
Vermont $954 -$440 -31.6%
Virginia $834 -$560 -40.2%
Washington $1,078 -$316 -22.7%
West Virginia $1,276 -$118 -8.5%
Wisconsin $964 -$430 -30.8%
Wyoming $1,242 -$152 -10.9%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,354 $113
Chevrolet Camaro LT $1,354 $113
Chevrolet Camaro SS $1,468 $122

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Chevrolet Camaro $282 $512 $442 $1,394
2018 Chevrolet Camaro $270 $474 $452 $1,354
2016 Chevrolet Camaro $248 $400 $460 $1,266
2015 Chevrolet Camaro $232 $368 $460 $1,218
2014 Chevrolet Camaro $224 $346 $464 $1,192
2013 Chevrolet Camaro $220 $322 $474 $1,174
2012 Chevrolet Camaro $202 $300 $474 $1,134
2011 Chevrolet Camaro $198 $272 $478 $1,106
2010 Chevrolet Camaro $184 $248 $474 $1,064

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Chevrolet Camaro Insurance

Finding better rates on insurance for a Chevrolet Camaro consists of avoiding accidents and violations, having above-average credit, refrain from filing small claims, and possibly higher deductibles. Spend time shopping around every other policy renewal by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a condensed summary of the ideas that were touched on above.

  • Teenagers have the highest car insurance prices, with the cost nearing $439 per month if full coverage is included
  • Drivers considered higher risk with multiple at-fault accidents may have to pay on average $1,630 more per year for car insurance
  • Increasing policy deductibles could save up to $525 each year
  • You may be able to save around $170 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,264
20 $3,220
30 $1,450
40 $1,394
50 $1,274
60 $1,248

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,742
$250 $1,580
$500 $1,394
$1,000 $1,212

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,394
50/100 $1,556
100/300 $1,667
250/500 $1,954
100 CSL $1,601
300 CSL $1,844
500 CSL $2,021

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,502
20 $5,132
30 $3,082
40 $3,022
50 $2,886
60 $2,860

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $196

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $90
Paid in Full/EFT $63
Advance Quote $69
Online Quote $99
Total Discounts $592
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

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