Chevrolet Camaro Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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Chevrolet Camaro insurance

Average insurance prices for a Chevrolet Camaro are $1,416 every 12 months including full coverage. Comprehensive insurance costs around $298, collision insurance costs $530, and liability coverage costs $430. A liability-only policy costs as little as $486 a year, and high-risk insurance costs $3,062 or more. Teen drivers receive the highest rates at up to $5,298 a year.

Average premium for full coverage: $1,416

Rate estimates for individual coverage type:

Comprehensive $298
Collision $530
Liability $430

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Camaro models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from the cheapest price of $486 for just liability insurance to the much higher price of $3,062 for a driver that may need high-risk insurance.

Liability Only $486
Full Coverage $1,416
High Risk $3,062

Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than larger metro areas. The example below illustrates how location helps determine auto insurance rates.

Rural Areas $1,062
Small Cities $1,487
Large Cities $1,912

These examples highlight why everyone should compare rates for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Chevrolet Camaro insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $815
  • Drivers who choose higher $1,000 deductibles will pay about $188 every year
  • The average price for a 40-year-old driver using $500 deductibles is $1,416
  • Choosing pricier low deductibles for comprehensive and collision insurance costs an extra $364 each year
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $3,062
  • The cost to insure a teenage driver for full coverage can be $5,298 a year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing Chevrolet Camaro insurance prices range from $815 to $5,298 for full coverage

Insurance rates for a Chevrolet Camaro can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Choosing high deductibles could save up to $560 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $387 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay as much as $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,700 to $2,300 extra per year, depending on your age. Chevrolet Camaro insurance for high-risk drivers can cost around 43% to 134% more than average. View High Risk Driver Rates

Where you live makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $1,090 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,020 on average in Michigan, New York, and Louisiana.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,278 -$138 -9.7%
Alaska $1,086 -$330 -23.3%
Arizona $1,174 -$242 -17.1%
Arkansas $1,416 -$0 0.0%
California $1,614 $198 14.0%
Colorado $1,352 -$64 -4.5%
Connecticut $1,456 $40 2.8%
Delaware $1,602 $186 13.1%
Florida $1,770 $354 25.0%
Georgia $1,306 -$110 -7.8%
Hawaii $1,016 -$400 -28.2%
Idaho $956 -$460 -32.5%
Illinois $1,054 -$362 -25.6%
Indiana $1,066 -$350 -24.7%
Iowa $954 -$462 -32.6%
Kansas $1,344 -$72 -5.1%
Kentucky $1,930 $514 36.3%
Louisiana $2,094 $678 47.9%
Maine $872 -$544 -38.4%
Maryland $1,166 -$250 -17.7%
Massachusetts $1,134 -$282 -19.9%
Michigan $2,458 $1,042 73.6%
Minnesota $1,186 -$230 -16.2%
Mississippi $1,694 $278 19.6%
Missouri $1,256 -$160 -11.3%
Montana $1,522 $106 7.5%
Nebraska $1,116 -$300 -21.2%
Nevada $1,694 $278 19.6%
New Hampshire $1,020 -$396 -28.0%
New Jersey $1,582 $166 11.7%
New Mexico $1,254 -$162 -11.4%
New York $1,492 $76 5.4%
North Carolina $816 -$600 -42.4%
North Dakota $1,160 -$256 -18.1%
Ohio $978 -$438 -30.9%
Oklahoma $1,454 $38 2.7%
Oregon $1,296 -$120 -8.5%
Pennsylvania $1,350 -$66 -4.7%
Rhode Island $1,886 $470 33.2%
South Carolina $1,282 -$134 -9.5%
South Dakota $1,194 -$222 -15.7%
Tennessee $1,240 -$176 -12.4%
Texas $1,706 $290 20.5%
Utah $1,048 -$368 -26.0%
Vermont $970 -$446 -31.5%
Virginia $848 -$568 -40.1%
Washington $1,094 -$322 -22.7%
West Virginia $1,296 -$120 -8.5%
Wisconsin $980 -$436 -30.8%
Wyoming $1,260 -$156 -11.0%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,376 $115
Chevrolet Camaro LT $1,376 $115
Chevrolet Camaro SS $1,494 $125

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Chevrolet Camaro $298 $530 $430 $1,416
2018 Chevrolet Camaro $282 $512 $442 $1,394
2016 Chevrolet Camaro $260 $446 $456 $1,320
2015 Chevrolet Camaro $248 $400 $460 $1,266
2014 Chevrolet Camaro $232 $368 $460 $1,218
2013 Chevrolet Camaro $224 $346 $464 $1,192
2012 Chevrolet Camaro $220 $322 $474 $1,174
2011 Chevrolet Camaro $202 $300 $474 $1,134
2010 Chevrolet Camaro $198 $272 $478 $1,106

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Chevrolet Camaro Insurance

Saving money on auto insurance not only requires avoiding accidents and violations, but also having good credit, not filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a review of the data that was covered in the charts and tables above.

  • You may be able to save up to $170 per year just by quoting online well ahead of the renewal date
  • Consumers who may need higher liability limits will pay about $470 per year to go from a minimum limit to a 250/500 level
  • Teenagers pay higher rates, as much as $442 per month if they have full coverage
  • Drivers who have several accidents or serious violations could be forced to pay on average $1,650 more every year for car insurance

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,298
20 $3,264
30 $1,474
40 $1,416
50 $1,294
60 $1,268

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,780
$250 $1,610
$500 $1,416
$1,000 $1,228

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,580
100/300 $1,688
250/500 $1,967
100 CSL $1,623
300 CSL $1,860
500 CSL $2,032

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,558
20 $5,196
30 $3,126
40 $3,062
50 $2,924
60 $2,898

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $198

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $104
5-yr Claim Free $92
Paid in Full/EFT $64
Advance Quote $70
Online Quote $101
Total Discounts $601
Rate after discounts $815

Discounts are estimated and may not be available from every company or in every state.

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