Chevrolet Camaro Insurance Rates
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UPDATED: Jun 6, 2023
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Average insurance prices for a Chevrolet Camaro are $1,416 every 12 months including full coverage. Comprehensive insurance costs around $298, collision insurance costs $530, and liability coverage costs $430. A liability-only policy costs as little as $486 a year, and high-risk insurance costs $3,062 or more. Teen drivers receive the highest rates at up to $5,298 a year.
Average premium for full coverage: $1,416
Rate estimates for individual coverage type:
Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Camaro models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the cheapest price of $486 for just liability insurance to the much higher price of $3,062 for a driver that may need high-risk insurance.
Price Range by Location
Your location has a large influence on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than larger metro areas. The example below illustrates how location helps determine auto insurance rates.
These examples highlight why everyone should compare rates for a specific zip code and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Chevrolet Camaro insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $815
- Drivers who choose higher $1,000 deductibles will pay about $188 every year
- The average price for a 40-year-old driver using $500 deductibles is $1,416
- Choosing pricier low deductibles for comprehensive and collision insurance costs an extra $364 each year
- High-risk insureds with multiple violations and an at-fault accident could pay at least $3,062
- The cost to insure a teenage driver for full coverage can be $5,298 a year
Insurance rates for a Chevrolet Camaro can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.
Choosing high deductibles could save up to $560 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $387 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay as much as $5,200 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,700 to $2,300 extra per year, depending on your age. Chevrolet Camaro insurance for high-risk drivers can cost around 43% to 134% more than average. View High Risk Driver Rates
Where you live makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $1,090 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,020 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,278 | -$138 | -9.7% |
| Alaska | $1,086 | -$330 | -23.3% |
| Arizona | $1,174 | -$242 | -17.1% |
| Arkansas | $1,416 | -$0 | 0.0% |
| California | $1,614 | $198 | 14.0% |
| Colorado | $1,352 | -$64 | -4.5% |
| Connecticut | $1,456 | $40 | 2.8% |
| Delaware | $1,602 | $186 | 13.1% |
| Florida | $1,770 | $354 | 25.0% |
| Georgia | $1,306 | -$110 | -7.8% |
| Hawaii | $1,016 | -$400 | -28.2% |
| Idaho | $956 | -$460 | -32.5% |
| Illinois | $1,054 | -$362 | -25.6% |
| Indiana | $1,066 | -$350 | -24.7% |
| Iowa | $954 | -$462 | -32.6% |
| Kansas | $1,344 | -$72 | -5.1% |
| Kentucky | $1,930 | $514 | 36.3% |
| Louisiana | $2,094 | $678 | 47.9% |
| Maine | $872 | -$544 | -38.4% |
| Maryland | $1,166 | -$250 | -17.7% |
| Massachusetts | $1,134 | -$282 | -19.9% |
| Michigan | $2,458 | $1,042 | 73.6% |
| Minnesota | $1,186 | -$230 | -16.2% |
| Mississippi | $1,694 | $278 | 19.6% |
| Missouri | $1,256 | -$160 | -11.3% |
| Montana | $1,522 | $106 | 7.5% |
| Nebraska | $1,116 | -$300 | -21.2% |
| Nevada | $1,694 | $278 | 19.6% |
| New Hampshire | $1,020 | -$396 | -28.0% |
| New Jersey | $1,582 | $166 | 11.7% |
| New Mexico | $1,254 | -$162 | -11.4% |
| New York | $1,492 | $76 | 5.4% |
| North Carolina | $816 | -$600 | -42.4% |
| North Dakota | $1,160 | -$256 | -18.1% |
| Ohio | $978 | -$438 | -30.9% |
| Oklahoma | $1,454 | $38 | 2.7% |
| Oregon | $1,296 | -$120 | -8.5% |
| Pennsylvania | $1,350 | -$66 | -4.7% |
| Rhode Island | $1,886 | $470 | 33.2% |
| South Carolina | $1,282 | -$134 | -9.5% |
| South Dakota | $1,194 | -$222 | -15.7% |
| Tennessee | $1,240 | -$176 | -12.4% |
| Texas | $1,706 | $290 | 20.5% |
| Utah | $1,048 | -$368 | -26.0% |
| Vermont | $970 | -$446 | -31.5% |
| Virginia | $848 | -$568 | -40.1% |
| Washington | $1,094 | -$322 | -22.7% |
| West Virginia | $1,296 | -$120 | -8.5% |
| Wisconsin | $980 | -$436 | -30.8% |
| Wyoming | $1,260 | -$156 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,376 | $115 |
| Chevrolet Camaro LT | $1,376 | $115 |
| Chevrolet Camaro SS | $1,494 | $125 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2018 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2016 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2015 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2014 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2013 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2012 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2011 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2010 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Chevrolet Camaro Insurance
Saving money on auto insurance not only requires avoiding accidents and violations, but also having good credit, not filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The list below is a review of the data that was covered in the charts and tables above.
- You may be able to save up to $170 per year just by quoting online well ahead of the renewal date
- Consumers who may need higher liability limits will pay about $470 per year to go from a minimum limit to a 250/500 level
- Teenagers pay higher rates, as much as $442 per month if they have full coverage
- Drivers who have several accidents or serious violations could be forced to pay on average $1,650 more every year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,298 |
| 20 | $3,264 |
| 30 | $1,474 |
| 40 | $1,416 |
| 50 | $1,294 |
| 60 | $1,268 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,780 |
| $250 | $1,610 |
| $500 | $1,416 |
| $1,000 | $1,228 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,416 |
| 50/100 | $1,580 |
| 100/300 | $1,688 |
| 250/500 | $1,967 |
| 100 CSL | $1,623 |
| 300 CSL | $1,860 |
| 500 CSL | $2,032 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,558 |
| 20 | $5,196 |
| 30 | $3,126 |
| 40 | $3,062 |
| 50 | $2,924 |
| 60 | $2,898 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $64 |
| Advance Quote | $70 |
| Online Quote | $101 |
| Total Discounts | $601 |
Discounts are estimated and may not be available from every company or in every state.
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