Dodge Caliber Insurance Rates

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UPDATED: Apr 16, 2024

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Average insurance rates for a Dodge Caliber are $870 a year for full coverage. Comprehensive insurance costs approximately $114 a year, collision insurance costs $152, and liability is estimated at $446. Liability-only coverage costs approximately $500 a year, and high-risk coverage costs $1,874 or more. 16-year-old drivers receive the highest rates at up to $3,626 a year.

Average premium for full coverage: $870

Rate estimates by individual coverage type:

Comprehensive $114
Collision $152
Liability $446

Price estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Caliber trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range range from the low end price of $500 for your basic liability-only policy to a high of $1,874 for a driver who has had serious violations or accidents.

Liability Only $500
Full Coverage $870
High Risk $1,874

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural locations tend to have lower incidents of accident claims than congested cities. The diagram below illustrates how geographic area affects auto insurance prices.

Rural Areas $653
Small Cities $914
Large Cities $1,175

These examples show why it is important to get quotes using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

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More Rate Information

The chart below shows average Dodge Caliber insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $537
  • Choosing higher $1,000 deductibles can save $808 a year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $870
  • Buying low $100 deductibles for comp and collision coverage will cost an additional $114 every year
  • Unlucky drivers with multiple tickets or accidents could pay around $1,874
  • The cost that insures a teen driver can cost $3,626 each year

View Chart as Image

Dodge Caliber insurance cost comparison chart
Column chart showing Dodge Caliber insurance prices range from $537 to $3,626 for full coverage

Car insurance rates for a Dodge Caliber can also vary considerably based on the trim level of your Caliber, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,000 to $1,500 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 41% to 128% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $800 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $3,600 a year. View Rates by Age

Where you live plays a big part in determining prices for Dodge Caliber insurance prices. A good driver about age 40 could pay as low as $580 a year in states like Iowa, Maine, and Idaho, or at least $1,240 on average in New York, Louisiana, and Michigan.

Dodge Caliber Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $786 -$84 -9.7%
Alaska $668 -$202 -23.2%
Arizona $722 -$148 -17.0%
Arkansas $870 -$0 0.0%
California $992 $122 14.0%
Colorado $830 -$40 -4.6%
Connecticut $896 $26 3.0%
Delaware $986 $116 13.3%
Florida $1,090 $220 25.3%
Georgia $804 -$66 -7.6%
Hawaii $624 -$246 -28.3%
Idaho $588 -$282 -32.4%
Illinois $646 -$224 -25.7%
Indiana $654 -$216 -24.8%
Iowa $586 -$284 -32.6%
Kansas $828 -$42 -4.8%
Kentucky $1,188 $318 36.6%
Louisiana $1,288 $418 48.0%
Maine $538 -$332 -38.2%
Maryland $716 -$154 -17.7%
Massachusetts $696 -$174 -20.0%
Michigan $1,512 $642 73.8%
Minnesota $728 -$142 -16.3%
Mississippi $1,044 $174 20.0%
Missouri $770 -$100 -11.5%
Montana $934 $64 7.4%
Nebraska $688 -$182 -20.9%
Nevada $1,044 $174 20.0%
New Hampshire $628 -$242 -27.8%
New Jersey $976 $106 12.2%
New Mexico $770 -$100 -11.5%
New York $918 $48 5.5%
North Carolina $504 -$366 -42.1%
North Dakota $714 -$156 -17.9%
Ohio $600 -$270 -31.0%
Oklahoma $894 $24 2.8%
Oregon $796 -$74 -8.5%
Pennsylvania $830 -$40 -4.6%
Rhode Island $1,162 $292 33.6%
South Carolina $790 -$80 -9.2%
South Dakota $734 -$136 -15.6%
Tennessee $762 -$108 -12.4%
Texas $1,050 $180 20.7%
Utah $644 -$226 -26.0%
Vermont $598 -$272 -31.3%
Virginia $520 -$350 -40.2%
Washington $672 -$198 -22.8%
West Virginia $796 -$74 -8.5%
Wisconsin $602 -$268 -30.8%
Wyoming $776 -$94 -10.8%

View Chart as Image

Dodge Caliber insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $180 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $402 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Dodge Caliber Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Caliber Express $854 $71
Dodge Caliber Heat $854 $71
Dodge Caliber SE $854 $71
Dodge Caliber Mainstreet $878 $73
Dodge Caliber Rush $878 $73
Dodge Caliber SXT $878 $73
Dodge Caliber Uptown $878 $73
Dodge Caliber R/T $894 $75

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Caliber Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Dodge Caliber $140 $210 $474 $982
2011 Dodge Caliber $132 $190 $474 $954
2010 Dodge Caliber $128 $170 $468 $924
2009 Dodge Caliber $126 $166 $460 $910
2008 Dodge Caliber $124 $160 $452 $894
2007 Dodge Caliber $114 $152 $446 $870

Rates are averaged for all Dodge Caliber models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Dodge Caliber Insurance

Saving money on car insurance takes being a low-risk driver, having a positive credit history, eliminating unneeded coverage, and attention to physical damage deductibles. Comparison shop every other policy renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a condensed summary of the ideas that were presented in the illustrations above.

  • Teen drivers pay the highest auto insurance rates, costing as high as $302 per month if full coverage is purchased
  • Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,000 more per year to insure their Caliber
  • Increasing deductibles can save approximately $175 each year
  • Drivers can save around $90 per year just by quoting early and online

Rates by Driver Age

Dodge Caliber Insurance Rates by Driver Age
Driver Age Premium
16 $3,626
20 $2,002
30 $878
40 $870
50 $802
60 $784

Full coverage, $500 deductibles

Rates by Deductible

Dodge Caliber Insurance Rates with Different Deductibles
Deductible Premium
$100 $984
$250 $932
$500 $870
$1,000 $808

Full coverage, driver age 40

Rates by Liability Limit

Dodge Caliber Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $870
50/100 $983
100/300 $1,095
250/500 $1,385
100 CSL $1,028
300 CSL $1,273
500 CSL $1,452

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Caliber Insurance Rates for High Risk Drivers
Age Premium
16 $5,082
20 $3,190
30 $1,880
40 $1,874
50 $1,794
60 $1,776

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $29
Advance Quote $37
Online Quote $57
Total Discounts $333
Rate after discounts $537

Discounts are estimated and may not be available from every company or in every state.

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