Dodge Caliber Insurance Rates

U.S. average insurance rates for a Dodge Caliber are $870 a year including full coverage. Comprehensive costs approximately $114, collision costs $152, and liability insurance is estimated at $446. A policy with just liability insurance costs approximately $500 a year, with coverage for high-risk drivers costing around $1,874. Teens pay the highest rates at $3,626 a year or more.

Average premium for full coverage: $870

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Caliber models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how geographic area affects auto insurance prices.

The ranges above highlight why everyone should get quotes using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Dodge Caliber insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $537
• Choosing higher $1,000 deductibles can save $62 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $870
• Selecting pricier low deductibles for comp and collision coverage will increase the cost to $984
• High-risk insureds with serious driving violations could pay around $1,874 or more
• The price for full coverage for a teen driver for full coverage can cost $3,626 each year

View Chart as Image

Insurance prices for a Dodge Caliber are also quite variable based on your driving record, the model of your Caliber, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $800 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $3,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for Dodge Caliber insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,240 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $180 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $402 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,000 to $1,500 extra each year, depending on your age. Dodge Caliber insurance for high-risk drivers ranges anywhere from 41% to 128% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to regularly compare prices from as many companies as possible. Each auto insurer calculates prices differently, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Dodge Caliber Insurance

Getting lower rates on Dodge Caliber insurance takes being safe and accident-free, maintaining good credit, being claim-free, and maximizing policy discounts. Invest the time to compare rates at least every other year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below you'll find a summary of the car insurance concepts presented in the illustrations above.

• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,000 more per year than a low-risk driver
• You may be able to save around $90 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $175 each year
• Drivers who purchase more liability protection will pay approximately $490 per year to raise limits from a low limit to 250/500 limits