Dodge Caliber Insurance Rates

Estimated insurance prices for a Dodge Caliber are $870 every 12 months with full coverage. Comprehensive costs an estimated $114 a year, collision costs $152, and liability costs around $446. A liability-only policy costs as low as $500 a year, with high-risk insurance costing around $1,874. Teens pay the most at $3,626 a year or more.

Average premium for full coverage: $870

Premium estimates broken down by type of coverage:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Caliber trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than cities with more traffic congestion.

The diagram below illustrates how your location can change insurance prices.

These rate differences demonstrate why it is important to compare prices for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Dodge Caliber insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $537
• Using higher $1,000 deductibles will save approximately $808 annually
• The average price for a 40-year-old good driver who has $500 deductibles is $870
• Selecting low $100 deductibles for physical damage coverage increases the price to $984
• High-risk insureds with serious driving violations could pay up to $1,874 or more
• An auto insurance policy to insure a 16-year-old driver can cost as much as $3,626 or more

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Auto insurance prices for a Dodge Caliber also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $180 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $402 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $3,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out $1,000 to $1,500 in extra premium annually, depending on your age. A high-risk auto insurance policy can be from 41% to 128% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Dodge Caliber insurance prices. A driver around age 40 might see prices as low as $630 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,180 on average in New York, Michigan, and Florida.

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With such a large range in prices, the best way to find out which insurance company is cheapest is to get quotes from multiple companies. Each insurance company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Dodge Caliber Insurance

Finding better rates on insurance for a Dodge Caliber requires being a safe and courteous driver, having a good credit score, being claim-free, and qualifying for all possible discounts. Invest the time to shop around every time your policy renews by getting quotes from direct companies, and also from your local independent and exclusive agents.

Below is a brief summary of the information illustrated above.

• You may be able to save approximately $90 per year simply by quoting early and online
• Teenage drivers are the costliest to insure, possibly costing $302 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save as much as $175 each year
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,000 more annually for auto insurance
• Insureds who want higher levels of liability will pay approximately $490 every year to increase from 30/60 bodily injury limits to a 250/500 level