Dodge Caliber Insurance Rates

U.S. average insurance prices for a Dodge Caliber are $870 every 12 months with full coverage. Comprehensive insurance costs an estimated $114, collision costs $152, and liability coverage costs $446. A policy with just liability insurance costs as little as $500 a year, with coverage for high-risk drivers costing $1,874 or more. Teenage drivers pay the highest rates at $3,626 a year or more.

Average premium for full coverage: $870

Price estimates broken down by individual coverage:

Prices include $500 deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for all Caliber models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. More rural locations have more infrequent collision claims than densely populated cities.

The example below illustrates how location helps determine insurance prices.

The ranges above demonstrate why everyone should compare rates for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Dodge Caliber insurance rates for other coverage scenarios.

• The best discount rate is $537
• Drivers who choose higher $1,000 deductibles will pay approximately $62 annually
• The average price for the average middle-age driver who has $500 deductibles is $870
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $114 each year
• High-risk insureds who are prone to accidents and violations could pay up to $1,874 or more
• The price to insure a teenage driver for full coverage can cost as much as $3,626 a year

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Insurance prices for a Dodge Caliber are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Using high physical damage deductibles could save up to $180 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $402 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $800 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $3,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,000 to $1,500 extra each year, depending on your age. Dodge Caliber insurance for high-risk drivers can cost around 41% to 128% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Dodge Caliber insurance rates. A 40-year-old driver could pay as low as $630 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,180 on average in New York, Michigan, and Florida.

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Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Dodge Caliber Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest time comparing rates at every policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a quick rundown of the data covered in the charts and tables above.

• Consumers who want higher liability limits will pay an extra $490 every year to go from a low limit to a 250/500 level
• You may be able to save approximately $90 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save as much as $175 each year
• Teens are charged the highest prices, costing up to $302 a month if they have full coverage