Dodge Caliber Insurance Rates

U.S. average insurance rates for a Dodge Caliber are $870 a year for full coverage. Comprehensive costs approximately $114 a year, collision insurance costs $152, and liability costs $446. A policy with just liability insurance costs as little as $500 a year, and coverage for high-risk drivers costs around $1,874. Teens pay the highest rates at up to $3,626 a year.

Average premium for full coverage: $870

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Caliber trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural locations have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance prices.

The ranges above show why it is important to compare rates using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Dodge Caliber insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $537
• Drivers who choose higher $1,000 deductibles will pay $808 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $870
• Selecting low $100 deductibles for comprehensive and collision insurance bumps up the cost to $984
• Drivers with serious driving violations could pay around $1,874
• The price that insures a 16-year-old driver can cost $3,626 a year

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Insurance prices for a Dodge Caliber are also quite variable based on the trim level of your Caliber, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,000 to $1,500 extra each year, depending on your age. A high-risk auto insurance policy can cost from 41% to 128% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $800 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $3,600 a year. View Rates by Age

The state you live in makes a big difference in Dodge Caliber insurance prices. A 40-year-old driver could pay as low as $580 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,240 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $180 annually, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $402 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Dodge Caliber Insurance

Getting lower rates on insurance for a Dodge Caliber not only requires being a good driver, but also having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Compare rates at every other renewal by requesting rates from direct carriers, and also from insurance agencies where you live.

The following list is a brief review of the concepts that were covered in the charts and tables above.

• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,000 more per year than a safer driver
• Drivers age 16 to 20 are expensive to insure, with premiums as much as $302 a month if full coverage is included
• Drivers can save around $90 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $175 each year
• Drivers can save around $90 per year just by quoting early and online