Dodge Nitro Insurance Rates

U.S. average insurance prices for a Dodge Nitro are $952 every 12 months with full coverage. Comprehensive costs an estimated $126 a year, collision costs $142, and liability costs around $504. Liability-only coverage costs as low as $564 a year, with high-risk coverage costing around $2,038. Teenage drivers pay the highest rates at $3,978 a year or more.

Average premium for full coverage: $952

Price estimates broken down by individual coverage:

Rate estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and Nitro trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. More rural locations have more infrequent collision claims than densely populated cities.

The diagram below illustrates how location impacts insurance prices.

The ranges above demonstrate why it is important to compare prices for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Dodge Nitro insurance rates for other coverage scenarios.

• The best discount rate is $595
• Using higher $1,000 deductibles will save approximately $890 annually
• The average price for the average middle-age driver who has $500 deductibles is $952
• Using low $100 deductibles for physical damage coverage increases the price to $1,066
• Drivers who are prone to accidents and violations could pay up to $2,038 or more
• The price to insure a teen driver can cost as much as $3,978 or more

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Auto insurance prices for a Dodge Nitro are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $180 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $453 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $3,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,100 to $1,600 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 40% to 128% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Dodge Nitro insurance prices. A driver around age 40 might see prices as low as $690 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,290 on average in New York, Michigan, and Florida.

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Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Dodge Nitro Insurance

Getting lower rates on car insurance requires having a good driving record, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around at least once a year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief recap of the primary concepts that were touched on above.

• You may be able to save approximately $100 per year simply by quoting early and online
• Higher risk drivers who tend to receive serious violations may pay on average $1,090 more annually to buy Dodge Nitro insurance
• Increasing physical damage deductibles could save as much as $175 each year
• Drivers age 20 and younger are the costliest to insure, costing up to $332 a month if comprehensive and collision insurance is included