Dodge Nitro Insurance Rates

The average insurance prices for a Dodge Nitro are $952 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $126 a year, collision insurance costs $142, and liability costs around $504. Buying just liability costs as low as $564 a year, and insurance for high-risk drivers costs $2,038 or more. Teenage drivers cost the most to insure at up to $3,978 a year.

Average premium for full coverage: $952

Policy rates by type of insurance:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Nitro trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Dodge Nitro insurance rates for additional coverage and risk scenarios.

• The best discount rate is $595
• Using higher $1,000 deductibles will save $890 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $952
• Using low $100 deductibles for physical damage coverage costs an extra $114 annually
• High-risk insureds who are prone to accidents and violations could pay around $2,038
• Policy cost to insure a 16-year-old driver can cost $3,978 or more

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Insurance rates for a Dodge Nitro also range considerably based on liability limits and deductibles, your risk profile, and the model of your Nitro.

Using high physical damage deductibles could cut rates by as much as $180 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $453 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $3,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy can be from 40% to 128% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Dodge Nitro insurance prices. A driver around age 40 might see rates as low as $620 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,290 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Dodge Nitro Insurance

Finding cheaper rates on insurance for a Dodge Nitro requires being a good driver, having good credit, being claim-free, and possibly raising deductibles. Set aside time to compare rates every time your policy renews by requesting rates from direct insurance companies, and also from local insurance agencies.

The following list is a review of the information covered above.

• It is possible to save around $100 per year just by quoting early and online
• Drivers age 16 to 20 are expensive to insure, possibly costing $332 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save as much as $175 each year
• Drivers considered higher risk who have several accidents or serious violations may have to pay on average $1,090 more per year than a safer driver
• Insureds who purchase an increased level of liability coverage will pay an extra $550 annually to increase from a 30/60 limit to a 250/500 level