Dodge Nitro Insurance Rates

U.S. average auto insurance rates for a Dodge Nitro are $952 annually for full coverage insurance. Comprehensive costs an estimated $126, collision costs $142, and liability coverage is estimated at $504. Buying just liability costs approximately $564 a year, with insurance for high-risk drivers costing around $2,038. Teenage drivers pay the highest rates at $3,978 a year or more.

Average premium for full coverage: $952

Price estimates broken down by individual coverage:

Includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for all Nitro models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. More rural locations have fewer physical damage claims than densely populated cities.

The example below illustrates the difference location can make on insurance prices.

The ranges above illustrate why everyone should get quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Dodge Nitro insurance rates for other coverage scenarios.

• The best discount rate is $595
• Choosing higher $1,000 deductibles can save approximately $62 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $952
• Using pricier low deductibles for comp and collision coverage will cost $1,066
• Drivers who are prone to accidents and violations could pay up to $2,038 or more
• The price with full coverage for a teenage driver for full coverage can cost as much as $3,978 each year

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Insurance prices for a Dodge Nitro are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $3,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,100 to $1,600 additional each year, depending on your age. Dodge Nitro insurance for high-risk drivers ranges around 40% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $180 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $453 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Dodge Nitro insurance rates. A good driver about age 40 could pay as low as $620 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,290 on average in Florida, New York, and Michigan.

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Since prices can be so different, the only way to figure out which car insurance is cheapest is to regularly compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Dodge Nitro Insurance

Getting lower rates on auto insurance takes having a decent driving record, having good credit, not filing small claims, and maximizing policy discounts. Make time to compare rates at least once a year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a recap of the primary concepts that were touched on in this article.

• It is possible to save approximately $100 per year simply by quoting online well ahead of the renewal date
• Drivers that have major violations or accidents may pay on average $1,090 more annually than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $175 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $332 a month if they have full coverage