Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,092 a year with full coverage. Comprehensive costs on average $198, collision insurance costs $258, and liability insurance is estimated at $478. Liability-only insurance costs approximately $526 a year, and high-risk driver insurance costs around $2,342. Teenage drivers cost the most to insure at up to $4,312 a year.

Average premium for full coverage: $1,092

Policy rates by type of insurance:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than densely populated cities. The example below illustrates how location helps determine car insurance rates.

The examples above demonstrate why everyone should get quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $657
• Choosing higher $1,000 deductibles can save around $106 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,092
• Using pricier low deductibles for comp and collision coverage will increase the cost to $1,286
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,342
• Policy cost for full coverage for a teen driver for full coverage may cost $4,312 each year

View Chart as Image

Auto insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $4,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $790 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,470 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $300 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,800 in extra premium every year, depending on your age. Mazda CX-9 insurance for high-risk drivers ranges anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance takes avoiding accidents and claims, having good credit, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates every other policy renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The points below are a quick rundown of the ideas that were covered in the charts and tables above.

• Drivers under the age of 20 are charged the highest rates, as much as $359 each month if they have full coverage
• High-risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,250 more each year to insure a Mazda CX-9
• Increasing comprehensive and collision deductibles can save around $300 each year
• You may be able to save as much as $120 per year just by quoting online well ahead of the renewal date