Mazda CX-9 Insurance Rates

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UPDATED: Apr 10, 2024

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U.S. average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage. Comprehensive costs on average $184 each year, collision costs $236, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,258. Teen drivers pay the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Price estimates by individual coverage:

Comprehensive $184
Collision $236
Liability $474

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and CX-9 models.

Price Range from Low to High

For the normal driver, Mazda CX-9 insurance prices go from the low end price of $522 for just liability coverage to a high rate of $2,258 for a high-risk driver policy.

Liability Only $522
Full Coverage $1,052
High Risk $2,258

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have lower incidents of accident claims than larger metro areas.

The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $789
Small Cities $1,105
Large Cities $1,420

The ranges above show why all drivers should compare rates quotes based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $636
  • Raising to $1,000 deductibles will save around $96 a year
  • The estimated price for the average middle-age driver with $500 deductibles is $1,052
  • Choosing low deductibles bumps up the cost to $1,232
  • At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,258 or more
  • The price that insures a teen driver may cost $4,186

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing full coverage Mazda CX-9 insurance rates range from $636 to $4,186

Auto insurance prices for a Mazda CX-9 are also quite variable based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,200 to $1,800 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 127% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,100 a year. View Rates by Age

The state you live in also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find prices as low as $690 a year in states like Idaho, Maine, and Iowa, or as much as $1,500 on average in Michigan, Louisiana, and New York.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $950 -$102 -9.7%
Alaska $806 -$246 -23.4%
Arizona $872 -$180 -17.1%
Arkansas $1,052 -$0 0.0%
California $1,198 $146 13.9%
Colorado $1,004 -$48 -4.6%
Connecticut $1,082 $30 2.9%
Delaware $1,190 $138 13.1%
Florida $1,316 $264 25.1%
Georgia $970 -$82 -7.8%
Hawaii $756 -$296 -28.1%
Idaho $710 -$342 -32.5%
Illinois $784 -$268 -25.5%
Indiana $790 -$262 -24.9%
Iowa $710 -$342 -32.5%
Kansas $1,000 -$52 -4.9%
Kentucky $1,434 $382 36.3%
Louisiana $1,554 $502 47.7%
Maine $650 -$402 -38.2%
Maryland $866 -$186 -17.7%
Massachusetts $842 -$210 -20.0%
Michigan $1,828 $776 73.8%
Minnesota $880 -$172 -16.3%
Mississippi $1,258 $206 19.6%
Missouri $934 -$118 -11.2%
Montana $1,130 $78 7.4%
Nebraska $828 -$224 -21.3%
Nevada $1,260 $208 19.8%
New Hampshire $756 -$296 -28.1%
New Jersey $1,176 $124 11.8%
New Mexico $930 -$122 -11.6%
New York $1,108 $56 5.3%
North Carolina $606 -$446 -42.4%
North Dakota $860 -$192 -18.3%
Ohio $724 -$328 -31.2%
Oklahoma $1,080 $28 2.7%
Oregon $962 -$90 -8.6%
Pennsylvania $1,004 -$48 -4.6%
Rhode Island $1,402 $350 33.3%
South Carolina $952 -$100 -9.5%
South Dakota $888 -$164 -15.6%
Tennessee $920 -$132 -12.5%
Texas $1,268 $216 20.5%
Utah $778 -$274 -26.0%
Vermont $722 -$330 -31.4%
Virginia $630 -$422 -40.1%
Washington $814 -$238 -22.6%
West Virginia $962 -$90 -8.6%
Wisconsin $730 -$322 -30.6%
Wyoming $938 -$114 -10.8%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $280 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison and see which company has the best price. Every auto insurance company uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,030 $86
Mazda CX-9 Grand Touring 2WD $1,052 $88
Mazda CX-9 Sport AWD $1,052 $88
Mazda CX-9 Touring 2WD $1,052 $88
Mazda CX-9 Touring AWD $1,052 $88
Mazda CX-9 Grand Touring AWD $1,072 $89

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $308 $524 $416 $1,406
2022 Mazda CX-9 $298 $502 $430 $1,388
2021 Mazda CX-9 $282 $484 $442 $1,366
2020 Mazda CX-9 $270 $450 $452 $1,330
2019 Mazda CX-9 $260 $424 $456 $1,298
2018 Mazda CX-9 $248 $380 $460 $1,246
2017 Mazda CX-9 $232 $350 $460 $1,200
2016 Mazda CX-9 $224 $328 $464 $1,174
2015 Mazda CX-9 $220 $306 $474 $1,158
2014 Mazda CX-9 $202 $284 $474 $1,118
2012 Mazda CX-9 $184 $236 $474 $1,052
2011 Mazda CX-9 $174 $214 $474 $1,020
2010 Mazda CX-9 $168 $192 $468 $986
2009 Mazda CX-9 $166 $188 $460 $972
2008 Mazda CX-9 $162 $178 $452 $950
2007 Mazda CX-9 $148 $170 $446 $922

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Mazda CX-9 Insurance

Getting lower rates on car insurance consists of being a low-risk driver, maintaining a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Shop around every time your policy renews by requesting rates from direct carriers, and also from local exclusive and independent agents.

The items below are a quick review of the information presented in the illustrations above.

  • Drivers can save as much as $120 per year simply by quoting online in advance
  • Teen drivers are charged the highest prices, with premiums as much as $349 a month if the policy includes full coverage
  • Increasing physical damage deductibles can save approximately $275 each year
  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,210 more each year to insure their CX-9
  • Policyholders who require more liability coverage will pay about $520 each year to raise from a low limit to the 250/500 level

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $4,186
20 $2,394
30 $1,072
40 $1,052
50 $964
60 $944

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,232
$250 $1,150
$500 $1,052
$1,000 $956

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,052
50/100 $1,167
100/300 $1,285
250/500 $1,593
100 CSL $1,214
300 CSL $1,475
500 CSL $1,665

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $5,902
20 $3,818
30 $2,278
40 $2,258
50 $2,158
60 $2,134

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $65
5-yr Claim Free $66
Paid in Full/EFT $39
Advance Quote $46
Online Quote $72
Total Discounts $416
Rate after discounts $636

Discounts are estimated and may not be available from every company or in every state.

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