Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage. Comprehensive costs on average $184 each year, collision costs $236, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,258. Teen drivers pay the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Price estimates by individual coverage:

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and CX-9 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have lower incidents of accident claims than larger metro areas.

The graphic below illustrates how geographic area affects car insurance rates.

The ranges above show why all drivers should compare rates quotes based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $636
• Raising to $1,000 deductibles will save around $96 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,052
• Choosing low deductibles bumps up the cost to $1,232
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,258 or more
• The price that insures a teen driver may cost $4,186

View Chart as Image

Auto insurance prices for a Mazda CX-9 are also quite variable based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,200 to $1,800 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 127% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,100 a year. View Rates by Age

The state you live in also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find prices as low as $690 a year in states like Idaho, Maine, and Iowa, or as much as $1,500 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $280 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison and see which company has the best price. Every auto insurance company uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Mazda CX-9 Insurance

Getting lower rates on car insurance consists of being a low-risk driver, maintaining a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Shop around every time your policy renews by requesting rates from direct carriers, and also from local exclusive and independent agents.

The items below are a quick review of the information presented in the illustrations above.

• Drivers can save as much as $120 per year simply by quoting online in advance
• Teen drivers are charged the highest prices, with premiums as much as $349 a month if the policy includes full coverage
• Increasing physical damage deductibles can save approximately $275 each year
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,210 more each year to insure their CX-9
• Policyholders who require more liability coverage will pay about $520 each year to raise from a low limit to the 250/500 level