Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,092 a year including full coverage. Comprehensive insurance costs on average $198, collision insurance costs $258, and liability costs around $478. A liability-only policy costs as low as $526 a year, and high-risk insurance costs $2,342 or more. Teenage drivers cost the most to insure at up to $4,312 a year.

Average premium for full coverage: $1,092

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates the difference location can make on car insurance rates.

The examples above highlight why everyone should compare prices based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $657
• Using higher $1,000 deductibles will save around $106 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,092
• Using pricier low deductibles for physical damage coverage will cost an extra $194 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,342
• Policy cost for full coverage for a 16-year-old driver for full coverage may cost $4,312 or more

View Chart as Image

Car insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the model of your CX-9, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,300 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see rates as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,560 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $300 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,300 to $1,800 extra every year, depending on your age. Mazda CX-9 insurance for high-risk drivers can be from 42% to 133% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 requires avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Make time to compare rates at every other renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a brief recap of the concepts that were touched on in this article.

• Drivers considered higher risk who tend to receive serious violations may pay on average $1,250 more each year to insure a Mazda CX-9
• Drivers under the age of 20 are expensive to insure, with premiums being up to $359 each month if full coverage is included
• You may be able to save as much as $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $300 each year
• You may be able to save as much as $120 per year just by quoting online well ahead of the renewal date