Mazda CX-9 Insurance Rates

The average auto insurance rates for a Mazda CX-9 are $1,052 annually for full coverage insurance. Comprehensive insurance costs on average $184 a year, collision insurance costs $236, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,258 or more. Teenage drivers cost the most to insure at up to $4,186 a year.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Rural areas are shown to have fewer physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why it is important to compare rates based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $636
• Drivers who choose higher $1,000 deductibles will pay around $956 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,052
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $180 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,258
• Policy cost with full coverage for a 16-year-old driver may cost $4,186 a year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,200 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $280 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,420 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 not only requires having a decent driving record, but also having good credit, being claim-free, and dropping full coverage on older vehicles. Set aside time to compare rates every time your policy renews by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a recap of the information covered above.

• It is possible to save as much as $120 per year just by quoting early and online
• 16 to 18-year-old drivers pay higher rates, possibly costing $349 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $275 each year
• Drivers considered higher risk that have major violations or accidents may pay on average $1,210 more each year than a driver with a clean driving record
• Insureds who require additional liability coverage will pay an extra $520 annually to go from a 30/60 limit to higher 250/500 limits