Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,092 a year with full coverage. Comprehensive costs on average $198, collision insurance costs $258, and liability insurance costs $478. A liability-only policy costs as little as $526 a year, and high-risk insurance costs around $2,342. Teenage drivers cost the most to insure at up to $4,312 a year.

Average premium for full coverage: $1,092

Policy rates by type of insurance:

These estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than densely populated cities. The price range example below illustrates how location impacts car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $657
• Drivers who choose higher $1,000 deductibles will pay around $106 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,092
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,286
• High risk drivers who are prone to accidents and violations could pay upwards of $2,342
• Policy cost that insures a teen driver with full coverage may cost $4,312 a year

View Chart as Image

Car insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $4,300 a year. View Rates by Age

Your home state makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $790 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,470 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $300 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance not only requires having a good driving record, but also having a positive credit history, not filing small claims, and possibly raising deductibles. Compare prices at least once a year by obtaining price quotes from direct companies, and also from several local insurance agents.

The next list is a brief summary of the primary concepts that were touched on above.

• You may be able to save as much as $120 per year just by shopping early and online
• High-risk drivers that tend to have accidents or serious violations pay on average $1,250 more each year to buy Mazda CX-9 insurance
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Drivers age 20 and younger are expensive to insure, as much as $359 each month if full coverage is purchased