Mazda CX-9 Insurance Rates

The average auto insurance rates for a Mazda CX-9 are $1,052 annually including full coverage. Comprehensive costs an estimated $184 a year, collision insurance costs $236, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,258. Teen drivers cost the most to insure at up to $4,186 a year.

Average premium for full coverage: $1,052

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.

The examples above highlight why it is important to compare rates for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Mazda CX-9 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $636
• Drivers who choose higher $1,000 deductibles will pay approximately $956 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,052
• Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,232
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,258
• Policy cost with full coverage for a teen driver can cost as much as $4,186 a year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,200 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $280 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,500 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Mazda CX-9 Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest time comparing rates every couple of years by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a brief review of the material that was covered in the charts and tables above.

• Policyholders who want more liability coverage will pay about $520 per year to go from a 30/60 limit to higher 250/500 limits
• Teen drivers are expensive to insure, with premiums being up to $349 each month if they have full coverage
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,210 more annually to insure their CX-9
• Increasing comprehensive and collision deductibles could save up to $275 each year