Mazda CX-9 Insurance Rates

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Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 10, 2024

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U.S. average insurance rates for a Mazda CX-9 are $1,092 a year with full coverage. Comprehensive insurance costs on average $198, collision insurance costs $258, and liability insurance is estimated at $478. Buying just liability costs approximately $526 a year, and insurance for high-risk drivers costs $2,342 or more. Teens pay the highest rates at up to $4,312 a year.

Average premium for full coverage: $1,092

Price estimates by individual coverage:

Comprehensive $198
Collision $258
Liability $478

Rates are based on $500 physical damage deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different CX-9 trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Mazda CX-9 insurance prices range from as low as $526 for just the minimum liability insurance to a much higher rate of $2,342 for a high-risk insurance policy.

Liability Only $526
Full Coverage $1,092
High Risk $2,342

Geographic Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects car insurance rates.

Rural Areas $819
Small Cities $1,147
Large Cities $1,474

The ranges above demonstrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details average Mazda CX-9 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $657
  • Choosing higher $1,000 deductibles can save around $106 annually
  • The average rate for the average middle-age driver with $500 deductibles is $1,092
  • Selecting more expensive low deductibles for comp and collision coverage will cost an extra $194 a year
  • High-risk insureds with serious driving violations could pay upwards of $2,342
  • The price for full coverage for a teen driver with full coverage may cost $4,312 each year

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance prices range from $657 to $4,312 for full coverage

Insurance prices for a Mazda CX-9 are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $4,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $790 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,470 on average in Florida, Michigan, and New York.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $986 -$106 -9.7%
Alaska $838 -$254 -23.3%
Arizona $906 -$186 -17.0%
Arkansas $1,092 -$0 0.0%
California $1,244 $152 13.9%
Colorado $1,042 -$50 -4.6%
Connecticut $1,120 $28 2.6%
Delaware $1,236 $144 13.2%
Florida $1,364 $272 24.9%
Georgia $1,006 -$86 -7.9%
Hawaii $782 -$310 -28.4%
Idaho $738 -$354 -32.4%
Illinois $814 -$278 -25.5%
Indiana $820 -$272 -24.9%
Iowa $736 -$356 -32.6%
Kansas $1,038 -$54 -4.9%
Kentucky $1,490 $398 36.4%
Louisiana $1,614 $522 47.8%
Maine $672 -$420 -38.5%
Maryland $898 -$194 -17.8%
Massachusetts $874 -$218 -20.0%
Michigan $1,896 $804 73.6%
Minnesota $914 -$178 -16.3%
Mississippi $1,306 $214 19.6%
Missouri $968 -$124 -11.4%
Montana $1,172 $80 7.3%
Nebraska $860 -$232 -21.2%
Nevada $1,306 $214 19.6%
New Hampshire $786 -$306 -28.0%
New Jersey $1,220 $128 11.7%
New Mexico $964 -$128 -11.7%
New York $1,148 $56 5.1%
North Carolina $628 -$464 -42.5%
North Dakota $892 -$200 -18.3%
Ohio $754 -$338 -31.0%
Oklahoma $1,120 $28 2.6%
Oregon $998 -$94 -8.6%
Pennsylvania $1,042 -$50 -4.6%
Rhode Island $1,456 $364 33.3%
South Carolina $988 -$104 -9.5%
South Dakota $920 -$172 -15.8%
Tennessee $956 -$136 -12.5%
Texas $1,316 $224 20.5%
Utah $808 -$284 -26.0%
Vermont $746 -$346 -31.7%
Virginia $652 -$440 -40.3%
Washington $842 -$250 -22.9%
West Virginia $1,000 -$92 -8.4%
Wisconsin $754 -$338 -31.0%
Wyoming $974 -$118 -10.8%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 133% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,070 $89
Mazda CX-9 Grand Touring 2WD $1,092 $91
Mazda CX-9 Sport AWD $1,092 $91
Mazda CX-9 Touring 2WD $1,092 $91
Mazda CX-9 Touring AWD $1,092 $91
Mazda CX-9 Grand Touring AWD $1,114 $93

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $320 $536 $398 $1,412
2022 Mazda CX-9 $308 $524 $416 $1,406
2021 Mazda CX-9 $298 $502 $430 $1,388
2020 Mazda CX-9 $282 $484 $442 $1,366
2019 Mazda CX-9 $270 $450 $452 $1,330
2018 Mazda CX-9 $260 $424 $456 $1,298
2017 Mazda CX-9 $248 $380 $460 $1,246
2016 Mazda CX-9 $232 $350 $460 $1,200
2015 Mazda CX-9 $224 $328 $464 $1,174
2014 Mazda CX-9 $220 $306 $474 $1,158
2012 Mazda CX-9 $198 $258 $478 $1,092
2011 Mazda CX-9 $184 $236 $474 $1,052
2010 Mazda CX-9 $174 $214 $474 $1,020
2009 Mazda CX-9 $168 $192 $468 $986
2008 Mazda CX-9 $166 $188 $460 $972
2007 Mazda CX-9 $162 $178 $452 $950

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Mazda CX-9 Insurance

Getting lower rates on Mazda CX-9 insurance takes being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to shop around at least every other year by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

Below is a quick review of the car insurance concepts raised in the charts and tables above.

  • High-risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,250 more each year for auto insurance
  • You may be able to save as much as $120 per year just by shopping early and online
  • Increasing physical damage deductibles can save around $300 each year
  • Drivers who require higher levels of liability will pay approximately $530 every year to raise limits from a low limit to 250/500 limits

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $4,312
20 $2,484
30 $1,116
40 $1,092
50 $1,002
60 $978

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,286
$250 $1,198
$500 $1,092
$1,000 $986

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,092
50/100 $1,210
100/300 $1,329
250/500 $1,640
100 CSL $1,257
300 CSL $1,520
500 CSL $1,712

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $6,090
20 $3,960
30 $2,368
40 $2,342
50 $2,240
60 $2,216

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $146

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $69
Paid in Full/EFT $41
Advance Quote $49
Online Quote $75
Total Discounts $435
Rate after discounts $657

Discounts are estimated and may not be available from every company or in every state.

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