Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage. Comprehensive insurance costs on average $184, collision costs $236, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,258 or more. 16-year-old drivers cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for different CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of accident claims than congested cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

The examples above show why anyone shopping for car insurance should compare rates quotes based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $636
• Raising to $1,000 deductibles will save around $96 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,052
• Buying more expensive low deductibles will cost an additional $180 every year
• At-risk drivers with multiple tickets or accidents could pay upwards of $2,258 or more
• Policy cost that insures a teen driver with full coverage may cost $4,186

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,200 to $1,800 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 127% more than the average rate. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,100 a year. View Rates by Age

Your home state also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find rates as low as $690 a year in states like Idaho, Maine, and Iowa, or at least $1,500 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $280 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates and see which company has the best rate. Every auto insurance company utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-9 Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Comparison shop at every other renewal by quoting rates from direct carriers, and also from local exclusive and independent agents.

The points below are a summary of the concepts that were raised in the charts and tables above.

• Higher risk drivers who have multiple accidents or major violations may pay on average $1,210 more each year to insure a Mazda CX-9
• Drivers under the age of 20 pay the highest rates, costing up to $349 each month if full coverage is included
• Drivers can save as much as $120 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Drivers can save as much as $120 per year simply by shopping early and online