Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,052 a year with full coverage. Comprehensive costs on average $184 a year, collision costs $236, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,258. Teenage drivers pay the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Price estimates by individual coverage:

Estimates include $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how location helps determine car insurance rates.

The ranges above demonstrate why it is important to get quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $636
• Choosing higher $1,000 deductibles can save around $956 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,052
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,232
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,258 or more
• The price that insures a teen driver may cost $4,186 each year

View Chart as Image

Insurance prices for a Mazda CX-9 are also quite variable based on the trim level of your CX-9, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,200 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 127% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $760 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,420 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $280 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see which company has the best price. Each auto insurer uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mazda CX-9 Insurance

Getting lower rates on car insurance takes having a good driving record, having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare prices at every policy renewal by getting rate quotes from direct companies, and also from several local insurance agents.

The next list is a review of the data covered in the charts and tables above.

• Policyholders who require increased levels of liability coverage will pay an extra $520 every year to raise limits from a low limit to the 250/500 level
• You may be able to save as much as $120 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $275 each year
• Drivers age 20 and younger pay higher prices, costing up to $349 a month if comprehensive and collision insurance is included