Mazda CX-9 Insurance Rates

Average insurance prices for a Mazda CX-9 are $1,052 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $184, collision insurance costs $236, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,258 or more. Teenage drivers receive the highest rates at up to $4,186 a year.

Average premium for full coverage: $1,052

Rate estimates broken down by individual coverage type:

Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for all CX-9 models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of insurance. More rural locations tend to have more infrequent physical damage claims than densely populated cities. The example below illustrates the effect of geographic area on insurance prices.

These examples illustrate why everyone should compare rates for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $636
• Drivers who choose higher $1,000 deductibles will pay approximately $96 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,052
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $180 annually
• Drivers who are prone to accidents and violations could pay up to $2,258
• The cost to insure a 16-year-old driver for full coverage can cost as much as $4,186 a year

View Chart as Image

Insurance rates for a Mazda CX-9 can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles could save up to $280 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,200 to $1,800 additional per year, depending on your age. Mazda CX-9 insurance for high-risk drivers can cost from 43% to 127% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,420 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Mazda CX-9 Insurance

Saving money on insurance for a Mazda CX-9 not only requires having a good driving record, but also having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at least every other year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The next list is a quick review of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,210 more annually to buy Mazda CX-9 insurance
• It is possible to save approximately $120 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $275 each year
• Insureds who want increased levels of liability coverage will pay an extra $520 annually to go from a minimum limit to a 250/500 level