Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,344 a year including full coverage. Comprehensive insurance costs an estimated $250 a year, collision costs $400, and liability coverage costs around $514. Liability-only coverage costs as low as $572 a year, with high-risk coverage costing $2,900 or more. 16-year-old drivers pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates broken down by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Titan trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than congested cities.

The diagram below illustrates how geographic area affects insurance prices.

The ranges above highlight why it is important to compare prices for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Nissan Titan insurance rates for other coverage scenarios.

• The best full coverage rate is $793
• Using higher $1,000 deductibles will save approximately $1,196 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,344
• Buying low $100 deductibles for physical damage coverage will cost an additional $284 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,900 or more
• The price that insures a teenage driver can cost as much as $5,220 or more

View Chart as Image

Auto insurance prices for a Nissan Titan are also quite variable based on the trim level of your Titan, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can be around 42% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $5,200 a year. View Rates by Age

The state you live in has a huge impact on Nissan Titan insurance rates. A driver around age 40 might see prices as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $440 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $513 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Titan Insurance

Getting lower rates on auto insurance requires having a decent driving record, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Comparison shop at least once a year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following items are a brief recap of the primary concepts that were presented in the illustrations above.

• You may be able to save approximately $160 per year simply by quoting early and online
• Drivers who tend to receive serious violations could be charged and average of $1,560 more annually than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $425 each year
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $435 a month if the policy includes full coverage