Nissan Titan Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 4, 2023
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Estimated auto insurance rates for a Nissan Titan are $1,344 annually with full coverage. Comprehensive insurance costs on average $250 a year, collision costs $400, and liability coverage is $514. Liability-only insurance costs around $572 a year, with high-risk driver insurance costing $2,900 or more. Teenage drivers pay the most at $5,220 a year or more.
Average premium for full coverage: $1,344
Premium estimates by type of coverage:
Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and Titan trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Nissan Titan go from as cheap as $572 for your basic liability-only policy to a high of $2,900 for high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than densely populated cities.
The diagram below illustrates how your location can change car insurance rates.
These rate differences demonstrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated Nissan Titan insurance rates for different risk profiles and scenarios.
- The best discount rate is $793
- Raising to $1,000 deductibles will save around $1,196 annually
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,344
- Using low $100 deductibles costs an additional $284 each year
- Unlucky drivers who are prone to accidents and violations could pay upwards of $2,900 or more
- An auto insurance policy with full coverage for a teenage driver may cost $5,220
Insurance prices for a Nissan Titan also have a wide range based on the model of your Titan, your driving record, and policy deductibles and limits.
Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $5,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce prices by up to $440 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $513 more each year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Nissan Titan insurance rates. A middle-age driver might find prices as low as $970 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,810 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,216 | -$128 | -9.5% |
| Alaska | $1,030 | -$314 | -23.4% |
| Arizona | $1,118 | -$226 | -16.8% |
| Arkansas | $1,344 | -$0 | 0.0% |
| California | $1,530 | $186 | 13.8% |
| Colorado | $1,282 | -$62 | -4.6% |
| Connecticut | $1,378 | $34 | 2.5% |
| Delaware | $1,520 | $176 | 13.1% |
| Florida | $1,682 | $338 | 25.1% |
| Georgia | $1,242 | -$102 | -7.6% |
| Hawaii | $966 | -$378 | -28.1% |
| Idaho | $910 | -$434 | -32.3% |
| Illinois | $1,000 | -$344 | -25.6% |
| Indiana | $1,014 | -$330 | -24.6% |
| Iowa | $906 | -$438 | -32.6% |
| Kansas | $1,274 | -$70 | -5.2% |
| Kentucky | $1,832 | $488 | 36.3% |
| Louisiana | $1,990 | $646 | 48.1% |
| Maine | $830 | -$514 | -38.2% |
| Maryland | $1,108 | -$236 | -17.6% |
| Massachusetts | $1,074 | -$270 | -20.1% |
| Michigan | $2,332 | $988 | 73.5% |
| Minnesota | $1,122 | -$222 | -16.5% |
| Mississippi | $1,608 | $264 | 19.6% |
| Missouri | $1,190 | -$154 | -11.5% |
| Montana | $1,444 | $100 | 7.4% |
| Nebraska | $1,058 | -$286 | -21.3% |
| Nevada | $1,614 | $270 | 20.1% |
| New Hampshire | $968 | -$376 | -28.0% |
| New Jersey | $1,502 | $158 | 11.8% |
| New Mexico | $1,188 | -$156 | -11.6% |
| New York | $1,414 | $70 | 5.2% |
| North Carolina | $774 | -$570 | -42.4% |
| North Dakota | $1,102 | -$242 | -18.0% |
| Ohio | $928 | -$416 | -31.0% |
| Oklahoma | $1,378 | $34 | 2.5% |
| Oregon | $1,230 | -$114 | -8.5% |
| Pennsylvania | $1,280 | -$64 | -4.8% |
| Rhode Island | $1,792 | $448 | 33.3% |
| South Carolina | $1,218 | -$126 | -9.4% |
| South Dakota | $1,134 | -$210 | -15.6% |
| Tennessee | $1,174 | -$170 | -12.6% |
| Texas | $1,618 | $274 | 20.4% |
| Utah | $992 | -$352 | -26.2% |
| Vermont | $920 | -$424 | -31.5% |
| Virginia | $804 | -$540 | -40.2% |
| Washington | $1,036 | -$308 | -22.9% |
| West Virginia | $1,230 | -$114 | -8.5% |
| Wisconsin | $928 | -$416 | -31.0% |
| Wyoming | $1,196 | -$148 | -11.0% |
With such a large range in prices, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, and prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Titan XE King Cab 4WD | $1,196 | $100 |
| Nissan Titan SE King Cab 4WD | $1,230 | $103 |
| Nissan Titan XE Crew Cab 4WD | $1,230 | $103 |
| Nissan Titan XE King Cab 2WD | $1,386 | $116 |
| Nissan Titan Pro-4X King Cab 4WD | $1,288 | $107 |
| Nissan Titan SE Crew Cab 4WD | $1,288 | $107 |
| Nissan Titan SE King Cab 2WD | $1,420 | $118 |
| Nissan Titan XE Crew Cab 2WD | $1,420 | $118 |
| Nissan Titan LE Crew Cab 4WD | $1,320 | $110 |
| Nissan Titan Pro-4X Crew Cab 4WD | $1,320 | $110 |
| Nissan Titan SE Crew Cab 2WD | $1,454 | $121 |
| Nissan Titan LE Crew Cab 2WD | $1,520 | $127 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Titan | $306 | $506 | $450 | $1,442 |
| 2023 Nissan Titan | $296 | $494 | $470 | $1,440 |
| 2022 Nissan Titan | $286 | $474 | $486 | $1,426 |
| 2021 Nissan Titan | $270 | $458 | $500 | $1,408 |
| 2020 Nissan Titan | $260 | $424 | $510 | $1,374 |
| 2019 Nissan Titan | $250 | $400 | $514 | $1,344 |
| 2018 Nissan Titan | $240 | $358 | $520 | $1,298 |
| 2017 Nissan Titan | $224 | $330 | $520 | $1,254 |
| 2016 Nissan Titan | $216 | $310 | $524 | $1,230 |
| 2011 Nissan Titan | $166 | $202 | $534 | $1,082 |
| 2009 Nissan Titan | $158 | $178 | $520 | $1,036 |
| 2008 Nissan Titan | $156 | $168 | $510 | $1,014 |
Rates are averaged for all Nissan Titan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Nissan Titan Insurance
Finding better rates on auto insurance consists of being safe and accident-free, having good credit, being claim-free, and insuring your home and auto with the same company. Invest the time to shop around every couple of years by getting rate quotes from direct companies, and also from local independent and exclusive agents.
Below you'll find a brief review of the material that was illustrated above.
- Consumers who require more liability protection will pay an extra $570 every year to raise from 30/60 bodily injury limits to higher 250/500 limits
- Youthful drivers pay higher prices, possibly costing $435 per month if they have full coverage
- Drivers with DUI or reckless driving convictions pay an average of $1,560 more each year than a low-risk driver
- Increasing policy deductibles could save up to $425 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,220 |
| 20 | $3,086 |
| 30 | $1,382 |
| 40 | $1,344 |
| 50 | $1,232 |
| 60 | $1,206 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,628 |
| $250 | $1,496 |
| $500 | $1,344 |
| $1,000 | $1,196 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,344 |
| 50/100 | $1,634 |
| 100/300 | $1,777 |
| 250/500 | $2,147 |
| 100 CSL | $1,691 |
| 300 CSL | $2,005 |
| 500 CSL | $2,233 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,400 |
| 20 | $4,916 |
| 30 | $2,942 |
| 40 | $2,900 |
| 50 | $2,770 |
| 60 | $2,744 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $72 |
| Homeowner | $22 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $55 |
| Advance Quote | $63 |
| Online Quote | $93 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
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