Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Average insurance rates for a Porsche Cayenne are $1,936 a year with full coverage. Comprehensive insurance costs an estimated $500, collision insurance costs $906, and liability insurance is $372. A liability-only policy costs around $438 a year, and high-risk insurance costs $4,184 or more. Teen drivers receive the highest rates at up to $6,802 a year.

Average premium for full coverage: $1,936

Rate estimates broken down by individual coverage type:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for different Cayenne trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations tend to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates how location helps determine insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Porsche Cayenne insurance rates for other coverage scenarios.

• The lowest rate with discounts is $1,082
• Raising to $1,000 deductibles will save approximately $320 annually
• The average rate for a 40-year-old driver who has $500 deductibles is $1,936
• Choosing more expensive low deductibles will cost an extra $618 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $4,184
• The cost for full coverage for a teen driver with full coverage can cost as much as $6,802

View Chart as Image

Insurance rates for a Porsche Cayenne can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles could pay as little as $1,800 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $6,800 a year. View Rates by Age

Where you live also has a big influence on Porsche Cayenne insurance rates. A middle-age driver might find rates as low as $1,390 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,610 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can reduce rates by up to $940 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $2,300 to $3,000 extra per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 133% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Porsche Cayenne Insurance

Saving money on Porsche Cayenne insurance consists of avoiding accidents and claims, maintaining good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates once a year by getting quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

The points below are a condensed summary of the data that was covered in the charts and tables above.

• You may be able to save approximately $240 per year just by shopping early and online
• Drivers who want increased liability limits will pay about $410 every year to raise from a minimum limit to 250/500 limits
• Drivers under the age of 20 are charged the highest rates, with premiums as much as $567 per month for full coverage
• High-risk drivers with multiple at-fault accidents may pay on average $2,250 more annually to insure a Porsche Cayenne

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.