Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Estimated insurance prices for a Porsche Cayenne are $1,936 every 12 months for full coverage insurance. Comprehensive costs around $500 a year, collision insurance costs $906, and liability is $372. A liability-only policy costs around $438 a year, and high-risk insurance costs around $4,184. Teen drivers pay the most at up to $6,802 a year.

Average premium for full coverage: $1,936

Premium estimates for type of coverage:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Cayenne trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences illustrate why it is important to compare rates quotes for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Porsche Cayenne insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $1,082
• Raising to $1,000 deductibles will save about $1,616 each year
• The average price for a 40-year-old good driver using $500 deductibles is $1,936
• Choosing low $100 deductibles increases the price to $2,554
• At-risk drivers with multiple violations and an at-fault accident could pay at least $4,184
• An auto insurance policy to insure a teen driver can be $6,802

View Chart as Image

Auto insurance prices for a Porsche Cayenne also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Choosing high deductibles can reduce prices by up to $940 every year, while buying higher liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $335 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,800 every 12 months on average, or $150 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay as much as $6,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $2,300 to $3,000 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 133% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Porsche Cayenne insurance prices. A middle-age driver might find prices as low as $1,260 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,610 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Porsche Cayenne Insurance

Finding better rates on car insurance consists of being a good driver, having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to compare rates every year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a review of the coverage data covered in the above illustrations.

• It is possible to save up to $240 per year just by quoting early and online
• Increasing policy deductibles could save as much as $950 each year
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $567 per month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations may pay on average $2,250 more every year than a safer driver

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.