Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $928 a year including full coverage. Comprehensive insurance costs approximately $154, collision insurance costs $170, and liability coverage is $446. Liability-only coverage costs around $500 a year, and high-risk coverage costs $1,986 or more. Teen drivers cost the most to insure at up to $3,764 a year.

Average premium for full coverage: $928

Policy rates by type of insurance:

Prices are based on $500 physical damage deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different Outlook trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $573
• Raising to $1,000 deductibles will save $74 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $928
• Choosing more expensive low deductibles will cost an extra $140 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $1,986
• Policy cost for full coverage for a teenage driver with full coverage can cost $3,764

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on your risk profile, the model of your Outlook, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state also has a big influence on Saturn Outlook insurance rates. A middle-age driver might find rates as low as $720 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,330 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $220 a year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,100 to $1,600 additional every year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 132% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Saturn Outlook Insurance

Finding cheaper rates on auto insurance consists of being a safe and courteous driver, having a good credit history, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates every couple of years by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a brief review of the material that was covered above.

• Consumers who purchase higher levels of liability will pay about $490 per year to raise from a 30/60 limit to 250/500 limits
• Teenage drivers are the costliest to insure, with premiums being up to $314 each month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,060 more per year for auto insurance
• Increasing comprehensive and collision deductibles can save around $225 each year