Saturn Outlook Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 5, 2023
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The average insurance prices for a Saturn Outlook are $956 every 12 months with full coverage. Comprehensive insurance costs around $168 each year, collision costs $178, and liability coverage costs $452. Liability-only coverage costs as little as $504 a year, with high-risk coverage costing $2,042 or more. 16-year-old drivers cost the most to insure at $3,838 a year or more.
Average premium for full coverage: $956
Policy rates for type of insurance:
Rates are based on $500 deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Outlook models.
Price Range Variability
Using a 40-year-old driver as an example, Saturn Outlook insurance rates go from the cheapest price of $504 for basic liability insurance to a high rate of $2,042 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than congested cities.
The graphic below illustrates how rural and urban location affects auto insurance rates.
The examples above demonstrate why all drivers should compare rates for a specific zip code and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Saturn Outlook insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $590
- Drivers who choose higher $1,000 deductibles will pay about $78 annually
- The average price for a good driver age 40 using $500 deductibles is $956
- Buying low deductibles for comprehensive and collision insurance costs an extra $150 each year
- High-risk insureds with multiple tickets or accidents could pay at least $2,042 or more
- Policy cost to insure a teenage driver can be $3,838 a year
Insurance rates for a Saturn Outlook also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.
Opting for high physical damage deductibles could save up to $230 a year, whereas increasing liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $3,800 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,100 to $1,600 additional every year, depending on your age. Insurance for high-risk drivers can cost around 42% to 128% more than the average rate. View High Risk Driver Rates
Your home state makes a big difference in Saturn Outlook insurance rates. A 40-year-old driver could pay as low as $690 a year in states like New Hampshire, Ohio, and Utah, or at least $1,290 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $866 | -$90 | -9.4% |
| Alaska | $736 | -$220 | -23.0% |
| Arizona | $794 | -$162 | -16.9% |
| Arkansas | $956 | -$0 | 0.0% |
| California | $1,090 | $134 | 14.0% |
| Colorado | $914 | -$42 | -4.4% |
| Connecticut | $986 | $30 | 3.1% |
| Delaware | $1,082 | $126 | 13.2% |
| Florida | $1,198 | $242 | 25.3% |
| Georgia | $884 | -$72 | -7.5% |
| Hawaii | $688 | -$268 | -28.0% |
| Idaho | $648 | -$308 | -32.2% |
| Illinois | $714 | -$242 | -25.3% |
| Indiana | $720 | -$236 | -24.7% |
| Iowa | $644 | -$312 | -32.6% |
| Kansas | $910 | -$46 | -4.8% |
| Kentucky | $1,306 | $350 | 36.6% |
| Louisiana | $1,416 | $460 | 48.1% |
| Maine | $590 | -$366 | -38.3% |
| Maryland | $790 | -$166 | -17.4% |
| Massachusetts | $764 | -$192 | -20.1% |
| Michigan | $1,662 | $706 | 73.8% |
| Minnesota | $802 | -$154 | -16.1% |
| Mississippi | $1,146 | $190 | 19.9% |
| Missouri | $848 | -$108 | -11.3% |
| Montana | $1,028 | $72 | 7.5% |
| Nebraska | $754 | -$202 | -21.1% |
| Nevada | $1,148 | $192 | 20.1% |
| New Hampshire | $690 | -$266 | -27.8% |
| New Jersey | $1,070 | $114 | 11.9% |
| New Mexico | $848 | -$108 | -11.3% |
| New York | $1,008 | $52 | 5.4% |
| North Carolina | $552 | -$404 | -42.3% |
| North Dakota | $784 | -$172 | -18.0% |
| Ohio | $662 | -$294 | -30.8% |
| Oklahoma | $984 | $28 | 2.9% |
| Oregon | $876 | -$80 | -8.4% |
| Pennsylvania | $912 | -$44 | -4.6% |
| Rhode Island | $1,276 | $320 | 33.5% |
| South Carolina | $866 | -$90 | -9.4% |
| South Dakota | $806 | -$150 | -15.7% |
| Tennessee | $838 | -$118 | -12.3% |
| Texas | $1,156 | $200 | 20.9% |
| Utah | $708 | -$248 | -25.9% |
| Vermont | $656 | -$300 | -31.4% |
| Virginia | $574 | -$382 | -40.0% |
| Washington | $740 | -$216 | -22.6% |
| West Virginia | $876 | -$80 | -8.4% |
| Wisconsin | $662 | -$294 | -30.8% |
| Wyoming | $854 | -$102 | -10.7% |
Because rates have so much variability, the best way to find out your exact price is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, and rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $926 | $77 |
| Saturn Outlook XV 2WD | $926 | $77 |
| Saturn Outlook XE Premium 2WD | $956 | $80 |
| Saturn Outlook XE AWD | $956 | $80 |
| Saturn Outlook XE Premium AWD | $956 | $80 |
| Saturn Outlook XR-L 2WD | $974 | $81 |
| Saturn Outlook XR-L AWD | $974 | $81 |
| Saturn Outlook XR-L Premium 2WD | $990 | $83 |
| Saturn Outlook XR-L Premium AWD | $990 | $83 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $172 | $188 | $460 | $978 |
| 2007 Saturn Outlook | $168 | $178 | $452 | $956 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Saturn Outlook Insurance
Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, not filing small claims, and taking advantage of discounts. Set aside time to shop around once a year by requesting rates from direct companies, and also from several local insurance agents.
The following is a quick review of the data that was raised in the charts and tables above.
- You may be able to save up to $100 per year simply by quoting online in advance
- Consumers who may need higher liability limits will pay around $500 every year to go from a 30/60 limit to a 250/500 level
- Teens are charged the highest rates, as much as $320 each month if full coverage is included
- Drivers with a DUI or reckless driving violation pay on average $1,090 more every year for Outlook insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,838 |
| 20 | $2,168 |
| 30 | $972 |
| 40 | $956 |
| 50 | $878 |
| 60 | $860 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,106 |
| $250 | $1,040 |
| $500 | $956 |
| $1,000 | $878 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $956 |
| 50/100 | $1,080 |
| 100/300 | $1,193 |
| 250/500 | $1,487 |
| 100 CSL | $1,126 |
| 300 CSL | $1,374 |
| 500 CSL | $1,555 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,392 |
| 20 | $3,442 |
| 30 | $2,056 |
| 40 | $2,042 |
| 50 | $1,952 |
| 60 | $1,932 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $33 |
| Advance Quote | $40 |
| Online Quote | $64 |
| Total Discounts | $366 |
Discounts are estimated and may not be available from every company or in every state.
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