Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $928 a year for full coverage. Comprehensive insurance costs on average $154 each year, collision costs $170, and liability insurance is $446. Liability-only coverage costs around $500 a year, with high-risk coverage costing $1,986 or more. Teen drivers cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates by type of insurance:

Includes $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of accident claims than larger metro areas.

The graphic below illustrates how where you live affects car insurance rates.

The examples above show why all drivers should compare rates quotes based on a specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Saturn Outlook insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $573
• Raising to $1,000 deductibles will save around $74 a year
• The estimated price for a good driver age 40 with $500 deductibles is $928
• Choosing low deductibles will cost an additional $140 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,986 or more
• Policy cost that insures a teen driver may cost $3,764

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,100 to $1,600 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 132% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $3,700 a year. View Rates by Age

Your home state also has a big influence on Saturn Outlook insurance rates. A middle-age driver might find rates as low as $610 a year in states like Idaho, Maine, and Iowa, or as much as $1,330 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $220 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Saturn Outlook Insurance

Finding cheaper rates on Saturn Outlook insurance consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Shop around every couple of years by quoting rates from direct carriers, and also from local exclusive and independent agents.

The following list is a recap of the material that was touched on in the above illustrations.

• Drivers who require an increased level of liability coverage will pay about $490 each year to raise from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 pay higher rates, costing up to $314 each month if comprehensive and collision insurance is included
• High-risk drivers that have major violations or accidents may pay on average $1,060 more each year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $225 each year