Saturn Outlook Insurance Rates

Estimated insurance prices for a Saturn Outlook are $928 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $154 a year, collision costs $170, and liability coverage costs $446. Liability-only insurance costs as little as $500 a year, with high-risk driver insurance costing $1,986 or more. Teenage drivers pay the most at $3,764 a year or more.

Average premium for full coverage: $928

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Outlook trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance prices.

These rate differences illustrate why it is important to compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The best discount rate is $573
• Drivers who choose higher $1,000 deductibles will pay $854 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $928
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $140 each year
• High-risk insureds who are prone to accidents and violations could pay around $1,986 or more
• An auto insurance policy to insure a teenage driver can cost $3,764 a year

View Chart as Image

Insurance prices for a Saturn Outlook also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Outlook.

Using high physical damage deductibles could save up to $220 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $402 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,100 to $1,600 additional annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Saturn Outlook insurance rates. A 40-year-old driver could pay as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,260 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Every company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Saturn Outlook Insurance

Finding better rates on auto insurance not only requires avoiding accidents and claims, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Make time to compare rates every couple of years by getting quotes from direct insurance companies, and also from local insurance agencies.

The points below are a quick review of the material that was touched on in this article.

• Consumers who purchase increased liability limits will pay an extra $490 annually to go from 30/60 bodily injury limits to a 250/500 level
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $314 per month if full coverage is included
• Drivers with a DUI or reckless driving violation may have to pay on average $1,060 more per year to insure a Saturn Outlook
• Increasing policy deductibles could save as much as $225 each year