Saturn Outlook Insurance Rates

The average insurance prices for a Saturn Outlook are $956 every 12 months including full coverage. Comprehensive insurance costs approximately $168, collision costs $178, and liability costs $452. Liability-only coverage costs as little as $504 a year, with high-risk coverage costing $2,042 or more. Teenage drivers cost the most to insure at $3,838 a year or more.

Average premium for full coverage: $956

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different Outlook trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The best discount rate is $590
• Drivers who choose higher $1,000 deductibles will pay $78 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $956
• Using more expensive low deductibles for comprehensive and collision insurance costs an extra $150 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,042 or more
• Policy cost to insure a teen driver with full coverage can cost $3,838 a year

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Outlook.

Using high physical damage deductibles could save up to $230 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $3,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,100 to $1,600 additional every year, depending on your age. High-risk driver insurance can cost as much as 42% to 128% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Saturn Outlook insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,370 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates and see which company has the best rate. Every company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Saturn Outlook Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to compare rates at least once a year by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a condensed summary of the primary concepts that were covered above.

• You may be able to save around $100 per year simply by shopping early and online
• Higher risk drivers with multiple at-fault accidents could be charged and average of $1,090 more per year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $320 each month if full coverage is included