Saturn Outlook Insurance Rates

The average insurance prices for a Saturn Outlook are $928 every 12 months for full coverage insurance. Comprehensive costs an estimated $154, collision insurance costs $170, and liability costs $446. Liability-only coverage costs as little as $500 a year, and high-risk coverage costs around $1,986. Teens cost the most to insure at up to $3,764 a year.

Average premium for full coverage: $928

Policy rates broken down by type of insurance:

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for all Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion. The example below illustrates how geographic area affects insurance prices.

The examples above illustrate why everyone should compare rates for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Saturn Outlook insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $573
• Drivers who choose higher $1,000 deductibles will pay approximately $74 each year
• The average price for a good driver age 40 who has $500 deductibles is $928
• Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,068
• Higher-risk drivers with serious driving violations could pay up to $1,986
• Policy cost to insure a teen driver for full coverage can cost as much as $3,764 a year

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $220 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,100 to $1,600 additional every year, depending on your age. Saturn Outlook insurance for high-risk drivers can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Saturn Outlook insurance prices. A 40-year-old driver could pay as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,260 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Saturn Outlook Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having above-average credit, being claim-free, and possibly raising deductibles. Invest the time to compare rates every time your policy renews by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a summary of the information presented in the illustrations above.

• It is possible to save approximately $100 per year just by quoting online well ahead of the renewal date
• Youthful drivers are expensive to insure, possibly costing $314 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,060 more annually than a low-risk driver
• Policyholders who want more liability protection will pay approximately $490 annually to go from a 30/60 limit to a 250/500 level