Saturn Outlook Insurance Rates

U.S. average insurance rates for a Saturn Outlook are $928 a year for full coverage insurance. Comprehensive insurance costs around $154, collision costs $170, and liability costs around $446. Liability-only coverage costs as low as $500 a year, with high-risk coverage costing $1,986 or more. Teenage drivers pay the highest rates at $3,764 a year or more.

Average premium for full coverage: $928

Price estimates for individual coverage:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Outlook trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates the difference location can make on auto insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare prices for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Saturn Outlook insurance rates for additional coverage choices and driver risks.

• The best discount rate is $573
• Using higher $1,000 deductibles will save about $74 each year
• The estimated price for the average middle-age driver using $500 deductibles is $928
• Using more expensive low deductibles for physical damage coverage will cost an additional $140 every year
• Drivers who are prone to accidents and violations could pay at least $1,986 or more
• The price that insures a teen driver with full coverage can be $3,764 or more

View Chart as Image

Auto insurance prices for a Saturn Outlook are also quite variable based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,100 to $1,600 in extra premium each year, depending on your age. High-risk driver insurance can be as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $3,700 a year. View Rates by Age

The state you live in has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see prices as low as $610 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,260 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $220 every year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $402 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out your exact price is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Saturn Outlook Insurance

Getting lower rates on car insurance requires being a good driver, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare prices at least once a year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The following list is a quick review of the primary concepts that were touched on in this article.

• It is possible to save up to $100 per year simply by shopping early and online
• Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,060 more every year than a safer driver
• Increasing physical damage deductibles can save approximately $225 each year
• Drivers age 16 to 20 are expensive to insure, as much as $314 a month if the policy includes full coverage