Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance prices for a Buick Enclave are $1,320 every 12 months with full coverage. Comprehensive costs around $260 each year, collision costs $446, and liability costs $456. Liability-only insurance costs as little as $508 a year, with high-risk driver insurance costing around $2,858. 16-year-old drivers pay the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,320

Price estimates for individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Enclave models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Areas with sparse population have more infrequent collision claims than congested cities.

The graphic below illustrates how where you live affects auto insurance rates.

The ranges above demonstrate why all drivers should compare rates for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Buick Enclave insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $767
• Drivers who choose higher $1,000 deductibles will pay about $160 annually
• The average price for the average middle-age driver using $500 deductibles is $1,320
• Buying low deductibles for comprehensive and collision insurance increases the price to $1,632
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,858 or more
• The price to insure a teen driver can be $5,040 a year

View Chart as Image

Car insurance prices for a Buick Enclave are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles could save up to $480 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $5,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 135% more than the average rate. View High Risk Driver Rates

The state you live in makes a big difference in Buick Enclave insurance prices. A 40-year-old driver could pay as low as $950 a year in states like New Hampshire, Ohio, and Utah, or at least $1,780 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out your exact price is to do a rate comparison and see which company has the best price. Every company utilizes a different rate formula, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Buick Enclave Insurance

Getting lower rates on car insurance not only requires having a decent driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief review of the coverage data touched on in the above illustrations.

• You may be able to save up to $160 per year simply by quoting online in advance
• Increasing physical damage deductibles could save as much as $475 each year
• 16 to 18-year-old drivers are the costliest to insure, costing up to $420 a month if the policy includes full coverage
• Higher risk drivers with DUI or reckless driving convictions pay on average $1,540 more every year than a driver with a clean driving record

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.