Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,320 a year for full coverage insurance. Comprehensive insurance costs approximately $260, collision costs $446, and liability coverage costs $456. A policy with just liability insurance costs as little as $508 a year, with coverage for high-risk drivers costing $2,858 or more. Teenage drivers pay the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,320

Price estimates by individual coverage:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for all Enclave models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than densely populated cities.

The example below illustrates how your location can change auto insurance prices.

The ranges above illustrate why everyone should compare rates using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Buick Enclave insurance rates for additional coverage and risk scenarios.

• The best discount rate is $767
• Drivers who choose higher $1,000 deductibles will pay $160 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,320
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $312 each year
• High-risk insureds who are prone to accidents and violations could pay around $2,858 or more
• The price for full coverage for a teenage driver for full coverage can cost $5,040 a year

View Chart as Image

Insurance prices for a Buick Enclave are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in makes a big difference in Buick Enclave insurance rates. A 40-year-old driver could pay as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,780 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $480 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra each year, depending on your age. Buick Enclave insurance for high-risk drivers can cost around 44% to 135% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Buick Enclave Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and violations, but also maintaining good credit, not filing small claims, and maximizing policy discounts. Invest the time to shop around every couple of years by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The list below is a recap of the material that was illustrated above.

• Consumers who purchase higher liability limits will pay an extra $500 annually to go from a low limit to 250/500 limits
• Teenagers are expensive to insure, as much as $420 a month for full coverage
• Drivers that have major violations or accidents may pay on average $1,540 more per year for car insurance
• Increasing physical damage deductibles can save around $475 each year

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.