Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average auto insurance rates for a Buick Enclave are $1,354 annually including full coverage. Comprehensive insurance costs approximately $270, collision insurance costs $474, and liability insurance costs around $452. A policy with just liability insurance costs as low as $504 a year, and coverage for high-risk drivers costs $2,934 or more. 16-year-old drivers pay the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Enclave models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance prices. Rural locations have fewer comprehensive and collision claims than congested cities. The example below illustrates how location helps determine auto insurance prices.

The ranges above highlight why everyone should compare prices using their specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Buick Enclave insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $782
• Using higher $1,000 deductibles will save $168 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,354
• Buying pricier low deductibles for physical damage coverage costs an additional $328 a year
• Drivers with multiple tickets or accidents could pay around $2,934
• The price with full coverage for a teen driver for full coverage can cost $5,144 or more

View Chart as Image

Insurance prices for a Buick Enclave are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 extra each year, depending on your age. Buick Enclave insurance for high-risk drivers can be anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $500 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Buick Enclave insurance rates. A driver around age 40 might see prices as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,930 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Buick Enclave Insurance

Getting lower rates on Buick Enclave insurance requires having a decent driving record, having a good credit history, being claim-free, and possibly raising deductibles. Invest time comparing rates at every other renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following items are a condensed summary of the concepts that were covered in the charts and tables above.

• High-risk drivers with multiple at-fault accidents may have to pay on average $1,580 more per year than a driver with a clean driving record
• 16 to 18-year-old drivers are expensive to insure, possibly costing $429 a month including comprehensive and collision insurance
• You may be able to save around $160 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $500 each year
• You may be able to save around $160 per year just by quoting online well ahead of the renewal date

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.