Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance rates for a Buick Enclave are $1,354 a year with full coverage. Comprehensive costs approximately $270 each year, collision costs $474, and liability coverage costs $452. A liability-only policy costs as little as $504 a year, with high-risk insurance costing around $2,934. 16-year-old drivers pay the most at $5,144 a year or more.

Average premium for full coverage: $1,354

Premium estimates by type of coverage:

Rates are based on $500 deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Enclave models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than congested cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

These rate differences demonstrate why all drivers should compare rates using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Buick Enclave insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $782
• Drivers who choose higher $1,000 deductibles will pay $168 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,354
• Buying low deductibles for comprehensive and collision insurance bumps up the cost to $1,682
• High-risk insureds with multiple tickets or accidents could pay around $2,934 or more
• An auto insurance policy that insures a teenage driver can cost $5,144 a year

View Chart as Image

Auto insurance prices for a Buick Enclave also have a wide range based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 132% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,100 a year. View Rates by Age

Where you choose to live makes a big difference in Buick Enclave insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or at least $1,830 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $500 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Buick Enclave Insurance

Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, being claim-free, and not having any coverage lapses. Comparison shop every time your policy renews by requesting quotes from direct companies, and also from local insurance agencies.

The following is a quick review of the information covered in the above illustrations.

• You may be able to save around $160 per year simply by quoting online in advance
• Teens have the highest car insurance prices, possibly costing $429 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $500 each year
• Drivers with a DUI or reckless driving violation may have to pay on average $1,580 more per year for Enclave insurance
• Consumers who purchase higher liability limits will pay around $500 every year to go from 30/60 bodily injury limits to the 250/500 level

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.