Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,320 a year with full coverage. Comprehensive insurance costs around $260, collision costs $446, and liability insurance is estimated at $456. Liability-only coverage costs approximately $508 a year, with high-risk coverage costing $2,858 or more. Teens pay the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,320

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Enclave models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on insurance rates. Areas with sparse population have a lower frequency of collision claims than cities with more traffic congestion.

The example below illustrates the difference location can make on auto insurance rates.

The ranges above demonstrate why everyone should get quotes for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Buick Enclave insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $767
• Choosing higher $1,000 deductibles can save about $160 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,320
• Selecting pricier low deductibles for comp and collision coverage will cost an extra $312 a year
• High-risk insureds with serious driving violations could pay at least $2,858 or more
• The price for full coverage for a teen driver for full coverage can be $5,040 each year

View Chart as Image

Auto insurance prices for a Buick Enclave are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Buick Enclave insurance rates. A good driver about age 40 could pay as low as $950 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,780 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $480 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,600 to $2,200 in extra premium each year, depending on your age. Buick Enclave insurance for high-risk drivers ranges anywhere from 44% to 135% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out your exact price is to regularly compare prices from as many companies as possible. Each auto insurer calculates prices differently, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Buick Enclave Insurance

Getting lower rates on Buick Enclave insurance takes being a good driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Make time to compare rates once a year by requesting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a brief recap of the data that was touched on in this article.

• You may be able to save up to $160 per year simply by quoting online well ahead of the renewal date
• Drivers who may need an increased level of liability coverage will pay approximately $500 every year to raise limits from a low limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, costing up to $420 a month if they have full coverage
• High-risk drivers who tend to receive serious violations pay an average of $1,540 more every year than a safer driver

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.