Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,320 a year for full coverage insurance. Comprehensive costs around $260 each year, collision insurance costs $446, and liability costs $456. Buying just liability costs as little as $508 a year, and insurance for high-risk drivers costs around $2,858. Teens pay the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,320

Price estimates for individual coverage:

Full coverage includes $500 deductible amounts, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Enclave models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance rates.

The ranges above illustrate why all drivers should compare rates for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Buick Enclave insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $767
• Drivers who choose higher $1,000 deductibles will pay about $160 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,320
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,632
• Drivers with serious driving violations could pay at least $2,858
• The price for full coverage for a 16-year-old driver can be $5,040 a year

View Chart as Image

Insurance prices for a Buick Enclave are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $5,000 a year. View Rates by Age

The state you live in makes a big difference in Buick Enclave insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,780 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $480 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers can cost from 44% to 135% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Buick Enclave Insurance

Getting lower rates on insurance for a Buick Enclave not only requires having a good driving record, but also having a good credit history, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop once a year by requesting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a summary of the data that was touched on in the above illustrations.

• It is possible to save up to $160 per year just by quoting online in advance
• Insureds who may need increased levels of liability coverage will pay approximately $500 annually to go from a low limit to 250/500 limits
• Drivers age 20 and younger are charged the highest prices, as much as $420 a month including comprehensive and collision insurance
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,540 more every year to buy Buick Enclave insurance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.