Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,354 a year for full coverage. Comprehensive costs on average $270, collision insurance costs $474, and liability coverage costs $452. Buying just liability costs as little as $504 a year, and insurance for high-risk drivers costs around $2,934. 16-year-old drivers pay the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Price estimates by individual coverage:

Prices are based on $500 deductible amounts, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Enclave models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural areas have a lower frequency of accident claims than congested cities. The example below illustrates how your location can change car insurance rates.

The ranges above show why everyone should compare rates based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Buick Enclave insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $782
• Drivers who choose higher $1,000 deductibles will pay around $168 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,354
• Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,682
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,934
• The price for full coverage for a teenage driver for full coverage may cost $5,144 a year

View Chart as Image

Insurance prices for a Buick Enclave are also quite variable based on your driving record, the trim level of your Enclave, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $5,100 a year. View Rates by Age

The state you live in makes a big difference in Buick Enclave insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or at least $1,930 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $500 a year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 additional each year, depending on your age. Buick Enclave insurance for high-risk drivers can cost around 43% to 132% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Buick Enclave Insurance

Getting lower rates on auto insurance not only requires having a good driving record, but also having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around at least every other year by getting quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The next list is a brief review of the car insurance concepts illustrated above.

• Drivers with DUI or reckless driving convictions will pay on average $1,580 more each year to buy Buick Enclave insurance
• Drivers can save as much as $160 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $500 each year
• Consumers who require increased levels of liability coverage will pay around $500 each year to go from a low limit to 250/500 limits

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.