Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average auto insurance rates for a Buick Enclave are $1,320 annually for full coverage insurance. Comprehensive insurance costs on average $260 a year, collision costs $446, and liability insurance is $456. Liability-only insurance costs around $508 a year, with high-risk driver insurance costing $2,858 or more. Teen drivers pay the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,320

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Enclave trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. Rural areas have fewer physical damage claims than larger metro areas.

The diagram below illustrates the difference location can make on car insurance rates.

The ranges above illustrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Buick Enclave insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $767
• Raising to $1,000 deductibles will save around $1,160 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,320
• Choosing low $100 deductibles costs an additional $312 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,858 or more
• The price with full coverage for a teen driver may cost $5,040

View Chart as Image

Car insurance prices for a Buick Enclave are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged upwards of $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $480 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Buick Enclave insurance rates. A middle-age driver might find prices as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,780 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Buick Enclave Insurance

Getting lower rates on Buick Enclave insurance consists of having a decent driving record, having a good credit score, not filing small claims, and maximizing policy discounts. Make time to compare rates at every policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a condensed summary of the data touched on in this article.

• Drivers who require additional liability coverage will pay about $500 annually to raise from a low limit to higher 250/500 limits
• It is possible to save as much as $160 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $475 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $420 a month if comprehensive and collision insurance is included

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.