Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average auto insurance rates for a Buick Enclave are $1,320 annually including full coverage. Comprehensive costs around $260 a year, collision costs $446, and liability coverage is estimated at $456. Liability-only insurance costs approximately $508 a year, with high-risk driver insurance costing around $2,858. Teen drivers pay the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,320

Price estimates for individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Enclave trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location impacts auto insurance rates.

The ranges above highlight why it is important to get quotes for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Buick Enclave insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $767
• Choosing higher $1,000 deductibles can save about $1,160 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,320
• Choosing low $100 deductibles for comp and collision coverage will cost $1,632
• Drivers with multiple violations and an at-fault accident could pay at least $2,858 or more
• The price with full coverage for a teenage driver can be $5,040 each year

View Chart as Image

Car insurance prices for a Buick Enclave are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,200 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged as much as $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy ranges around 44% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $480 a year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Buick Enclave insurance rates. A good driver about age 40 could pay as low as $1,010 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,890 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out your exact price is to get quotes and see how they stack up. Each auto insurer uses a different rate calculation, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Buick Enclave Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, having a good credit score, being claim-free, and qualifying for all possible discounts. Spend time shopping around at least every other year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief summary of the car insurance concepts touched on above.

• Drivers that tend to have accidents or serious violations may pay on average $1,540 more every year for car insurance
• You may be able to save up to $160 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $475 each year
• Consumers who may need higher liability limits will pay about $500 per year to raise limits from a low limit to higher 250/500 limits

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.