Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,354 a year for full coverage insurance. Comprehensive insurance costs approximately $270, collision insurance costs $474, and liability costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs $2,934 or more. Teen drivers pay the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Price estimates by individual coverage:

Prices are based on $500 deductible amounts, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different Enclave trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Buick Enclave insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $782
• Drivers who choose higher $1,000 deductibles will pay $168 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,354
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $328 annually
• Drivers with multiple violations and an at-fault accident could pay around $2,934
• The price for full coverage for a 16-year-old driver with full coverage can cost $5,144 a year

View Chart as Image

Auto insurance prices for a Buick Enclave are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as low as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay in the ballpark of $5,100 a year. View Rates by Age

The state you live in makes a big difference in Buick Enclave insurance prices. A 40-year-old driver could pay as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,830 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $500 annually, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. High-risk driver insurance can cost from 43% to 132% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Buick Enclave Insurance

Getting lower rates on insurance for a Buick Enclave not only requires having a good driving record, but also having good credit, not filing small claims, and possibly higher deductibles. Set aside time to compare rates every time your policy renews by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The next list is a brief review of the information covered above.

• It is possible to save around $160 per year just by shopping early and online
• Drivers age 20 and younger have the highest car insurance prices, as much as $429 a month if they have full coverage
• Increasing physical damage deductibles can save around $500 each year
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,580 more per year to buy Buick Enclave insurance
• Insureds who purchase increased levels of liability coverage will pay about $500 annually to go from a low limit to 250/500 limits

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.