Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance prices for a Buick Enclave are $1,354 every 12 months including full coverage. Comprehensive costs an estimated $270, collision costs $474, and liability is estimated at $452. A policy with just liability insurance costs approximately $504 a year, with coverage for high-risk drivers costing around $2,934. 16-year-old drivers receive the highest rates at $5,144 a year or more.

Average premium for full coverage: $1,354

Rate estimates broken down by individual coverage type:

These estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Enclave models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than congested cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

These examples highlight why everyone should get quotes for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Buick Enclave insurance rates for other coverage scenarios.

• The best full coverage rate is $782
• Choosing higher $1,000 deductibles can save approximately $168 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,354
• Buying pricier low deductibles for comp and collision coverage increases the price to $1,682
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,934 or more
• The cost to insure a 16-year-old driver for full coverage can cost as much as $5,144 each year

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Insurance rates for a Buick Enclave can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $500 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,300 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,600 to $2,200 additional per year, depending on your age. Buick Enclave insurance for high-risk drivers ranges from 43% to 132% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Buick Enclave insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,930 on average in Louisiana, New York, and Michigan.

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With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from multiple companies. Each auto insurer utilizes a different rate formula, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Buick Enclave Insurance

Saving money on insurance for a Buick Enclave takes being a low-risk driver, having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates once a year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The items below are a brief summary of the data that was covered above.

• You may be able to save approximately $160 per year simply by quoting online well ahead of the renewal date
• Insureds who want more liability coverage will pay around $500 per year to raise limits from a minimum limit to a 250/500 level
• Teen drivers are expensive to insure, as much as $429 per month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,580 more annually to insure their Enclave

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.