Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance prices for a Buick Enclave are $1,320 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $260 each year, collision costs $446, and liability coverage costs around $456. Liability-only insurance costs as low as $508 a year, with high-risk driver insurance costing $2,858 or more. Teenage drivers pay the most at $5,040 a year or more.

Average premium for full coverage: $1,320

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Enclave models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance prices.

These rate differences illustrate why all drivers should compare prices using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Buick Enclave insurance rates for additional coverage and risk scenarios.

• The best discount rate is $767
• Using higher $1,000 deductibles will save $160 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,320
• Using low deductibles for physical damage coverage costs an extra $312 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,858 or more
• An auto insurance policy to insure a teenage driver can cost $5,040 or more

View Chart as Image

Insurance prices for a Buick Enclave also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Enclave.

Using high physical damage deductibles could cut prices by as much as $480 a year, whereas increasing liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 additional annually, depending on your age. Insurance for high-risk drivers can be around 44% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Buick Enclave insurance rates. A driver around age 40 might see prices as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,780 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Buick Enclave Insurance

Finding better rates on auto insurance requires having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to shop around every year by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The following items are a brief summary of the coverage data illustrated above.

• It is possible to save around $160 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $475 each year
• 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $420 per month if full coverage is included
• Drivers that tend to have accidents or serious violations may have to pay on average $1,540 more per year than a driver with a clean driving record

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.