Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance prices for a Buick Enclave are $1,320 every 12 months for full coverage. Comprehensive insurance costs around $260 each year, collision insurance costs $446, and liability is estimated at $456. Buying just liability costs approximately $508 a year, and insurance for high-risk drivers costs $2,858 or more. Teenage drivers receive the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,320

Rate estimates for individual coverage type:

Prices include $500 deductible amounts, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Enclave models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance rates.

These examples show why all drivers should get quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Buick Enclave insurance rates for additional coverage choices and driver risks.

• The best discount rate is $767
• Choosing higher $1,000 deductibles can save about $160 a year
• The average price for a 40-year-old driver using $500 deductibles is $1,320
• Using low deductibles for comp and collision coverage costs an extra $312 annually
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,858
• The cost to insure a 16-year-old driver can be $5,040 each year

View Chart as Image

Auto insurance rates for a Buick Enclave can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles can save as much as $480 annually, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as low as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges from 44% to 135% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Buick Enclave insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,890 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Buick Enclave Insurance

Saving money on insurance for a Buick Enclave takes having a good driving record, having a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Invest the time to compare rates every other policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a quick rundown of the ideas that were presented in the illustrations above.

• Drivers age 20 and younger are expensive to insure, costing as high as $420 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,540 more every year to buy Buick Enclave insurance
• Increasing deductibles could save as much as $475 each year
• Drivers can save up to $160 per year just by quoting online in advance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.