Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,320 a year including full coverage. Comprehensive costs approximately $260, collision insurance costs $446, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs around $2,858. Teen drivers pay the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,320

Price estimates by individual coverage:

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Enclave models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates how where you live affects auto insurance prices.

The ranges above highlight why everyone should get quotes using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Buick Enclave insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $767
• Choosing higher $1,000 deductibles can save $160 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,320
• Choosing pricier low deductibles for comp and collision coverage bumps up the cost to $1,632
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,858
• The price that insures a 16-year-old driver for full coverage can cost $5,040 each year

View Chart as Image

Auto insurance prices for a Buick Enclave are also quite variable based on the model of your Enclave, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. Buick Enclave insurance for high-risk drivers ranges from 44% to 135% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Buick Enclave insurance prices. A good driver about age 40 could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,890 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $480 annually, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Buick Enclave Insurance

Getting lower rates on insurance for a Buick Enclave takes having a decent driving record, maintaining a good credit score, being claim-free, and possibly higher deductibles. Shop around at least every other year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The following items are a recap of the car insurance concepts touched on in the above illustrations.

• Drivers considered higher risk that have major violations or accidents will likely pay on average $1,540 more per year than a driver with a clean driving record
• You may be able to save around $160 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $475 each year
• Insureds who purchase additional liability coverage will pay about $500 per year to raise limits from a low limit to the 250/500 level

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.