Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance rates for a Buick Enclave are $1,320 a year including full coverage. Comprehensive insurance costs on average $260 a year, collision insurance costs $446, and liability is $456. Buying just liability costs around $508 a year, and insurance for high-risk drivers costs $2,858 or more. Teen drivers receive the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,320

Rate estimates by individual coverage type:

Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Enclave trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how your location can change car insurance rates.

These examples highlight why it is important to compare rates quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Buick Enclave insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $767
• Raising to $1,000 deductibles will save around $1,160 every year
• The average rate for a 40-year-old driver with $500 deductibles is $1,320
• Choosing low $100 deductibles will cost an extra $312 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,858
• The cost for full coverage for a 16-year-old driver may cost $5,040

View Chart as Image

Auto insurance rates for a Buick Enclave can also vary considerably based on your driver profile, the model of your Enclave, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay upwards of $5,000 a year. View Rates by Age

Where you live also has a big influence on Buick Enclave insurance prices. A middle-age driver might find rates as low as $1,010 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,890 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can reduce rates by up to $480 annually, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 135% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Buick Enclave Insurance

Saving money on insurance for a Buick Enclave consists of having a decent driving record, having good credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around every couple of years by quoting rates from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following items are a quick rundown of the material that was illustrated above.

• Insureds who require additional liability coverage will pay about $500 per year to raise from a minimum limit to 250/500 limits
• 16 to 18-year-old drivers are charged the highest rates, as much as $420 per month if they have full coverage
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,540 more each year than a driver with a clean driving record
• Increasing deductibles can save around $475 each year

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.