Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average auto insurance rates for a Buick Enclave are $1,320 annually with full coverage. Comprehensive insurance costs around $260, collision insurance costs $446, and liability coverage costs $456. Liability-only insurance costs as little as $508 a year, and high-risk driver insurance costs $2,858 or more. 16-year-old drivers pay the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,320

Price estimates for individual coverage:

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Enclave models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on insurance rates. Areas with sparse population have fewer collision claims than congested cities. The example below illustrates the effect of geographic area on auto insurance rates.

The ranges above demonstrate why everyone should compare rates for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Buick Enclave insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $767
• Drivers who choose higher $1,000 deductibles will pay about $160 annually
• The estimated rate for the average middle-age driver using $500 deductibles is $1,320
• Buying pricier low deductibles for comprehensive and collision insurance costs an additional $312 each year
• High-risk insureds with multiple tickets or accidents could pay at least $2,858
• The price with full coverage for a teenage driver for full coverage can be $5,040 a year

View Chart as Image

Car insurance prices for a Buick Enclave are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged as much as $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at least $1,600 to $2,200 extra each year, depending on your age. Buick Enclave insurance for high-risk drivers can cost around 44% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $480 a year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Buick Enclave insurance rates. A 40-year-old driver could pay as low as $950 a year in states like New Hampshire, Ohio, and Utah, or at least $1,780 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Buick Enclave Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates every other policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a recap of the ideas that were covered in the above illustrations.

• Drivers under the age of 20 are the costliest to insure, costing up to $420 a month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents may pay on average $1,540 more every year to insure a Buick Enclave
• Increasing physical damage deductibles could save up to $475 each year
• You may be able to save up to $160 per year just by quoting online well ahead of the renewal date

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.