Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance rates for a Buick Enclave are $1,320 a year for full coverage. Comprehensive costs on average $260 each year, collision costs $446, and liability insurance costs $456. Liability-only insurance costs as little as $508 a year, with high-risk driver insurance costing around $2,858. 16-year-old drivers pay the most at $5,040 a year or more.

Average premium for full coverage: $1,320

Premium estimates by type of coverage:

These estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Enclave models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than congested cities.

The graphic below illustrates the effect of geographic area on car insurance rates.

These rate differences show why all drivers should compare rates based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Buick Enclave insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $767
• Drivers who choose higher $1,000 deductibles will pay around $160 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,320
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,632
• High risk drivers with multiple tickets or accidents could pay upwards of $2,858 or more
• An auto insurance policy for full coverage for a teen driver may cost $5,040 a year

View Chart as Image

Insurance prices for a Buick Enclave also have a wide range based on your driving characteristics, the trim level of your Enclave, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Buick Enclave insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or at least $1,890 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $480 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 135% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to know exactly what you will pay is to do a rate comparison from as many companies as possible. Every company utilizes a different rate formula, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Buick Enclave Insurance

Finding better rates on Buick Enclave insurance not only requires being a safe and courteous driver, but also having a good credit history, not filing small claims, and insuring your home and auto with the same company. Take the time to compare rates every other policy renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

Below is a brief summary of the ideas that were covered in the above illustrations.

• Teenage drivers pay higher prices, as much as $420 per month including comprehensive and collision insurance
• High-risk drivers that tend to have accidents or serious violations will pay on average $1,540 more each year for auto insurance
• Increasing policy deductibles can save around $475 each year
• Drivers can save as much as $160 per year simply by quoting online in advance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.