Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance rates for a Buick Enclave are $1,354 a year including full coverage. Comprehensive insurance costs around $270, collision insurance costs $474, and liability insurance is estimated at $452. A policy with only liability insurance costs approximately $504 a year, and a high-risk policy costs $2,934 or more. 16-year-old drivers pay the most at up to $5,144 a year.

Average premium for full coverage: $1,354

Premium estimates for type of coverage:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for different Enclave trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than congested cities. The price range example below illustrates how location impacts auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes for a specific zip code, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Buick Enclave insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $782
• Choosing higher $1,000 deductibles can save about $168 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,354
• Buying more expensive low deductibles for comp and collision coverage will cost an additional $328 a year
• High-risk insureds with multiple tickets or accidents could pay at least $2,934
• An auto insurance policy that insures a teen driver with full coverage can be $5,144 each year

View Chart as Image

Car insurance prices for a Buick Enclave also have a wide range based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance ranges anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged as much as $5,100 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Buick Enclave insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,930 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can save as much as $500 each year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Buick Enclave Insurance

Finding better rates on Buick Enclave insurance takes avoiding accidents and violations, having a positive credit history, refrain from filing small claims, and consideration of higher deductibles. Comparison shop once a year by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a brief summary of the data that was touched on above.

• You may be able to save up to $160 per year just by shopping early and online
• Drivers who may need higher liability limits will pay around $500 per year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Teenagers are the costliest to insure, with the cost nearing $429 per month if full coverage is purchased
• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,580 more every year for car insurance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.