Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,354 a year including full coverage. Comprehensive costs an estimated $270 a year, collision costs $474, and liability insurance is $452. A policy with just liability insurance costs around $504 a year, with coverage for high-risk drivers costing around $2,934. Teens pay the highest rates at $5,144 a year or more.

Average premium for full coverage: $1,354

Price estimates broken down by individual coverage:

Price estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Enclave trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on insurance prices.

The ranges above highlight why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Buick Enclave insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $782
• Raising to $1,000 deductibles will save approximately $1,186 every year
• The average rate for the average middle-age driver who has $500 deductibles is $1,354
• Selecting low $100 deductibles will increase the cost to $1,682
• Higher-risk drivers with serious driving violations could pay up to $2,934 or more
• The price for full coverage for a teen driver can cost as much as $5,144

View Chart as Image

Insurance prices for a Buick Enclave are also quite variable based on your driving record, the model of your Enclave, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $5,100 a year. View Rates by Age

The state you live in also has a big influence on Buick Enclave insurance rates. A middle-age driver might find prices as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,930 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $500 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes from as many companies as possible. Every auto insurance company calculates prices differently, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Buick Enclave Insurance

Getting lower rates on Buick Enclave insurance consists of not taking risks behind the wheel, maintaining good credit, being claim-free, and taking advantage of discounts. Make time to compare rates at least every other year by quoting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following is a condensed summary of the car insurance concepts touched on in this article.

• High-risk drivers with multiple at-fault accidents may pay on average $1,580 more annually for Enclave insurance
• You may be able to save approximately $160 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $500 each year
• Drivers who want higher liability limits will pay approximately $500 per year to raise from a low limit to 250/500 limits

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.