Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,320 a year with full coverage. Comprehensive costs on average $260, collision insurance costs $446, and liability is estimated at $456. Liability-only insurance costs approximately $508 a year, and high-risk driver insurance costs around $2,858. 16-year-old drivers pay the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,320

Price estimates by individual coverage:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different Enclave trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on auto insurance rates. Rural areas have lower incidents of collision claims than congested cities. The price range example below illustrates how where you live affects car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should get quotes based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Buick Enclave insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $767
• Choosing higher $1,000 deductibles can save around $160 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,320
• Buying more expensive low deductibles for comp and collision coverage bumps up the cost to $1,632
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,858
• The price that insures a 16-year-old driver with full coverage may cost $5,040 each year

View Chart as Image

Car insurance prices for a Buick Enclave are also quite variable based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance ranges from 44% to 135% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Buick Enclave insurance prices. A good driver about age 40 could pay as low as $950 a year in states like New Hampshire, Ohio, and Utah, or at least $1,780 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $480 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Buick Enclave Insurance

Getting lower rates on insurance for a Buick Enclave takes being a good driver, having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Comparison shop at every other renewal by obtaining price quotes from direct companies, and also from several local insurance agents.

The following list is a brief summary of the concepts that were touched on in the above illustrations.

• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,540 more each year than a safer driver
• Drivers age 16 to 20 are expensive to insure, costing up to $420 a month if full coverage is purchased
• You may be able to save as much as $160 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $475 each year
• You may be able to save as much as $160 per year just by shopping early and online

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.