Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance rates for a Buick Enclave are $1,320 a year with full coverage. Comprehensive insurance costs around $260, collision insurance costs $446, and liability costs $456. A policy with only liability insurance costs as little as $508 a year, and a high-risk policy costs $2,858 or more. 16-year-old drivers pay the most at up to $5,040 a year.

Average premium for full coverage: $1,320

Premium estimates for type of coverage:

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for different Enclave trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than congested cities. The price range example below illustrates how geographic area affects auto insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Buick Enclave insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $767
• Drivers who choose higher $1,000 deductibles will pay about $160 annually
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,320
• Buying more expensive low deductibles for comprehensive and collision insurance will cost an additional $312 every year
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,858
• An auto insurance policy that insures a teen driver with full coverage can be $5,040 a year

View Chart as Image

Car insurance prices for a Buick Enclave also have a wide range based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can cost as much as 44% to 135% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged as much as $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Buick Enclave insurance prices. A 40-year-old driver could pay as low as $950 a year in states like New Hampshire, Ohio, and Utah, or at least $1,780 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $480 every year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Buick Enclave Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having a positive credit history, being claim-free, and consideration of higher deductibles. Comparison shop every other policy renewal by requesting quotes from direct companies, and also from your local independent and exclusive agents.

Below you'll find a quick review of the ideas that were presented in the illustrations above.

• Youthful drivers are the costliest to insure, possibly costing $420 per month if full coverage is purchased
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,540 more every year than a low-risk driver
• Increasing policy deductibles can save approximately $475 each year
• You may be able to save up to $160 per year just by shopping early and online

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.