Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance rates for a Buick Enclave are $1,320 a year for full coverage insurance. Comprehensive costs an estimated $260 each year, collision insurance costs $446, and liability coverage costs around $456. Buying just liability costs as low as $508 a year, and insurance for high-risk drivers costs around $2,858. Teenage drivers receive the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,320

Rate estimates broken down by individual coverage type:

Rate estimates include $500 deductible amounts, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and Enclave models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on insurance prices.

These examples illustrate why all drivers should compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Buick Enclave insurance rates for other coverage scenarios.

• The best discount rate is $767
• Using higher $1,000 deductibles will save approximately $160 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,320
• Using low deductibles for physical damage coverage will increase the cost to $1,632
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,858
• The cost for full coverage for a teenage driver can cost as much as $5,040 or more

View Chart as Image

Auto insurance rates for a Buick Enclave can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $5,000 a year. View Rates by Age

Where you live has a huge impact on Buick Enclave insurance rates. A driver around age 40 might see rates as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,780 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $480 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers can be around 44% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Buick Enclave Insurance

Saving money on auto insurance requires having a good driving record, having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The next list is a brief recap of the data covered in the above illustrations.

• Consumers who want increased levels of liability coverage will pay an extra $500 annually to increase from a minimum limit to 250/500 limits
• It is possible to save approximately $160 per year just by quoting online in advance
• Increasing deductibles can save around $475 each year
• Drivers age 20 and younger are the costliest to insure, costing up to $420 per month if they have full coverage

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.