1. Vehicles
  2. Cadillac

Insurance for Cadillac Vehicles

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: May 1, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The following table shows average insurance prices for popular Cadillac vehicles. Some additional models are displayed at the end of the article

Insurance Rates for Cadillac Vehicles
Vehicle Model Annual Premium Monthly Premium
Cadillac ATS $1,446 $121
Cadillac ATS Coupe $1,624 $135
Cadillac ATS-V $1,848 $154
Cadillac CT6 $1,760 $147
Cadillac CTS $1,534 $128
Cadillac CTS-V $1,740 $145
Cadillac DTS $1,670 $139
Cadillac Escalade $1,904 $159
Cadillac Escalade ESV $1,766 $147
Cadillac Escalade EXT $1,800 $150
Cadillac SRX $1,580 $132
Cadillac STS $1,696 $141
Cadillac XT4 $1,470 $123
Cadillac XT5 $1,624 $135
Cadillac XTS $1,624 $135
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Cadillac vehicles
Column chart showing average insurance prices for Cadillac vehicles range from $949 to $6,048 for full coverage

The prior chart uses the data from all Cadillac vehicles in the above table to show how different situations can affect car insurance prices.

Auto insurance rates for a Cadillac range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay as much as $6,000 a year.

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $2,000 to $2,700 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 45% to 133% more than average.

View Chart as Image

Cadillac insurance by risk and age

Choosing high deductibles can reduce rates by up to $780 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 extra every year

View Chart as Image

Cadillac insurance by deductible and liability limit

Your home state also has a big influence on Cadillac insurance rates. A middle-age driver might find rates as low as $1,100 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,220 on average in Michigan, Montana, and California.

Cadillac Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,522 -$162 -9.6%
Alaska $1,292 -$392 -23.3%
Arizona $1,398 -$286 -17.0%
Arkansas $1,684 -$0 0.0%
California $1,918 $234 13.9%
Colorado $1,610 -$74 -4.4%
Connecticut $1,730 $46 2.7%
Delaware $1,906 $222 13.2%
Florida $2,108 $424 25.2%
Georgia $1,554 -$130 -7.7%
Hawaii $1,210 -$474 -28.1%
Idaho $1,140 -$544 -32.3%
Illinois $1,254 -$430 -25.5%
Indiana $1,268 -$416 -24.7%
Iowa $1,136 -$548 -32.5%
Kansas $1,602 -$82 -4.9%
Kentucky $2,296 $612 36.3%
Louisiana $2,494 $810 48.1%
Maine $1,040 -$644 -38.2%
Maryland $1,390 -$294 -17.5%
Massachusetts $1,348 -$336 -20.0%
Michigan $2,926 $1,242 73.8%
Minnesota $1,410 -$274 -16.3%
Mississippi $2,018 $334 19.8%
Missouri $1,494 -$190 -11.3%
Montana $1,810 $126 7.5%
Nebraska $1,328 -$356 -21.1%
Nevada $2,020 $336 20.0%
New Hampshire $1,212 -$472 -28.0%
New Jersey $1,884 $200 11.9%
New Mexico $1,492 -$192 -11.4%
New York $1,776 $92 5.5%
North Carolina $970 -$714 -42.4%
North Dakota $1,378 -$306 -18.2%
Ohio $1,162 -$522 -31.0%
Oklahoma $1,730 $46 2.7%
Oregon $1,544 -$140 -8.3%
Pennsylvania $1,608 -$76 -4.5%
Rhode Island $2,246 $562 33.4%
South Carolina $1,528 -$156 -9.3%
South Dakota $1,420 -$264 -15.7%
Tennessee $1,476 -$208 -12.4%
Texas $2,030 $346 20.5%
Utah $1,246 -$438 -26.0%
Vermont $1,152 -$532 -31.6%
Virginia $1,010 -$674 -40.0%
Washington $1,302 -$382 -22.7%
West Virginia $1,544 -$140 -8.3%
Wisconsin $1,166 -$518 -30.8%
Wyoming $1,502 -$182 -10.8%

Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Every auto insurance company uses a different rate calculation, and quoted rates will be varied between companies.

Additional Cadillac Vehicles


U.S. averages for full coverage Cadillac vehicle insurance

Average Policy Cost $1,684
Comprehensive Premium $404
Collision Premium $750
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Cadillac models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Cadillac Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $6,048
20 $3,886
30 $1,776
40 $1,684
50 $1,534
60 $1,504

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,194
$250 $1,956
$500 $1,684
$1,000 $1,420

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $8,680
20 $6,176
30 $3,744
40 $3,646
50 $3,474
60 $3,444

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $237

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $92
Multi-vehicle $86
Homeowner $23
5-yr Accident Free $132
5-yr Claim Free $110
Paid in Full/EFT $83
Advance Quote $87
Online Quote $122
Total Discounts $735
Rate after discounts $949

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles