Cadillac Escalade Insurance Rates

The average auto insurance rates for a Cadillac Escalade are $1,360 annually with full coverage. Comprehensive costs approximately $242 each year, collision costs $326, and liability insurance costs $592. Buying just liability costs as little as $652 a year, with insurance for high-risk drivers costing around $2,922. Teen drivers cost the most to insure at $5,376 a year or more.

Average premium for full coverage: $1,360

Policy rates by type of insurance:

These estimates include $500 deductible amounts, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Escalade models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Rural locations are shown to have fewer collision claims than larger metro areas.

The graphic below illustrates the effect of geographic area on auto insurance prices.

The examples above demonstrate why all drivers should compare rates using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $818
• Drivers who choose higher $1,000 deductibles will pay $130 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,360
• Choosing low deductibles for comprehensive and collision insurance will cost $1,608
• High risk drivers with multiple violations and an at-fault accident could pay around $2,922 or more
• Policy cost with full coverage for a teen driver can cost $5,376 a year

View Chart as Image

Insurance rates for a Cadillac Escalade also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $380 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Cadillac Escalade insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,830 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Cadillac Escalade Insurance

Finding cheaper rates on Cadillac Escalade insurance not only requires having a good driving record, but also having a good credit history, not filing small claims, and maximizing policy discounts. Take the time to compare rates once a year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief summary of the data that was covered in the above illustrations.

• You may be able to save around $150 per year simply by quoting online in advance
• Drivers who purchase increased levels of liability coverage will pay about $650 every year to go from a 30/60 limit to higher 250/500 limits
• Drivers age 20 and younger are expensive to insure, as much as $448 each month including comprehensive and collision insurance
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,560 more per year to buy Cadillac Escalade insurance