Cadillac Escalade Insurance Rates

Estimated insurance rates for a Cadillac Escalade are $1,316 a year for full coverage. Comprehensive insurance costs on average $228 a year, collision costs $296, and liability coverage is estimated at $592. Liability-only coverage costs approximately $652 a year, with high-risk coverage costing $2,824 or more. 16-year-old drivers pay the most at $5,236 a year or more.

Average premium for full coverage: $1,316

Premium estimates by type of coverage:

Full coverage includes $500 deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than congested cities.

The diagram below illustrates how location impacts car insurance rates.

These rate differences show why it is important to get quotes based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Cadillac Escalade insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $798
• Choosing higher $1,000 deductibles can save around $1,196 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,316
• Buying low $100 deductibles for comp and collision coverage will cost an additional $228 each year
• Drivers with multiple tickets or accidents could pay upwards of $2,824 or more
• An auto insurance policy that insures a teenage driver may cost $5,236 each year

View Chart as Image

Insurance prices for a Cadillac Escalade also have a wide range based on the trim level of your Escalade, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,500 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy ranges around 42% to 127% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Cadillac Escalade insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or at least $1,880 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $350 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know exactly what you will pay is to get quotes and see how they stack up. Each auto insurer utilizes a different rate formula, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Cadillac Escalade Insurance

Finding better rates on auto insurance takes not taking risks behind the wheel, having above-average credit, not filing small claims, and bundling your home and auto policies. Comparison shop every couple of years by getting price quotes from direct carriers, and also from local exclusive and independent agents.

The following is a summary of the material that was touched on above.

• Consumers who require higher liability limits will pay around $650 each year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Teens pay the highest prices, as much as $436 per month if full coverage is included
• Drivers who have multiple accidents or major violations may pay on average $1,510 more each year for Escalade insurance
• Increasing policy deductibles can save approximately $350 each year