Cadillac Escalade Insurance Rates

Estimated auto insurance rates for a Cadillac Escalade are $1,360 annually for full coverage insurance. Comprehensive insurance costs around $242, collision costs $326, and liability is $592. Liability-only insurance costs around $652 a year, with high-risk driver insurance costing $2,922 or more. Teenage drivers pay the most at $5,376 a year or more.

Average premium for full coverage: $1,360

Premium estimates for type of coverage:

Price estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Cadillac Escalade insurance rates for additional coverage choices and driver risks.

• The best discount rate is $818
• Raising to $1,000 deductibles will save about $130 each year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,360
• Using more expensive low deductibles costs an additional $248 every year
• At-risk drivers who are prone to accidents and violations could pay at least $2,922 or more
• An auto insurance policy with full coverage for a teen driver with full coverage can be $5,376

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Insurance prices for a Cadillac Escalade also have a wide range based on the model of your Escalade, your risk profile, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,600 to $2,300 additional annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $380 every year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find prices as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,830 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out your exact price is to compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Cadillac Escalade Insurance

Finding better rates on car insurance consists of being a low-risk driver, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to compare rates every year by getting quotes from direct insurance companies, and also from several local insurance agents.

The items below are a condensed summary of the coverage data presented in the illustrations above.

• It is possible to save up to $150 per year simply by shopping early and online
• Increasing policy deductibles could save up to $375 each year
• Teen drivers are charged the highest prices, with premiums being up to $448 per month if they have full coverage
• Higher risk drivers with multiple at-fault accidents pay on average $1,560 more every year to insure their Escalade