Cadillac Escalade Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Cadillac Escalade are $1,316 a year for full coverage. Comprehensive costs on average $228, collision insurance costs $296, and liability insurance costs around $592. A policy with only liability insurance costs as low as $652 a year, and a high-risk policy costs around $2,824. Teens pay the most at up to $5,236 a year.
Average premium for full coverage: $1,316
Premium estimates by type of coverage:
Rates are based on $500 deductible amounts, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for different Escalade trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Cadillac Escalade range from as low as $652 for the bare minimum liability coverage to a much higher rate of $2,824 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Where you live has a significant impact on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates how where you live affects car insurance rates.
These rate differences show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Cadillac Escalade insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $798
- Using higher $1,000 deductibles will save around $120 a year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,316
- Selecting more expensive low deductibles for physical damage coverage will increase the cost to $1,544
- Drivers with serious driving violations could pay upwards of $2,824
- An auto insurance policy for full coverage for a teen driver with full coverage may cost $5,236 or more
Car insurance prices for a Cadillac Escalade also have a wide range based on your driving characteristics, the trim level of your Escalade, and policy deductibles and limits.
An older driver with no driving violations and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $5,200 a year. View Rates by Age
Where you choose to live has a huge impact on Cadillac Escalade insurance rates. A driver around age 40 might see prices as low as $870 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,880 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,188 | -$128 | -9.7% |
| Alaska | $1,008 | -$308 | -23.4% |
| Arizona | $1,088 | -$228 | -17.3% |
| Arkansas | $1,316 | -$0 | 0.0% |
| California | $1,498 | $182 | 13.8% |
| Colorado | $1,256 | -$60 | -4.6% |
| Connecticut | $1,350 | $34 | 2.6% |
| Delaware | $1,488 | $172 | 13.1% |
| Florida | $1,642 | $326 | 24.8% |
| Georgia | $1,212 | -$104 | -7.9% |
| Hawaii | $942 | -$374 | -28.4% |
| Idaho | $890 | -$426 | -32.4% |
| Illinois | $980 | -$336 | -25.5% |
| Indiana | $992 | -$324 | -24.6% |
| Iowa | $890 | -$426 | -32.4% |
| Kansas | $1,248 | -$68 | -5.2% |
| Kentucky | $1,790 | $474 | 36.0% |
| Louisiana | $1,946 | $630 | 47.9% |
| Maine | $810 | -$506 | -38.4% |
| Maryland | $1,084 | -$232 | -17.6% |
| Massachusetts | $1,050 | -$266 | -20.2% |
| Michigan | $2,284 | $968 | 73.6% |
| Minnesota | $1,100 | -$216 | -16.4% |
| Mississippi | $1,574 | $258 | 19.6% |
| Missouri | $1,166 | -$150 | -11.4% |
| Montana | $1,412 | $96 | 7.3% |
| Nebraska | $1,036 | -$280 | -21.3% |
| Nevada | $1,576 | $260 | 19.8% |
| New Hampshire | $946 | -$370 | -28.1% |
| New Jersey | $1,468 | $152 | 11.6% |
| New Mexico | $1,164 | -$152 | -11.6% |
| New York | $1,382 | $66 | 5.0% |
| North Carolina | $754 | -$562 | -42.7% |
| North Dakota | $1,076 | -$240 | -18.2% |
| Ohio | $906 | -$410 | -31.2% |
| Oklahoma | $1,348 | $32 | 2.4% |
| Oregon | $1,204 | -$112 | -8.5% |
| Pennsylvania | $1,252 | -$64 | -4.9% |
| Rhode Island | $1,754 | $438 | 33.3% |
| South Carolina | $1,190 | -$126 | -9.6% |
| South Dakota | $1,108 | -$208 | -15.8% |
| Tennessee | $1,152 | -$164 | -12.5% |
| Texas | $1,584 | $268 | 20.4% |
| Utah | $974 | -$342 | -26.0% |
| Vermont | $898 | -$418 | -31.8% |
| Virginia | $786 | -$530 | -40.3% |
| Washington | $1,014 | -$302 | -22.9% |
| West Virginia | $1,204 | -$112 | -8.5% |
| Wisconsin | $912 | -$404 | -30.7% |
| Wyoming | $1,170 | -$146 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $350 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $480 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,500 to $2,200 extra annually, depending on your age. High-risk driver insurance can be anywhere from 42% to 127% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade 2WD | $1,262 | $105 |
| Cadillac Escalade Luxury Edition 2WD | $1,268 | $106 |
| Cadillac Escalade 4WD | $1,268 | $106 |
| Cadillac Escalade Premium Edition 2WD | $1,284 | $107 |
| Cadillac Escalade Luxury Edition 4WD | $1,284 | $107 |
| Cadillac Escalade Premium Edition 4WD | $1,284 | $107 |
| Cadillac Escalade Hybrid 2WD | $1,254 | $105 |
| Cadillac Escalade Hybrid 4WD | $1,274 | $106 |
| Cadillac Escalade Platinum Edition 2WD | $1,310 | $109 |
| Cadillac Escalade Platinum Edition 4WD | $1,310 | $109 |
| Cadillac Escalade Hybrid Platinum 2WD | $1,312 | $109 |
| Cadillac Escalade Hybrid Platinum 4WD | $1,312 | $109 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac Escalade | $420 | $744 | $498 | $1,862 |
| 2023 Cadillac Escalade | $406 | $726 | $520 | $1,852 |
| 2022 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
| 2021 Cadillac Escalade | $370 | $672 | $554 | $1,796 |
| 2020 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
| 2019 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
| 2018 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
| 2017 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
| 2016 Cadillac Escalade | $296 | $454 | $580 | $1,530 |
| 2015 Cadillac Escalade | $288 | $424 | $592 | $1,504 |
| 2014 Cadillac Escalade | $266 | $394 | $592 | $1,452 |
| 2013 Cadillac Escalade | $260 | $358 | $596 | $1,414 |
| 2012 Cadillac Escalade | $242 | $326 | $592 | $1,360 |
| 2011 Cadillac Escalade | $228 | $296 | $592 | $1,316 |
| 2010 Cadillac Escalade | $220 | $266 | $586 | $1,272 |
| 2009 Cadillac Escalade | $216 | $260 | $574 | $1,250 |
| 2008 Cadillac Escalade | $214 | $248 | $564 | $1,226 |
| 2007 Cadillac Escalade | $196 | $236 | $558 | $1,190 |
| 2006 Cadillac Escalade | $188 | $224 | $554 | $1,166 |
Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Cadillac Escalade Insurance
Finding better rates on Cadillac Escalade insurance requires having a good driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop once a year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.
The next list is a quick review of the data that was touched on in the above illustrations.
- Drivers can save as much as $150 per year just by shopping early and online
- Drivers who require increased levels of liability coverage will pay approximately $650 each year to increase from 30/60 bodily injury limits to 250/500 limits
- Drivers age 20 and younger are expensive to insure, as much as $436 per month if full coverage is included
- High-risk drivers with a DUI or reckless driving violation will pay on average $1,510 more each year to buy Cadillac Escalade insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,236 |
| 20 | $2,996 |
| 30 | $1,338 |
| 40 | $1,316 |
| 50 | $1,204 |
| 60 | $1,178 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,544 |
| $250 | $1,440 |
| $500 | $1,316 |
| $1,000 | $1,196 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,316 |
| 50/100 | $1,419 |
| 100/300 | $1,552 |
| 250/500 | $1,899 |
| 100 CSL | $1,472 |
| 300 CSL | $1,766 |
| 500 CSL | $1,980 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,386 |
| 20 | $4,776 |
| 30 | $2,850 |
| 40 | $2,824 |
| 50 | $2,700 |
| 60 | $2,670 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $70 |
| Homeowner | $23 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $48 |
| Advance Quote | $58 |
| Online Quote | $89 |
| Total Discounts | $518 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
