Cadillac Escalade Insurance Rates

The average insurance prices for a Cadillac Escalade are $1,360 every 12 months with full coverage. Comprehensive insurance costs an estimated $242, collision insurance costs $326, and liability coverage costs $592. Liability-only insurance costs as little as $652 a year, and high-risk driver insurance costs $2,922 or more. Teenage drivers cost the most to insure at up to $5,376 a year.

Average premium for full coverage: $1,360

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. More rural locations are shown to have more infrequent collision claims than densely populated cities. The price range example below illustrates how rural and urban location affects insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $818
• Drivers who choose higher $1,000 deductibles will pay approximately $130 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,360
• Using more expensive low deductibles for comprehensive and collision insurance costs an extra $248 each year
• High-risk insureds who are prone to accidents and violations could pay up to $2,922
• Policy cost to insure a teenage driver with full coverage can cost as much as $5,376 a year

View Chart as Image

Auto insurance rates for a Cadillac Escalade also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Using high physical damage deductibles could save up to $380 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,600 to $2,300 in extra premium every year, depending on your age. High-risk driver insurance can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Cadillac Escalade insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,830 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Cadillac Escalade Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and consideration of higher deductibles. Set aside time to shop around at every other renewal by requesting quotes from direct companies, and also from your local independent and exclusive agents.

Below you'll find a review of the concepts that were raised in the charts and tables above.

• Drivers who have several accidents or serious violations may pay on average $1,560 more annually than a low-risk driver
• Youthful drivers are the costliest to insure, as much as $448 each month if comprehensive and collision insurance is included
• You may be able to save approximately $150 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• You may be able to save approximately $150 per year just by shopping early and online