Cadillac Escalade Insurance Rates

Estimated insurance prices for a Cadillac Escalade are $1,316 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $228, collision insurance costs $296, and liability insurance costs around $592. A policy with only liability insurance costs as low as $652 a year, and a high-risk policy costs $2,824 or more. Teenage drivers pay the most at up to $5,236 a year.

Average premium for full coverage: $1,316

Premium estimates broken down by type of coverage:

Full coverage includes $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for all Escalade models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities. The example below illustrates how location impacts insurance prices.

These rate differences illustrate why everyone should compare prices for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $798
• Using higher $1,000 deductibles will save approximately $120 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,316
• Using pricier low deductibles for physical damage coverage costs an extra $228 a year
• Drivers who are prone to accidents and violations could pay up to $2,824
• An auto insurance policy to insure a teen driver for full coverage can cost as much as $5,236 or more

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Car insurance prices for a Cadillac Escalade also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $350 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged at least $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,500 to $2,200 extra annually, depending on your age. Cadillac Escalade insurance for high-risk drivers can be anywhere from 42% to 127% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Cadillac Escalade insurance rates. A driver around age 40 might see prices as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,770 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Cadillac Escalade Insurance

Finding better rates on Cadillac Escalade insurance requires being a low-risk driver, maintaining a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Spend time shopping around at every other renewal by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a summary of the concepts that were touched on above.

• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,510 more annually to insure their Escalade
• Teen drivers have the highest car insurance prices, with premiums being up to $436 per month if the policy includes full coverage
• It is possible to save approximately $150 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $350 each year
• It is possible to save approximately $150 per year just by quoting online well ahead of the renewal date