Cadillac Escalade Insurance Rates

The average insurance rates for a Cadillac Escalade are $1,360 a year including full coverage. Comprehensive insurance costs approximately $242 a year, collision insurance costs $326, and liability coverage is estimated at $592. Buying just liability costs approximately $652 a year, and insurance for high-risk drivers costs $2,922 or more. Teenage drivers cost the most to insure at up to $5,376 a year.

Average premium for full coverage: $1,360

Policy rates by type of insurance:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

The examples above highlight why it is important to get quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best discount rate is $818
• Choosing higher $1,000 deductibles can save $1,230 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,360
• Using low $100 deductibles for comp and collision coverage will cost an extra $248 each year
• Drivers who are prone to accidents and violations could pay around $2,922
• Policy cost for full coverage for a teenage driver can cost $5,376 each year

View Chart as Image

Insurance rates for a Cadillac Escalade also range considerably based on your risk profile, the model of your Escalade, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Cadillac Escalade insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,940 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $380 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Cadillac Escalade Insurance

Finding cheaper rates on auto insurance takes being safe and accident-free, maintaining good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest time comparing rates at least every other year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a quick rundown of the car insurance concepts covered in the charts and tables above.

• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,560 more per year than a low-risk driver
• You may be able to save around $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $375 each year
• Consumers who purchase more liability protection will pay an extra $650 per year to raise limits from a 30/60 limit to 250/500 limits