Cadillac Escalade Insurance Rates

The average insurance prices for a Cadillac Escalade are $1,316 every 12 months for full coverage. Comprehensive costs an estimated $228 a year, collision costs $296, and liability is estimated at $592. Liability-only coverage costs approximately $652 a year, with high-risk coverage costing around $2,824. Teen drivers cost the most to insure at $5,236 a year or more.

Average premium for full coverage: $1,316

Policy rates broken down by type of insurance:

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations are shown to have more infrequent accident claims than larger metro areas.

The diagram below illustrates how geographic area affects insurance prices.

The examples above show why it is important to get quotes for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Cadillac Escalade insurance rates for other coverage scenarios.

• The lowest rate with discounts is $798
• Choosing higher $1,000 deductibles can save approximately $1,196 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,316
• Choosing low $100 deductibles for comp and collision coverage increases the price to $1,544
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,824 or more
• Policy cost to insure a teen driver can cost as much as $5,236 each year

View Chart as Image

Insurance rates for a Cadillac Escalade also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing high deductibles can save as much as $350 every year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,500 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 127% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Cadillac Escalade insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or as much as $1,880 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes and see which company has the best rate. Each auto insurer uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Cadillac Escalade Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates every other policy renewal by requesting rates from direct carriers, and also from several local insurance agents.

The following items are a review of the ideas that were presented in the illustrations above.

• 16 to 18-year-old drivers are expensive to insure, costing up to $436 each month if full coverage is included
• Higher risk drivers who have several accidents or serious violations pay on average $1,510 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Drivers can save approximately $150 per year simply by quoting early and online