Cadillac Escalade Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance rates for a Cadillac Escalade are $1,316 a year for full coverage insurance. Comprehensive insurance costs around $228 each year, collision insurance costs $296, and liability coverage costs $592. Buying just liability costs as little as $652 a year, and insurance for high-risk drivers costs $2,824 or more. 16-year-old drivers cost the most to insure at up to $5,236 a year.
Average premium for full coverage: $1,316
Policy rates for type of insurance:
Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Escalade models.
Price Range Variability
For a driver around age 40, Cadillac Escalade insurance rates range from as low as $652 for the bare minimum liability coverage to a high rate of $2,824 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than congested cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
The examples above illustrate why all drivers should compare rates for a specific zip code and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Cadillac Escalade insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $798
- Drivers who choose higher $1,000 deductibles will pay about $120 each year
- The average rate for a good driver age 40 using $500 deductibles is $1,316
- Buying low deductibles for comprehensive and collision insurance will cost an extra $228 each year
- High-risk insureds with multiple tickets or accidents could pay at least $2,824
- Policy cost for full coverage for a teenage driver can be $5,236 a year
Insurance rates for a Cadillac Escalade also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.
More mature drivers with a clean driving record and high deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $5,200 a year. View Rates by Age
Your home state makes a big difference in Cadillac Escalade insurance rates. A 40-year-old driver could pay as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,770 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,188 | -$128 | -9.7% |
| Alaska | $1,008 | -$308 | -23.4% |
| Arizona | $1,088 | -$228 | -17.3% |
| Arkansas | $1,316 | -$0 | 0.0% |
| California | $1,498 | $182 | 13.8% |
| Colorado | $1,256 | -$60 | -4.6% |
| Connecticut | $1,350 | $34 | 2.6% |
| Delaware | $1,488 | $172 | 13.1% |
| Florida | $1,642 | $326 | 24.8% |
| Georgia | $1,212 | -$104 | -7.9% |
| Hawaii | $942 | -$374 | -28.4% |
| Idaho | $890 | -$426 | -32.4% |
| Illinois | $980 | -$336 | -25.5% |
| Indiana | $992 | -$324 | -24.6% |
| Iowa | $890 | -$426 | -32.4% |
| Kansas | $1,248 | -$68 | -5.2% |
| Kentucky | $1,790 | $474 | 36.0% |
| Louisiana | $1,946 | $630 | 47.9% |
| Maine | $810 | -$506 | -38.4% |
| Maryland | $1,084 | -$232 | -17.6% |
| Massachusetts | $1,050 | -$266 | -20.2% |
| Michigan | $2,284 | $968 | 73.6% |
| Minnesota | $1,100 | -$216 | -16.4% |
| Mississippi | $1,574 | $258 | 19.6% |
| Missouri | $1,166 | -$150 | -11.4% |
| Montana | $1,412 | $96 | 7.3% |
| Nebraska | $1,036 | -$280 | -21.3% |
| Nevada | $1,576 | $260 | 19.8% |
| New Hampshire | $946 | -$370 | -28.1% |
| New Jersey | $1,468 | $152 | 11.6% |
| New Mexico | $1,164 | -$152 | -11.6% |
| New York | $1,382 | $66 | 5.0% |
| North Carolina | $754 | -$562 | -42.7% |
| North Dakota | $1,076 | -$240 | -18.2% |
| Ohio | $906 | -$410 | -31.2% |
| Oklahoma | $1,348 | $32 | 2.4% |
| Oregon | $1,204 | -$112 | -8.5% |
| Pennsylvania | $1,252 | -$64 | -4.9% |
| Rhode Island | $1,754 | $438 | 33.3% |
| South Carolina | $1,190 | -$126 | -9.6% |
| South Dakota | $1,108 | -$208 | -15.8% |
| Tennessee | $1,152 | -$164 | -12.5% |
| Texas | $1,584 | $268 | 20.4% |
| Utah | $974 | -$342 | -26.0% |
| Vermont | $898 | -$418 | -31.8% |
| Virginia | $786 | -$530 | -40.3% |
| Washington | $1,014 | -$302 | -22.9% |
| West Virginia | $1,204 | -$112 | -8.5% |
| Wisconsin | $912 | -$404 | -30.7% |
| Wyoming | $1,170 | -$146 | -11.1% |
Opting for high physical damage deductibles could save up to $350 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,500 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can cost around 42% to 127% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade 2WD | $1,262 | $105 |
| Cadillac Escalade Luxury Edition 2WD | $1,268 | $106 |
| Cadillac Escalade 4WD | $1,268 | $106 |
| Cadillac Escalade Premium Edition 2WD | $1,284 | $107 |
| Cadillac Escalade Luxury Edition 4WD | $1,284 | $107 |
| Cadillac Escalade Premium Edition 4WD | $1,284 | $107 |
| Cadillac Escalade Hybrid 2WD | $1,254 | $105 |
| Cadillac Escalade Hybrid 4WD | $1,274 | $106 |
| Cadillac Escalade Platinum Edition 2WD | $1,310 | $109 |
| Cadillac Escalade Platinum Edition 4WD | $1,310 | $109 |
| Cadillac Escalade Hybrid Platinum 2WD | $1,312 | $109 |
| Cadillac Escalade Hybrid Platinum 4WD | $1,312 | $109 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac Escalade | $420 | $744 | $498 | $1,862 |
| 2023 Cadillac Escalade | $406 | $726 | $520 | $1,852 |
| 2022 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
| 2021 Cadillac Escalade | $370 | $672 | $554 | $1,796 |
| 2020 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
| 2019 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
| 2018 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
| 2017 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
| 2016 Cadillac Escalade | $296 | $454 | $580 | $1,530 |
| 2015 Cadillac Escalade | $288 | $424 | $592 | $1,504 |
| 2014 Cadillac Escalade | $266 | $394 | $592 | $1,452 |
| 2013 Cadillac Escalade | $260 | $358 | $596 | $1,414 |
| 2012 Cadillac Escalade | $242 | $326 | $592 | $1,360 |
| 2011 Cadillac Escalade | $228 | $296 | $592 | $1,316 |
| 2010 Cadillac Escalade | $220 | $266 | $586 | $1,272 |
| 2009 Cadillac Escalade | $216 | $260 | $574 | $1,250 |
| 2008 Cadillac Escalade | $214 | $248 | $564 | $1,226 |
| 2007 Cadillac Escalade | $196 | $236 | $558 | $1,190 |
| 2006 Cadillac Escalade | $188 | $224 | $554 | $1,166 |
Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Cadillac Escalade Insurance
Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also maintaining good credit, being claim-free, and dropping full coverage on older vehicles. Set aside time to compare rates at least every other year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
Below you'll find a recap of the car insurance concepts covered above.
- Drivers that have major violations or accidents may pay on average $1,510 more every year than a low-risk driver
- It is possible to save up to $150 per year just by quoting online in advance
- Increasing comprehensive and collision deductibles can save around $350 each year
- Consumers who may need more liability protection will pay around $650 annually to go from a 30/60 limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,236 |
| 20 | $2,996 |
| 30 | $1,338 |
| 40 | $1,316 |
| 50 | $1,204 |
| 60 | $1,178 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,544 |
| $250 | $1,440 |
| $500 | $1,316 |
| $1,000 | $1,196 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,316 |
| 50/100 | $1,419 |
| 100/300 | $1,552 |
| 250/500 | $1,899 |
| 100 CSL | $1,472 |
| 300 CSL | $1,766 |
| 500 CSL | $1,980 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,386 |
| 20 | $4,776 |
| 30 | $2,850 |
| 40 | $2,824 |
| 50 | $2,700 |
| 60 | $2,670 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $70 |
| Homeowner | $23 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $48 |
| Advance Quote | $58 |
| Online Quote | $89 |
| Total Discounts | $518 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
