Cadillac Escalade Insurance Rates

Average insurance prices for a Cadillac Escalade are $1,316 every 12 months for full coverage. Comprehensive insurance costs an estimated $228 each year, collision costs $296, and liability insurance costs $592. A policy with just liability insurance costs as little as $652 a year, with coverage for high-risk drivers costing $2,824 or more. Teens receive the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Rate estimates broken down by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all states and Escalade models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on insurance rates. More rural locations tend to have more infrequent accident claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine insurance prices.

These examples show why all drivers should compare rates for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Cadillac Escalade insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $798
• Drivers who choose higher $1,000 deductibles will pay approximately $120 a year
• The average price for a 40-year-old driver who has $500 deductibles is $1,316
• Selecting low deductibles for comprehensive and collision insurance costs an extra $228 a year
• High risk drivers with serious driving violations could pay up to $2,824 or more
• The cost to insure a teen driver can cost as much as $5,236 a year

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Insurance rates for a Cadillac Escalade can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $350 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,500 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 127% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Cadillac Escalade insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,880 on average in New York, Louisiana, and Michigan.

View Chart as Image

With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison from as many companies as possible. Every company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Cadillac Escalade Insurance

Saving money on Cadillac Escalade insurance not only requires having a decent driving record, but also having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Invest time comparing rates once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a review of the data that was covered in the charts and tables above.

• Drivers can save approximately $150 per year simply by quoting online in advance
• Drivers who want additional liability coverage will pay approximately $650 each year to go from a minimum limit to a 250/500 level
• 16 to 18-year-old drivers are expensive to insure, costing as high as $436 per month if full coverage is included
• High-risk drivers who have several accidents or serious violations pay on average $1,510 more annually than a driver with a clean driving record