Cadillac Escalade Insurance Rates

Average insurance rates for a Cadillac Escalade are $1,316 a year for full coverage. Comprehensive insurance costs approximately $228 a year, collision costs $296, and liability is $592. A policy with just liability insurance costs around $652 a year, with coverage for high-risk drivers costing $2,824 or more. Teenage drivers receive the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Escalade trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations tend to have a lower frequency of accident claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance prices.

These examples show why it is important to compare rates quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best discount rate is $798
• Raising to $1,000 deductibles will save $1,196 a year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,316
• Using low $100 deductibles will cost an extra $228 every year
• At-risk drivers who are prone to accidents and violations could pay around $2,824 or more
• The cost for full coverage for a teen driver can cost $5,236

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Insurance rates for a Cadillac Escalade can also vary considerably based on your driver profile, the trim level of your Escalade, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Where you live also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find rates as low as $870 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,880 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles can reduce rates by up to $350 every year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,500 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 127% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cadillac Escalade Insurance

Saving money on car insurance consists of being a good driver, having a good credit history, eliminating unneeded coverage, and qualifying for all possible discounts. Spend time shopping around every other policy renewal by getting quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The following list is a brief recap of the ideas that were touched on above.

• Drivers age 16 to 20 are the costliest to insure, costing as high as $436 per month including comprehensive and collision insurance
• Higher risk drivers who tend to receive serious violations may pay on average $1,510 more per year than a safer driver
• Increasing deductibles can save around $350 each year
• Drivers can save around $150 per year simply by quoting early and online