Cadillac Escalade Insurance Rates

The average insurance rates for a Cadillac Escalade are $1,316 a year for full coverage insurance. Comprehensive insurance costs around $228, collision costs $296, and liability costs $592. Liability-only insurance costs as little as $652 a year, with high-risk driver insurance costing $2,824 or more. Teenage drivers cost the most to insure at $5,236 a year or more.

Average premium for full coverage: $1,316

Policy rates for type of insurance:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for different Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Cadillac Escalade insurance rates for additional coverage choices and driver risks.

• The best discount rate is $798
• Drivers who choose higher $1,000 deductibles will pay about $120 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,316
• Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $228 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,824 or more
• Policy cost for full coverage for a teen driver with full coverage can be $5,236 a year

View Chart as Image

Auto insurance rates for a Cadillac Escalade also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay as much as $5,200 a year. View Rates by Age

Your home state makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,770 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $350 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,500 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance can cost as much as 42% to 127% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to compare rates and see which company has the best rate. Every company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Cadillac Escalade Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having good credit, being claim-free, and maximizing policy discounts. Invest the time to shop around once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a review of the data that was illustrated above.

• It is possible to save up to $150 per year simply by shopping early and online
• Policyholders who may need an increased level of liability coverage will pay an extra $650 annually to go from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, possibly costing $436 each month if they have full coverage
• Higher risk drivers who have several accidents or serious violations may pay on average $1,510 more every year than a safer driver