Cadillac Escalade Insurance Rates

Estimated insurance prices for a Cadillac Escalade are $1,360 every 12 months including full coverage. Comprehensive costs an estimated $242 each year, collision insurance costs $326, and liability coverage costs around $592. A liability-only policy costs as low as $652 a year, and high-risk insurance costs around $2,922. Teenage drivers pay the most at up to $5,376 a year.

Average premium for full coverage: $1,360

Premium estimates broken down by type of coverage:

These estimates include $500 physical damage deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Escalade models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how where you live affects insurance prices.

These rate differences highlight why all drivers should compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $818
• Using higher $1,000 deductibles will save approximately $130 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,360
• Using low deductibles for physical damage coverage increases the price to $1,608
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,922
• An auto insurance policy to insure a teenage driver can cost as much as $5,376 or more

View Chart as Image

Auto insurance prices for a Cadillac Escalade also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $380 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $480 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,600 to $2,300 in extra premium annually, depending on your age. Insurance for high-risk drivers can be around 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Cadillac Escalade insurance rates. A driver around age 40 might see prices as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,940 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Cadillac Escalade Insurance

Finding better rates on auto insurance requires being a safe and courteous driver, having a good credit score, refrain from filing small claims, and consideration of higher deductibles. Take the time to comparison shop at every policy renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

Below is a brief summary of the data touched on in the above illustrations.

• Consumers who want higher levels of liability will pay an extra $650 per year to increase from 30/60 bodily injury limits to a 250/500 level
• You may be able to save approximately $150 per year just by quoting online in advance
• Increasing policy deductibles could save as much as $375 each year
• Teenage drivers are the costliest to insure, with the cost nearing $448 per month if comprehensive and collision insurance is included