Cadillac Escalade Insurance Rates

U.S. average insurance rates for a Cadillac Escalade are $1,316 a year with full coverage. Comprehensive costs on average $228 each year, collision costs $296, and liability costs $592. Liability-only insurance costs as little as $652 a year, with high-risk driver insurance costing around $2,824. Teenage drivers pay the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Escalade models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on car insurance rates.

The ranges above demonstrate why all drivers should compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Cadillac Escalade insurance rates for different risk profiles and scenarios.

• The best discount rate is $798
• Drivers who choose higher $1,000 deductibles will pay around $120 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,316
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,544
• Drivers who are prone to accidents and violations could pay upwards of $2,824 or more
• The price that insures a 16-year-old driver may cost $5,236 a year

View Chart as Image

Car insurance prices for a Cadillac Escalade are also quite variable based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,500 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can cost from 42% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $5,200 a year. View Rates by Age

The state you live in makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $950 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,770 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $350 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Cadillac Escalade Insurance

Getting lower rates on insurance for a Cadillac Escalade not only requires avoiding accidents and violations, but also having a positive credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Compare prices once a year by getting quotes from direct companies, and also from several local insurance agents.

The list below is a quick review of the data that was covered in the above illustrations.

• You may be able to save as much as $150 per year simply by quoting online in advance
• Insureds who require higher liability limits will pay an extra $650 every year to go from a low limit to the 250/500 level
• Teenagers are expensive to insure, costing up to $436 a month if full coverage is purchased
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,510 more each year for car insurance