Cadillac Escalade Insurance Rates

U.S. average auto insurance rates for a Cadillac Escalade are $1,316 annually including full coverage. Comprehensive costs approximately $228 a year, collision costs $296, and liability costs around $592. Buying just liability costs as low as $652 a year, with insurance for high-risk drivers costing around $2,824. 16-year-old drivers pay the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Escalade trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance prices. Rural locations have fewer comprehensive and collision claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above highlight why it is important to compare prices using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $798
• Using higher $1,000 deductibles will save $1,196 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,316
• Buying low $100 deductibles for physical damage coverage will cost $1,544
• Drivers with multiple tickets or accidents could pay around $2,824 or more
• The price with full coverage for a teen driver can cost $5,236 or more

View Chart as Image

Insurance prices for a Cadillac Escalade are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 127% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $350 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Cadillac Escalade insurance prices. A driver around age 40 might see prices as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes and see which company has the best price. Each insurance company utilizes a different rate formula, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Cadillac Escalade Insurance

Getting lower rates on car insurance requires having a decent driving record, having good credit, being claim-free, and qualifying for all possible discounts. Set aside time to compare rates once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following items are a condensed summary of the data that was covered above.

• You may be able to save around $150 per year simply by quoting early and online
• Policyholders who purchase additional liability coverage will pay around $650 per year to increase from a low limit to higher 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $436 a month if they have full coverage
• Higher risk drivers with multiple at-fault accidents may have to pay on average $1,510 more per year than a driver with a clean driving record