Cadillac Escalade Insurance Rates

Average insurance rates for a Cadillac Escalade are $1,316 a year for full coverage insurance. Comprehensive insurance costs approximately $228, collision costs $296, and liability is $592. A policy with just liability insurance costs around $652 a year, with coverage for high-risk drivers costing $2,824 or more. Teenage drivers receive the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Rate estimates by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for all Escalade models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than densely populated cities.

The example below illustrates how location impacts auto insurance prices.

These examples illustrate why everyone should compare rates quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best discount rate is $798
• Raising to $1,000 deductibles will save $120 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,316
• Using pricier low deductibles will cost an extra $228 annually
• Drivers who are prone to accidents and violations could pay around $2,824 or more
• The cost for full coverage for a 16-year-old driver for full coverage can cost $5,236

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Insurance rates for a Cadillac Escalade can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Where you live also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find rates as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,770 on average in Florida, New York, and Michigan.

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Using high physical damage deductibles can reduce rates by up to $350 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,200 additional per year, depending on your age. Cadillac Escalade insurance for high-risk drivers is expensive and can cost from 42% to 127% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Cadillac Escalade Insurance

Saving money on insurance for a Cadillac Escalade consists of having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around every couple of years by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following items are a review of the material that was touched on above.

• Insureds who purchase additional liability coverage will pay an extra $650 annually to raise from a minimum limit to 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, costing up to $436 per month including comprehensive and collision insurance
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,510 more per year than a driver with a clean driving record
• Increasing deductibles can save around $350 each year