Chevrolet Camaro Insurance Rates

Estimated insurance rates for a Chevrolet Camaro are $1,434 a year including full coverage. Comprehensive insurance costs on average $308, collision insurance costs $552, and liability costs around $416. A policy with only liability insurance costs as low as $474 a year, and a high-risk policy costs $3,106 or more. Teenage drivers pay the most at up to $5,342 a year.

Average premium for full coverage: $1,434

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for different Camaro trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how location helps determine car insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Chevrolet Camaro insurance rates for different risk profiles and scenarios.

• The best discount rate is $823
• Using higher $1,000 deductibles will save around $194 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,434
• Using more expensive low deductibles for physical damage coverage will cost an additional $380 every year
• Drivers who are prone to accidents and violations could pay upwards of $3,106
• An auto insurance policy that insures a teen driver with full coverage may cost $5,342 or more

View Chart as Image

Car insurance prices for a Chevrolet Camaro also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance can be as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged upwards of $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Camaro insurance prices. A driver around age 40 might see prices as low as $1,100 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,050 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $580 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Chevrolet Camaro Insurance

Finding better rates on car insurance requires being a good driver, having a positive credit history, refrain from filing small claims, and possibly raising deductibles. Compare prices at least every other year by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The following list is a summary of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,670 more each year than a safer driver
• You may be able to save as much as $170 per year just by shopping early and online
• Increasing policy deductibles can save approximately $575 each year
• Policyholders who require an increased level of liability coverage will pay an extra $460 per year to increase from 30/60 bodily injury limits to the 250/500 level