Chevrolet Camaro Insurance Rates

U.S. average insurance rates for a Chevrolet Camaro are $1,434 a year for full coverage insurance. Comprehensive costs around $308 each year, collision insurance costs $552, and liability is estimated at $416. Buying just liability costs approximately $474 a year, and insurance for high-risk drivers costs around $3,106. Teens pay the highest rates at up to $5,342 a year.

Average premium for full coverage: $1,434

Price estimates for individual coverage:

Prices include $500 deductible amounts, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Camaro models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above illustrate why all drivers should get quotes for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Chevrolet Camaro insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $823
• Choosing higher $1,000 deductibles can save about $194 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,434
• Selecting low deductibles for comp and collision coverage bumps up the cost to $1,814
• Unlucky drivers with serious driving violations could pay at least $3,106
• The price that insures a teen driver can be $5,342 each year

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Insurance prices for a Chevrolet Camaro are also quite variable based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,700 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $5,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Chevrolet Camaro insurance prices. A good driver about age 40 could pay as low as $940 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,940 on average in Michigan, New York, and Florida.

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Choosing higher comprehensive and collision insurance deductibles can save as much as $580 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Chevrolet Camaro Insurance

Getting lower rates on car insurance takes having a good driving record, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates every time your policy renews by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The next list is a quick rundown of the information covered above.

• It is possible to save up to $170 per year just by quoting online in advance
• Drivers age 20 and younger are charged the highest prices, as much as $445 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $575 each year
• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,670 more every year to buy Chevrolet Camaro insurance
• Policyholders who may need increased levels of liability coverage will pay approximately $460 annually to raise limits from a low limit to the 250/500 level