Chevrolet Camaro Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Chevrolet Camaro insurance

Estimated insurance rates for a Chevrolet Camaro are $1,434 a year including full coverage. Comprehensive costs approximately $308, collision costs $552, and liability insurance costs $416. Liability-only insurance costs as little as $474 a year, with high-risk driver insurance costing around $3,106. Teenage drivers pay the most at $5,342 a year or more.

Average premium for full coverage: $1,434

Premium estimates by type of coverage:

Comprehensive $308
Collision $552
Liability $416

Rates are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all Camaro models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Chevrolet Camaro go from the low end price of $474 for basic liability insurance to the much higher price of $3,106 for a driver who has had serious violations or accidents.

Liability Only $474
Full Coverage $1,434
High Risk $3,106

Insurance Price Range by Location

Your location has a significant impact on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,076
Small Cities $1,506
Large Cities $1,936

These rate differences highlight why everyone should compare rates using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Rate Comparisons

The chart below breaks down estimated Chevrolet Camaro insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $823
  • Drivers who choose higher $1,000 deductibles will pay $194 every year
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,434
  • Using pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,814
  • High risk drivers who are prone to accidents and violations could pay around $3,106 or more
  • An auto insurance policy that insures a teen driver for full coverage can cost $5,342 a year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing full coverage Chevrolet Camaro insurance rates range from $823 to $5,342

Insurance prices for a Chevrolet Camaro also have a wide range based on the model of your Camaro, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,700 to $2,300 additional annually, depending on your age. Chevrolet Camaro insurance for high-risk drivers can cost anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $1,100 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,050 on average in Louisiana, New York, and Michigan.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,298 -$136 -9.5%
Alaska $1,102 -$332 -23.2%
Arizona $1,192 -$242 -16.9%
Arkansas $1,434 -$0 0.0%
California $1,636 $202 14.1%
Colorado $1,372 -$62 -4.3%
Connecticut $1,476 $42 2.9%
Delaware $1,624 $190 13.2%
Florida $1,796 $362 25.2%
Georgia $1,324 -$110 -7.7%
Hawaii $1,030 -$404 -28.2%
Idaho $970 -$464 -32.4%
Illinois $1,070 -$364 -25.4%
Indiana $1,080 -$354 -24.7%
Iowa $970 -$464 -32.4%
Kansas $1,364 -$70 -4.9%
Kentucky $1,958 $524 36.5%
Louisiana $2,124 $690 48.1%
Maine $884 -$550 -38.4%
Maryland $1,184 -$250 -17.4%
Massachusetts $1,148 -$286 -19.9%
Michigan $2,494 $1,060 73.9%
Minnesota $1,200 -$234 -16.3%
Mississippi $1,720 $286 19.9%
Missouri $1,274 -$160 -11.2%
Montana $1,544 $110 7.7%
Nebraska $1,132 -$302 -21.1%
Nevada $1,720 $286 19.9%
New Hampshire $1,034 -$400 -27.9%
New Jersey $1,604 $170 11.9%
New Mexico $1,272 -$162 -11.3%
New York $1,512 $78 5.4%
North Carolina $828 -$606 -42.3%
North Dakota $1,174 -$260 -18.1%
Ohio $992 -$442 -30.8%
Oklahoma $1,472 $38 2.6%
Oregon $1,314 -$120 -8.4%
Pennsylvania $1,368 -$66 -4.6%
Rhode Island $1,914 $480 33.5%
South Carolina $1,300 -$134 -9.3%
South Dakota $1,212 -$222 -15.5%
Tennessee $1,258 -$176 -12.3%
Texas $1,732 $298 20.8%
Utah $1,062 -$372 -25.9%
Vermont $982 -$452 -31.5%
Virginia $860 -$574 -40.0%
Washington $1,110 -$324 -22.6%
West Virginia $1,314 -$120 -8.4%
Wisconsin $994 -$440 -30.7%
Wyoming $1,278 -$156 -10.9%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Using high physical damage deductibles could save up to $580 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to regularly compare prices from as many companies as possible. Every company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,394 $116
Chevrolet Camaro LT $1,394 $116
Chevrolet Camaro SS $1,516 $126

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Camaro $320 $566 $398 $1,442
2023 Chevrolet Camaro $308 $552 $416 $1,434
2022 Chevrolet Camaro $298 $530 $430 $1,416
2021 Chevrolet Camaro $282 $512 $442 $1,394
2020 Chevrolet Camaro $270 $474 $452 $1,354
2019 Chevrolet Camaro $260 $446 $456 $1,320
2018 Chevrolet Camaro $248 $400 $460 $1,266
2017 Chevrolet Camaro $232 $368 $460 $1,218
2016 Chevrolet Camaro $224 $346 $464 $1,192
2015 Chevrolet Camaro $220 $322 $474 $1,174
2014 Chevrolet Camaro $202 $300 $474 $1,134
2013 Chevrolet Camaro $198 $272 $478 $1,106
2012 Chevrolet Camaro $184 $248 $474 $1,064
2011 Chevrolet Camaro $174 $226 $474 $1,032
2010 Chevrolet Camaro $168 $202 $468 $996

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Chevrolet Camaro Insurance

Finding better rates on Chevrolet Camaro insurance not only requires having a good driving record, but also having a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Compare prices every other policy renewal by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The next list is a quick review of the ideas that were covered in the above illustrations.

  • Drivers age 20 and younger are the costliest to insure, with the cost nearing $445 per month if comprehensive and collision insurance is included
  • High-risk drivers with a DUI or reckless driving violation will likely pay on average $1,670 more per year to buy Chevrolet Camaro insurance
  • Increasing policy deductibles can save approximately $575 each year
  • You may be able to save around $170 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,342
20 $3,310
30 $1,496
40 $1,434
50 $1,310
60 $1,284

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,814
$250 $1,640
$500 $1,434
$1,000 $1,240

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,434
50/100 $1,599
100/300 $1,703
250/500 $1,974
100 CSL $1,641
300 CSL $1,870
500 CSL $2,036

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,624
20 $5,270
30 $3,176
40 $3,106
50 $2,964
60 $2,936

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $106
5-yr Claim Free $93
Paid in Full/EFT $66
Advance Quote $71
Online Quote $102
Total Discounts $611
Rate after discounts $823

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

By clicking, you agree to our Terms of Use

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles