Chevrolet Camaro Insurance Rates

Estimated insurance rates for a Chevrolet Camaro are $1,434 a year with full coverage. Comprehensive insurance costs on average $308 a year, collision insurance costs $552, and liability coverage costs around $416. Liability-only insurance costs as low as $474 a year, and high-risk driver insurance costs $3,106 or more. Teen drivers pay the most at up to $5,342 a year.

Average premium for full coverage: $1,434

Premium estimates by type of coverage:

Rates are based on $500 physical damage deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and Camaro trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how where you live affects car insurance rates.

These rate differences demonstrate why it is important to compare prices based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Chevrolet Camaro insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $823
• Using higher $1,000 deductibles will save around $1,240 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,434
• Choosing low $100 deductibles for physical damage coverage will cost an extra $380 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,106
• An auto insurance policy for full coverage for a teenage driver may cost $5,342 or more

View Chart as Image

Insurance prices for a Chevrolet Camaro also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Camaro insurance rates. A driver around age 40 might see prices as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,940 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut prices by as much as $580 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy can be around 43% to 132% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Chevrolet Camaro Insurance

Finding better rates on auto insurance requires being a safe and courteous driver, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Take the time to comparison shop once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a quick review of the data that was touched on in the above illustrations.

• You may be able to save as much as $170 per year just by quoting early and online
• Consumers who require higher levels of liability will pay about $460 every year to increase from 30/60 bodily injury limits to 250/500 limits
• Teenage drivers pay higher prices, possibly costing $445 per month including comprehensive and collision insurance
• Drivers with a DUI or reckless driving violation may be required to pay an average of $1,670 more each year for auto insurance