Chevrolet Camaro Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 23, 2024
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Average insurance prices for a Chevrolet Camaro are $1,434 every 12 months with full coverage. Comprehensive costs around $308, collision costs $552, and liability is $416. A policy with just liability insurance costs around $474 a year, with coverage for high-risk drivers costing around $3,106. 16-year-old drivers receive the highest rates at $5,342 a year or more.
Average premium for full coverage: $1,434
Rate estimates for individual coverage type:
Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for different Camaro trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from the cheapest price of $474 for your basic liability-only policy to a much higher rate of $3,106 for a driver who has had serious violations or accidents.
Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population tend to have more infrequent collision claims than congested cities.
The price range example below illustrates how where you live affects auto insurance rates.
These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated Chevrolet Camaro insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $823
- Raising to $1,000 deductibles will save about $194 annually
- The average price for a 40-year-old driver using $500 deductibles is $1,434
- Buying more expensive low deductibles increases the price to $1,814
- Drivers with multiple tickets or accidents could pay at least $3,106 or more
- The cost to insure a 16-year-old driver with full coverage can be $5,342
Insurance rates for a Chevrolet Camaro can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.
Opting for high physical damage deductibles can reduce rates by up to $580 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay as much as $5,300 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,700 to $2,300 additional per year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 132% more than the average rate. View High Risk Driver Rates
Where you live also has a big influence on Chevrolet Camaro insurance prices. A middle-age driver might find rates as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or at least $1,940 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,298 | -$136 | -9.5% |
| Alaska | $1,102 | -$332 | -23.2% |
| Arizona | $1,192 | -$242 | -16.9% |
| Arkansas | $1,434 | -$0 | 0.0% |
| California | $1,636 | $202 | 14.1% |
| Colorado | $1,372 | -$62 | -4.3% |
| Connecticut | $1,476 | $42 | 2.9% |
| Delaware | $1,624 | $190 | 13.2% |
| Florida | $1,796 | $362 | 25.2% |
| Georgia | $1,324 | -$110 | -7.7% |
| Hawaii | $1,030 | -$404 | -28.2% |
| Idaho | $970 | -$464 | -32.4% |
| Illinois | $1,070 | -$364 | -25.4% |
| Indiana | $1,080 | -$354 | -24.7% |
| Iowa | $970 | -$464 | -32.4% |
| Kansas | $1,364 | -$70 | -4.9% |
| Kentucky | $1,958 | $524 | 36.5% |
| Louisiana | $2,124 | $690 | 48.1% |
| Maine | $884 | -$550 | -38.4% |
| Maryland | $1,184 | -$250 | -17.4% |
| Massachusetts | $1,148 | -$286 | -19.9% |
| Michigan | $2,494 | $1,060 | 73.9% |
| Minnesota | $1,200 | -$234 | -16.3% |
| Mississippi | $1,720 | $286 | 19.9% |
| Missouri | $1,274 | -$160 | -11.2% |
| Montana | $1,544 | $110 | 7.7% |
| Nebraska | $1,132 | -$302 | -21.1% |
| Nevada | $1,720 | $286 | 19.9% |
| New Hampshire | $1,034 | -$400 | -27.9% |
| New Jersey | $1,604 | $170 | 11.9% |
| New Mexico | $1,272 | -$162 | -11.3% |
| New York | $1,512 | $78 | 5.4% |
| North Carolina | $828 | -$606 | -42.3% |
| North Dakota | $1,174 | -$260 | -18.1% |
| Ohio | $992 | -$442 | -30.8% |
| Oklahoma | $1,472 | $38 | 2.6% |
| Oregon | $1,314 | -$120 | -8.4% |
| Pennsylvania | $1,368 | -$66 | -4.6% |
| Rhode Island | $1,914 | $480 | 33.5% |
| South Carolina | $1,300 | -$134 | -9.3% |
| South Dakota | $1,212 | -$222 | -15.5% |
| Tennessee | $1,258 | -$176 | -12.3% |
| Texas | $1,732 | $298 | 20.8% |
| Utah | $1,062 | -$372 | -25.9% |
| Vermont | $982 | -$452 | -31.5% |
| Virginia | $860 | -$574 | -40.0% |
| Washington | $1,110 | -$324 | -22.6% |
| West Virginia | $1,314 | -$120 | -8.4% |
| Wisconsin | $994 | -$440 | -30.7% |
| Wyoming | $1,278 | -$156 | -10.9% |
With so much variability in rates, the best way to find out your exact price is to compare rates from multiple companies. Every auto insurance company utilizes a different rate formula, and rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,394 | $116 |
| Chevrolet Camaro LT | $1,394 | $116 |
| Chevrolet Camaro SS | $1,516 | $126 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2023 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2022 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2021 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2020 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2019 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2018 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2017 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2016 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2015 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2014 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2013 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2012 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
| 2011 Chevrolet Camaro | $174 | $226 | $474 | $1,032 |
| 2010 Chevrolet Camaro | $168 | $202 | $468 | $996 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Chevrolet Camaro Insurance
Saving money on insurance for a Chevrolet Camaro consists of not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop every other policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following is a review of the ideas that were touched on in the above illustrations.
- Teens are charged the highest rates, with premiums as much as $445 per month if full coverage is included
- Drivers considered higher risk who have several accidents or serious violations pay on average $1,670 more every year for Camaro insurance
- Increasing deductibles could save as much as $575 each year
- You may be able to save up to $170 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,342 |
| 20 | $3,310 |
| 30 | $1,496 |
| 40 | $1,434 |
| 50 | $1,310 |
| 60 | $1,284 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,814 |
| $250 | $1,640 |
| $500 | $1,434 |
| $1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,434 |
| 50/100 | $1,599 |
| 100/300 | $1,703 |
| 250/500 | $1,974 |
| 100 CSL | $1,641 |
| 300 CSL | $1,870 |
| 500 CSL | $2,036 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,624 |
| 20 | $5,270 |
| 30 | $3,176 |
| 40 | $3,106 |
| 50 | $2,964 |
| 60 | $2,936 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $106 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $66 |
| Advance Quote | $71 |
| Online Quote | $102 |
| Total Discounts | $611 |
Discounts are estimated and may not be available from every company or in every state.
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