Chevrolet Camaro Insurance Rates

The average insurance rates for a Chevrolet Camaro are $1,442 a year for full coverage insurance. Comprehensive insurance costs around $320 a year, collision insurance costs $566, and liability is estimated at $398. Buying just liability costs approximately $460 a year, and insurance for high-risk drivers costs $3,116 or more. Teens cost the most to insure at up to $5,330 a year.

Average premium for full coverage: $1,442

Policy rates for type of insurance:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Camaro trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance rates.

The examples above illustrate why it is important to get quotes for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Chevrolet Camaro insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $827
• Choosing higher $1,000 deductibles can save about $1,240 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,442
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $390 every year
• Unlucky drivers with serious driving violations could pay at least $3,116
• Policy cost that insures a teen driver can be $5,330 each year

View Chart as Image

Insurance rates for a Chevrolet Camaro also range considerably based on the trim level of your Camaro, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $5,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Camaro insurance prices. A good driver about age 40 could pay as low as $940 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,950 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $600 every year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet Camaro Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Compare rates at least every other year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a brief summary of the car insurance concepts presented in the illustrations above.

• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,670 more every year than a low-risk driver
• It is possible to save up to $180 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $600 each year
• Policyholders who may need more liability protection will pay approximately $440 annually to raise limits from a 30/60 limit to the 250/500 level