Chevrolet Camaro Insurance Rates

U.S. average insurance rates for a Chevrolet Camaro are $1,434 a year for full coverage. Comprehensive costs an estimated $308 each year, collision insurance costs $552, and liability coverage is estimated at $416. A policy with just liability insurance costs approximately $474 a year, and coverage for high-risk drivers costs around $3,106. Teenage drivers pay the highest rates at up to $5,342 a year.

Average premium for full coverage: $1,434

Price estimates broken down by individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Camaro models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on insurance rates. More rural locations have lower incidents of accident claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The ranges above show why all drivers should get quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Chevrolet Camaro insurance rates for other coverage scenarios.

• The best discount rate is $823
• Choosing higher $1,000 deductibles can save approximately $194 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,434
• Using low deductibles for comp and collision coverage bumps up the cost to $1,814
• Drivers who are prone to accidents and violations could pay up to $3,106
• The price that insures a teenage driver can cost as much as $5,342 each year

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Insurance prices for a Chevrolet Camaro are also quite variable based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers ranges around 43% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $5,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Chevrolet Camaro insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,050 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles can save as much as $580 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Chevrolet Camaro Insurance

Getting lower rates on auto insurance takes having a decent driving record, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Compare prices at least every other year by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The following items are a quick rundown of the car insurance concepts covered above.

• Drivers with reckless driving or DUI convictions may pay on average $1,670 more annually than a driver with a clean driving record
• Drivers can save approximately $170 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $575 each year
• Consumers who want additional liability coverage will pay an extra $460 each year to raise limits from a low limit to the 250/500 level