Chevrolet Camaro Insurance Rates

U.S. average insurance rates for a Chevrolet Camaro are $1,434 a year for full coverage insurance. Comprehensive costs on average $308 each year, collision insurance costs $552, and liability coverage is estimated at $416. A policy with just liability insurance costs approximately $474 a year, and coverage for high-risk drivers costs around $3,106. Teenage drivers pay the highest rates at up to $5,342 a year.

Average premium for full coverage: $1,434

Price estimates by individual coverage:

Estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Camaro models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates how rural and urban location affects car insurance rates.

The ranges above illustrate why all drivers should get quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Chevrolet Camaro insurance rates for different risk profiles and scenarios.

• The best discount rate is $823
• Choosing higher $1,000 deductibles can save around $194 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,434
• Using low deductibles for comp and collision coverage bumps up the cost to $1,814
• Drivers who are prone to accidents and violations could pay upwards of $3,106
• The price that insures a teenage driver may cost $5,342 each year

View Chart as Image

Insurance prices for a Chevrolet Camaro are also quite variable based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers ranges around 43% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $5,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Chevrolet Camaro insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,940 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $580 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chevrolet Camaro Insurance

Getting lower rates on auto insurance takes being a low-risk driver, having above-average credit, not filing small claims, and determing if full coverage is necessary. Compare prices every time your policy renews by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a review of the information raised in the charts and tables above.

• It is possible to save as much as $170 per year just by quoting online in advance
• Teen drivers pay the highest prices, as much as $445 a month if full coverage is included
• Increasing physical damage deductibles can save approximately $575 each year
• Drivers who have several accidents or serious violations may pay on average $1,670 more each year to insure their Camaro
• Consumers who require more liability coverage will pay an extra $460 annually to raise limits from a low limit to the 250/500 level