Chevrolet Camaro Insurance Rates

Average insurance prices for a Chevrolet Camaro are $1,434 every 12 months including full coverage. Comprehensive costs approximately $308 each year, collision costs $552, and liability coverage is estimated at $416. A liability-only policy costs approximately $474 a year, with high-risk insurance costing around $3,106. Teenage drivers receive the highest rates at $5,342 a year or more.

Average premium for full coverage: $1,434

Rate estimates by individual coverage type:

Full coverage includes $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and Camaro models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location helps determine auto insurance prices.

These examples highlight why all drivers should get quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Chevrolet Camaro insurance rates for additional coverage and risk scenarios.

• The best discount rate is $823
• Choosing higher $1,000 deductibles can save $194 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,434
• Using low deductibles for comp and collision coverage increases the price to $1,814
• Drivers who are prone to accidents and violations could pay around $3,106 or more
• The cost to insure a teenage driver can cost $5,342 each year

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Insurance rates for a Chevrolet Camaro can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your Camaro.

Using high physical damage deductibles can save as much as $580 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers ranges around 43% to 132% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Chevrolet Camaro insurance rates. A good driver about age 40 could pay as low as $1,100 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,050 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Chevrolet Camaro Insurance

Saving money on auto insurance takes being a safe and courteous driver, having good credit, not filing small claims, and maximizing policy discounts. Invest time comparing rates at least every other year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

Below is a summary of the car insurance concepts covered in the charts and tables above.

• Drivers who have multiple accidents or major violations could be charged and average of $1,670 more per year for auto insurance
• You may be able to save around $170 per year simply by quoting online in advance
• Increasing deductibles could save as much as $575 each year
• Consumers who purchase higher levels of liability will pay an extra $460 per year to raise limits from a minimum limit to a 250/500 level