Chevrolet Camaro Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 23, 2024
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Average insurance rates for a Chevrolet Camaro are $1,434 a year for full coverage. Comprehensive insurance costs an estimated $308, collision insurance costs $552, and liability is estimated at $416. A liability-only policy costs approximately $474 a year, and high-risk insurance costs $3,106 or more. Teens receive the highest rates at up to $5,342 a year.
Average premium for full coverage: $1,434
Rate estimates broken down by individual coverage type:
Prices are based on $500 physical damage deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for all Camaro models.
Price Range by Coverage and Risk
For the average driver, prices range range from the low end price of $474 for just liability coverage to the much higher price of $3,106 for a driver that may need high-risk insurance.
Price Range by Location
Living in a larger city can have significant affects on insurance rates. More rural locations tend to have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates how location impacts insurance prices.
These examples show why everyone should get quotes for a targeted area, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Chevrolet Camaro insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $823
- Choosing higher $1,000 deductibles can save approximately $194 a year
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,434
- Selecting pricier low deductibles for comp and collision coverage will cost an additional $380 every year
- Unlucky drivers with serious driving violations could pay up to $3,106
- The cost that insures a teen driver for full coverage can cost as much as $5,342 each year
Insurance rates for a Chevrolet Camaro can also vary considerably based on the model of your Camaro, how you drive, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you could be paying $1,700 to $2,300 extra per year, depending on your age. Chevrolet Camaro insurance for high-risk drivers ranges as much as 43% to 132% more than the average policy. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $5,300 a year. View Rates by Age
Where you live plays a big part in determining prices for Chevrolet Camaro insurance prices. A good driver about age 40 could pay as low as $950 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,050 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,298 | -$136 | -9.5% |
| Alaska | $1,102 | -$332 | -23.2% |
| Arizona | $1,192 | -$242 | -16.9% |
| Arkansas | $1,434 | -$0 | 0.0% |
| California | $1,636 | $202 | 14.1% |
| Colorado | $1,372 | -$62 | -4.3% |
| Connecticut | $1,476 | $42 | 2.9% |
| Delaware | $1,624 | $190 | 13.2% |
| Florida | $1,796 | $362 | 25.2% |
| Georgia | $1,324 | -$110 | -7.7% |
| Hawaii | $1,030 | -$404 | -28.2% |
| Idaho | $970 | -$464 | -32.4% |
| Illinois | $1,070 | -$364 | -25.4% |
| Indiana | $1,080 | -$354 | -24.7% |
| Iowa | $970 | -$464 | -32.4% |
| Kansas | $1,364 | -$70 | -4.9% |
| Kentucky | $1,958 | $524 | 36.5% |
| Louisiana | $2,124 | $690 | 48.1% |
| Maine | $884 | -$550 | -38.4% |
| Maryland | $1,184 | -$250 | -17.4% |
| Massachusetts | $1,148 | -$286 | -19.9% |
| Michigan | $2,494 | $1,060 | 73.9% |
| Minnesota | $1,200 | -$234 | -16.3% |
| Mississippi | $1,720 | $286 | 19.9% |
| Missouri | $1,274 | -$160 | -11.2% |
| Montana | $1,544 | $110 | 7.7% |
| Nebraska | $1,132 | -$302 | -21.1% |
| Nevada | $1,720 | $286 | 19.9% |
| New Hampshire | $1,034 | -$400 | -27.9% |
| New Jersey | $1,604 | $170 | 11.9% |
| New Mexico | $1,272 | -$162 | -11.3% |
| New York | $1,512 | $78 | 5.4% |
| North Carolina | $828 | -$606 | -42.3% |
| North Dakota | $1,174 | -$260 | -18.1% |
| Ohio | $992 | -$442 | -30.8% |
| Oklahoma | $1,472 | $38 | 2.6% |
| Oregon | $1,314 | -$120 | -8.4% |
| Pennsylvania | $1,368 | -$66 | -4.6% |
| Rhode Island | $1,914 | $480 | 33.5% |
| South Carolina | $1,300 | -$134 | -9.3% |
| South Dakota | $1,212 | -$222 | -15.5% |
| Tennessee | $1,258 | -$176 | -12.3% |
| Texas | $1,732 | $298 | 20.8% |
| Utah | $1,062 | -$372 | -25.9% |
| Vermont | $982 | -$452 | -31.5% |
| Virginia | $860 | -$574 | -40.0% |
| Washington | $1,110 | -$324 | -22.6% |
| West Virginia | $1,314 | -$120 | -8.4% |
| Wisconsin | $994 | -$440 | -30.7% |
| Wyoming | $1,278 | -$156 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $580 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,394 | $116 |
| Chevrolet Camaro LT | $1,394 | $116 |
| Chevrolet Camaro SS | $1,516 | $126 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2023 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2022 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2021 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2020 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2019 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2018 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2017 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2016 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2015 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2014 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2013 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2012 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
| 2011 Chevrolet Camaro | $174 | $226 | $474 | $1,032 |
| 2010 Chevrolet Camaro | $168 | $202 | $468 | $996 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chevrolet Camaro Insurance
Saving money on car insurance takes being a safe and courteous driver, having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Compare rates once a year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below is a brief review of the data that was touched on above.
- Drivers can save approximately $170 per year just by quoting online well ahead of the renewal date
- Policyholders who want higher levels of liability will pay approximately $460 each year to raise limits from a minimum limit to the 250/500 level
- Teenage drivers are charged the highest rates, costing as high as $445 per month if full coverage is included
- Higher risk drivers with DUI or reckless driving convictions may pay on average $1,670 more annually for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,342 |
| 20 | $3,310 |
| 30 | $1,496 |
| 40 | $1,434 |
| 50 | $1,310 |
| 60 | $1,284 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,814 |
| $250 | $1,640 |
| $500 | $1,434 |
| $1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,434 |
| 50/100 | $1,599 |
| 100/300 | $1,703 |
| 250/500 | $1,974 |
| 100 CSL | $1,641 |
| 300 CSL | $1,870 |
| 500 CSL | $2,036 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,624 |
| 20 | $5,270 |
| 30 | $3,176 |
| 40 | $3,106 |
| 50 | $2,964 |
| 60 | $2,936 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $106 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $66 |
| Advance Quote | $71 |
| Online Quote | $102 |
| Total Discounts | $611 |
Discounts are estimated and may not be available from every company or in every state.
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