Chevrolet Tahoe Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 22, 2024
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Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.
While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.
Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.
Estimated insurance rates for a Chevrolet Tahoe are $1,364 a year for full coverage insurance. Comprehensive insurance costs around $296, collision costs $494, and liability costs around $416. A policy with only liability insurance costs as low as $474 a year, with a high-risk policy costing $2,944 or more. Teen drivers pay the most at $5,098 a year or more.
Average premium for full coverage: $1,364
Premium estimates for type of coverage:
Prices include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for different Tahoe trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Chevrolet Tahoe go from the low end price of $474 for just liability coverage to a much higher rate of $2,944 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than larger metro areas.
The price range example below illustrates the difference location can make on auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Chevrolet Tahoe insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $792
- Using higher $1,000 deductibles will save about $178 each year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,364
- Choosing more expensive low deductibles for physical damage coverage will cost an additional $348 every year
- Drivers with multiple violations and an at-fault accident could pay at least $2,944 or more
- An auto insurance policy that insures a teen driver with full coverage can be $5,098 or more
Car insurance prices for a Chevrolet Tahoe also have a wide range based on the model year and trim level, your age and driving record, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are probably paying at least $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can be as much as 43% to 131% more than average. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged as much as $5,000 a year. View Rates by Age
Where you choose to live has a huge impact on Chevrolet Tahoe insurance prices. A driver around age 40 might see prices as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,840 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,234 | -$130 | -9.5% |
| Alaska | $1,050 | -$314 | -23.0% |
| Arizona | $1,134 | -$230 | -16.9% |
| Arkansas | $1,364 | -$0 | 0.0% |
| California | $1,556 | $192 | 14.1% |
| Colorado | $1,304 | -$60 | -4.4% |
| Connecticut | $1,404 | $40 | 2.9% |
| Delaware | $1,546 | $182 | 13.3% |
| Florida | $1,708 | $344 | 25.2% |
| Georgia | $1,260 | -$104 | -7.6% |
| Hawaii | $980 | -$384 | -28.2% |
| Idaho | $924 | -$440 | -32.3% |
| Illinois | $1,016 | -$348 | -25.5% |
| Indiana | $1,028 | -$336 | -24.6% |
| Iowa | $922 | -$442 | -32.4% |
| Kansas | $1,300 | -$64 | -4.7% |
| Kentucky | $1,862 | $498 | 36.5% |
| Louisiana | $2,020 | $656 | 48.1% |
| Maine | $842 | -$522 | -38.3% |
| Maryland | $1,126 | -$238 | -17.4% |
| Massachusetts | $1,092 | -$272 | -19.9% |
| Michigan | $2,370 | $1,006 | 73.8% |
| Minnesota | $1,142 | -$222 | -16.3% |
| Mississippi | $1,634 | $270 | 19.8% |
| Missouri | $1,214 | -$150 | -11.0% |
| Montana | $1,468 | $104 | 7.6% |
| Nebraska | $1,078 | -$286 | -21.0% |
| Nevada | $1,638 | $274 | 20.1% |
| New Hampshire | $984 | -$380 | -27.9% |
| New Jersey | $1,526 | $162 | 11.9% |
| New Mexico | $1,208 | -$156 | -11.4% |
| New York | $1,438 | $74 | 5.4% |
| North Carolina | $786 | -$578 | -42.4% |
| North Dakota | $1,116 | -$248 | -18.2% |
| Ohio | $944 | -$420 | -30.8% |
| Oklahoma | $1,402 | $38 | 2.8% |
| Oregon | $1,252 | -$112 | -8.2% |
| Pennsylvania | $1,302 | -$62 | -4.5% |
| Rhode Island | $1,822 | $458 | 33.6% |
| South Carolina | $1,236 | -$128 | -9.4% |
| South Dakota | $1,154 | -$210 | -15.4% |
| Tennessee | $1,196 | -$168 | -12.3% |
| Texas | $1,646 | $282 | 20.7% |
| Utah | $1,012 | -$352 | -25.8% |
| Vermont | $934 | -$430 | -31.5% |
| Virginia | $818 | -$546 | -40.0% |
| Washington | $1,056 | -$308 | -22.6% |
| West Virginia | $1,252 | -$112 | -8.2% |
| Wisconsin | $946 | -$418 | -30.6% |
| Wyoming | $1,216 | -$148 | -10.9% |
Choosing high deductibles could cut prices by as much as $530 every year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to figure out your exact price is to compare prices and see which company has the best price. Each insurance company uses a different rate calculation, so rate quotes will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Tahoe LS 2WD | $1,282 | $107 |
| Chevrolet Tahoe LS 4WD | $1,324 | $110 |
| Chevrolet Tahoe LT 2WD | $1,324 | $110 |
| Chevrolet Tahoe LT 4WD | $1,324 | $110 |
| Chevrolet Tahoe LTZ 2WD | $1,406 | $117 |
| Chevrolet Tahoe LTZ 4WD | $1,406 | $117 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Tahoe | $306 | $506 | $398 | $1,368 |
| 2023 Chevrolet Tahoe | $296 | $494 | $416 | $1,364 |
| 2022 Chevrolet Tahoe | $286 | $474 | $430 | $1,348 |
| 2021 Chevrolet Tahoe | $270 | $458 | $442 | $1,328 |
| 2019 Chevrolet Tahoe | $250 | $400 | $456 | $1,264 |
| 2018 Chevrolet Tahoe | $240 | $358 | $460 | $1,216 |
| 2017 Chevrolet Tahoe | $224 | $330 | $460 | $1,172 |
| 2016 Chevrolet Tahoe | $216 | $310 | $464 | $1,148 |
| 2015 Chevrolet Tahoe | $210 | $288 | $474 | $1,130 |
| 2014 Chevrolet Tahoe | $194 | $268 | $474 | $1,094 |
| 2013 Chevrolet Tahoe | $190 | $244 | $478 | $1,070 |
| 2012 Chevrolet Tahoe | $176 | $222 | $474 | $1,030 |
| 2011 Chevrolet Tahoe | $166 | $202 | $474 | $1,000 |
| 2010 Chevrolet Tahoe | $162 | $182 | $468 | $970 |
| 2009 Chevrolet Tahoe | $158 | $178 | $460 | $954 |
| 2008 Chevrolet Tahoe | $156 | $168 | $452 | $934 |
| 2007 Chevrolet Tahoe | $142 | $160 | $446 | $906 |
| 2006 Chevrolet Tahoe | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Tahoe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Chevrolet Tahoe Insurance
Finding better rates on car insurance requires being a low-risk driver, having a positive credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Shop around every year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.
The items below are a quick rundown of the coverage data touched on in this article.
- It is possible to save up to $160 per year simply by shopping early and online
- Increasing policy deductibles can save approximately $525 each year
- Teen drivers are the costliest to insure, with premiums being up to $425 per month if full coverage is purchased
- Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,580 more every year to insure their Tahoe
To start shopping for Chevy Tahoe insurance rates now, use our free tool below.
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What are the safety ratings of the Chevrolet Tahoe?
The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.
Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.
Chevrolet Tahoe Compared Against Other Vehicles in the Same Class
The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.
Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.
Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.
References:
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,098 |
| 20 | $3,132 |
| 30 | $1,422 |
| 40 | $1,364 |
| 50 | $1,246 |
| 60 | $1,220 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,712 |
| $250 | $1,552 |
| $500 | $1,364 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,364 |
| 50/100 | $1,489 |
| 100/300 | $1,593 |
| 250/500 | $1,864 |
| 100 CSL | $1,531 |
| 300 CSL | $1,760 |
| 500 CSL | $1,926 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,264 |
| 20 | $4,986 |
| 30 | $3,006 |
| 40 | $2,944 |
| 50 | $2,808 |
| 60 | $2,782 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $71 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $96 |
| Total Discounts | $572 |
Discounts are estimated and may not be available from every company or in every state.
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