Mazda CX-9 Insurance Rates

The average insurance prices for a Mazda CX-9 are $1,052 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $184 a year, collision costs $236, and liability is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,258 or more. Teen drivers cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates broken down by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates the difference location can make on insurance prices.

The examples above illustrate why it is important to compare rates quotes for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $636
• Raising to $1,000 deductibles will save approximately $956 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,052
• Choosing low $100 deductibles costs an extra $180 annually
• Drivers with multiple violations and an at-fault accident could pay up to $2,258 or more
• Policy cost to insure a 16-year-old driver can cost as much as $4,186

View Chart as Image

Auto insurance rates for a Mazda CX-9 also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing high deductibles can reduce rates by up to $280 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,200 to $1,800 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 127% more than average. View High Risk Driver Rates

Your home state also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find rates as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,420 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes from multiple companies. Every auto insurance company uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 consists of avoiding accidents and violations, having a good credit score, being claim-free, and qualifying for all possible discounts. Make time to compare rates at every policy renewal by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a recap of the data touched on in this article.

• Insureds who want higher liability limits will pay about $520 annually to raise from a 30/60 limit to a 250/500 level
• It is possible to save approximately $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• Teenagers are the costliest to insure, possibly costing $349 each month if comprehensive and collision insurance is included