Mazda CX-9 Insurance Rates

Estimated insurance rates for a Mazda CX-9 are $1,052 a year including full coverage. Comprehensive insurance costs an estimated $184, collision costs $236, and liability costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,258 or more. 16-year-old drivers pay the most at $4,186 a year or more.

Average premium for full coverage: $1,052

Premium estimates broken down by type of coverage:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for all CX-9 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences highlight why everyone should compare rates for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The best full coverage rate is $636
• Drivers who choose higher $1,000 deductibles will pay approximately $96 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,052
• Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $180 every year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,258 or more
• An auto insurance policy that insures a teen driver for full coverage can cost as much as $4,186 a year

View Chart as Image

Auto insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,200 to $1,800 in extra premium annually, depending on your age. Mazda CX-9 insurance for high-risk drivers can cost as much as 43% to 127% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,100 a year. View Rates by Age

Where you choose to live makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,500 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $280 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Every company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda CX-9 Insurance

Finding better rates on car insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Comparison shop every couple of years by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The list below is a recap of the material that was covered above.

• Policyholders who want higher liability limits will pay around $520 per year to go from 30/60 bodily injury limits to the 250/500 level
• Teenagers are the costliest to insure, with the cost nearing $349 per month if the policy includes full coverage
• Higher risk drivers that have major violations or accidents could be charged and average of $1,210 more annually for car insurance
• Increasing policy deductibles can save approximately $275 each year