Mazda CX-9 Insurance Rates

U.S. average auto insurance rates for a Mazda CX-9 are $1,092 annually including full coverage. Comprehensive insurance costs an estimated $198, collision costs $258, and liability coverage is $478. A policy with just liability insurance costs around $526 a year, with coverage for high-risk drivers costing $2,342 or more. Teenage drivers pay the highest rates at $4,312 a year or more.

Average premium for full coverage: $1,092

Price estimates broken down by individual coverage:

Prices are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $657
• Raising to $1,000 deductibles will save approximately $106 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,092
• Using more expensive low deductibles costs an additional $194 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,342 or more
• The price with full coverage for a teenage driver with full coverage can cost as much as $4,312

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Insurance prices for a Mazda CX-9 are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay at least $4,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $300 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find prices as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,560 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Mazda CX-9 Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, having a good credit history, being claim-free, and taking advantage of discounts. Set aside time to compare rates at every other renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a brief review of the concepts that were covered above.

• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,250 more annually for auto insurance
• Teenage drivers are charged the highest prices, possibly costing $359 a month including comprehensive and collision insurance
• You may be able to save approximately $120 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $300 each year
• You may be able to save approximately $120 per year simply by shopping early and online