Mazda CX-9 Insurance Rates

The average auto insurance rates for a Mazda CX-9 are $1,052 annually including full coverage. Comprehensive insurance costs around $184 each year, collision costs $236, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,258 or more. Teen drivers cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates for type of insurance:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than larger metro areas.

The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above highlight why all drivers should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $636
• Choosing higher $1,000 deductibles can save about $96 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,052
• Choosing low deductibles for comp and collision coverage costs an additional $180 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,258 or more
• Policy cost with full coverage for a 16-year-old driver can be $4,186 each year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,200 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $280 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,500 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison from multiple companies. Each auto insurer uses a different rate calculation, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 takes being a good driver, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to compare rates at least every other year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a quick rundown of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,210 more every year than a safer driver
• You may be able to save up to $120 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $275 each year
• Insureds who may need an increased level of liability coverage will pay about $520 per year to raise limits from a 30/60 limit to higher 250/500 limits