Mazda CX-9 Insurance Rates

The average insurance prices for a Mazda CX-9 are $1,052 every 12 months including full coverage. Comprehensive insurance costs around $184 a year, collision costs $236, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,258 or more. Teens cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates for type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts auto insurance rates.

The examples above highlight why it is important to get quotes for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $636
• Choosing higher $1,000 deductibles can save about $956 every year
• The average price for a good driver age 40 using $500 deductibles is $1,052
• Selecting low $100 deductibles for comp and collision coverage costs an extra $180 each year
• Drivers with serious driving violations could pay at least $2,258 or more
• Policy cost to insure a teenage driver can be $4,186 each year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $280 a year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,200 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 127% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,500 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to get quotes and see how they stack up. Each auto insurer calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Mazda CX-9 Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Spend time shopping around at every policy renewal by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

The list below is a review of the data touched on above.

• Consumers who may need higher liability limits will pay approximately $520 per year to raise limits from a 30/60 limit to a 250/500 level
• You may be able to save up to $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• Teenagers pay higher rates, with premiums being up to $349 each month if they have full coverage