Mazda CX-9 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 10, 2024
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Estimated insurance rates for a Mazda CX-9 are $1,092 a year with full coverage. Comprehensive insurance costs approximately $198, collision costs $258, and liability costs $478. A liability-only policy costs as little as $526 a year, with high-risk insurance costing $2,342 or more. 16-year-old drivers pay the most at $4,312 a year or more.
Average premium for full coverage: $1,092
Premium estimates by type of coverage:
Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all CX-9 models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Mazda CX-9 go from the low end price of $526 for just liability insurance to the much higher price of $2,342 for coverage for higher-risk drivers.
Insurance Price Range by Location
Your location can make a big difference on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than congested cities.
The example below illustrates how where you live affects auto insurance prices.
These rate differences demonstrate why everyone should compare rates using their specific location, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $657
- Drivers who choose higher $1,000 deductibles will pay $106 annually
- The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,092
- Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $194 annually
- Drivers with multiple tickets or accidents could pay around $2,342 or more
- An auto insurance policy that insures a 16-year-old driver for full coverage can cost $4,312 a year
Auto insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, your age and driving habits, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you may be forking out anywhere from $1,300 to $1,800 in extra premium annually, depending on your age. Mazda CX-9 insurance for high-risk drivers can cost from 42% to 133% more than the average rate. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $4,300 a year. View Rates by Age
Where you choose to live makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Utah, Ohio, and New Hampshire, or at least $1,470 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $986 | -$106 | -9.7% |
| Alaska | $838 | -$254 | -23.3% |
| Arizona | $906 | -$186 | -17.0% |
| Arkansas | $1,092 | -$0 | 0.0% |
| California | $1,244 | $152 | 13.9% |
| Colorado | $1,042 | -$50 | -4.6% |
| Connecticut | $1,120 | $28 | 2.6% |
| Delaware | $1,236 | $144 | 13.2% |
| Florida | $1,364 | $272 | 24.9% |
| Georgia | $1,006 | -$86 | -7.9% |
| Hawaii | $782 | -$310 | -28.4% |
| Idaho | $738 | -$354 | -32.4% |
| Illinois | $814 | -$278 | -25.5% |
| Indiana | $820 | -$272 | -24.9% |
| Iowa | $736 | -$356 | -32.6% |
| Kansas | $1,038 | -$54 | -4.9% |
| Kentucky | $1,490 | $398 | 36.4% |
| Louisiana | $1,614 | $522 | 47.8% |
| Maine | $672 | -$420 | -38.5% |
| Maryland | $898 | -$194 | -17.8% |
| Massachusetts | $874 | -$218 | -20.0% |
| Michigan | $1,896 | $804 | 73.6% |
| Minnesota | $914 | -$178 | -16.3% |
| Mississippi | $1,306 | $214 | 19.6% |
| Missouri | $968 | -$124 | -11.4% |
| Montana | $1,172 | $80 | 7.3% |
| Nebraska | $860 | -$232 | -21.2% |
| Nevada | $1,306 | $214 | 19.6% |
| New Hampshire | $786 | -$306 | -28.0% |
| New Jersey | $1,220 | $128 | 11.7% |
| New Mexico | $964 | -$128 | -11.7% |
| New York | $1,148 | $56 | 5.1% |
| North Carolina | $628 | -$464 | -42.5% |
| North Dakota | $892 | -$200 | -18.3% |
| Ohio | $754 | -$338 | -31.0% |
| Oklahoma | $1,120 | $28 | 2.6% |
| Oregon | $998 | -$94 | -8.6% |
| Pennsylvania | $1,042 | -$50 | -4.6% |
| Rhode Island | $1,456 | $364 | 33.3% |
| South Carolina | $988 | -$104 | -9.5% |
| South Dakota | $920 | -$172 | -15.8% |
| Tennessee | $956 | -$136 | -12.5% |
| Texas | $1,316 | $224 | 20.5% |
| Utah | $808 | -$284 | -26.0% |
| Vermont | $746 | -$346 | -31.7% |
| Virginia | $652 | -$440 | -40.3% |
| Washington | $842 | -$250 | -22.9% |
| West Virginia | $1,000 | -$92 | -8.4% |
| Wisconsin | $754 | -$338 | -31.0% |
| Wyoming | $974 | -$118 | -10.8% |

Opting for high physical damage deductibles could save up to $300 annually, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 extra every year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from multiple companies. Every company utilizes a different rate formula, and quoted prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-9 Sport 2WD | $1,070 | $89 |
| Mazda CX-9 Grand Touring 2WD | $1,092 | $91 |
| Mazda CX-9 Sport AWD | $1,092 | $91 |
| Mazda CX-9 Touring 2WD | $1,092 | $91 |
| Mazda CX-9 Touring AWD | $1,092 | $91 |
| Mazda CX-9 Grand Touring AWD | $1,114 | $93 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Mazda CX-9 | $320 | $536 | $398 | $1,412 |
| 2022 Mazda CX-9 | $308 | $524 | $416 | $1,406 |
| 2021 Mazda CX-9 | $298 | $502 | $430 | $1,388 |
| 2020 Mazda CX-9 | $282 | $484 | $442 | $1,366 |
| 2019 Mazda CX-9 | $270 | $450 | $452 | $1,330 |
| 2018 Mazda CX-9 | $260 | $424 | $456 | $1,298 |
| 2017 Mazda CX-9 | $248 | $380 | $460 | $1,246 |
| 2016 Mazda CX-9 | $232 | $350 | $460 | $1,200 |
| 2015 Mazda CX-9 | $224 | $328 | $464 | $1,174 |
| 2014 Mazda CX-9 | $220 | $306 | $474 | $1,158 |
| 2012 Mazda CX-9 | $198 | $258 | $478 | $1,092 |
| 2011 Mazda CX-9 | $184 | $236 | $474 | $1,052 |
| 2010 Mazda CX-9 | $174 | $214 | $474 | $1,020 |
| 2009 Mazda CX-9 | $168 | $192 | $468 | $986 |
| 2008 Mazda CX-9 | $166 | $188 | $460 | $972 |
| 2007 Mazda CX-9 | $162 | $178 | $452 | $950 |
Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Mazda CX-9 Insurance
Finding better rates on insurance for a Mazda CX-9 not only requires being safe and accident-free, but also maintaining a good credit score, being claim-free, and not having any coverage lapses. Comparison shop at least once a year by getting rate quotes from direct companies, and also from local insurance agencies.
Below you'll find a condensed summary of the primary concepts that were touched on in the above illustrations.
- You may be able to save around $120 per year simply by quoting online well ahead of the renewal date
- Drivers considered higher risk with multiple at-fault accidents may have to pay on average $1,250 more per year than a low-risk driver
- Increasing policy deductibles can save approximately $300 each year
- Youthful drivers have the highest car insurance prices, possibly costing $359 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,312 |
| 20 | $2,484 |
| 30 | $1,116 |
| 40 | $1,092 |
| 50 | $1,002 |
| 60 | $978 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,286 |
| $250 | $1,198 |
| $500 | $1,092 |
| $1,000 | $986 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,092 |
| 50/100 | $1,210 |
| 100/300 | $1,329 |
| 250/500 | $1,640 |
| 100 CSL | $1,257 |
| 300 CSL | $1,520 |
| 500 CSL | $1,712 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,090 |
| 20 | $3,960 |
| 30 | $2,368 |
| 40 | $2,342 |
| 50 | $2,240 |
| 60 | $2,216 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $68 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $41 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $435 |
Discounts are estimated and may not be available from every company or in every state.
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