Mazda CX-9 Insurance Rates

Average insurance rates for a Mazda CX-9 are $1,052 a year including full coverage. Comprehensive insurance costs on average $184, collision costs $236, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,258 or more. Teenage drivers receive the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Rate estimates by individual coverage type:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all CX-9 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates the effect of geographic area on car insurance rates.

These examples highlight why everyone should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $636
• Drivers who choose higher $1,000 deductibles will pay around $96 every year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,052
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $180 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,258 or more
• The cost that insures a teenage driver for full coverage may cost $4,186 a year

View Chart as Image

Car insurance rates for a Mazda CX-9 can also vary considerably based on the model of your CX-9, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,200 to $1,800 extra per year, depending on your age. Mazda CX-9 insurance for high-risk drivers can cost around 43% to 127% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged upwards of $4,100 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,500 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $280 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-9 Insurance

Saving money on auto insurance not only requires being a good driver, but also having a positive credit history, not filing small claims, and maximizing policy discounts. Compare prices at least once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a summary of the primary concepts that were covered in the above illustrations.

• You may be able to save as much as $120 per year simply by quoting online well ahead of the renewal date
• Drivers who have multiple accidents or major violations could be forced to pay on average $1,210 more each year than a safer driver
• Increasing deductibles can save approximately $275 each year
• Drivers age 16 to 20 are expensive to insure, as much as $349 per month if full coverage is purchased