Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year including full coverage. Comprehensive costs approximately $184, collision insurance costs $236, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,258. Teen drivers cost the most to insure at up to $4,186 a year.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The price range example below illustrates how geographic area affects auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare prices using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $636
• Using higher $1,000 deductibles will save $96 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,052
• Choosing more expensive low deductibles for physical damage coverage bumps up the cost to $1,232
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,258
• Policy cost that insures a teenage driver with full coverage can cost $4,186 or more

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,200 to $1,800 additional every year, depending on your age. High-risk driver insurance can be around 43% to 127% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,500 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $280 a year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mazda CX-9 Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Shop around at every policy renewal by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The following items are a review of the data presented in the illustrations above.

• Consumers who purchase additional liability coverage will pay about $520 per year to increase from a 30/60 limit to the 250/500 level
• You may be able to save around $120 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $349 each month if comprehensive and collision insurance is included