Mazda CX-9 Insurance Rates

Average insurance prices for a Mazda CX-9 are $1,052 every 12 months for full coverage. Comprehensive costs an estimated $184, collision costs $236, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,258. Teen drivers receive the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Rate estimates broken down by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all states and for all CX-9 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on insurance rates. More rural locations tend to have more infrequent accident claims than larger metro areas.

The example below illustrates how your location can change insurance prices.

These examples show why everyone should get quotes for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $636
• Choosing higher $1,000 deductibles can save approximately $96 a year
• The average price for a 40-year-old driver who has $500 deductibles is $1,052
• Choosing pricier low deductibles for comp and collision coverage increases the price to $1,232
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,258 or more
• The cost to insure a teen driver for full coverage can cost as much as $4,186 each year

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Auto insurance rates for a Mazda CX-9 can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Choosing high deductibles can save as much as $280 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,000 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay at least $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,200 to $1,800 in extra premium per year, depending on your age. Mazda CX-9 insurance for high-risk drivers ranges as much as 43% to 127% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or as much as $1,500 on average in New York, Louisiana, and Michigan.

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With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Mazda CX-9 Insurance

Saving money on car insurance takes having a decent driving record, having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Invest the time to shop around at least every other year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a summary of the car insurance concepts illustrated above.

• Higher risk drivers who have multiple accidents or major violations pay on average $1,210 more annually than a driver with a clean driving record
• Drivers can save approximately $120 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $275 each year
• Policyholders who want additional liability coverage will pay about $520 each year to raise limits from a minimum limit to a 250/500 level