Mazda CX-9 Insurance Rates

Average insurance rates for a Mazda CX-9 are $1,052 a year including full coverage. Comprehensive costs an estimated $184, collision insurance costs $236, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,258. Teen drivers receive the highest rates at up to $4,186 a year.

Average premium for full coverage: $1,052

Rate estimates broken down by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different CX-9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas. The price range example below illustrates how location helps determine insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Mazda CX-9 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $636
• Raising to $1,000 deductibles will save approximately $96 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,052
• Choosing more expensive low deductibles bumps up the cost to $1,232
• Drivers with multiple violations and an at-fault accident could pay up to $2,258
• The cost that insures a 16-year-old driver with full coverage can cost as much as $4,186

View Chart as Image

Insurance rates for a Mazda CX-9 can also vary considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,200 to $1,800 extra per year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 127% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $4,100 a year. View Rates by Age

Where you live also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find rates as low as $810 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,500 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $280 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-9 Insurance

Saving money on insurance for a Mazda CX-9 consists of having a decent driving record, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Shop around every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following items are a brief recap of the information covered in the charts and tables above.

• You may be able to save approximately $120 per year just by shopping early and online
• 16 to 18-year-old drivers are charged the highest rates, as much as $349 per month if full coverage is included
• Increasing deductibles can save approximately $275 each year
• Drivers considered higher risk who tend to receive serious violations could be charged and average of $1,210 more annually than a driver with a clean driving record
• Insureds who want additional liability coverage will pay about $520 per year to raise from a minimum limit to the 250/500 level