Mazda CX-9 Insurance Rates

Average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage insurance. Comprehensive insurance costs an estimated $184, collision insurance costs $236, and liability is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs $2,258 or more. Teenage drivers receive the highest rates at up to $4,186 a year.

Average premium for full coverage: $1,052

Rate estimates broken down by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for different CX-9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $636
• Raising to $1,000 deductibles will save approximately $96 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,052
• Using more expensive low deductibles will cost an additional $180 annually
• Drivers who are prone to accidents and violations could pay up to $2,258
• The cost that insures a 16-year-old driver with full coverage can cost as much as $4,186

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Insurance rates for a Mazda CX-9 can also vary considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,200 to $1,800 additional per year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 127% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,100 a year. View Rates by Age

Where you live also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find rates as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,420 on average in Florida, New York, and Michigan.

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Using high physical damage deductibles can reduce rates by up to $280 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda CX-9 Insurance

Saving money on insurance for a Mazda CX-9 consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices at every policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a brief review of the data covered in the charts and tables above.

• Insureds who want an increased level of liability coverage will pay an extra $520 annually to raise from a minimum limit to the 250/500 level
• It is possible to save approximately $120 per year just by shopping early and online
• Increasing deductibles can save approximately $275 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $349 per month if comprehensive and collision insurance is included