Mazda CX-9 Insurance Rates

The average auto insurance rates for a Mazda CX-9 are $1,052 annually for full coverage insurance. Comprehensive costs on average $184, collision costs $236, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,258. 16-year-old drivers cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Rate estimates include $500 deductible amounts, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for all CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. Rural areas are shown to have fewer physical damage claims than congested cities.

The example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $636
• Drivers who choose higher $1,000 deductibles will pay around $96 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,052
• Buying pricier low deductibles for comprehensive and collision insurance will cost $1,232
• High risk drivers with multiple tickets or accidents could pay upwards of $2,258 or more
• Policy cost with full coverage for a teen driver for full coverage may cost $4,186 a year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,200 to $1,800 additional every year, depending on your age. Mazda CX-9 insurance for high-risk drivers can cost anywhere from 43% to 127% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $280 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,420 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out exactly what you will pay is to regularly compare rates from as many companies as possible. Every company utilizes a different rate formula, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance not only requires having a good driving record, but also having good credit, being claim-free, and insuring your home and auto with the same company. Set aside time to compare rates every year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a brief recap of the coverage data covered above.

• It is possible to save as much as $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $275 each year
• Drivers age 20 and younger pay higher rates, possibly costing $349 each month if they have full coverage
• High-risk drivers who tend to receive serious violations may pay on average $1,210 more each year to buy Mazda CX-9 insurance