Mazda CX-9 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 10, 2024
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U.S. average insurance prices for a Mazda CX-9 are $1,052 every 12 months for full coverage. Comprehensive insurance costs around $184 each year, collision insurance costs $236, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $2,258 or more. Teen drivers pay the highest rates at up to $4,186 a year.
Average premium for full coverage: $1,052
Price estimates for individual coverage:
Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and CX-9 models.
Price Range from Low to High
For a driver around age 40, Mazda CX-9 insurance prices range from the cheapest price of $522 for just liability coverage to a high rate of $2,258 for a high-risk insurance policy.
Geographic Price Range
Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population have more infrequent accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
The ranges above show why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Mazda CX-9 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $636
- Raising to $1,000 deductibles will save about $96 a year
- The average price for the average middle-age driver using $500 deductibles is $1,052
- Choosing low deductibles costs an extra $180 annually
- Drivers with multiple violations and an at-fault accident could pay at least $2,258
- The price to insure a 16-year-old driver can be $4,186
Insurance prices for a Mazda CX-9 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.
Choosing high deductibles can reduce prices by up to $280 annually, whereas increasing liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay as much as $4,100 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at least $1,200 to $1,800 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 127% more than average. View High Risk Driver Rates
The state you live in also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find prices as low as $690 a year in states like Idaho, Maine, and Iowa, or as much as $1,500 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $950 | -$102 | -9.7% |
| Alaska | $806 | -$246 | -23.4% |
| Arizona | $872 | -$180 | -17.1% |
| Arkansas | $1,052 | -$0 | 0.0% |
| California | $1,198 | $146 | 13.9% |
| Colorado | $1,004 | -$48 | -4.6% |
| Connecticut | $1,082 | $30 | 2.9% |
| Delaware | $1,190 | $138 | 13.1% |
| Florida | $1,316 | $264 | 25.1% |
| Georgia | $970 | -$82 | -7.8% |
| Hawaii | $756 | -$296 | -28.1% |
| Idaho | $710 | -$342 | -32.5% |
| Illinois | $784 | -$268 | -25.5% |
| Indiana | $790 | -$262 | -24.9% |
| Iowa | $710 | -$342 | -32.5% |
| Kansas | $1,000 | -$52 | -4.9% |
| Kentucky | $1,434 | $382 | 36.3% |
| Louisiana | $1,554 | $502 | 47.7% |
| Maine | $650 | -$402 | -38.2% |
| Maryland | $866 | -$186 | -17.7% |
| Massachusetts | $842 | -$210 | -20.0% |
| Michigan | $1,828 | $776 | 73.8% |
| Minnesota | $880 | -$172 | -16.3% |
| Mississippi | $1,258 | $206 | 19.6% |
| Missouri | $934 | -$118 | -11.2% |
| Montana | $1,130 | $78 | 7.4% |
| Nebraska | $828 | -$224 | -21.3% |
| Nevada | $1,260 | $208 | 19.8% |
| New Hampshire | $756 | -$296 | -28.1% |
| New Jersey | $1,176 | $124 | 11.8% |
| New Mexico | $930 | -$122 | -11.6% |
| New York | $1,108 | $56 | 5.3% |
| North Carolina | $606 | -$446 | -42.4% |
| North Dakota | $860 | -$192 | -18.3% |
| Ohio | $724 | -$328 | -31.2% |
| Oklahoma | $1,080 | $28 | 2.7% |
| Oregon | $962 | -$90 | -8.6% |
| Pennsylvania | $1,004 | -$48 | -4.6% |
| Rhode Island | $1,402 | $350 | 33.3% |
| South Carolina | $952 | -$100 | -9.5% |
| South Dakota | $888 | -$164 | -15.6% |
| Tennessee | $920 | -$132 | -12.5% |
| Texas | $1,268 | $216 | 20.5% |
| Utah | $778 | -$274 | -26.0% |
| Vermont | $722 | -$330 | -31.4% |
| Virginia | $630 | -$422 | -40.1% |
| Washington | $814 | -$238 | -22.6% |
| West Virginia | $962 | -$90 | -8.6% |
| Wisconsin | $730 | -$322 | -30.6% |
| Wyoming | $938 | -$114 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-9 Sport 2WD | $1,030 | $86 |
| Mazda CX-9 Grand Touring 2WD | $1,052 | $88 |
| Mazda CX-9 Sport AWD | $1,052 | $88 |
| Mazda CX-9 Touring 2WD | $1,052 | $88 |
| Mazda CX-9 Touring AWD | $1,052 | $88 |
| Mazda CX-9 Grand Touring AWD | $1,072 | $89 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Mazda CX-9 | $308 | $524 | $416 | $1,406 |
| 2022 Mazda CX-9 | $298 | $502 | $430 | $1,388 |
| 2021 Mazda CX-9 | $282 | $484 | $442 | $1,366 |
| 2020 Mazda CX-9 | $270 | $450 | $452 | $1,330 |
| 2019 Mazda CX-9 | $260 | $424 | $456 | $1,298 |
| 2018 Mazda CX-9 | $248 | $380 | $460 | $1,246 |
| 2017 Mazda CX-9 | $232 | $350 | $460 | $1,200 |
| 2016 Mazda CX-9 | $224 | $328 | $464 | $1,174 |
| 2015 Mazda CX-9 | $220 | $306 | $474 | $1,158 |
| 2014 Mazda CX-9 | $202 | $284 | $474 | $1,118 |
| 2012 Mazda CX-9 | $184 | $236 | $474 | $1,052 |
| 2011 Mazda CX-9 | $174 | $214 | $474 | $1,020 |
| 2010 Mazda CX-9 | $168 | $192 | $468 | $986 |
| 2009 Mazda CX-9 | $166 | $188 | $460 | $972 |
| 2008 Mazda CX-9 | $162 | $178 | $452 | $950 |
| 2007 Mazda CX-9 | $148 | $170 | $446 | $922 |
Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Mazda CX-9 Insurance
Getting lower rates on insurance for a Mazda CX-9 consists of avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates at least every other year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The list below is a quick rundown of the car insurance concepts covered above.
- Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,210 more every year for car insurance
- Drivers can save up to $120 per year just by quoting online in advance
- Increasing physical damage deductibles could save as much as $275 each year
- Insureds who may need higher liability limits will pay about $520 each year to raise from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,186 |
| 20 | $2,394 |
| 30 | $1,072 |
| 40 | $1,052 |
| 50 | $964 |
| 60 | $944 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,232 |
| $250 | $1,150 |
| $500 | $1,052 |
| $1,000 | $956 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,052 |
| 50/100 | $1,167 |
| 100/300 | $1,285 |
| 250/500 | $1,593 |
| 100 CSL | $1,214 |
| 300 CSL | $1,475 |
| 500 CSL | $1,665 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,902 |
| 20 | $3,818 |
| 30 | $2,278 |
| 40 | $2,258 |
| 50 | $2,158 |
| 60 | $2,134 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $65 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $39 |
| Advance Quote | $46 |
| Online Quote | $72 |
| Total Discounts | $416 |
Discounts are estimated and may not be available from every company or in every state.
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