Mazda CX-9 Insurance Rates

Estimated insurance prices for a Mazda CX-9 are $1,052 every 12 months including full coverage. Comprehensive insurance costs on average $184, collision costs $236, and liability coverage is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,258 or more. Teenage drivers pay the most at $4,186 a year or more.

Average premium for full coverage: $1,052

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location impacts car insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $636
• Choosing higher $1,000 deductibles can save around $96 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,052
• Using more expensive low deductibles for comp and collision coverage costs an extra $180 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,258 or more
• An auto insurance policy to insure a teenage driver with full coverage may cost $4,186 each year

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Auto insurance prices for a Mazda CX-9 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your CX-9.

Using high physical damage deductibles can save as much as $280 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,800 in extra premium annually, depending on your age. High-risk driver insurance ranges around 43% to 127% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,500 on average in Michigan, New York, and Louisiana.

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With such a large range in prices, the best way to figure out exactly what you will pay is to compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Mazda CX-9 Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having a good credit score, refrain from filing small claims, and taking advantage of discounts. Spend time shopping around at every policy renewal by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The list below is a brief summary of the data touched on above.

• Consumers who require higher liability limits will pay an extra $520 per year to raise limits from 30/60 bodily injury limits to a 250/500 level
• You may be able to save as much as $120 per year simply by shopping early and online
• Increasing policy deductibles could save as much as $275 each year
• Teenagers are charged the highest prices, with the cost nearing $349 per month if comprehensive and collision insurance is included