Mazda CX-9 Insurance Rates

The average insurance prices for a Mazda CX-9 are $1,092 every 12 months including full coverage. Comprehensive costs around $198, collision insurance costs $258, and liability coverage costs $478. Buying just liability costs as little as $526 a year, and insurance for high-risk drivers costs around $2,342. Teenage drivers cost the most to insure at up to $4,312 a year.

Average premium for full coverage: $1,092

Policy rates for type of insurance:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance rates.

The examples above highlight why everyone should compare rates for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $657
• Drivers who choose higher $1,000 deductibles will pay about $106 every year
• The average price for a good driver age 40 using $500 deductibles is $1,092
• Using pricier low deductibles for comprehensive and collision insurance increases the price to $1,286
• High-risk insureds who are prone to accidents and violations could pay at least $2,342
• Policy cost to insure a teenage driver for full coverage can be $4,312 a year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could save up to $300 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,300 to $1,800 extra every year, depending on your age. Mazda CX-9 insurance for high-risk drivers can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,560 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Mazda CX-9 Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Set aside time to shop around at every policy renewal by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following list is a review of the data raised in the charts and tables above.

• Consumers who may need an increased level of liability coverage will pay an extra $530 per year to go from a 30/60 limit to a 250/500 level
• You may be able to save up to $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• Drivers age 16 to 20 pay higher rates, with premiums being up to $359 each month if they have full coverage