Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,052 a year including full coverage. Comprehensive insurance costs on average $184, collision costs $236, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing $2,258 or more. Teenage drivers pay the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how geographic area affects car insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $636
• Using higher $1,000 deductibles will save around $96 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,052
• Using more expensive low deductibles for physical damage coverage will cost an extra $180 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,258 or more
• The price for full coverage for a teen driver with full coverage may cost $4,186 or more

View Chart as Image

Insurance prices for a Mazda CX-9 are also quite variable based on your driving record, the model of your CX-9, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $4,100 a year. View Rates by Age

The state you live in has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see prices as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,500 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $280 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,800 extra each year, depending on your age. High-risk driver insurance can be as much as 43% to 127% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-9 Insurance

Getting lower rates on car insurance requires being a good driver, maintaining good credit, being claim-free, and bundling your home and auto policies. Invest the time to compare rates once a year by quoting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a brief recap of the data that was presented in the illustrations above.

• You may be able to save as much as $120 per year simply by shopping early and online
• Policyholders who require an increased level of liability coverage will pay an extra $520 per year to increase from a low limit to 250/500 limits
• Drivers age 16 to 20 pay the highest prices, possibly costing $349 a month for full coverage
• Higher risk drivers who tend to receive serious violations may pay on average $1,210 more each year than a safer driver