Mazda CX-9 Insurance Rates

Average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage. Comprehensive costs an estimated $184, collision costs $236, and liability insurance is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,258. 16-year-old drivers receive the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Rate estimates broken down by individual coverage type:

Rates are based on $500 deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for different CX-9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on insurance rates. More rural locations tend to have lower incidents of accident claims than congested cities.

The price range example below illustrates the effect of geographic area on insurance prices.

These examples show why anyone shopping for car insurance should get quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The best full coverage rate is $636
• Choosing higher $1,000 deductibles can save approximately $96 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,052
• Buying more expensive low deductibles for comp and collision coverage bumps up the cost to $1,232
• High-risk insureds with multiple tickets or accidents could pay up to $2,258 or more
• The cost that insures a teen driver with full coverage can cost as much as $4,186 each year

View Chart as Image

Car insurance rates for a Mazda CX-9 can also vary considerably based on the model year and trim level, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,200 to $1,800 extra per year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 127% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged at least $4,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or at least $1,500 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $280 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know which company is cheapest is to compare rates from as many companies as possible. Each auto insurer utilizes a different rate formula, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Mazda CX-9 Insurance

Saving money on Mazda CX-9 insurance takes not taking risks behind the wheel, having a positive credit history, eliminating unneeded coverage, and not having any coverage lapses. Comparison shop every time your policy renews by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a quick review of the information covered in the above illustrations.

• Drivers can save approximately $120 per year simply by shopping early and online
• Teens have the highest car insurance rates, costing as high as $349 per month if full coverage is purchased
• Increasing deductibles can save approximately $275 each year
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,210 more annually for CX-9 insurance
• Drivers who want higher liability limits will pay around $520 each year to raise limits from a minimum limit to the 250/500 level