Mazda CX-9 Insurance Rates

U.S. average insurance prices for a Mazda CX-9 are $1,052 every 12 months including full coverage. Comprehensive costs around $184, collision costs $236, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing around $2,258. Teenage drivers pay the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Price estimates for individual coverage:

Estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $636
• Choosing higher $1,000 deductibles can save about $96 every year
• The average price for the average middle-age driver using $500 deductibles is $1,052
• Using more expensive low deductibles for comp and collision coverage increases the price to $1,232
• Drivers who are prone to accidents and violations could pay at least $2,258 or more
• The price to insure a teenage driver with full coverage can be $4,186 each year

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Insurance prices for a Mazda CX-9 are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles can save as much as $280 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay as much as $4,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,200 to $1,800 extra each year, depending on your age. High-risk driver insurance ranges around 43% to 127% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,500 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out your exact price is to compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Mazda CX-9 Insurance

Getting lower rates on auto insurance takes not taking risks behind the wheel, having good credit, being claim-free, and insuring your home and auto with the same company. Invest time comparing rates at least once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a review of the primary concepts that were covered in the charts and tables above.

• You may be able to save up to $120 per year simply by shopping early and online
• Drivers who have several accidents or serious violations could be forced to pay on average $1,210 more every year for CX-9 insurance
• Increasing physical damage deductibles could save as much as $275 each year
• Teens pay higher prices, possibly costing $349 a month if they have full coverage