Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage insurance. Comprehensive costs around $184 each year, collision costs $236, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,258. Teenage drivers cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates for type of insurance:

Prices include $500 deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance rates.

The examples above illustrate why all drivers should compare rates for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $636
• Drivers who choose higher $1,000 deductibles will pay about $96 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,052
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,232
• High risk drivers who are prone to accidents and violations could pay at least $2,258 or more
• Policy cost that insures a teen driver can be $4,186 a year

View Chart as Image

Car insurance rates for a Mazda CX-9 also range considerably based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,200 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,100 a year. View Rates by Age

Your home state makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,420 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $280 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance not only requires not taking risks behind the wheel, but also having a positive credit history, being claim-free, and qualifying for all possible discounts. Compare prices every time your policy renews by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The following is a quick rundown of the information raised in the charts and tables above.

• It is possible to save up to $120 per year simply by quoting online in advance
• Teens are the costliest to insure, possibly costing $349 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,210 more every year for CX-9 insurance
• Drivers who may need higher liability limits will pay an extra $520 annually to go from a 30/60 limit to the 250/500 level