Mazda CX-9 Insurance Rates
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Michelle Robbins
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UPDATED: Apr 10, 2024
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Estimated insurance prices for a Mazda CX-9 are $1,052 every 12 months for full coverage. Comprehensive costs on average $184, collision insurance costs $236, and liability is $474. A policy with only liability insurance costs around $522 a year, and a high-risk policy costs around $2,258. Teens pay the most at up to $4,186 a year.
Average premium for full coverage: $1,052
Premium estimates by type of coverage:
Full coverage includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for all CX-9 models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Mazda CX-9 range from the cheapest price of $522 for basic liability insurance to the much higher price of $2,258 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than cities with more traffic congestion. The example below illustrates how location helps determine car insurance rates.
These rate differences show why everyone should compare rates quotes based on a specific location and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Mazda CX-9 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $636
- Raising to $1,000 deductibles will save around $96 a year
- The average price for a 40-year-old good driver with $500 deductibles is $1,052
- Selecting pricier low deductibles increases the price to $1,232
- Drivers with serious driving violations could pay upwards of $2,258
- An auto insurance policy to insure a 16-year-old driver for full coverage may cost $4,186
Car insurance prices for a Mazda CX-9 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your CX-9.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $280 annually, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $4,100 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,800 extra annually, depending on your age. Mazda CX-9 insurance for high-risk drivers is expensive and can cost from 43% to 127% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find prices as low as $690 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,500 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $950 | -$102 | -9.7% |
| Alaska | $806 | -$246 | -23.4% |
| Arizona | $872 | -$180 | -17.1% |
| Arkansas | $1,052 | -$0 | 0.0% |
| California | $1,198 | $146 | 13.9% |
| Colorado | $1,004 | -$48 | -4.6% |
| Connecticut | $1,082 | $30 | 2.9% |
| Delaware | $1,190 | $138 | 13.1% |
| Florida | $1,316 | $264 | 25.1% |
| Georgia | $970 | -$82 | -7.8% |
| Hawaii | $756 | -$296 | -28.1% |
| Idaho | $710 | -$342 | -32.5% |
| Illinois | $784 | -$268 | -25.5% |
| Indiana | $790 | -$262 | -24.9% |
| Iowa | $710 | -$342 | -32.5% |
| Kansas | $1,000 | -$52 | -4.9% |
| Kentucky | $1,434 | $382 | 36.3% |
| Louisiana | $1,554 | $502 | 47.7% |
| Maine | $650 | -$402 | -38.2% |
| Maryland | $866 | -$186 | -17.7% |
| Massachusetts | $842 | -$210 | -20.0% |
| Michigan | $1,828 | $776 | 73.8% |
| Minnesota | $880 | -$172 | -16.3% |
| Mississippi | $1,258 | $206 | 19.6% |
| Missouri | $934 | -$118 | -11.2% |
| Montana | $1,130 | $78 | 7.4% |
| Nebraska | $828 | -$224 | -21.3% |
| Nevada | $1,260 | $208 | 19.8% |
| New Hampshire | $756 | -$296 | -28.1% |
| New Jersey | $1,176 | $124 | 11.8% |
| New Mexico | $930 | -$122 | -11.6% |
| New York | $1,108 | $56 | 5.3% |
| North Carolina | $606 | -$446 | -42.4% |
| North Dakota | $860 | -$192 | -18.3% |
| Ohio | $724 | -$328 | -31.2% |
| Oklahoma | $1,080 | $28 | 2.7% |
| Oregon | $962 | -$90 | -8.6% |
| Pennsylvania | $1,004 | -$48 | -4.6% |
| Rhode Island | $1,402 | $350 | 33.3% |
| South Carolina | $952 | -$100 | -9.5% |
| South Dakota | $888 | -$164 | -15.6% |
| Tennessee | $920 | -$132 | -12.5% |
| Texas | $1,268 | $216 | 20.5% |
| Utah | $778 | -$274 | -26.0% |
| Vermont | $722 | -$330 | -31.4% |
| Virginia | $630 | -$422 | -40.1% |
| Washington | $814 | -$238 | -22.6% |
| West Virginia | $962 | -$90 | -8.6% |
| Wisconsin | $730 | -$322 | -30.6% |
| Wyoming | $938 | -$114 | -10.8% |

Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-9 Sport 2WD | $1,030 | $86 |
| Mazda CX-9 Grand Touring 2WD | $1,052 | $88 |
| Mazda CX-9 Sport AWD | $1,052 | $88 |
| Mazda CX-9 Touring 2WD | $1,052 | $88 |
| Mazda CX-9 Touring AWD | $1,052 | $88 |
| Mazda CX-9 Grand Touring AWD | $1,072 | $89 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Mazda CX-9 | $308 | $524 | $416 | $1,406 |
| 2022 Mazda CX-9 | $298 | $502 | $430 | $1,388 |
| 2021 Mazda CX-9 | $282 | $484 | $442 | $1,366 |
| 2020 Mazda CX-9 | $270 | $450 | $452 | $1,330 |
| 2019 Mazda CX-9 | $260 | $424 | $456 | $1,298 |
| 2018 Mazda CX-9 | $248 | $380 | $460 | $1,246 |
| 2017 Mazda CX-9 | $232 | $350 | $460 | $1,200 |
| 2016 Mazda CX-9 | $224 | $328 | $464 | $1,174 |
| 2015 Mazda CX-9 | $220 | $306 | $474 | $1,158 |
| 2014 Mazda CX-9 | $202 | $284 | $474 | $1,118 |
| 2012 Mazda CX-9 | $184 | $236 | $474 | $1,052 |
| 2011 Mazda CX-9 | $174 | $214 | $474 | $1,020 |
| 2010 Mazda CX-9 | $168 | $192 | $468 | $986 |
| 2009 Mazda CX-9 | $166 | $188 | $460 | $972 |
| 2008 Mazda CX-9 | $162 | $178 | $452 | $950 |
| 2007 Mazda CX-9 | $148 | $170 | $446 | $922 |
Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Mazda CX-9 Insurance
Finding better rates on insurance for a Mazda CX-9 consists of being a low-risk driver, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Invest time comparing rates every year by requesting quotes from direct carriers, and also from local independent and exclusive agents.
The items below are a summary of the coverage data covered in the charts and tables above.
- Drivers can save as much as $120 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles could save as much as $275 each year
- Teen drivers are expensive to insure, as much as $349 per month if the policy includes full coverage
- Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,210 more each year to insure their CX-9
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,186 |
| 20 | $2,394 |
| 30 | $1,072 |
| 40 | $1,052 |
| 50 | $964 |
| 60 | $944 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,232 |
| $250 | $1,150 |
| $500 | $1,052 |
| $1,000 | $956 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,052 |
| 50/100 | $1,167 |
| 100/300 | $1,285 |
| 250/500 | $1,593 |
| 100 CSL | $1,214 |
| 300 CSL | $1,475 |
| 500 CSL | $1,665 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,902 |
| 20 | $3,818 |
| 30 | $2,278 |
| 40 | $2,258 |
| 50 | $2,158 |
| 60 | $2,134 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $65 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $39 |
| Advance Quote | $46 |
| Online Quote | $72 |
| Total Discounts | $416 |
Discounts are estimated and may not be available from every company or in every state.
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