Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year including full coverage. Comprehensive costs on average $184 each year, collision insurance costs $236, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $2,258. Teen drivers cost the most to insure at up to $4,186 a year.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates how location impacts car insurance rates.

The examples above highlight why all drivers should get quotes based on a specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $636
• Choosing higher $1,000 deductibles can save around $96 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,052
• Choosing low deductibles for comp and collision coverage bumps up the cost to $1,232
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,258
• Policy cost that insures a teen driver may cost $4,186 each year

View Chart as Image

Auto insurance rates for a Mazda CX-9 also range considerably based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,200 to $1,800 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 127% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,500 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $280 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance takes being a low-risk driver, maintaining a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Shop around every time your policy renews by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The items below are a brief recap of the information touched on above.

• You may be able to save as much as $120 per year just by quoting online in advance
• Teen drivers are charged the highest rates, with premiums being up to $349 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,210 more each year to insure their CX-9
• Drivers who require more liability coverage will pay about $520 per year to raise limits from a 30/60 limit to the 250/500 level