Mazda CX-9 Insurance Rates

Average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage insurance. Comprehensive costs approximately $184 each year, collision costs $236, and liability insurance is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,258. Teenage drivers receive the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Rate estimates by individual coverage type:

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and CX-9 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

These examples illustrate why all drivers should compare rates quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $636
• Raising to $1,000 deductibles will save $96 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,052
• Using low deductibles bumps up the cost to $1,232
• Higher-risk drivers who are prone to accidents and violations could pay around $2,258 or more
• The cost that insures a teen driver can cost $4,186

View Chart as Image

Auto insurance rates for a Mazda CX-9 can also vary considerably based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,200 to $1,800 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,100 a year. View Rates by Age

Where you live also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find rates as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,420 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $280 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mazda CX-9 Insurance

Saving money on Mazda CX-9 insurance consists of having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Compare prices every other policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The next list is a review of the ideas that were covered in the above illustrations.

• Drivers age 20 and younger have the highest car insurance rates, costing up to $349 per month if the policy includes full coverage
• High-risk drivers who have several accidents or serious violations could be charged and average of $1,210 more per year to buy Mazda CX-9 insurance
• Increasing deductibles can save approximately $275 each year
• It is possible to save around $120 per year simply by quoting online in advance