Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage. Comprehensive costs on average $184, collision costs $236, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,258. Teens cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates the difference location can make on car insurance rates.

The examples above show why everyone should compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $636
• Using higher $1,000 deductibles will save around $96 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,052
• Selecting pricier low deductibles for physical damage coverage will increase the cost to $1,232
• Drivers with serious driving violations could pay upwards of $2,258 or more
• Policy cost for full coverage for a teen driver for full coverage may cost $4,186 or more

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the trim level of your CX-9, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $4,100 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see rates as low as $690 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,500 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $280 every year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,200 to $1,800 additional every year, depending on your age. Mazda CX-9 insurance for high-risk drivers can be as much as 43% to 127% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates and see which company has the best rate. Each insurance company calculates rates differently, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-9 Insurance

Finding cheaper rates on car insurance requires having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Make time to compare rates at least every other year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The following items are a summary of the car insurance concepts touched on in this article.

• Higher risk drivers who have multiple accidents or major violations will pay on average $1,210 more each year than a driver with a clean driving record
• Drivers can save as much as $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $275 each year
• Policyholders who require additional liability coverage will pay approximately $520 each year to increase from a 30/60 limit to 250/500 limits