Mazda CX-9 Insurance Rates

Average auto insurance rates for a Mazda CX-9 are $1,052 annually for full coverage insurance. Comprehensive insurance costs on average $184, collision costs $236, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $2,258 or more. 16-year-old drivers receive the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for all CX-9 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas tend to have fewer physical damage claims than congested cities.

The example below illustrates the effect of geographic area on car insurance rates.

These examples illustrate why everyone should compare prices based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $636
• Using higher $1,000 deductibles will save around $96 each year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,052
• Buying pricier low deductibles for physical damage coverage costs an additional $180 every year
• Drivers with multiple tickets or accidents could pay upwards of $2,258 or more
• The cost with full coverage for a teen driver for full coverage may cost $4,186 or more

View Chart as Image

Auto insurance rates for a Mazda CX-9 can also vary considerably based on the trim level of your CX-9, your risk profile, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,200 to $1,800 in extra premium per year, depending on your age. Mazda CX-9 insurance for high-risk drivers can be as much as 43% to 127% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $280 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see rates as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,420 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out exactly what you will pay is to regularly compare rates and see which company has the best rate. Each insurance company utilizes a different rate formula, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Mazda CX-9 Insurance

Saving money on car insurance requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to compare rates every couple of years by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a quick rundown of the material that was covered in the above illustrations.

• Policyholders who require more liability protection will pay around $520 annually to increase from a minimum limit to higher 250/500 limits
• Youthful drivers are charged the highest rates, costing up to $349 per month if full coverage is included
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,210 more each year than a low-risk driver
• Increasing deductibles could save up to $275 each year