Mazda CX-9 Insurance Rates

The average insurance prices for a Mazda CX-9 are $1,052 every 12 months for full coverage insurance. Comprehensive costs approximately $184, collision costs $236, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing around $2,258. Teens cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for all CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The example below illustrates how location impacts auto insurance prices.

The examples above illustrate why everyone should get quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $636
• Choosing higher $1,000 deductibles can save $96 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,052
• Selecting pricier low deductibles for comp and collision coverage increases the price to $1,232
• Higher-risk drivers with serious driving violations could pay around $2,258 or more
• Policy cost to insure a 16-year-old driver for full coverage can cost $4,186 each year

View Chart as Image

Car insurance rates for a Mazda CX-9 also range considerably based on liability limits and deductibles, your risk profile, and the model of your CX-9.

Choosing higher comprehensive and collision insurance deductibles can save as much as $280 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,200 to $1,800 extra every year, depending on your age. Mazda CX-9 insurance for high-risk drivers ranges from 43% to 127% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,420 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Each auto insurer calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 takes being safe and accident-free, maintaining a good credit score, being claim-free, and avoiding coverage lapses. Spend time shopping around every year by getting rate quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a review of the coverage data touched on above.

• It is possible to save around $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• Youthful drivers pay the highest auto insurance rates, possibly costing $349 each month if the policy includes full coverage
• Drivers considered higher risk who have several accidents or serious violations may have to pay on average $1,210 more per year than a low-risk driver