Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage. Comprehensive costs approximately $184 each year, collision costs $236, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,258. 16-year-old drivers cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Rate estimates include $500 deductible amounts, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than congested cities.

The graphic below illustrates how your location can change auto insurance prices.

The examples above show why all drivers should compare rates quotes using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $636
• Raising to $1,000 deductibles will save $96 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,052
• Buying low deductibles will increase the cost to $1,232
• At-risk drivers with multiple tickets or accidents could pay around $2,258 or more
• Policy cost for full coverage for a teen driver can cost $4,186

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the trim level of your CX-9, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find rates as low as $690 a year in states like Iowa, Maine, and Idaho, or at least $1,500 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $280 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,200 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 127% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-9 Insurance

Finding cheaper rates on car insurance consists of having a good driving record, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to shop around at least once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a brief recap of the primary concepts that were illustrated above.

• Drivers can save around $120 per year simply by quoting online in advance
• Higher risk drivers who tend to receive serious violations may pay on average $1,210 more per year to buy Mazda CX-9 insurance
• Increasing comprehensive and collision deductibles can save around $275 each year
• Drivers age 20 and younger are the costliest to insure, costing up to $349 each month including comprehensive and collision insurance