Mazda CX-9 Insurance Rates

Estimated insurance rates for a Mazda CX-9 are $1,092 a year for full coverage insurance. Comprehensive costs an estimated $198 a year, collision costs $258, and liability is $478. Liability-only insurance costs around $526 a year, with high-risk driver insurance costing around $2,342. Teen drivers pay the most at $4,312 a year or more.

Average premium for full coverage: $1,092

Premium estimates broken down by type of coverage:

Price estimates include $500 deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates how rural and urban location affects insurance prices.

These rate differences illustrate why it is important to compare rates quotes for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $657
• Raising to $1,000 deductibles will save approximately $986 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,092
• Choosing low $100 deductibles bumps up the cost to $1,286
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,342 or more
• An auto insurance policy that insures a teen driver can cost as much as $4,312

View Chart as Image

Insurance prices for a Mazda CX-9 also have a wide range based on the trim level of your CX-9, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,300 to $1,800 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 133% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,300 a year. View Rates by Age

Where you choose to live also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find prices as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,470 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $300 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Every auto insurance company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mazda CX-9 Insurance

Finding better rates on car insurance consists of not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Shop around every year by requesting rates from direct insurance companies, and also from local insurance agencies.

The following is a condensed summary of the coverage data raised in the charts and tables above.

• It is possible to save approximately $120 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $300 each year
• Teens are expensive to insure, with premiums being up to $359 per month if comprehensive and collision insurance is included
• Higher risk drivers with multiple at-fault accidents may have to pay on average $1,250 more annually for CX-9 insurance