Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year for full coverage. Comprehensive costs approximately $184 a year, collision costs $236, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,258. Teens cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above show why it is important to compare prices using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $636
• Using higher $1,000 deductibles will save $956 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,052
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,232
• Drivers with serious driving violations could pay around $2,258 or more
• Policy cost that insures a teen driver can cost $4,186 or more

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the trim level of your CX-9, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,200 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 127% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see rates as low as $690 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,500 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $280 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes from as many companies as possible. Each insurance company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance requires having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare rates at every policy renewal by getting quotes from direct carriers, and also from insurance agencies where you live.

The following items are a summary of the data covered in the above illustrations.

• Drivers who purchase additional liability coverage will pay approximately $520 each year to increase from a 30/60 limit to the 250/500 level
• Drivers can save around $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• 16 to 18-year-old drivers are the costliest to insure, costing up to $349 each month if comprehensive and collision insurance is included