Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year including full coverage. Comprehensive costs on average $184, collision costs $236, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,258. Teenage drivers cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates the effect of geographic area on car insurance rates.

The examples above highlight why everyone should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $636
• Drivers who choose higher $1,000 deductibles will pay around $96 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,052
• Using pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,232
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,258 or more
• Policy cost that insures a teenage driver for full coverage may cost $4,186 a year

View Chart as Image

Auto insurance rates for a Mazda CX-9 also range considerably based on the model of your CX-9, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,200 to $1,800 in extra premium every year, depending on your age. Mazda CX-9 insurance for high-risk drivers can cost around 43% to 127% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $4,100 a year. View Rates by Age

Your home state makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,500 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $280 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda CX-9 Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also maintaining a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Compare prices at every other renewal by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The next list is a recap of the concepts that were covered in the above illustrations.

• Drivers that have major violations or accidents could be forced to pay on average $1,210 more each year to buy Mazda CX-9 insurance
• Drivers age 20 and younger are charged the highest rates, with premiums being up to $349 each month if the policy includes full coverage
• You may be able to save as much as $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• You may be able to save as much as $120 per year simply by quoting online well ahead of the renewal date