Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,052 a year with full coverage. Comprehensive costs around $184, collision costs $236, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,258. 16-year-old drivers pay the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Price estimates for individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Areas with sparse population have lower incidents of collision claims than congested cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $636
• Drivers who choose higher $1,000 deductibles will pay about $96 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,052
• Buying more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,232
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,258 or more
• The price that insures a teen driver with full coverage can be $4,186 a year

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Auto insurance prices for a Mazda CX-9 are also quite variable based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,200 to $1,800 in extra premium each year, depending on your age. High-risk driver insurance can cost as much as 43% to 127% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,100 a year. View Rates by Age

The state you live in makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $760 a year in states like New Hampshire, Ohio, and Utah, or at least $1,420 on average in Florida, Michigan, and New York.

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Opting for high physical damage deductibles could save up to $280 every year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to compare prices and see which company has the best price. Every company utilizes a different rate formula, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda CX-9 Insurance

Getting lower rates on car insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Comparison shop every year by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The list below is a brief summary of the coverage data covered above.

• You may be able to save up to $120 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $275 each year
• Teenagers are expensive to insure, costing up to $349 a month if the policy includes full coverage
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,210 more every year for car insurance