Mazda CX-9 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 10, 2024
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Estimated auto insurance rates for a Mazda CX-9 are $1,052 annually for full coverage. Comprehensive insurance costs on average $184 each year, collision insurance costs $236, and liability insurance is estimated at $474. A policy with only liability insurance costs approximately $522 a year, and a high-risk policy costs $2,258 or more. Teen drivers pay the most at up to $4,186 a year.
Average premium for full coverage: $1,052
Premium estimates by type of coverage:
Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and CX-9 models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Mazda CX-9 range from as cheap as $522 for just the minimum liability insurance to a high rate of $2,258 for high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have fewer accident claims than larger metro areas. The graphic below illustrates the difference location can make on car insurance rates.
These rate differences show why all drivers should get quotes based on a specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Mazda CX-9 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $636
- Choosing higher $1,000 deductibles can save around $96 a year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,052
- Choosing low deductibles for comp and collision coverage costs an additional $180 a year
- High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,258
- An auto insurance policy with full coverage for a teen driver may cost $4,186 each year
Car insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, your driver profile, and policy deductibles and limits.
More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged upwards of $4,100 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,200 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 127% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $280 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Idaho, Maine, and Iowa, or as much as $1,500 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $950 | -$102 | -9.7% |
| Alaska | $806 | -$246 | -23.4% |
| Arizona | $872 | -$180 | -17.1% |
| Arkansas | $1,052 | -$0 | 0.0% |
| California | $1,198 | $146 | 13.9% |
| Colorado | $1,004 | -$48 | -4.6% |
| Connecticut | $1,082 | $30 | 2.9% |
| Delaware | $1,190 | $138 | 13.1% |
| Florida | $1,316 | $264 | 25.1% |
| Georgia | $970 | -$82 | -7.8% |
| Hawaii | $756 | -$296 | -28.1% |
| Idaho | $710 | -$342 | -32.5% |
| Illinois | $784 | -$268 | -25.5% |
| Indiana | $790 | -$262 | -24.9% |
| Iowa | $710 | -$342 | -32.5% |
| Kansas | $1,000 | -$52 | -4.9% |
| Kentucky | $1,434 | $382 | 36.3% |
| Louisiana | $1,554 | $502 | 47.7% |
| Maine | $650 | -$402 | -38.2% |
| Maryland | $866 | -$186 | -17.7% |
| Massachusetts | $842 | -$210 | -20.0% |
| Michigan | $1,828 | $776 | 73.8% |
| Minnesota | $880 | -$172 | -16.3% |
| Mississippi | $1,258 | $206 | 19.6% |
| Missouri | $934 | -$118 | -11.2% |
| Montana | $1,130 | $78 | 7.4% |
| Nebraska | $828 | -$224 | -21.3% |
| Nevada | $1,260 | $208 | 19.8% |
| New Hampshire | $756 | -$296 | -28.1% |
| New Jersey | $1,176 | $124 | 11.8% |
| New Mexico | $930 | -$122 | -11.6% |
| New York | $1,108 | $56 | 5.3% |
| North Carolina | $606 | -$446 | -42.4% |
| North Dakota | $860 | -$192 | -18.3% |
| Ohio | $724 | -$328 | -31.2% |
| Oklahoma | $1,080 | $28 | 2.7% |
| Oregon | $962 | -$90 | -8.6% |
| Pennsylvania | $1,004 | -$48 | -4.6% |
| Rhode Island | $1,402 | $350 | 33.3% |
| South Carolina | $952 | -$100 | -9.5% |
| South Dakota | $888 | -$164 | -15.6% |
| Tennessee | $920 | -$132 | -12.5% |
| Texas | $1,268 | $216 | 20.5% |
| Utah | $778 | -$274 | -26.0% |
| Vermont | $722 | -$330 | -31.4% |
| Virginia | $630 | -$422 | -40.1% |
| Washington | $814 | -$238 | -22.6% |
| West Virginia | $962 | -$90 | -8.6% |
| Wisconsin | $730 | -$322 | -30.6% |
| Wyoming | $938 | -$114 | -10.8% |

Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-9 Sport 2WD | $1,030 | $86 |
| Mazda CX-9 Grand Touring 2WD | $1,052 | $88 |
| Mazda CX-9 Sport AWD | $1,052 | $88 |
| Mazda CX-9 Touring 2WD | $1,052 | $88 |
| Mazda CX-9 Touring AWD | $1,052 | $88 |
| Mazda CX-9 Grand Touring AWD | $1,072 | $89 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Mazda CX-9 | $308 | $524 | $416 | $1,406 |
| 2022 Mazda CX-9 | $298 | $502 | $430 | $1,388 |
| 2021 Mazda CX-9 | $282 | $484 | $442 | $1,366 |
| 2020 Mazda CX-9 | $270 | $450 | $452 | $1,330 |
| 2019 Mazda CX-9 | $260 | $424 | $456 | $1,298 |
| 2018 Mazda CX-9 | $248 | $380 | $460 | $1,246 |
| 2017 Mazda CX-9 | $232 | $350 | $460 | $1,200 |
| 2016 Mazda CX-9 | $224 | $328 | $464 | $1,174 |
| 2015 Mazda CX-9 | $220 | $306 | $474 | $1,158 |
| 2014 Mazda CX-9 | $202 | $284 | $474 | $1,118 |
| 2012 Mazda CX-9 | $184 | $236 | $474 | $1,052 |
| 2011 Mazda CX-9 | $174 | $214 | $474 | $1,020 |
| 2010 Mazda CX-9 | $168 | $192 | $468 | $986 |
| 2009 Mazda CX-9 | $166 | $188 | $460 | $972 |
| 2008 Mazda CX-9 | $162 | $178 | $452 | $950 |
| 2007 Mazda CX-9 | $148 | $170 | $446 | $922 |
Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Mazda CX-9 Insurance
Finding better rates on Mazda CX-9 insurance takes having a decent driving record, having a good credit score, not filing small claims, and possibly raising deductibles. Make time to compare rates every couple of years by getting quotes from direct carriers, and also from local insurance agents.
The following items are a quick rundown of the material that was touched on in this article.
- Drivers who require additional liability coverage will pay about $520 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
- 16 to 18-year-old drivers are expensive to insure, as much as $349 per month if comprehensive and collision insurance is included
- High-risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,210 more each year than a driver with a clean driving record
- Increasing policy deductibles could save up to $275 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,186 |
| 20 | $2,394 |
| 30 | $1,072 |
| 40 | $1,052 |
| 50 | $964 |
| 60 | $944 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,232 |
| $250 | $1,150 |
| $500 | $1,052 |
| $1,000 | $956 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,052 |
| 50/100 | $1,167 |
| 100/300 | $1,285 |
| 250/500 | $1,593 |
| 100 CSL | $1,214 |
| 300 CSL | $1,475 |
| 500 CSL | $1,665 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,902 |
| 20 | $3,818 |
| 30 | $2,278 |
| 40 | $2,258 |
| 50 | $2,158 |
| 60 | $2,134 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $65 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $39 |
| Advance Quote | $46 |
| Online Quote | $72 |
| Total Discounts | $416 |
Discounts are estimated and may not be available from every company or in every state.
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