Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year with full coverage. Comprehensive insurance costs an estimated $184 each year, collision insurance costs $236, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,258 or more. Teenage drivers cost the most to insure at up to $4,186 a year.

Average premium for full coverage: $1,052

Policy rates broken down by type of insurance:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above demonstrate why all drivers should compare rates quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $636
• Raising to $1,000 deductibles will save approximately $96 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,052
• Using low deductibles will cost an additional $180 annually
• Drivers who are prone to accidents and violations could pay up to $2,258
• Policy cost that insures a 16-year-old driver can cost as much as $4,186

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,200 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,100 a year. View Rates by Age

Your home state also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find rates as low as $760 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,420 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $280 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 consists of having a decent driving record, having a good credit score, not filing small claims, and possibly raising deductibles. Compare prices every couple of years by getting quotes from direct companies, and also from insurance agencies where you live.

The following items are a brief summary of the material that was covered above.

• Insureds who want additional liability coverage will pay an extra $520 every year to raise from a 30/60 limit to the 250/500 level
• 16 to 18-year-old drivers are expensive to insure, as much as $349 each month if comprehensive and collision insurance is included
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,210 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $275 each year