Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,092 a year with full coverage. Comprehensive insurance costs around $198, collision insurance costs $258, and liability costs around $478. Buying just liability costs as low as $526 a year, and insurance for high-risk drivers costs $2,342 or more. Teenage drivers pay the highest rates at up to $4,312 a year.

Average premium for full coverage: $1,092

Price estimates for individual coverage:

These estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population have lower incidents of collision claims than densely populated cities. The price range example below illustrates how location impacts auto insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $657
• Using higher $1,000 deductibles will save about $106 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,092
• Using more expensive low deductibles for physical damage coverage will cost an additional $194 annually
• High-risk insureds who are prone to accidents and violations could pay at least $2,342
• The price that insures a 16-year-old driver with full coverage can be $4,312 or more

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Insurance prices for a Mazda CX-9 are also quite variable based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance can be from 42% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,300 a year. View Rates by Age

The state you live in has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see prices as low as $790 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,470 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $300 annually, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda CX-9 Insurance

Getting lower rates on insurance for a Mazda CX-9 requires being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices at least every other year by getting quotes from direct companies, and also from your local independent and exclusive agents.

Below is a brief summary of the car insurance concepts touched on above.

• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,250 more every year for auto insurance
• You may be able to save up to $120 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $300 each year
• Insureds who may need higher levels of liability will pay an extra $530 every year to increase from a low limit to the 250/500 level