Mazda CX-9 Insurance Rates

U.S. average auto insurance rates for a Mazda CX-9 are $1,052 annually for full coverage. Comprehensive insurance costs approximately $184 a year, collision insurance costs $236, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,258 or more. Teenage drivers pay the highest rates at up to $4,186 a year.

Average premium for full coverage: $1,052

Price estimates by individual coverage:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural locations have fewer accident claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

The ranges above show why it is important to compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $636
• Drivers who choose higher $1,000 deductibles will pay $956 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,052
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $180 annually
• Drivers who are prone to accidents and violations could pay around $2,258
• The price with full coverage for a 16-year-old driver can cost $4,186 a year

View Chart as Image

Auto insurance prices for a Mazda CX-9 are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,200 to $1,800 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 43% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $280 annually, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,500 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Mazda CX-9 Insurance

Getting lower rates on insurance for a Mazda CX-9 not only requires being safe and accident-free, but also having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Set aside time to shop around every time your policy renews by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a review of the information raised in the charts and tables above.

• Drivers can save around $120 per year just by quoting early and online
• Youthful drivers have the highest car insurance prices, with premiums as much as $349 a month if full coverage is included
• Increasing physical damage deductibles could save up to $275 each year
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,210 more per year than a low-risk driver
• Insureds who purchase more liability protection will pay an extra $520 each year to go from a low limit to higher 250/500 limits