Mazda CX-9 Insurance Rates

Average insurance prices for a Mazda CX-9 are $1,052 every 12 months for full coverage. Comprehensive insurance costs approximately $184, collision costs $236, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,258 or more. Teenage drivers receive the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Rate estimates by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and for all CX-9 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Rural locations tend to have more infrequent accident claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

These examples show why everyone should compare rates using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $636
• Drivers who choose higher $1,000 deductibles will pay $96 a year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,052
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $180 a year
• High risk drivers who are prone to accidents and violations could pay around $2,258 or more
• The cost to insure a teen driver for full coverage can cost $4,186 a year

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Car insurance rates for a Mazda CX-9 can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your CX-9.

Using high physical damage deductibles could save up to $280 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,200 to $1,800 extra per year, depending on your age. Mazda CX-9 insurance for high-risk drivers can cost anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,500 on average in New York, Louisiana, and Michigan.

View Chart as Image

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Mazda CX-9 Insurance

Saving money on Mazda CX-9 insurance not only requires having a decent driving record, but also maintaining a good credit score, eliminating unneeded coverage, and avoiding coverage lapses. Set aside time to shop around at every other renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a condensed summary of the concepts that were raised in the charts and tables above.

• High-risk drivers with multiple at-fault accidents may pay on average $1,210 more per year than a driver with a clean driving record
• 16 to 18-year-old drivers pay the highest auto insurance rates, costing as high as $349 per month if the policy includes full coverage
• Drivers can save around $120 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $275 each year
• Drivers can save around $120 per year simply by quoting online well ahead of the renewal date