Mazda CX-9 Insurance Rates

The average auto insurance rates for a Mazda CX-9 are $1,052 annually for full coverage insurance. Comprehensive insurance costs on average $184 a year, collision insurance costs $236, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs $2,258 or more. Teens cost the most to insure at up to $4,186 a year.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Full coverage includes $500 deductible amounts, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Rural areas are shown to have fewer physical damage claims than cities with more traffic congestion. The diagram below illustrates how your location can change car insurance rates.

The examples above illustrate why it is important to get quotes based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $636
• Choosing higher $1,000 deductibles can save around $956 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,052
• Selecting low $100 deductibles for comp and collision coverage costs an additional $180 annually
• Higher-risk drivers with serious driving violations could pay upwards of $2,258
• Policy cost with full coverage for a 16-year-old driver may cost $4,186 each year

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,200 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy ranges from 43% to 127% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $280 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,420 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 takes having a good driving record, having good credit, being claim-free, and dropping full coverage on older vehicles. Invest the time to shop around every couple of years by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a summary of the material that was illustrated above.

• Insureds who require increased levels of liability coverage will pay approximately $520 annually to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers age 20 and younger pay higher rates, possibly costing $349 each month if they have full coverage
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,210 more each year to buy Mazda CX-9 insurance
• Increasing comprehensive and collision deductibles could save up to $275 each year