Mazda CX-9 Insurance Rates

The average insurance prices for a Mazda CX-9 are $1,092 every 12 months including full coverage. Comprehensive insurance costs approximately $198 a year, collision costs $258, and liability costs around $478. A liability-only policy costs as low as $526 a year, with high-risk insurance costing $2,342 or more. Teenage drivers cost the most to insure at $4,312 a year or more.

Average premium for full coverage: $1,092

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $657
• Using higher $1,000 deductibles will save $986 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,092
• Using low $100 deductibles for physical damage coverage costs an extra $194 annually
• High-risk insureds who are prone to accidents and violations could pay around $2,342 or more
• Policy cost to insure a 16-year-old driver can cost $4,312 or more

View Chart as Image

Car insurance rates for a Mazda CX-9 also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your CX-9.

Using high physical damage deductibles could cut rates by as much as $300 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can be from 42% to 133% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see rates as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,560 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 requires being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Invest time comparing rates at every policy renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a summary of the data covered in the charts and tables above.

• Insureds who purchase more liability protection will pay an extra $530 per year to increase from a 30/60 limit to a 250/500 level
• You may be able to save around $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• Youthful drivers pay the highest auto insurance rates, with premiums being up to $359 each month if the policy includes full coverage