Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year with full coverage. Comprehensive insurance costs approximately $184 a year, collision costs $236, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,258 or more. 16-year-old drivers cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Rural locations are shown to have lower incidents of collision claims than congested cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $636
• Using higher $1,000 deductibles will save $956 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,052
• Buying low $100 deductibles for physical damage coverage will cost an additional $180 each year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,258 or more
• Policy cost that insures a teenage driver can cost $4,186 or more

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on the trim level of your CX-9, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,200 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can be around 43% to 127% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see rates as low as $760 a year in states like Utah, Ohio, and New Hampshire, or at least $1,420 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $280 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mazda CX-9 Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having a good credit score, not filing small claims, and qualifying for all possible discounts. Comparison shop every year by getting quotes from direct companies, and also from local insurance agencies.

Below you'll find a review of the coverage data covered in the above illustrations.

• You may be able to save around $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Youthful drivers are the costliest to insure, as much as $349 each month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations may have to pay on average $1,210 more per year than a low-risk driver