Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year including full coverage. Comprehensive costs around $184, collision costs $236, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,258. Teens cost the most to insure at $4,186 a year or more.

Average premium for full coverage: $1,052

Policy rates for type of insurance:

Includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $636
• Using higher $1,000 deductibles will save about $96 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,052
• Selecting more expensive low deductibles for physical damage coverage will increase the cost to $1,232
• Higher-risk drivers with serious driving violations could pay at least $2,258 or more
• Policy cost for full coverage for a teenage driver with full coverage can be $4,186 or more

View Chart as Image

Insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the model of your CX-9, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,500 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $280 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,200 to $1,800 additional every year, depending on your age. High-risk driver insurance can be around 43% to 127% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out your exact price is to compare rates and see how they stack up. Each insurance company calculates rates differently, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda CX-9 Insurance

Finding cheaper rates on auto insurance requires being a safe and courteous driver, having a good credit history, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to compare rates every other policy renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a recap of the ideas that were covered in the above illustrations.

• Teenage drivers are charged the highest rates, with premiums being up to $349 each month including comprehensive and collision insurance
• Drivers that have major violations or accidents pay on average $1,210 more every year for auto insurance
• Increasing comprehensive and collision deductibles can save around $275 each year
• You may be able to save up to $120 per year simply by shopping early and online