Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,052 a year including full coverage. Comprehensive insurance costs on average $184, collision costs $236, and liability insurance is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing $2,258 or more. Teenage drivers pay the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Price estimates by individual coverage:

Prices are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how where you live affects car insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $636
• Raising to $1,000 deductibles will save around $96 every year
• The estimated price for the average middle-age driver with $500 deductibles is $1,052
• Using more expensive low deductibles will cost an additional $180 a year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,258 or more
• The price that insures a teen driver with full coverage may cost $4,186

View Chart as Image

Auto insurance prices for a Mazda CX-9 are also quite variable based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,200 to $1,800 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,100 a year. View Rates by Age

The state you live in also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find prices as low as $810 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,500 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $280 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda CX-9 Insurance

Getting lower rates on Mazda CX-9 insurance consists of having a good driving record, maintaining a good credit score, being claim-free, and taking advantage of discounts. Compare prices every other policy renewal by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The next list is a brief review of the ideas that were touched on in the above illustrations.

• Drivers age 20 and younger are charged the highest prices, possibly costing $349 a month if the policy includes full coverage
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,210 more each year to buy Mazda CX-9 insurance
• Increasing physical damage deductibles can save approximately $275 each year
• You may be able to save as much as $120 per year simply by shopping early and online