Mazda CX-9 Insurance Rates

Average auto insurance rates for a Mazda CX-9 are $1,052 annually with full coverage. Comprehensive insurance costs approximately $184, collision costs $236, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,258 or more. Teenage drivers receive the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Rate estimates by individual coverage type:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for different CX-9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of insurance. Rural locations tend to have fewer collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $636
• Drivers who choose higher $1,000 deductibles will pay $96 annually
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,052
• Using more expensive low deductibles for comprehensive and collision insurance costs an additional $180 a year
• High risk drivers who are prone to accidents and violations could pay around $2,258 or more
• The cost with full coverage for a teen driver with full coverage can cost $4,186 a year

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Car insurance rates for a Mazda CX-9 can also vary considerably based on the trim level of your CX-9, your driving record, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,200 to $1,800 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $280 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,420 on average in New York, Michigan, and Florida.

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With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Mazda CX-9 Insurance

Saving money on Mazda CX-9 insurance not only requires avoiding accidents and violations, but also having a good credit score, eliminating unnecessary coverage, and avoiding coverage lapses. Set aside time to compare rates at every policy renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The list below is a recap of the data covered above.

• Drivers who purchase higher liability limits will pay an extra $520 every year to go from a minimum limit to higher 250/500 limits
• You may be able to save around $120 per year simply by shopping early and online
• Increasing deductibles could save up to $275 each year
• Teenagers pay the highest auto insurance rates, with premiums as much as $349 per month if comprehensive and collision insurance is included