Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,052 a year with full coverage. Comprehensive costs approximately $184 each year, collision insurance costs $236, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,258. Teens cost the most to insure at up to $4,186 a year.

Average premium for full coverage: $1,052

Policy rates by type of insurance:

Full coverage includes $500 deductible amounts, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and CX-9 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why all drivers should compare prices using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $636
• Using higher $1,000 deductibles will save $96 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,052
• Selecting low deductibles for physical damage coverage will increase the cost to $1,232
• High-risk insureds with serious driving violations could pay around $2,258
• Policy cost for full coverage for a 16-year-old driver can cost $4,186 or more

View Chart as Image

Car insurance rates for a Mazda CX-9 also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $4,100 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see rates as low as $760 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,420 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $280 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers can be from 43% to 127% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-9 Insurance

Finding cheaper rates on insurance for a Mazda CX-9 requires having a good driving record, having above-average credit, not filing small claims, and attention to physical damage deductibles. Set aside time to compare rates at least every other year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a summary of the car insurance concepts covered above.

• Drivers considered higher risk who have multiple accidents or major violations pay on average $1,210 more per year to buy Mazda CX-9 insurance
• You may be able to save around $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $275 each year
• Insureds who purchase increased levels of liability coverage will pay approximately $520 every year to increase from a 30/60 limit to 250/500 limits