Mazda CX-9 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 10, 2024
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Average auto insurance rates for a Mazda CX-9 are $1,092 annually for full coverage insurance. Comprehensive costs around $198, collision costs $258, and liability coverage costs $478. A liability-only policy costs as little as $526 a year, with high-risk insurance costing around $2,342. 16-year-old drivers receive the highest rates at $4,312 a year or more.
Average premium for full coverage: $1,092
Rate estimates for individual coverage type:
Rate estimates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for different CX-9 trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from as cheap as $526 for the bare minimum liability coverage to a much higher rate of $2,342 for a driver required to buy high-risk insurance.
Price Range by Location
Your location has a large influence on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than congested cities.
The price range example below illustrates how location helps determine auto insurance rates.
These examples illustrate why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $657
- Drivers who choose higher $1,000 deductibles will pay about $106 each year
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,092
- Buying more expensive low deductibles for comprehensive and collision insurance will cost $1,286
- High-risk insureds with multiple tickets or accidents could pay at least $2,342 or more
- The cost with full coverage for a teenage driver with full coverage can be $4,312 a year
Insurance rates for a Mazda CX-9 can also vary considerably based on the trim level of your CX-9, your risk profile, and deductibles and policy limits.
An older driver with a clean driving record and high physical damage deductibles may only pay around $1,000 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay as much as $4,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at least $1,300 to $1,800 extra per year, depending on your age. High-risk driver insurance can cost around 42% to 133% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $300 a year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $430 more per year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,470 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $986 | -$106 | -9.7% |
| Alaska | $838 | -$254 | -23.3% |
| Arizona | $906 | -$186 | -17.0% |
| Arkansas | $1,092 | -$0 | 0.0% |
| California | $1,244 | $152 | 13.9% |
| Colorado | $1,042 | -$50 | -4.6% |
| Connecticut | $1,120 | $28 | 2.6% |
| Delaware | $1,236 | $144 | 13.2% |
| Florida | $1,364 | $272 | 24.9% |
| Georgia | $1,006 | -$86 | -7.9% |
| Hawaii | $782 | -$310 | -28.4% |
| Idaho | $738 | -$354 | -32.4% |
| Illinois | $814 | -$278 | -25.5% |
| Indiana | $820 | -$272 | -24.9% |
| Iowa | $736 | -$356 | -32.6% |
| Kansas | $1,038 | -$54 | -4.9% |
| Kentucky | $1,490 | $398 | 36.4% |
| Louisiana | $1,614 | $522 | 47.8% |
| Maine | $672 | -$420 | -38.5% |
| Maryland | $898 | -$194 | -17.8% |
| Massachusetts | $874 | -$218 | -20.0% |
| Michigan | $1,896 | $804 | 73.6% |
| Minnesota | $914 | -$178 | -16.3% |
| Mississippi | $1,306 | $214 | 19.6% |
| Missouri | $968 | -$124 | -11.4% |
| Montana | $1,172 | $80 | 7.3% |
| Nebraska | $860 | -$232 | -21.2% |
| Nevada | $1,306 | $214 | 19.6% |
| New Hampshire | $786 | -$306 | -28.0% |
| New Jersey | $1,220 | $128 | 11.7% |
| New Mexico | $964 | -$128 | -11.7% |
| New York | $1,148 | $56 | 5.1% |
| North Carolina | $628 | -$464 | -42.5% |
| North Dakota | $892 | -$200 | -18.3% |
| Ohio | $754 | -$338 | -31.0% |
| Oklahoma | $1,120 | $28 | 2.6% |
| Oregon | $998 | -$94 | -8.6% |
| Pennsylvania | $1,042 | -$50 | -4.6% |
| Rhode Island | $1,456 | $364 | 33.3% |
| South Carolina | $988 | -$104 | -9.5% |
| South Dakota | $920 | -$172 | -15.8% |
| Tennessee | $956 | -$136 | -12.5% |
| Texas | $1,316 | $224 | 20.5% |
| Utah | $808 | -$284 | -26.0% |
| Vermont | $746 | -$346 | -31.7% |
| Virginia | $652 | -$440 | -40.3% |
| Washington | $842 | -$250 | -22.9% |
| West Virginia | $1,000 | -$92 | -8.4% |
| Wisconsin | $754 | -$338 | -31.0% |
| Wyoming | $974 | -$118 | -10.8% |
With so much variability in rates, the only way to figure out your exact price is to compare rates and see how they stack up. Every company utilizes a different rate formula, so the rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-9 Sport 2WD | $1,070 | $89 |
| Mazda CX-9 Grand Touring 2WD | $1,092 | $91 |
| Mazda CX-9 Sport AWD | $1,092 | $91 |
| Mazda CX-9 Touring 2WD | $1,092 | $91 |
| Mazda CX-9 Touring AWD | $1,092 | $91 |
| Mazda CX-9 Grand Touring AWD | $1,114 | $93 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Mazda CX-9 | $320 | $536 | $398 | $1,412 |
| 2022 Mazda CX-9 | $308 | $524 | $416 | $1,406 |
| 2021 Mazda CX-9 | $298 | $502 | $430 | $1,388 |
| 2020 Mazda CX-9 | $282 | $484 | $442 | $1,366 |
| 2019 Mazda CX-9 | $270 | $450 | $452 | $1,330 |
| 2018 Mazda CX-9 | $260 | $424 | $456 | $1,298 |
| 2017 Mazda CX-9 | $248 | $380 | $460 | $1,246 |
| 2016 Mazda CX-9 | $232 | $350 | $460 | $1,200 |
| 2015 Mazda CX-9 | $224 | $328 | $464 | $1,174 |
| 2014 Mazda CX-9 | $220 | $306 | $474 | $1,158 |
| 2012 Mazda CX-9 | $198 | $258 | $478 | $1,092 |
| 2011 Mazda CX-9 | $184 | $236 | $474 | $1,052 |
| 2010 Mazda CX-9 | $174 | $214 | $474 | $1,020 |
| 2009 Mazda CX-9 | $168 | $192 | $468 | $986 |
| 2008 Mazda CX-9 | $166 | $188 | $460 | $972 |
| 2007 Mazda CX-9 | $162 | $178 | $452 | $950 |
Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Mazda CX-9 Insurance
Saving money on auto insurance not only requires not taking risks behind the wheel, but also having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates at every policy renewal by requesting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
The following is a brief recap of the data covered in the charts and tables above.
- Consumers who may need higher liability limits will pay around $530 annually to go from a minimum limit to higher 250/500 limits
- It is possible to save up to $120 per year simply by shopping early and online
- Increasing deductibles could save up to $300 each year
- Teens pay higher rates, costing up to $359 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,312 |
| 20 | $2,484 |
| 30 | $1,116 |
| 40 | $1,092 |
| 50 | $1,002 |
| 60 | $978 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,286 |
| $250 | $1,198 |
| $500 | $1,092 |
| $1,000 | $986 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,092 |
| 50/100 | $1,210 |
| 100/300 | $1,329 |
| 250/500 | $1,640 |
| 100 CSL | $1,257 |
| 300 CSL | $1,520 |
| 500 CSL | $1,712 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,090 |
| 20 | $3,960 |
| 30 | $2,368 |
| 40 | $2,342 |
| 50 | $2,240 |
| 60 | $2,216 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $68 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $41 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $435 |
Discounts are estimated and may not be available from every company or in every state.
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