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Nissan Rogue Insurance Rates

Nissan Rogue insurance

U.S. average insurance prices for a Nissan Rogue are $1,340 every 12 months including full coverage. Comprehensive costs an estimated $266, collision costs $504, and liability is estimated at $400. Liability-only coverage costs approximately $470 a year, with high-risk coverage costing around $2,902. Teenage drivers pay the highest rates at $5,068 a year or more.

Average premium for full coverage: $1,340

Price estimates broken down by individual coverage:

Comprehensive $266
Collision $504
Liability $400

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Rogue trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Nissan Rogue insurance prices go from the cheapest price of $470 for your basic liability-only policy to a much higher rate of $2,902 for a high-risk driver policy.

Liability Only $470
Full Coverage $1,340
High Risk $2,902

Geographic Price Range

Living in a larger city can make a big difference on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how where you live affects insurance prices.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

The ranges above highlight why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

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More Rate Information

The chart below breaks down estimated Nissan Rogue insurance rates for other coverage scenarios.

  • The best discount rate is $776
  • Choosing higher $1,000 deductibles can save approximately $174 every year
  • The average price for the average middle-age driver who has $500 deductibles is $1,340
  • Using more expensive low deductibles for comp and collision coverage increases the price to $1,682
  • Higher-risk drivers who are prone to accidents and violations could pay up to $2,902 or more
  • The price to insure a 16-year-old driver with full coverage can cost as much as $5,068 each year

View Chart as Image

Nissan Rogue insurance cost comparison chart
Column chart showing full coverage Nissan Rogue insurance rates range from $776 to $5,068

Auto insurance prices for a Nissan Rogue are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can save as much as $520 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $360 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $5,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,600 to $2,200 in extra premium each year, depending on your age. High-risk driver insurance ranges from 43% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Nissan Rogue insurance prices. A good driver about age 40 could pay as low as $1,070 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,130 on average in Louisiana, New York, and Michigan.

Nissan Rogue Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,290-$50-3.7%
Alaska$1,100-$240-17.9%
Arizona$1,346$60.4%
Arkansas$1,362$221.6%
California$1,508$16812.5%
Colorado$1,394$544.0%
Connecticut$1,758$41831.2%
Delaware$1,634$29421.9%
Florida$1,812$47235.2%
Georgia$1,328-$12-0.9%
Hawaii$1,448$1088.1%
Idaho$934-$406-30.3%
Illinois$996-$344-25.7%
Indiana$958-$382-28.5%
Iowa$1,008-$332-24.8%
Kansas$1,232-$108-8.1%
Kentucky$1,738$39829.7%
Louisiana$2,176$83662.4%
Maine$918-$422-31.5%
Maryland$1,382$423.1%
Massachusetts$1,182-$158-11.8%
Michigan$2,466$1,12684.0%
Minnesota$1,180-$160-11.9%
Mississippi$1,312-$28-2.1%
Missouri$1,146-$194-14.5%
Montana$1,216-$124-9.3%
Nebraska$1,106-$234-17.5%
Nevada$1,732$39229.3%
New Hampshire$1,096-$244-18.2%
New Jersey$1,338-$2-0.1%
New Mexico$1,244-$96-7.2%
New York$1,746$40630.3%
North Carolina$952-$388-29.0%
North Dakota$1,306-$34-2.5%
Ohio$946-$394-29.4%
Oklahoma$1,630$29021.6%
Oregon$1,254-$86-6.4%
Pennsylvania$1,510$17012.7%
Rhode Island$1,628$28821.5%
South Carolina$1,248-$92-6.9%
South Dakota$1,050-$290-21.6%
Tennessee$1,208-$132-9.9%
Texas$1,290-$50-3.7%
Utah$1,190-$150-11.2%
Vermont$956-$384-28.7%
Virginia$968-$372-27.8%
Washington$1,182-$158-11.8%
West Virginia$1,366$261.9%
Wisconsin$1,370$302.2%
Wyoming$1,482$14210.6%

View Chart as Image

Nissan Rogue insurance rates by U.S. city

Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Nissan Rogue Insurance Rates by Model and Trim Level
Model and TrimAnnual PremiumMonthly Premium
Nissan Rogue S 2WD$1,340$112
Nissan Rogue S AWD$1,340$112
Nissan Rogue SL 2WD$1,340$112
Nissan Rogue SL AWD$1,384$115

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Rogue Insurance Rates by Model Year
Model YearComprehensiveCollisionLiabilityTotal Premium
2018 Nissan Rogue$266$504$400$1,340
2017 Nissan Rogue$254$486$418$1,328
2016 Nissan Rogue$244$482$428$1,324
2015 Nissan Rogue$236$470$446$1,322
2014 Nissan Rogue$228$450$460$1,308
2013 Nissan Rogue$214$434$474$1,292
2012 Nissan Rogue$206$404$484$1,264
2011 Nissan Rogue$198$380$488$1,236
2010 Nissan Rogue$190$340$494$1,194
2009 Nissan Rogue$178$314$494$1,156
2008 Nissan Rogue$172$294$498$1,134

Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Nissan Rogue Insurance

Getting lower rates on insurance for a Nissan Rogue takes having a decent driving record, having a good credit score, being claim-free, and qualifying for all possible discounts. Take the time to comparison shop every time your policy renews by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a quick review of the information touched on in the above illustrations.

  • You may be able to save approximately $160 per year simply by shopping early and online
  • 16 to 18-year-old drivers are the costliest to insure, possibly costing $422 a month if comprehensive and collision insurance is included
  • Increasing physical damage deductibles could save as much as $525 each year
  • Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,560 more annually than a driver with a clean driving record
  • Insureds who want additional liability coverage will pay an extra $440 per year to raise limits from a low limit to a 250/500 level

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Rates by Driver Age

Nissan Rogue Insurance Rates by Driver Age
Driver AgePremium
16$5,068
20$3,108
30$1,394
40$1,340
50$1,224
60$1,202

Full coverage, $500 deductibles

Rates by Deductible

Nissan Rogue Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,682
$250$1,524
$500$1,340
$1,000$1,166

Full coverage, driver age 40

Rates by Liability Limit

Nissan Rogue Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,340
50/100$1,464
100/300$1,564
250/500$1,824
100 CSL$1,504
300 CSL$1,724
500 CSL$1,884

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Rogue Insurance Rates for High Risk Drivers
AgePremium
16$7,212
20$4,940
30$2,962
40$2,902
50$2,772
60$2,744

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$70
Multi-vehicle$70
Homeowner$20
5-yr Accident Free$98
5-yr Claim Free$86
Paid in Full/EFT$60
Advance Quote$66
Online Quote$94
Total Discounts$564
Rate after discounts $776

Discounts are estimated and may not be available from every company or in every state.

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