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Nissan Rogue Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 9, 2020

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Nissan Rogue insurance
How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

U.S. average insurance prices for a Nissan Rogue are $1,400 every 12 months including full coverage. Comprehensive costs an estimated $268, collision costs $512, and liability is estimated at $440. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $3,030. Teenage drivers pay the highest rates at $5,328 a year or more.

Average premium for full coverage: $1,400

Price estimates broken down by individual coverage:

Comprehensive $268
Collision $512
Liability $440

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Rogue trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Nissan Rogue insurance prices go from the cheapest price of $510 for your basic liability-only policy to a much higher rate of $3,030 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,400
High Risk $3,030

Geographic Price Range

Living in a larger city can make a big difference on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how where you live affects insurance prices.

Rural Areas $1,050
Small Cities $1,470
Large Cities $1,890

The ranges above highlight why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Nissan Rogue insurance rates for other coverage scenarios.

  • The best discount rate is $813
  • Choosing higher $1,000 deductibles can save approximately $178 every year
  • The average price for the average middle-age driver who has $500 deductibles is $1,400
  • Using more expensive low deductibles for comp and collision coverage increases the price to $1,742
  • Higher-risk drivers who are prone to accidents and violations could pay up to $3,030 or more
  • The price to insure a 16-year-old driver with full coverage can cost as much as $5,328 each year

View Chart as Image

Nissan Rogue insurance cost comparison chart
Column chart showing full coverage Nissan Rogue insurance rates range from $813 to $5,328

Auto insurance prices for a Nissan Rogue are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can save as much as $520 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $396 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,700 to $2,300 in extra premium each year, depending on your age. High-risk driver insurance ranges from 43% to 135% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Nissan Rogue insurance prices. A good driver about age 40 could pay as low as $1,070 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,000 on average in Louisiana, New York, and Michigan.

Nissan Rogue Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,264 -$136 -9.7%
Alaska $1,074 -$326 -23.3%
Arizona $1,162 -$238 -17.0%
Arkansas $1,400 -$0 0.0%
California $1,592 $192 13.7%
Colorado $1,334 -$66 -4.7%
Connecticut $1,436 $36 2.6%
Delaware $1,582 $182 13.0%
Florida $1,748 $348 24.9%
Georgia $1,292 -$108 -7.7%
Hawaii $1,002 -$398 -28.4%
Idaho $948 -$452 -32.3%
Illinois $1,040 -$360 -25.7%
Indiana $1,056 -$344 -24.6%
Iowa $944 -$456 -32.6%
Kansas $1,328 -$72 -5.1%
Kentucky $1,906 $506 36.1%
Louisiana $2,070 $670 47.9%
Maine $864 -$536 -38.3%
Maryland $1,154 -$246 -17.6%
Massachusetts $1,116 -$284 -20.3%
Michigan $2,428 $1,028 73.4%
Minnesota $1,170 -$230 -16.4%
Mississippi $1,676 $276 19.7%
Missouri $1,242 -$158 -11.3%
Montana $1,504 $104 7.4%
Nebraska $1,102 -$298 -21.3%
Nevada $1,676 $276 19.7%
New Hampshire $1,008 -$392 -28.0%
New Jersey $1,564 $164 11.7%
New Mexico $1,236 -$164 -11.7%
New York $1,474 $74 5.3%
North Carolina $806 -$594 -42.4%
North Dakota $1,144 -$256 -18.3%
Ohio $964 -$436 -31.1%
Oklahoma $1,434 $34 2.4%
Oregon $1,282 -$118 -8.4%
Pennsylvania $1,334 -$66 -4.7%
Rhode Island $1,866 $466 33.3%
South Carolina $1,266 -$134 -9.6%
South Dakota $1,182 -$218 -15.6%
Tennessee $1,224 -$176 -12.6%
Texas $1,684 $284 20.3%
Utah $1,034 -$366 -26.1%
Vermont $958 -$442 -31.6%
Virginia $836 -$564 -40.3%
Washington $1,078 -$322 -23.0%
West Virginia $1,282 -$118 -8.4%
Wisconsin $968 -$432 -30.9%
Wyoming $1,246 -$154 -11.0%

View Chart as Image

Nissan Rogue insurance rates by U.S. city

Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Nissan Rogue Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Rogue S 2WD $1,400 $117
Nissan Rogue S AWD $1,400 $117
Nissan Rogue SL 2WD $1,400 $117
Nissan Rogue SL AWD $1,442 $120

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Rogue Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Nissan Rogue $268 $512 $440 $1,400
2019 Nissan Rogue $256 $506 $450 $1,392
2018 Nissan Rogue $248 $494 $470 $1,392
2017 Nissan Rogue $240 $474 $486 $1,380
2016 Nissan Rogue $226 $458 $500 $1,364
2015 Nissan Rogue $218 $424 $510 $1,332
2014 Nissan Rogue $208 $400 $514 $1,302
2013 Nissan Rogue $200 $358 $520 $1,258
2012 Nissan Rogue $188 $330 $520 $1,218
2011 Nissan Rogue $180 $310 $524 $1,194
2010 Nissan Rogue $176 $288 $534 $1,178
2009 Nissan Rogue $164 $268 $534 $1,146
2008 Nissan Rogue $158 $244 $540 $1,122

Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Nissan Rogue Insurance

Getting lower rates on insurance for a Nissan Rogue takes having a decent driving record, having a good credit score, being claim-free, and qualifying for all possible discounts. Take the time to comparison shop every time your policy renews by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a quick review of the information touched on in the above illustrations.

  • You may be able to save approximately $170 per year simply by shopping early and online
  • 16 to 18-year-old drivers are the costliest to insure, possibly costing $444 a month if comprehensive and collision insurance is included
  • Increasing physical damage deductibles could save as much as $525 each year
  • Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,630 more annually than a driver with a clean driving record
  • Insureds who want additional liability coverage will pay an extra $480 per year to raise limits from a low limit to a 250/500 level

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

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What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Acceptable
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.

 

Rates by Driver Age

Nissan Rogue Insurance Rates by Driver Age
Driver Age Premium
16 $5,328
20 $3,244
30 $1,452
40 $1,400
50 $1,280
60 $1,256

Full coverage, $500 deductibles

Rates by Deductible

Nissan Rogue Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,742
$250 $1,582
$500 $1,400
$1,000 $1,222

Full coverage, driver age 40

Rates by Liability Limit

Nissan Rogue Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,400
50/100 $1,530
100/300 $1,640
250/500 $1,926
100 CSL $1,574
300 CSL $1,816
500 CSL $1,992

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Rogue Insurance Rates for High Risk Drivers
Age Premium
16 $7,582
20 $5,160
30 $3,088
40 $3,030
50 $2,894
60 $2,868

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $101
5-yr Claim Free $90
Paid in Full/EFT $62
Advance Quote $68
Online Quote $98
Total Discounts $587
Rate after discounts $813

Discounts are estimated and may not be available from every company or in every state.

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