Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

U.S. average insurance rates for a Nissan Versa are $1,346 a year for full coverage. Comprehensive insurance costs approximately $248, collision costs $524, and liability costs around $416. Liability-only insurance costs as low as $474 a year, with high-risk driver insurance costing $2,938 or more. Teens pay the highest rates at $5,136 a year or more.

Average premium for full coverage: $1,346

Price estimates by individual coverage:

Price estimates include $500 deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for all Versa models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural locations have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on auto insurance prices.

The ranges above show why everyone should compare prices using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Nissan Versa insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $769
• Using higher $1,000 deductibles will save $176 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,346
• Selecting pricier low deductibles for physical damage coverage will cost an extra $342 annually
• High-risk insureds with serious driving violations could pay around $2,938 or more
• The price for full coverage for a 16-year-old driver for full coverage can cost $5,136 or more

View Chart as Image

Car insurance prices for a Nissan Versa are also quite variable based on your driving record, the trim level of your Versa, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged in the ballpark of $5,100 a year. View Rates by Age

The state you live in has a huge impact on Nissan Versa insurance prices. A driver around age 40 might see prices as low as $890 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,920 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $520 annually, whereas buying more liability protection will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,600 to $2,200 extra each year, depending on your age. Nissan Versa insurance for high-risk drivers can be from 43% to 132% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to regularly compare prices from multiple companies. Each insurance company calculates prices differently, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Versa Insurance

Getting lower rates on insurance for a Nissan Versa requires not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and avoiding coverage lapses. Take the time to compare rates every time your policy renews by getting rate quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a condensed summary of the information covered in the above illustrations.

• Drivers can save around $160 per year simply by quoting online well ahead of the renewal date
• Teens pay the highest auto insurance prices, with premiums as much as $428 a month if full coverage is included
• Increasing physical damage deductibles can save around $525 each year
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,590 more per year for Versa insurance
• Insureds who purchase higher liability limits will pay approximately $460 each year to increase from a low limit to 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.