Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Average insurance rates for a Nissan Versa are $1,348 a year including full coverage. Comprehensive insurance costs approximately $256, collision costs $536, and liability costs $398. A liability-only policy costs as little as $460 a year, with high-risk insurance costing $2,942 or more. Teen drivers receive the highest rates at $5,118 a year or more.

Average premium for full coverage: $1,348

Rate estimates by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Versa models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas.

The example below illustrates the effect of geographic area on auto insurance prices.

These examples highlight why everyone should compare rates using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Nissan Versa insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $770
• Drivers who choose higher $1,000 deductibles will pay $178 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,348
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $354 annually
• Drivers with multiple violations and an at-fault accident could pay around $2,942 or more
• The cost that insures a 16-year-old driver for full coverage can cost $5,118 a year

View Chart as Image

Insurance rates for a Nissan Versa can also vary considerably based on the model of your Versa, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Nissan Versa insurance for high-risk drivers can cost from 43% to 132% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,100 a year. View Rates by Age

Where you live makes a big difference in Nissan Versa insurance prices. A 40-year-old driver could pay as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,930 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $540 annually, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates from multiple companies. Every company uses a different rate calculation, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Versa Insurance

Saving money on insurance for a Nissan Versa not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and maximizing policy discounts. Shop around once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The list below is a brief recap of the data that was covered in the above illustrations.

• You may be able to save around $160 per year simply by quoting online well ahead of the renewal date
• Insureds who purchase higher liability limits will pay about $440 per year to go from a minimum limit to the 250/500 level
• Teenagers are expensive to insure, as much as $427 per month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations will likely pay on average $1,590 more per year for car insurance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.