Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated insurance prices for a Nissan Versa are $1,346 every 12 months with full coverage. Comprehensive insurance costs on average $248, collision costs $524, and liability costs $416. Liability-only coverage costs as little as $474 a year, with high-risk coverage costing $2,938 or more. Teen drivers pay the most at $5,136 a year or more.

Average premium for full coverage: $1,346

Premium estimates by type of coverage:

Prices are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all Versa models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than larger metro areas.

The example below illustrates how geographic area affects car insurance rates.

These rate differences demonstrate why everyone should compare rates based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Nissan Versa insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $769
• Drivers who choose higher $1,000 deductibles will pay around $176 annually
• The average price for a 40-year-old good driver with $500 deductibles is $1,346
• Choosing pricier low deductibles for comprehensive and collision insurance costs an extra $342 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,938 or more
• An auto insurance policy to insure a teen driver for full coverage may cost $5,136 a year

View Chart as Image

Insurance prices for a Nissan Versa also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your Versa.

Choosing high deductibles could save up to $520 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,200 extra annually, depending on your age. Nissan Versa insurance for high-risk drivers can cost as much as 43% to 132% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Nissan Versa insurance prices. A 40-year-old driver could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,820 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Nissan Versa Insurance

Finding better rates on car insurance not only requires being a safe and courteous driver, but also having good credit, being claim-free, and bundling your home and auto policies. Invest the time to compare rates at every other renewal by requesting rates from direct companies, and also from local exclusive and independent agents.

Below is a brief review of the concepts that were presented in the illustrations above.

• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,590 more each year for auto insurance
• Teenage drivers pay the highest prices, possibly costing $428 per month if they have full coverage
• You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $525 each year
• You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.