Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Average insurance rates for a Nissan Versa are $1,346 a year including full coverage. Comprehensive costs approximately $248, collision insurance costs $524, and liability insurance costs around $416. A policy with just liability insurance costs as low as $474 a year, and coverage for high-risk drivers costs around $2,938. Teen drivers receive the highest rates at up to $5,136 a year.

Average premium for full coverage: $1,346

Rate estimates by individual coverage type:

These estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different Versa trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates how where you live affects auto insurance prices.

These examples highlight why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Nissan Versa insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $769
• Using higher $1,000 deductibles will save $176 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,346
• Choosing more expensive low deductibles for physical damage coverage will increase the cost to $1,688
• Drivers with multiple violations and an at-fault accident could pay around $2,938
• The cost for full coverage for a teen driver with full coverage can cost $5,136 or more

View Chart as Image

Insurance rates for a Nissan Versa can also vary considerably based on your driver profile, the model of your Versa, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

Where you live has a huge impact on Nissan Versa insurance rates. A driver around age 40 might see rates as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $520 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance can be anywhere from 43% to 132% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Versa Insurance

Saving money on Nissan Versa insurance requires not taking risks behind the wheel, having a good credit history, not filing small claims, and consideration of higher deductibles. Take the time to comparison shop at least every other year by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The following is a brief summary of the car insurance concepts touched on in the above illustrations.

• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,590 more per year for Versa insurance
• You may be able to save around $160 per year just by shopping early and online
• Increasing deductibles can save around $525 each year
• Drivers who purchase higher liability limits will pay about $460 per year to increase from a minimum limit to 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.