Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated auto insurance rates for a Nissan Versa are $1,346 annually for full coverage. Comprehensive costs on average $248 a year, collision costs $524, and liability insurance is $416. Liability-only coverage costs around $474 a year, with high-risk coverage costing around $2,938. Teen drivers pay the most at $5,136 a year or more.

Average premium for full coverage: $1,346

Premium estimates by type of coverage:

These estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and Versa trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are statistically proven to have fewer accident claims than larger metro areas.

The diagram below illustrates how your location can change car insurance rates.

These rate differences show why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Nissan Versa insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $769
• Raising to $1,000 deductibles will save around $1,170 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,346
• Choosing low $100 deductibles will cost $1,688
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,938 or more
• An auto insurance policy with full coverage for a teen driver may cost $5,136

View Chart as Image

Insurance prices for a Nissan Versa also have a wide range based on the model of your Versa, your driver profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $5,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $520 each year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Nissan Versa insurance rates. A middle-age driver might find prices as low as $890 a year in states like Idaho, Maine, and Iowa, or as much as $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Nissan Versa Insurance

Finding better rates on Nissan Versa insurance consists of not taking risks behind the wheel, having a good credit history, not filing small claims, and bundling your home and auto policies. Invest the time to shop around at every other renewal by getting price quotes from direct carriers, and also from local insurance agents.

The following is a brief summary of the concepts that were illustrated above.

• High-risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,590 more each year for Versa insurance
• Teens pay the highest prices, as much as $428 per month including comprehensive and collision insurance
• Drivers can save as much as $160 per year simply by quoting early and online
• Increasing policy deductibles could save up to $525 each year
• Drivers can save as much as $160 per year simply by quoting early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.