Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated insurance prices for a Nissan Versa are $1,346 every 12 months for full coverage. Comprehensive insurance costs an estimated $248, collision insurance costs $524, and liability costs $416. Liability-only insurance costs as little as $474 a year, and high-risk driver insurance costs $2,938 or more. Teenage drivers pay the most at up to $5,136 a year.

Average premium for full coverage: $1,346

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for all Versa models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than densely populated cities. The example below illustrates how your location can change insurance prices.

These rate differences show why everyone should compare rates for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Nissan Versa insurance rates for other coverage scenarios.

• The best discount rate is $769
• Drivers who choose higher $1,000 deductibles will pay approximately $176 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,346
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $342 annually
• Drivers who are prone to accidents and violations could pay up to $2,938
• An auto insurance policy to insure a 16-year-old driver for full coverage can cost as much as $5,136 a year

View Chart as Image

Insurance prices for a Nissan Versa also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles could save up to $520 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay at least $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,600 to $2,200 additional annually, depending on your age. Nissan Versa insurance for high-risk drivers can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Nissan Versa insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,920 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Nissan Versa Insurance

Finding better rates on insurance for a Nissan Versa not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around at least every other year by requesting quotes from direct carriers, and also from several local insurance agents.

Below you'll find a review of the car insurance concepts illustrated above.

• Drivers considered higher risk who have several accidents or serious violations pay on average $1,590 more annually than a low-risk driver
• Drivers can save approximately $160 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $525 each year
• Insureds who want more liability protection will pay an extra $460 each year to go from 30/60 bodily injury limits to a 250/500 level

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.