Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

U.S. average auto insurance rates for a Nissan Versa are $1,346 annually for full coverage. Comprehensive insurance costs around $248 each year, collision costs $524, and liability costs $416. Liability-only coverage costs as little as $474 a year, with high-risk coverage costing $2,938 or more. Teenage drivers pay the highest rates at $5,136 a year or more.

Average premium for full coverage: $1,346

Price estimates for individual coverage:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Versa models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance rates.

The ranges above show why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Nissan Versa insurance rates for additional coverage choices and driver risks.

• The best discount rate is $769
• Drivers who choose higher $1,000 deductibles will pay about $176 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,346
• Using low deductibles for comprehensive and collision insurance costs an additional $342 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,938 or more
• The price with full coverage for a teen driver can be $5,136 a year

View Chart as Image

Auto insurance prices for a Nissan Versa are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay as much as $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,600 to $2,200 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $520 every year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Nissan Versa insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know your exact price is to do a rate comparison and see which company has the best price. Every company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Nissan Versa Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every time your policy renews by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below is a brief summary of the information illustrated above.

• Drivers can save up to $160 per year simply by quoting online in advance
• Teenage drivers are expensive to insure, with premiums as much as $428 a month if full coverage is included
• Increasing physical damage deductibles could save up to $525 each year
• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,590 more every year for auto insurance
• Policyholders who may need higher levels of liability will pay an extra $460 each year to go from a low limit to higher 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.