Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated insurance rates for a Nissan Versa are $1,346 a year including full coverage. Comprehensive insurance costs an estimated $248, collision costs $524, and liability costs around $416. A policy with only liability insurance costs as low as $474 a year, with a high-risk policy costing $2,938 or more. Teen drivers pay the most at $5,136 a year or more.

Average premium for full coverage: $1,346

Premium estimates broken down by type of coverage:

Prices are based on $500 deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Versa trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how your location can change insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare prices for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Nissan Versa insurance rates for other coverage scenarios.

• The lowest rate with discounts is $769
• Using higher $1,000 deductibles will save approximately $176 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,346
• Choosing more expensive low deductibles for physical damage coverage will cost an extra $342 annually
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,938 or more
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage can cost as much as $5,136 or more

View Chart as Image

Car insurance prices for a Nissan Versa also have a wide range based on your driving characteristics, the model of your Versa, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Versa insurance prices. A driver around age 40 might see prices as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $520 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can be from 43% to 132% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices from multiple companies. Each insurance company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Versa Insurance

Finding better rates on insurance for a Nissan Versa requires not taking risks behind the wheel, having above-average credit, refrain from filing small claims, and not having any coverage lapses. Invest the time to shop around once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a brief review of the data that was illustrated above.

• You may be able to save approximately $160 per year simply by shopping early and online
• Insureds who want higher liability limits will pay about $460 per year to increase from 30/60 bodily injury limits to 250/500 limits
• Teens have the highest car insurance prices, with the cost nearing $428 per month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,590 more annually for Versa insurance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.