Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated auto insurance rates for a Nissan Versa are $1,346 annually for full coverage. Comprehensive insurance costs approximately $248, collision insurance costs $524, and liability insurance costs around $416. Liability-only insurance costs as low as $474 a year, and high-risk driver insurance costs $2,938 or more. Teens pay the most at up to $5,136 a year.

Average premium for full coverage: $1,346

Premium estimates by type of coverage:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for different Versa trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural locations are statistically proven to have fewer accident claims than cities with more traffic congestion. The price range example below illustrates how location helps determine auto insurance prices.

These rate differences show why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Nissan Versa insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $769
• Using higher $1,000 deductibles will save $176 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,346
• Selecting more expensive low deductibles for physical damage coverage costs an additional $342 a year
• Drivers with serious driving violations could pay around $2,938
• An auto insurance policy with full coverage for a teen driver with full coverage can cost $5,136 or more

View Chart as Image

Insurance prices for a Nissan Versa also have a wide range based on the model of your Versa, your driver profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 additional annually, depending on your age. High-risk driver insurance can be anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $520 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Nissan Versa insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,920 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Nissan Versa Insurance

Finding better rates on Nissan Versa insurance requires being a good driver, having good credit, not filing small claims, and consideration of higher deductibles. Invest time comparing rates once a year by requesting quotes from direct carriers, and also from several local insurance agents.

The following list is a condensed summary of the data that was covered in the charts and tables above.

• Drivers can save around $160 per year just by shopping early and online
• Drivers who purchase an increased level of liability coverage will pay approximately $460 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, as much as $428 per month if they have full coverage
• High-risk drivers with multiple at-fault accidents pay on average $1,590 more per year than a safer driver

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.