Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated auto insurance rates for a Nissan Versa are $1,246 annually including full coverage. Comprehensive insurance costs on average $208, collision insurance costs $424, and liability is $456. A policy with only liability insurance costs around $508 a year, and a high-risk policy costs $2,718 or more. Teen drivers pay the most at up to $4,874 a year.

Average premium for full coverage: $1,246

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Versa trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than larger metro areas. The price range example below illustrates how where you live affects car insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Nissan Versa insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $721
• Raising to $1,000 deductibles will save around $144 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,246
• Choosing more expensive low deductibles costs an additional $280 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,718
• An auto insurance policy with full coverage for a 16-year-old driver with full coverage may cost $4,874

View Chart as Image

Car insurance prices for a Nissan Versa also have a wide range based on the model of your Versa, your driving characteristics, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged upwards of $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,100 extra annually, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $430 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Nissan Versa insurance prices. A middle-age driver might find prices as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,780 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Nissan Versa Insurance

Finding better rates on insurance for a Nissan Versa consists of having a decent driving record, having a good credit score, refrain from filing small claims, and possibly raising deductibles. Take the time to comparison shop at least once a year by obtaining price quotes from direct car insurance companies, and also from several local insurance agents.

The following items are a condensed summary of the primary concepts that were touched on in the above illustrations.

• You may be able to save as much as $150 per year just by shopping early and online
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,470 more each year than a driver with a clean driving record
• Increasing policy deductibles could save up to $425 each year
• 16 to 18-year-old drivers are expensive to insure, with the cost nearing $406 per month if comprehensive and collision insurance is included

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.