Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

The average insurance rates for a Porsche Cayenne are $1,666 a year for full coverage insurance. Comprehensive costs on average $372 a year, collision insurance costs $680, and liability insurance is estimated at $456. Liability-only insurance costs approximately $508 a year, and high-risk driver insurance costs around $3,618. 16-year-old drivers cost the most to insure at up to $6,126 a year.

Average premium for full coverage: $1,666

Policy rates by type of insurance:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Cayenne trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than congested cities. The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above illustrate why it is important to get quotes based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Porsche Cayenne insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $943
• Choosing higher $1,000 deductibles can save around $1,428 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,666
• Buying low $100 deductibles for comp and collision coverage will increase the cost to $2,132
• High-risk insureds with multiple tickets or accidents could pay upwards of $3,618
• Policy cost for full coverage for a teen driver may cost $6,126 each year

View Chart as Image

Auto insurance rates for a Porsche Cayenne also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $6,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Porsche Cayenne insurance rates. A good driver about age 40 could pay as low as $1,090 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,250 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles can save as much as $710 each year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $2,000 to $2,700 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Porsche Cayenne Insurance

Finding cheaper rates on Porsche Cayenne insurance takes being safe and accident-free, having good credit, being claim-free, and deciding if full coverage is necessary. Set aside time to shop around at least once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a quick rundown of the primary concepts that were raised in the charts and tables above.

• It is possible to save as much as $210 per year just by quoting early and online
• High-risk drivers with reckless driving or DUI convictions pay an average of $1,950 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $700 each year
• Youthful drivers are charged the highest rates, possibly costing $511 each month if they have full coverage

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.