Saturn Outlook Insurance Rates

Average insurance rates for a Saturn Outlook are $928 a year for full coverage insurance. Comprehensive costs on average $154 each year, collision costs $170, and liability is estimated at $446. Buying just liability costs approximately $500 a year, with insurance for high-risk drivers costing around $1,986. Teens receive the highest rates at $3,764 a year or more.

Average premium for full coverage: $928

Rate estimates by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Outlook models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on insurance rates. Rural areas tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on car insurance rates.

These examples illustrate why all drivers should get quotes based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Saturn Outlook insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $573
• Choosing higher $1,000 deductibles can save around $74 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $928
• Selecting low deductibles for comp and collision coverage bumps up the cost to $1,068
• Unlucky drivers with serious driving violations could pay upwards of $1,986 or more
• The cost that insures a teen driver may cost $3,764 each year

View Chart as Image

Auto insurance rates for a Saturn Outlook can also vary considerably based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,100 to $1,600 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay upwards of $3,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Saturn Outlook insurance prices. A good driver about age 40 could pay as low as $610 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,260 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $220 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $402 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out exactly what you will pay is to do a rate comparison and see which company has the best rate. Each auto insurer calculates rates differently, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Saturn Outlook Insurance

Saving money on car insurance takes avoiding accidents and violations, maintaining a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates every time your policy renews by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a quick review of the information covered in the above illustrations.

• It is possible to save as much as $100 per year simply by quoting online in advance
• Teenagers are charged the highest rates, costing up to $314 per month if the policy includes full coverage
• Increasing deductibles can save approximately $225 each year
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,060 more each year for car insurance
• Policyholders who require higher liability limits will pay approximately $490 annually to raise limits from a minimum limit to the 250/500 level