Saturn Outlook Insurance Rates

The average auto insurance rates for a Saturn Outlook are $928 annually for full coverage insurance. Comprehensive costs an estimated $154, collision costs $170, and liability insurance costs around $446. Liability-only coverage costs as low as $500 a year, with high-risk coverage costing around $1,986. Teenage drivers cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for all Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have fewer physical damage claims than densely populated cities.

The example below illustrates how where you live affects insurance prices.

The examples above illustrate why everyone should compare prices for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Saturn Outlook insurance rates for other coverage scenarios.

• The best discount rate is $573
• Using higher $1,000 deductibles will save approximately $74 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $928
• Using pricier low deductibles for physical damage coverage will cost $1,068
• Drivers who are prone to accidents and violations could pay up to $1,986 or more
• Policy cost with full coverage for a teen driver for full coverage can cost as much as $3,764 or more

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $3,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,100 to $1,600 additional every year, depending on your age. Saturn Outlook insurance for high-risk drivers can be anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $220 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Saturn Outlook insurance rates. A driver around age 40 might see rates as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,260 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Saturn Outlook Insurance

Finding cheaper rates on Saturn Outlook insurance requires being a good driver, having good credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop every couple of years by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a quick rundown of the material that was touched on in the above illustrations.

• Drivers who want an increased level of liability coverage will pay an extra $490 annually to increase from a 30/60 limit to higher 250/500 limits
• Drivers age 16 to 20 are expensive to insure, possibly costing $314 each month if they have full coverage
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,060 more annually than a safer driver
• Increasing comprehensive and collision deductibles could save up to $225 each year