Saturn Outlook Insurance Rates

U.S. average auto insurance rates for a Saturn Outlook are $956 annually for full coverage. Comprehensive costs on average $168, collision costs $178, and liability costs around $452. Buying just liability costs as low as $504 a year, with insurance for high-risk drivers costing around $2,042. Teenage drivers pay the highest rates at $3,838 a year or more.

Average premium for full coverage: $956

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for different Outlook trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have fewer accident claims than densely populated cities.

The price range example below illustrates the effect of geographic area on car insurance rates.

The ranges above show why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Saturn Outlook insurance rates for different risk profiles and scenarios.

• The best discount rate is $590
• Using higher $1,000 deductibles will save around $78 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $956
• Using more expensive low deductibles for physical damage coverage will cost $1,106
• Drivers who are prone to accidents and violations could pay upwards of $2,042 or more
• The price with full coverage for a teen driver with full coverage may cost $3,838 or more

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Insurance prices for a Saturn Outlook are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $3,800 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,100 to $1,600 additional each year, depending on your age. High-risk driver insurance can be as much as 42% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $230 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see prices as low as $630 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,370 on average in Michigan, Louisiana, and New York.

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Since prices can be so different, the only way to know exactly what you will pay is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Saturn Outlook Insurance

Getting lower rates on car insurance requires being safe and accident-free, having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Take the time to compare rates every time your policy renews by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below you'll find a brief review of the information covered in the above illustrations.

• Drivers can save as much as $100 per year simply by shopping early and online
• Youthful drivers pay higher prices, with premiums as much as $320 a month if they have full coverage
• Increasing physical damage deductibles could save up to $225 each year
• Higher risk drivers with DUI or reckless driving convictions may be required to pay an average of $1,090 more each year than a low-risk driver
• Policyholders who require more liability protection will pay an extra $500 each year to increase from a low limit to higher 250/500 limits