Saturn Outlook Insurance Rates

U.S. average insurance rates for a Saturn Outlook are $928 a year for full coverage insurance. Comprehensive insurance costs on average $154, collision costs $170, and liability is $446. Liability-only insurance costs around $500 a year, with high-risk driver insurance costing $1,986 or more. Teenage drivers pay the highest rates at $3,764 a year or more.

Average premium for full coverage: $928

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for different Outlook trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates how geographic area affects car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Saturn Outlook insurance rates for different risk profiles and scenarios.

• The best discount rate is $573
• Raising to $1,000 deductibles will save around $74 each year
• The estimated price for the average middle-age driver with $500 deductibles is $928
• Using more expensive low deductibles will cost an additional $140 annually
• Drivers who are prone to accidents and violations could pay upwards of $1,986 or more
• The price that insures a 16-year-old driver with full coverage may cost $3,764

View Chart as Image

Car insurance prices for a Saturn Outlook are also quite variable based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,100 to $1,600 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $3,700 a year. View Rates by Age

The state you live in also has a big influence on Saturn Outlook insurance prices. A middle-age driver might find prices as low as $610 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,260 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $220 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $402 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to compare prices from multiple companies. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Saturn Outlook Insurance

Getting lower rates on insurance for a Saturn Outlook consists of avoiding accidents and violations, having a positive credit history, not filing small claims, and maximizing policy discounts. Compare prices every other policy renewal by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a brief summary of the ideas that were presented in the illustrations above.

• Teenagers are expensive to insure, as much as $314 a month if full coverage is purchased
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,060 more each year for car insurance
• Increasing physical damage deductibles can save approximately $225 each year
• It is possible to save as much as $100 per year simply by shopping early and online