Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $928 a year with full coverage. Comprehensive costs approximately $154 a year, collision insurance costs $170, and liability coverage costs $446. Liability-only insurance costs as little as $500 a year, and high-risk driver insurance costs around $1,986. Teens cost the most to insure at up to $3,764 a year.

Average premium for full coverage: $928

Policy rates by type of insurance:

These estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Outlook trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why it is important to compare rates using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $573
• Drivers who choose higher $1,000 deductibles will pay $854 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $928
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,068
• High-risk insureds with serious driving violations could pay around $1,986
• Policy cost for full coverage for a teenage driver can cost $3,764 a year

View Chart as Image

Auto insurance rates for a Saturn Outlook also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state makes a big difference in Saturn Outlook insurance rates. A 40-year-old driver could pay as low as $670 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,260 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $220 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $402 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,100 to $1,600 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 132% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Saturn Outlook Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having good credit, not filing small claims, and possibly higher deductibles. Invest the time to compare rates every couple of years by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a brief summary of the material that was presented in the illustrations above.

• Consumers who purchase more liability coverage will pay approximately $490 every year to go from a 30/60 limit to 250/500 limits
• Teen drivers have the highest car insurance rates, as much as $314 each month if they have full coverage
• Drivers that tend to have accidents or serious violations pay on average $1,060 more per year to insure their Outlook
• Increasing comprehensive and collision deductibles can save around $225 each year