Saturn Outlook Insurance Rates

Estimated insurance rates for a Saturn Outlook are $928 a year for full coverage. Comprehensive costs an estimated $154, collision costs $170, and liability costs $446. A liability-only policy costs as little as $500 a year, with high-risk insurance costing around $1,986. Teens pay the most at $3,764 a year or more.

Average premium for full coverage: $928

Premium estimates broken down by type of coverage:

Full coverage includes $500 deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for all Outlook models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences show why everyone should compare rates for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Saturn Outlook insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $573
• Drivers who choose higher $1,000 deductibles will pay approximately $74 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $928
• Selecting pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,068
• Higher-risk drivers with serious driving violations could pay up to $1,986 or more
• An auto insurance policy for full coverage for a teen driver for full coverage can cost as much as $3,764 a year

View Chart as Image

Auto insurance prices for a Saturn Outlook also have a wide range based on your driving characteristics, the trim level of your Outlook, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $3,700 a year. View Rates by Age

Where you choose to live makes a big difference in Saturn Outlook insurance prices. A 40-year-old driver could pay as low as $610 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,330 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $220 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $402 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,100 to $1,600 in extra premium annually, depending on your age. Saturn Outlook insurance for high-risk drivers can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices and see which company has the best price. Every company calculates prices differently, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Saturn Outlook Insurance

Finding better rates on car insurance not only requires not taking risks behind the wheel, but also having good credit, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates at least once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following is a summary of the primary concepts that were covered above.

• Drivers can save approximately $100 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers who have multiple accidents or major violations pay an average of $1,060 more annually for Outlook insurance
• Increasing policy deductibles can save around $225 each year
• Teens are the costliest to insure, as much as $314 per month if they have full coverage