Saturn Outlook Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 5, 2023
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Average insurance prices for a Saturn Outlook are $928 every 12 months with full coverage. Comprehensive insurance costs approximately $154 a year, collision insurance costs $170, and liability costs $446. A liability-only policy costs as little as $500 a year, and high-risk insurance costs $1,986 or more. Teen drivers receive the highest rates at up to $3,764 a year.
Average premium for full coverage: $928
Rate estimates by individual coverage type:
Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Outlook trim levels.
Price Range by Coverage and Risk
For an average driver, prices range range from the cheapest price of $500 for the bare minimum liability coverage to a high of $1,986 for a high-risk driver policy.
Price Range by Location
Your location can make a big difference on the price of insurance. Rural locations tend to have more infrequent collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance prices.
These examples demonstrate why it is important to compare rates using their specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Saturn Outlook insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $573
- Drivers who choose higher $1,000 deductibles will pay $854 annually
- The average price for a 40-year-old driver who chooses $500 deductibles is $928
- Choosing low $100 deductibles for comprehensive and collision insurance costs an extra $140 annually
- Drivers with multiple violations and an at-fault accident could pay around $1,986
- The cost to insure a 16-year-old driver can cost $3,764 a year
Insurance rates for a Saturn Outlook can also vary considerably based on policy deductibles and limits, your driving record, and the model of your Outlook.
Choosing high deductibles could save up to $220 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $402 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles may pay as low as $900 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay in the ballpark of $3,700 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,100 to $1,600 extra per year, depending on your age. A high-risk auto insurance policy can cost from 43% to 132% more than average. View High Risk Driver Rates
Where you live makes a big difference in Saturn Outlook insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,260 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $842 | -$86 | -9.3% |
| Alaska | $712 | -$216 | -23.3% |
| Arizona | $772 | -$156 | -16.8% |
| Arkansas | $928 | -$0 | 0.0% |
| California | $1,060 | $132 | 14.2% |
| Colorado | $888 | -$40 | -4.3% |
| Connecticut | $956 | $28 | 3.0% |
| Delaware | $1,052 | $124 | 13.4% |
| Florida | $1,164 | $236 | 25.4% |
| Georgia | $858 | -$70 | -7.5% |
| Hawaii | $668 | -$260 | -28.0% |
| Idaho | $628 | -$300 | -32.3% |
| Illinois | $692 | -$236 | -25.4% |
| Indiana | $698 | -$230 | -24.8% |
| Iowa | $626 | -$302 | -32.5% |
| Kansas | $884 | -$44 | -4.7% |
| Kentucky | $1,268 | $340 | 36.6% |
| Louisiana | $1,376 | $448 | 48.3% |
| Maine | $574 | -$354 | -38.1% |
| Maryland | $766 | -$162 | -17.5% |
| Massachusetts | $746 | -$182 | -19.6% |
| Michigan | $1,616 | $688 | 74.1% |
| Minnesota | $778 | -$150 | -16.2% |
| Mississippi | $1,116 | $188 | 20.3% |
| Missouri | $826 | -$102 | -11.0% |
| Montana | $998 | $70 | 7.5% |
| Nebraska | $734 | -$194 | -20.9% |
| Nevada | $1,116 | $188 | 20.3% |
| New Hampshire | $670 | -$258 | -27.8% |
| New Jersey | $1,040 | $112 | 12.1% |
| New Mexico | $822 | -$106 | -11.4% |
| New York | $980 | $52 | 5.6% |
| North Carolina | $538 | -$390 | -42.0% |
| North Dakota | $762 | -$166 | -17.9% |
| Ohio | $642 | -$286 | -30.8% |
| Oklahoma | $954 | $26 | 2.8% |
| Oregon | $852 | -$76 | -8.2% |
| Pennsylvania | $888 | -$40 | -4.3% |
| Rhode Island | $1,240 | $312 | 33.6% |
| South Carolina | $842 | -$86 | -9.3% |
| South Dakota | $784 | -$144 | -15.5% |
| Tennessee | $814 | -$114 | -12.3% |
| Texas | $1,120 | $192 | 20.7% |
| Utah | $688 | -$240 | -25.9% |
| Vermont | $638 | -$290 | -31.3% |
| Virginia | $556 | -$372 | -40.1% |
| Washington | $720 | -$208 | -22.4% |
| West Virginia | $852 | -$76 | -8.2% |
| Wisconsin | $646 | -$282 | -30.4% |
| Wyoming | $830 | -$98 | -10.6% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $898 | $75 |
| Saturn Outlook XV 2WD | $898 | $75 |
| Saturn Outlook XE Premium 2WD | $928 | $77 |
| Saturn Outlook XE AWD | $928 | $77 |
| Saturn Outlook XE Premium AWD | $928 | $77 |
| Saturn Outlook XR-L 2WD | $944 | $79 |
| Saturn Outlook XR-L AWD | $944 | $79 |
| Saturn Outlook XR-L Premium 2WD | $960 | $80 |
| Saturn Outlook XR-L Premium AWD | $960 | $80 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $168 | $178 | $452 | $956 |
| 2007 Saturn Outlook | $154 | $170 | $446 | $928 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Saturn Outlook Insurance
Saving money on insurance for a Saturn Outlook not only requires being safe and accident-free, but also having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every time your policy renews by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
Below you'll find a condensed summary of the information covered in the above illustrations.
- You may be able to save around $100 per year just by quoting early and online
- Youthful drivers are expensive to insure, with premiums as much as $314 per month if they have full coverage
- Increasing deductibles could save as much as $225 each year
- Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,060 more per year than a low-risk driver
- Insureds who purchase more liability protection will pay about $490 every year to go from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,764 |
| 20 | $2,110 |
| 30 | $942 |
| 40 | $928 |
| 50 | $854 |
| 60 | $836 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,068 |
| $250 | $1,006 |
| $500 | $928 |
| $1,000 | $854 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $928 |
| 50/100 | $1,049 |
| 100/300 | $1,161 |
| 250/500 | $1,451 |
| 100 CSL | $1,094 |
| 300 CSL | $1,339 |
| 500 CSL | $1,518 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,282 |
| 20 | $3,358 |
| 30 | $2,000 |
| 40 | $1,986 |
| 50 | $1,900 |
| 60 | $1,880 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $32 |
| Advance Quote | $39 |
| Online Quote | $62 |
| Total Discounts | $355 |
Discounts are estimated and may not be available from every company or in every state.
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