Saturn Outlook Insurance Rates

The average insurance prices for a Saturn Outlook are $928 every 12 months with full coverage. Comprehensive costs approximately $154, collision costs $170, and liability insurance is estimated at $446. Buying just liability costs approximately $500 a year, with insurance for high-risk drivers costing around $1,986. 16-year-old drivers cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Rural locations are shown to have more infrequent collision claims than congested cities.

The example below illustrates the difference location can make on auto insurance prices.

The examples above demonstrate why everyone should get quotes using their specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $573
• Choosing higher $1,000 deductibles can save $74 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $928
• Buying pricier low deductibles for comp and collision coverage increases the price to $1,068
• High-risk insureds with multiple tickets or accidents could pay around $1,986 or more
• Policy cost to insure a teen driver for full coverage can cost $3,764 each year

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on liability limits and deductibles, your driving record, and the model of your Outlook.

Opting for high physical damage deductibles can save as much as $220 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,100 to $1,600 extra every year, depending on your age. Saturn Outlook insurance for high-risk drivers ranges anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Saturn Outlook insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Utah, Ohio, and New Hampshire, or at least $1,260 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from as many companies as possible. Each auto insurer utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Saturn Outlook Insurance

Finding cheaper rates on Saturn Outlook insurance takes being a safe and courteous driver, having good credit, not filing small claims, and maximizing policy discounts. Make time to compare rates every couple of years by requesting quotes from direct companies, and also from insurance agencies where you live.

Below is a summary of the material that was touched on in this article.

• Drivers who purchase higher levels of liability will pay around $490 every year to raise limits from a 30/60 limit to a 250/500 level
• Teenage drivers are expensive to insure, as much as $314 each month if they have full coverage
• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,060 more per year for auto insurance
• Increasing comprehensive and collision deductibles could save as much as $225 each year