Saturn Outlook Insurance Rates

Average auto insurance rates for a Saturn Outlook are $928 annually with full coverage. Comprehensive costs on average $154 a year, collision costs $170, and liability is estimated at $446. Liability-only coverage costs approximately $500 a year, with high-risk coverage costing around $1,986. Teenage drivers receive the highest rates at $3,764 a year or more.

Average premium for full coverage: $928

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Outlook trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Rural areas tend to have fewer collision claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

These examples demonstrate why it is important to get quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Saturn Outlook insurance rates for different risk profiles and scenarios.

• The best discount rate is $573
• Choosing higher $1,000 deductibles can save around $854 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $928
• Using low $100 deductibles for comp and collision coverage will cost $1,068
• Unlucky drivers who are prone to accidents and violations could pay upwards of $1,986 or more
• The cost with full coverage for a teen driver may cost $3,764 each year

View Chart as Image

Car insurance rates for a Saturn Outlook can also vary considerably based on the trim level of your Outlook, your driving record, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $900 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $3,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,100 to $1,600 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $220 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $402 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Saturn Outlook insurance prices. A good driver about age 40 could pay as low as $670 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,260 on average in Florida, Michigan, and New York.

View Chart as Image

With so much variability in rates, the best way to find out exactly what you will pay is to get quotes and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Saturn Outlook Insurance

Saving money on car insurance takes being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Make time to compare rates every couple of years by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a brief review of the material that was touched on in this article.

• Policyholders who require more liability protection will pay an extra $490 every year to raise limits from a minimum limit to higher 250/500 limits
• Youthful drivers are expensive to insure, with premiums as much as $314 per month if comprehensive and collision insurance is included
• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,060 more each year than a low-risk driver
• Increasing deductibles could save up to $225 each year