Saturn Outlook Insurance Rates

Estimated insurance prices for a Saturn Outlook are $956 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $168 each year, collision costs $178, and liability insurance is estimated at $452. Liability-only coverage costs approximately $504 a year, with high-risk coverage costing $2,042 or more. Teenage drivers pay the most at $3,838 a year or more.

Average premium for full coverage: $956

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Outlook models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance prices.

These rate differences illustrate why all drivers should get quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The best discount rate is $590
• Choosing higher $1,000 deductibles can save $78 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $956
• Using low deductibles for comp and collision coverage costs an extra $150 a year
• High-risk insureds who are prone to accidents and violations could pay around $2,042 or more
• An auto insurance policy to insure a teen driver can cost $3,838 each year

View Chart as Image

Insurance prices for a Saturn Outlook also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Outlook.

Using high physical damage deductibles can save as much as $230 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $3,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,100 to $1,600 extra annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 128% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Saturn Outlook insurance rates. A good driver about age 40 could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,290 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Saturn Outlook Insurance

Finding better rates on Saturn Outlook insurance takes being a good driver, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to compare rates at least once a year by getting quotes from direct insurance companies, and also from local insurance agencies.

The following list is a brief recap of the primary concepts that were presented in the illustrations above.

• It is possible to save around $100 per year simply by quoting online in advance
• High-risk drivers who tend to receive serious violations may have to pay on average $1,090 more per year than a safer driver
• Increasing policy deductibles could save as much as $225 each year
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $320 per month if they have full coverage