Saturn Outlook Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 5, 2023
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Estimated auto insurance rates for a Saturn Outlook are $928 annually including full coverage. Comprehensive costs around $154, collision costs $170, and liability insurance is estimated at $446. Liability-only coverage costs approximately $500 a year, with high-risk coverage costing around $1,986. Teenage drivers pay the most at $3,764 a year or more.
Average premium for full coverage: $928
Premium estimates for type of coverage:
Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all Outlook models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Saturn Outlook go from as cheap as $500 for the bare minimum liability coverage to the much higher price of $1,986 for high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than densely populated cities.
The example below illustrates how where you live affects auto insurance rates.
These rate differences highlight why everyone should get quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Saturn Outlook insurance rates for additional coverage choices and driver risks.
- The best discount rate is $573
- Choosing higher $1,000 deductibles can save about $74 every year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $928
- Using pricier low deductibles for comp and collision coverage will cost $1,068
- High-risk insureds who are prone to accidents and violations could pay at least $1,986 or more
- An auto insurance policy with full coverage for a teen driver for full coverage can be $3,764 each year
Insurance prices for a Saturn Outlook also have a wide range based on the model of your Outlook, your driving characteristics, and deductibles and policy limits.
A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $3,700 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at least $1,100 to $1,600 extra annually, depending on your age. Saturn Outlook insurance for high-risk drivers ranges anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $220 each year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $402 more per year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Saturn Outlook insurance rates. A good driver about age 40 could pay as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,330 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $842 | -$86 | -9.3% |
| Alaska | $712 | -$216 | -23.3% |
| Arizona | $772 | -$156 | -16.8% |
| Arkansas | $928 | -$0 | 0.0% |
| California | $1,060 | $132 | 14.2% |
| Colorado | $888 | -$40 | -4.3% |
| Connecticut | $956 | $28 | 3.0% |
| Delaware | $1,052 | $124 | 13.4% |
| Florida | $1,164 | $236 | 25.4% |
| Georgia | $858 | -$70 | -7.5% |
| Hawaii | $668 | -$260 | -28.0% |
| Idaho | $628 | -$300 | -32.3% |
| Illinois | $692 | -$236 | -25.4% |
| Indiana | $698 | -$230 | -24.8% |
| Iowa | $626 | -$302 | -32.5% |
| Kansas | $884 | -$44 | -4.7% |
| Kentucky | $1,268 | $340 | 36.6% |
| Louisiana | $1,376 | $448 | 48.3% |
| Maine | $574 | -$354 | -38.1% |
| Maryland | $766 | -$162 | -17.5% |
| Massachusetts | $746 | -$182 | -19.6% |
| Michigan | $1,616 | $688 | 74.1% |
| Minnesota | $778 | -$150 | -16.2% |
| Mississippi | $1,116 | $188 | 20.3% |
| Missouri | $826 | -$102 | -11.0% |
| Montana | $998 | $70 | 7.5% |
| Nebraska | $734 | -$194 | -20.9% |
| Nevada | $1,116 | $188 | 20.3% |
| New Hampshire | $670 | -$258 | -27.8% |
| New Jersey | $1,040 | $112 | 12.1% |
| New Mexico | $822 | -$106 | -11.4% |
| New York | $980 | $52 | 5.6% |
| North Carolina | $538 | -$390 | -42.0% |
| North Dakota | $762 | -$166 | -17.9% |
| Ohio | $642 | -$286 | -30.8% |
| Oklahoma | $954 | $26 | 2.8% |
| Oregon | $852 | -$76 | -8.2% |
| Pennsylvania | $888 | -$40 | -4.3% |
| Rhode Island | $1,240 | $312 | 33.6% |
| South Carolina | $842 | -$86 | -9.3% |
| South Dakota | $784 | -$144 | -15.5% |
| Tennessee | $814 | -$114 | -12.3% |
| Texas | $1,120 | $192 | 20.7% |
| Utah | $688 | -$240 | -25.9% |
| Vermont | $638 | -$290 | -31.3% |
| Virginia | $556 | -$372 | -40.1% |
| Washington | $720 | -$208 | -22.4% |
| West Virginia | $852 | -$76 | -8.2% |
| Wisconsin | $646 | -$282 | -30.4% |
| Wyoming | $830 | -$98 | -10.6% |
With such a large range in prices, the best way to figure out your exact price is to regularly compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $898 | $75 |
| Saturn Outlook XV 2WD | $898 | $75 |
| Saturn Outlook XE Premium 2WD | $928 | $77 |
| Saturn Outlook XE AWD | $928 | $77 |
| Saturn Outlook XE Premium AWD | $928 | $77 |
| Saturn Outlook XR-L 2WD | $944 | $79 |
| Saturn Outlook XR-L AWD | $944 | $79 |
| Saturn Outlook XR-L Premium 2WD | $960 | $80 |
| Saturn Outlook XR-L Premium AWD | $960 | $80 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $168 | $178 | $452 | $956 |
| 2007 Saturn Outlook | $154 | $170 | $446 | $928 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Saturn Outlook Insurance
Finding better rates on Saturn Outlook insurance takes being a low-risk driver, having a good credit history, refrain from filing small claims, and insuring your home and auto with the same company. Take the time to comparison shop every couple of years by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The items below are a condensed summary of the material that was touched on in the above illustrations.
- Drivers who may need more liability coverage will pay an extra $490 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
- Teen drivers pay higher prices, with the cost nearing $314 per month including comprehensive and collision insurance
- High-risk drivers with multiple at-fault accidents may pay on average $1,060 more every year to insure their Outlook
- Increasing policy deductibles could save up to $225 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,764 |
| 20 | $2,110 |
| 30 | $942 |
| 40 | $928 |
| 50 | $854 |
| 60 | $836 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,068 |
| $250 | $1,006 |
| $500 | $928 |
| $1,000 | $854 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $928 |
| 50/100 | $1,049 |
| 100/300 | $1,161 |
| 250/500 | $1,451 |
| 100 CSL | $1,094 |
| 300 CSL | $1,339 |
| 500 CSL | $1,518 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,282 |
| 20 | $3,358 |
| 30 | $2,000 |
| 40 | $1,986 |
| 50 | $1,900 |
| 60 | $1,880 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $32 |
| Advance Quote | $39 |
| Online Quote | $62 |
| Total Discounts | $355 |
Discounts are estimated and may not be available from every company or in every state.
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