Saturn Outlook Insurance Rates

Average insurance rates for a Saturn Outlook are $928 a year for full coverage insurance. Comprehensive costs approximately $154 a year, collision costs $170, and liability coverage is $446. A policy with just liability insurance costs around $500 a year, with coverage for high-risk drivers costing around $1,986. Teen drivers receive the highest rates at $3,764 a year or more.

Average premium for full coverage: $928

Rate estimates by individual coverage type:

Prices include $500 deductible amounts, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Outlook trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These examples illustrate why it is important to compare rates quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $573
• Raising to $1,000 deductibles will save $854 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $928
• Choosing low $100 deductibles bumps up the cost to $1,068
• Unlucky drivers with multiple violations and an at-fault accident could pay around $1,986 or more
• The cost that insures a teenage driver can cost $3,764

View Chart as Image

Insurance rates for a Saturn Outlook can also vary considerably based on the trim level of your Outlook, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,100 to $1,600 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 132% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

Where you live also has a big influence on Saturn Outlook insurance rates. A middle-age driver might find rates as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,260 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $220 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $402 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Every auto insurance company uses a different rate calculation, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Saturn Outlook Insurance

Saving money on auto insurance consists of having a good driving record, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Shop around every year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The next list is a quick rundown of the coverage data covered above.

• It is possible to save around $100 per year simply by quoting early and online
• Increasing deductibles can save approximately $225 each year
• Drivers age 20 and younger are the costliest to insure, costing up to $314 per month if comprehensive and collision insurance is included
• Drivers with reckless driving or DUI convictions could be charged and average of $1,060 more per year to buy Saturn Outlook insurance