Saturn Outlook Insurance Rates

U.S. average auto insurance rates for a Saturn Outlook are $928 annually for full coverage insurance. Comprehensive insurance costs an estimated $154 a year, collision insurance costs $170, and liability insurance is estimated at $446. A policy with just liability insurance costs approximately $500 a year, and coverage for high-risk drivers costs $1,986 or more. Teens pay the highest rates at up to $3,764 a year.

Average premium for full coverage: $928

Price estimates broken down by individual coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Outlook trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations have fewer physical damage claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects insurance prices.

The ranges above illustrate why it is important to get quotes for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Saturn Outlook insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $573
• Choosing higher $1,000 deductibles can save approximately $854 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $928
• Selecting low $100 deductibles for comp and collision coverage costs an additional $140 a year
• High-risk insureds with serious driving violations could pay up to $1,986
• The price with full coverage for a teen driver can cost as much as $3,764 each year

View Chart as Image

Insurance prices for a Saturn Outlook are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay at least $3,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $220 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $402 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Saturn Outlook insurance rates. A good driver about age 40 could pay as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,260 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Saturn Outlook Insurance

Getting lower rates on Saturn Outlook insurance takes having a decent driving record, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates every couple of years by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a brief summary of the material that was presented in the illustrations above.

• Drivers who want additional liability coverage will pay approximately $490 annually to raise limits from a low limit to higher 250/500 limits
• 16 to 18-year-old drivers are charged the highest prices, as much as $314 a month including comprehensive and collision insurance
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,060 more annually than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $225 each year