Saturn Outlook Insurance Rates

Average insurance rates for a Saturn Outlook are $928 a year for full coverage insurance. Comprehensive costs approximately $154, collision costs $170, and liability costs around $446. A policy with just liability insurance costs as low as $500 a year, with coverage for high-risk drivers costing around $1,986. 16-year-old drivers receive the highest rates at $3,764 a year or more.

Average premium for full coverage: $928

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for different Outlook trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than congested cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples illustrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $573
• Using higher $1,000 deductibles will save $74 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $928
• Buying more expensive low deductibles for physical damage coverage will increase the cost to $1,068
• High-risk insureds with multiple tickets or accidents could pay around $1,986 or more
• The cost for full coverage for a 16-year-old driver with full coverage can cost $3,764 or more

View Chart as Image

Insurance rates for a Saturn Outlook can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as low as $900 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

Where you live has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see rates as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,260 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $220 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $402 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,100 to $1,600 additional per year, depending on your age. High-risk driver insurance can be from 43% to 132% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates from multiple companies. Each insurance company utilizes a different rate formula, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Saturn Outlook Insurance

Saving money on insurance for a Saturn Outlook requires having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates at every policy renewal by requesting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following items are a brief review of the data covered above.

• Insureds who purchase additional liability coverage will pay around $490 annually to increase from a minimum limit to 250/500 limits
• It is possible to save around $100 per year simply by shopping early and online
• Increasing deductibles can save around $225 each year
• 16 to 18-year-old drivers are the costliest to insure, costing up to $314 per month including comprehensive and collision insurance