Saturn Outlook Insurance Rates

Estimated insurance rates for a Saturn Outlook are $928 a year with full coverage. Comprehensive costs an estimated $154 a year, collision costs $170, and liability is $446. Liability-only insurance costs around $500 a year, with high-risk driver insurance costing around $1,986. 16-year-old drivers pay the most at $3,764 a year or more.

Average premium for full coverage: $928

Premium estimates broken down by type of coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and Outlook trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than congested cities.

The diagram below illustrates the effect of geographic area on insurance prices.

These rate differences demonstrate why it is important to compare rates quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Saturn Outlook insurance rates for other coverage scenarios.

• The best full coverage rate is $573
• Raising to $1,000 deductibles will save approximately $854 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $928
• Buying low $100 deductibles bumps up the cost to $1,068
• At-risk drivers with multiple tickets or accidents could pay up to $1,986 or more
• An auto insurance policy that insures a teen driver can cost as much as $3,764

View Chart as Image

Insurance prices for a Saturn Outlook also have a wide range based on the trim level of your Outlook, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,100 to $1,600 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $3,700 a year. View Rates by Age

Where you choose to live also has a big influence on Saturn Outlook insurance prices. A middle-age driver might find prices as low as $670 a year in states like Utah, Ohio, and New Hampshire, or at least $1,260 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $220 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $402 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out which insurance company is cheapest is to get quotes and see which company has the best price. Every auto insurance company utilizes a different rate formula, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Saturn Outlook Insurance

Finding better rates on car insurance consists of having a decent driving record, having a good credit score, being claim-free, and maximizing policy discounts. Comparison shop every couple of years by requesting rates from direct companies, and also from insurance agencies where you live.

The following items are a brief summary of the material that was covered in the above illustrations.

• Policyholders who want additional liability coverage will pay around $490 every year to raise from 30/60 bodily injury limits to the 250/500 level
• 16 to 18-year-old drivers are expensive to insure, possibly costing $314 per month if comprehensive and collision insurance is included
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,060 more annually than a driver with a clean driving record
• Increasing policy deductibles can save approximately $225 each year