Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $928 a year including full coverage. Comprehensive insurance costs approximately $154 a year, collision insurance costs $170, and liability costs around $446. Liability-only insurance costs as low as $500 a year, and high-risk driver insurance costs $1,986 or more. 16-year-old drivers cost the most to insure at up to $3,764 a year.

Average premium for full coverage: $928

Policy rates by type of insurance:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Outlook trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than congested cities. The diagram below illustrates how your location can change auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $573
• Using higher $1,000 deductibles will save $854 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $928
• Buying low $100 deductibles for physical damage coverage will cost an extra $140 every year
• Drivers with multiple tickets or accidents could pay around $1,986
• Policy cost for full coverage for a teen driver can cost $3,764 or more

View Chart as Image

Auto insurance rates for a Saturn Outlook also range considerably based on your risk profile, the model of your Outlook, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see rates as low as $720 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,330 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $220 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $402 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,100 to $1,600 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 132% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Saturn Outlook Insurance

Finding cheaper rates on car insurance requires being a safe and courteous driver, having good credit, paying for small claims out-of-pocket, and possibly higher deductibles. Invest the time to shop around every time your policy renews by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a brief summary of the information illustrated above.

• You may be able to save around $100 per year just by quoting early and online
• Teenage drivers have the highest car insurance rates, with premiums being up to $314 each month if they have full coverage
• Increasing comprehensive and collision deductibles can save around $225 each year
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,060 more per year for auto insurance
• Policyholders who purchase higher levels of liability will pay around $490 per year to increase from a 30/60 limit to 250/500 limits