Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $928 a year for full coverage. Comprehensive insurance costs approximately $154, collision costs $170, and liability insurance is estimated at $446. Buying just liability costs approximately $500 a year, with insurance for high-risk drivers costing $1,986 or more. Teens cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates by type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why everyone should get quotes using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $573
• Choosing higher $1,000 deductibles can save $74 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $928
• Selecting pricier low deductibles for comp and collision coverage will cost an extra $140 a year
• High-risk insureds with serious driving violations could pay around $1,986 or more
• Policy cost for full coverage for a teen driver for full coverage can cost $3,764 each year

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on your risk profile, the trim level of your Outlook, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Saturn Outlook insurance rates. A good driver about age 40 could pay as low as $610 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,330 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $220 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,100 to $1,600 extra every year, depending on your age. Saturn Outlook insurance for high-risk drivers ranges anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to regularly compare rates from as many companies as possible. Each auto insurer calculates rates differently, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Saturn Outlook Insurance

Finding cheaper rates on Saturn Outlook insurance takes being a low-risk driver, maintaining good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates every year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a review of the coverage data covered above.

• Drivers can save around $100 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $225 each year
• Teen drivers are expensive to insure, costing up to $314 each month for full coverage
• High-risk drivers who have several accidents or serious violations may pay on average $1,060 more per year to insure their Outlook